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2025

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Best Local Car Insurance Agencies in Kent, WA

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kent local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

81Reviewed

52Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Kent
24606a Military Road South, Kent, WA 98032
Visit WebsiteLicense: 205311

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Narinder Kaur is a Farmers Insurance agent offering auto insurance coverages to Kent individuals and families. Kaur assists drivers in the entire auto insurance process. He also helps his clients in understanding available coverages in the market and obtaining personalized vehicle protection plans. He also helps when applying for comprehensive, collision, and liability coverages. Furthermore, Kaur allows drivers to customize their policies by adding personal injury protection and roadside assistance. He is fluent in Hindi, Punjabi, and English.

  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Kent
1901 South 72nd Street, Tacoma, WA 98408
Visit WebsiteLicense: 5160

Expertise.com Rating

Review Sources

Google
4.7 (34)
Facebook
5.0 (15)
Yelp
3.0 (2)

Why choose this provider?

Sav-On Insurance is a professional and full-service insurance agency that serves clients in Kent, Fife, Tacoma, and the surrounding communities. It offers a wide array of insurance products and services such as personal and commercial auto insurance, boat and watercraft insurance, and utility line coverage. It also supervises filing and claims for SR-22 insurance holders. The company has access to reliable and reputable insurance brands, offering them tailor-fit insurance options that suit their needs.

Best Local Car Insurance Agencies Serving Kent
1400 Talbot Road South, Renton, WA 98055
Visit WebsiteLicense: 853609

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

My Insurance Agency offers auto insurance products and services to individuals and businesses in Kent and the nearby areas. As an independent agency, it represents various insurance carriers to provide insurance plans, which include the comprehensive and collision coverages, as well as the liability, medical, and uninsured and underinsured coverages. Its agents also assist clients in filing their SR-22. The company believes that the best way to grow a business is through the word-of-mouth of their satisfied clients.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Kent
24401 104th Avenue Southeast, Kent, WA 98030
Visit WebsiteLicense: 259796

Expertise.com Rating

Why choose this provider?

Heritage Insurance is a Kent-based car insurance agency that serves the entire Washington State. As an independent agency, its team of insurance agents is knowledgeable about the auto insurance products offered by different insurance companies. They educate their clients on coverages included in car insurance policies such as collision coverage, comprehensive coverage, and property damage. The team at Heritage Insurance can provide quotes for both standard automobile insurance and collectors car insurance.

  • RV & Motorhome
  • Boats

Best Local Car Insurance Agencies Serving Kent
402 East Main Street, Auburn, WA 98002
Visit WebsiteLicense: 114980

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
5.0 (5)

Why choose this provider?

South Sound Insurance, Inc., is an Auburn-based insurance agency that also provides various insurance products to clients in Kent. The locally owned and operated company offers auto and recreational vehicle insurance. Its auto insurance policies can include liability, collision, comprehensive, accident forgiveness, towing, and rental reimbursement coverage. South Sound Insurance's team of agents is experienced and knowledgeable when it comes to crafting various personal and commercial insurance policies that fit each client's needs.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Best Local Car Insurance Agencies Serving Kent
10120 Southeast 260th Street, Kent, WA 98030
Visit WebsiteLicense: 781578

Expertise.com Rating

Review Sources

Google
4.4 (5)
Facebook
5.0 (1)

Why choose this provider?

Agency 1 is a professional insurance agency that serves residential and commercial clients in Kent and nearby areas. It offers a variety of insurance products and services such as auto insurance coverage, boat and watercraft insurance, as well as RV and motor home insurance coverage. The company also offers umbrella insurance and pet insurance services. Agency 1 represents reliable and reputable insurance carriers, allowing it to provide each client with a suitable insurance package fit to match their needs.

  • Bundling Option

Best Local Car Insurance Agencies Serving Kent
9259 57th Ave S, Seattle, WA 98118
Visit WebsiteLicense: 848788

Expertise.com Rating

Review Sources

Facebook
4.7 (31)
Google
4.8 (25)

Why choose this provider?

Merrill & Merril Insurance is an independent insurance agency serving Kent and the surrounding areas. It offers several auto insurance policies, covering cars, boats, ATVs, and antique and classic vehicles. The company also provides home insurance solutions, providing coverage in earthquakes, flooding, property damage, and theft. Additionally, Merrill & Merril Insurance offers health and life insurance, as well as commercial insurance coverage. Businesses can choose from contractors' liability, EPLI, business auto, and workers' compensation insurance policies.

