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2024

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Best Local Car Insurance Agencies in Kirkland, WA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kirkland local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

37Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10526 NE 68th St, Kirkland, WA 98033
WebsiteLicense: 39895

Expertise.com Rating

Review Sources

Google
4.8 (4)
Yelp
3.5 (3)

Why choose this provider?

Totem Agencies is a Kirkland-based independent insurance agency that offers auto insurance products and services to clients within the nearby areas. It works with various insurance companies to provide customized insurance plans that are suited to the clients' needs and budget. These plans protect them against medical and legal expenses resulting from loss of life, injury, or property damages caused by an accident. Totem Agencies is committed to establishing a long-term relationship with its clients by providing high-quality insurance solutions.

  • Bundling Option

5612 Lake Washington Boulevard Northeast, Kirkland, WA 98033
WebsiteLicense: 116317

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
5.0 (14)
Yelp
5.0 (2)

Why choose this provider?

Pacific Northwest Insurance is a full-service company that has been serving the Kirkland metro area and its surrounding communities for nearly three decades. Established in 1992, the firm protects car owners and motorists from financial losses and potential risks through an auto insurance policy. Some of the basic coverages the company provides include liability, collision, comprehensive, personal injury, and uninsured motorist protection. The family-owned company is a member of The Advantage Group, LLC, which one of the largest associations of independent insurance agencies in Washington.

  • Multiple Carriers

1715 Market St # 100, Kirkland, WA 98033
WebsiteLicense: 153329

Expertise.com Rating

Review Sources

Yelp
4.0 (15)
Facebook
5.0 (11)
Google
4.1 (9)

Why choose this provider?

CHOICE Insurance, LLC, is a full-service provider of auto insurance products that has been insuring drivers in Kirkland since 1986. The independent brokerage has auto insurance policy specialists who will help clients understand the different coverage options they offer. With access to many insurance companies and providers such as Safeco Insurance and AmTrust Financial, its products include coverage for liability, personal injury protection, and medical payments. CHOICE Insurance also has personal umbrella coverage that can fill gaps in clients' policies.

12700 Northeast 124th Street, Kirkland, WA 98034
WebsiteLicense: 976624

Expertise.com Rating

Review Sources

Google
5.0 (15)
Yelp
3.5 (3)

Why choose this provider?

AYAO Insurance provides auto coverage to clients in Kirkland. It guides vehicle owners on mandated coverage such as liability protection for injuries or damages to other persons, as well as optional coverages such as collision and comprehensive, the latter including fires, vandalism, and theft. It also offers personal injury protection, uninsured motorist coverage, and umbrella insurance. AYAO also offers pay-per-mile auto insurance, a unique state policy that factors in mileage and driving risk into a client's coverage.

  • Bundling Option

11410 98th Avenue Northeast, Kirkland, WA 98033
WebsiteLicense: 95841

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Lee Insurance Services, Inc. is an independent insurance company servicing the Kirkland metro and nearby communities since 1991. It quotes and customizes policy for vehicles that can cover medical and legal costs incurred from injury, death, or property damage arising from an accident involving the policyholder's car. Its other personal insurance products include property, business, health, and life insurance. To further educate the clients, the firm also shares various topics about insurance policies on its blog page.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

11922 98th Avenue Northeast, Kirkland, WA 98034
WebsiteLicense: 156583

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (13)
Yelp
4.5 (9)

Why choose this provider?

Nancy Collingsworth is a State Farm insurance agent that serves clients in Kirkland, Juanita, Greater Seattle district, and nearby areas. She provides insurance and risk management products such as automobile insurance, motorcycle insurance, homeowners' insurance, life insurance coverage, as well as pet and property insurance coverage. Nancy has been a State Farm insurance agent for 22 years. Her background in insurance enables her to provide each client with a suitable insurance package fit to accommodate their needs and requirements.

  • Multiple Carriers
  • Bundling Option

951 6th Street South, Kirkland, WA 98033
WebsiteLicense: 781654

Expertise.com Rating

Review Sources

Google
4.9 (161)
Facebook
5.0 (22)
Yelp
3.5 (19)

Why choose this provider?