  • Life Insurance

Best Local Car Insurance Agencies Serving Kent
26019 104th Avenue Southeast, Ste 102, Kent, WA 98030
Visit WebsiteLicense: 981008

Expertise.com Rating

Review Sources

Google
5.0 (740)
Facebook
5.0 (91)

Why choose this provider?

Cesar Ramos is a State Farm agent based in Kent. Included in his product line is auto insurance, which may include any of the following coverages: medical payments, uninsured motorist, liability, collision, and comprehensive. Ramos's personal experience of being insured with State Farm when he became a single parent made him pursue the insurance career path. The Spanish-speaking agent is a former federal agent and a military veteran. Four-legged, furry friends are welcome in his office.

Best Local Car Insurance Agencies Serving Kent
1202 Main Street, Sumner, WA 98390
Visit WebsiteLicense: 41844

Expertise.com Rating

Review Sources

Google
4.6 (16)
Facebook
4.7 (16)
Yelp
3.5 (3)

Why choose this provider?

Duane Weber Insurance is a family-operated business that provides the Kent community with its insurance needs. The agency specializes in auto, home, and pet insurance. Its agents offer auto insurance that offers complete protection. They also cater to high-risk vehicles, classic cars, and motorcycles. Some of the insurance carriers they work with are Safeco, Kemper, Progressive, Encompass, and Liberty Mutual. Founded in 1972, Duane Weber Insurance was named Best of Kent in 2015 by Reader's Favorites.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Kent
16238 Southeast 272nd Street, Covington, WA 98042
Visit WebsiteLicense: 764555

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Brian Boldman is a State Farm insurance agent servicing Kent clients since 2009. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages that can protect a car and its driver from financial losses caused by an accident or other unexpected circumstances. The agency also offers banking and investment services. Boldman offers good neighbor customer service 24/7 for quotes.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Narinder Kaur
24606a Military Road South, Kent, WA 98032
SAV-ON Insurance - Tacoma
1901 South 72nd Street, Tacoma, WA 98408
My Insurance Agency
1400 Talbot Road South, Renton, WA 98055
Heritage Insurance
24401 104th Avenue Southeast, Kent, WA 98030
South Sound Insurance Inc.
402 East Main Street, Auburn, WA 98002
Agency 1 Insurance
10120 Southeast 260th Street, Kent, WA 98030
Merrill & Merrill Insurance
9259 57th Ave S, Seattle, WA 98118
Cesar Ramos
26019 104th Avenue Southeast, Ste 102, Kent, WA 98030
Duane Weber Insurance
1202 Main Street, Sumner, WA 98390
Brian Boldman
16238 Southeast 272nd Street, Covington, WA 98042

Kent, WA Car Insurance Agency FAQs

  • What happens if you and your insurer cannot agree on the value of your car in Kent after a total loss?

    In Kent, you have the right to hire an appraiser. This must be specified in your policy, and you and your insurer can each hire their own appraiser if you and your insurer disagree on the car's value after total loss. If you and the at-fault driver's insurer disagree on the value of the car and you have your own insurance, you can file a claim with your own insurer. This action gives your insurer the right to seek compensation from the at-fault driver's insurance company.

  • Does you insurance cover locksmith services if you locked out your keys inside the car in Kent?

    If you have roadside assistance coverage, your policy will most likely cover locksmith services. However, coverage varies by insurance company, so double-check your policy. If you are locked out of your car and require police assistance, the Kent Volunteers In Police Service can assist you in unlocking your vehicle. For this response, contact police dispatch at 253-852-2121. You should be aware that you must sign a hold harmless waiver acknowledging any potential damage to your vehicle.

  • Are drivers required to carry personal insurance protection (PIP) in Kent?

    No, personal insurance protection (PIP) is not required. All insurance companies in the state are required to provide PIP to drivers, but there is an option to opt out of the coverage. Drivers in Kent who do not wish to have PIP coverage must sign a waiver. If they do not, the insurance company will automatically include it in their policy.

  • What kind of insurance should you have if you drive to Kent using a vehicle registered out-of-state?

    If you drive to Kent in a vehicle registered in another state, you must have the necessary insurance in the state that issued the registration. If law enforcement asks you to show proof of insurance, you must be able to do so. For state-registered vehicles, the minimum required insurance coverage is $25,000 per injured person, $50,000 per accident if more than one injured person, and $10,000 for property damage.

  • Who and what are covered in a liability insurance in Kent?

    The policyholder in Kent, as well as those named in the liability insurance policy, are protected. In most cases, the policy will also cover the spouse and other members of the household. Anyone who drives the policyholder's car with their permission is also covered. The policy covers the vehicle specified in the policy. Any replacement vehicle will be covered if the policyholder notifies the insurance company within 30 days of the replacement.