Katie Kelly is a State Farm insurance agent focused on providing car insurance in Kirkland and the surrounding areas. In 2011, she opened The Katie Nguyen Au Kelly State Farm office and her team can accommodate clients who speak English, Vietnamese, Mandarin, Cantonese, and Spanish. Katie Kelly creates for clients suitable auto insurance policies that include coverages such as collision, comprehensive, rental, and rideshare. The agency aims to assist its clients in managing the perils of everyday life and, if necessary, recover from the unexpected.

  • Multiple Carriers
  • Bundling Option

5400 Carillon Point, Kirkland, WA 98033
WebsiteLicense: 770660

Expertise.com Rating

Review Sources

Google
4.7 (54)
Yelp
4.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Soleyon Insurance Partners, Inc., is Kirkland-based agency that provides auto insurance policies with standard and optional coverage options. It also offers protection for classic cars, motorcycles and scooters, RVs, and boats. Initially founded in 2005 as a captive insurance agency, the company became an independent company to offer clients a wider range of insurance products. The insurance agents at Soleyon Insurance Partners are trained to determine the unique needs of each client and provide the appropriate policy that addresses these needs.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Totem Agencies
10526 NE 68th St, Kirkland, WA 98033
Pacific Northwest Insurance
5612 Lake Washington Boulevard Northeast, Kirkland, WA 98033
CHOICE Insurance, LLC
1715 Market St # 100, Kirkland, WA 98033
AYAO Insurance
12700 Northeast 124th Street, Kirkland, WA 98034
Lee Insurance Services, Inc.
11410 98th Avenue Northeast, Kirkland, WA 98033
Nancy Collingsworth
11922 98th Avenue Northeast, Kirkland, WA 98034
Katie Kelly
951 6th Street South, Kirkland, WA 98033
Soleyon Insurance Partners, Inc.
5400 Carillon Point, Kirkland, WA 98033

Kirkland, WA Car Insurance Agency FAQs

  • What is Personal Injury Protection coverage in Kirkland?

    Personal Injury Protection insurance in Kirkland covers medical expenses for both you and your passengers injured in a car accident, irrespective of fault, up to a specified dollar cap ranging from $10,000 to $35,000. PIP also includes coverage for additional expenses such as a daily allowance for household task incapacity, certain funeral benefits, and lost wages.

  • Who should be included on your auto insurance policy in Kirkland?

    Those aged 14 and older who reside in your household or operate your vehicle(s) must be listed on your Kirkland auto insurance policy. Insurance providers will ask you to disclose individuals aged 14 and older residing in the same household for inclusion in the car insurance policy. This encompasses your spouse or partner, housemates, children (even if they're attending college elsewhere), and other residing family members.

  • Is it necessary to have your household members included on your auto insurance policy in Kirkland, even if they don't operate your vehicle?

    Yes. Your Kirkland auto insurance policy should still cover your household members, but you can classify them as non-drivers, non-rated, or exclude them as drivers. In these situations, each insurance company adheres to its own rules. For optimal protection and an accurate quote, discuss the driving circumstances of your household with your agent. Failure to disclose could be considered insurance fraud and result in the cancellation of your policy if an accident occurs.

  • Is purchasing insurance directly from a car rental agency mandatory in Kirkland?

    You must meet the basic coverage requirements before renting a car in Kirkland. Car rental companies sell insurance, but if your policy satisfies the minimum coverage requirement, it frequently covers rentals. There may be areas that are not covered if you decline the rental company's insurance and use your own. Damaging the rental car might make you liable for its depreciation and any lost rental revenue while it is being repaired.

  • What is SR-22 insurance, and who needs it in Kirkland?

    In Kirkland, SR-22 insurance is a certificate verifying your financial responsibility. Your auto insurer files it with the state to certify that you have the bare minimum of coverage for any harm you might cause while driving. You may need to secure an SR-22 endorsement for your car insurance if you were at fault in a car accident, were caught driving without insurance, received a DUI or DWI conviction, or have a history of repeated traffic violations.