Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Bellevue, WA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bellevue local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

83Reviewed

55Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8636 45th Avenue Northeast, Seattle, WA 98115
WebsiteLicense: 156887

Expertise.com Rating

Review Sources

Google
4.1 (9)
Facebook
4.6 (9)
Yelp
5.0 (5)

Why choose this provider?

NRG Insurance is an independent insurance brokerage operating in Bellevue that specializes in car, personal, and business insurance across five states. Its team of advisors negotiates the best deals with partner carriers so that clients enjoy the benefits of full protection. It also caters to people with unique needs, such as telecommuters. NRG Insurance is the first brokerage in the country to go carbon-neutral and has been awarded the “Business in Green” award by the EPA.

  • Multiple Carriers

17544 Midvale Avenue North, Shoreline, WA 98133
WebsiteLicense: 18295744

Expertise.com Rating

Review Sources

Facebook
5.0 (29)

Why choose this provider?

Empire Insurance Brokers is a locally owned and operated insurance agency that offers services to individuals and businesses in Bellevue and the surrounding areas. The agency is committed to helping vehicle owners find auto insurance policies that suit their needs and budgets. A full auto insurance policy generally includes comprehensive coverage, collision, liability, medical expenses, and roadside assistance coverage. Empire Insurance Brokers has been helping clients with insurance protection since 1996. It represents multiple insurance carriers, such as Nationwide, Safeco., Travelers, Progressive, and Foremost.

  • Multiple Carriers

13500 Lake City Way Northeast, Seattle, WA 98125
WebsiteLicense: 144755

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (4)
Yelp
4.0 (4)

Why choose this provider?

Cairns Insurance Agency recognizes the auto insurance needs of its clients in Bellevue and the surrounding areas. The service provider searches for insurance coverages from multiple carriers such as GeoVera Insurance, PEMCO Insurance, Safeco, and Progressive. Its agents write liability and no-fault coverages that most states require drivers to obtain. They also provide protection coverage specifically for vehicles such as comprehensive and collision. The locally operated company has been providing personalized insurance for over 30 years.

  • Boats

16301 NE 8th St., Ste 241, Bellevue, WA 98008
WebsiteLicense: 1088077

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
5.0 (10)

Why choose this provider?

Phoenix Insurance Inc. is a Bellevue-based company that offers personal and commercial lines of protection. With access to policies from numerous providers, its team finds suitable coverage options for drivers, whether they are looking to protect their vehicles from collision or their passengers from injuries. Some of the carriers the agents represent include National General, Nationwide, Liberty Mutual, and Travelers. Phoenix Insurance was founded by Grace Zheng, who has almost two decades of global trade experience.

  • Motorcyle & ATV

9627 Aurora Avenue North, Seattle, WA 98103
WebsiteLicense: 100940

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Sound Insurance is a locally owned and independent insurance management firm that serves clients in Bellevue and its surrounding districts. The company offers a detailed selection of insurance products and services, such as personal and commercial auto and motorcycle insurance, as well as teen driver coverage. It also manages filing, claims, and paperwork for SR-22 certification holders. The company has access to reputable insurance brands, which enables it to provide personalized options to suit the needs of each client.

  • Bundling Option

600 Main Street, Edmonds, WA 98020
WebsiteLicense: 55721

Expertise.com Rating

Review Sources

Facebook
5.0 (80)
Yelp
3.0 (5)

Why choose this provider?

Established in 1980 by Scott Campbell, Insurance Services Group is an independent and full-service insurance management firm that works with residential and commercial clients located in Bellevue, Edmonds, Sequim, and the surrounding districts. The company offers personal and commercial auto, boat and watercraft, motorcycle, and off-road vehicle insurance products and solutions. Its team of agents has access to reputable insurance brands, such as Chubb, CIG, Foremost Insurance, and Liberty Mutual.

  • Multiple Carriers

701 5th Avenue, Seattle, WA 98104
WebsiteLicense: 781256

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

SafeInsure is a woman-owned independent insurance agency that offers various insurance products like auto insurance to Bellevue clients. The agency offers a range of insurance quotes from various insurance providers, providing its clients their best options. Clients can choose the coverage to include in their policy, such as collision, comprehensive, liability, medical payments, and uninsured/underinsured motorist. Moreover, they can bundle their auto insurance with home insurance. SafeInsure also offers other vehicle insurance like a motorcycle, classic car, RV, and boat and personal watercraft insurance.

  • Multiple Carriers

3837 13th Avenue West, Seattle, WA 98119
WebsiteLicense: 240939

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (10)

Why choose this provider?

Serving Bellevue and the nearby areas, Christopher Togawa Insurance Agency was established in 1988. Referred to as the "Super Team," the company lays claim to having mild-mannered professionals who are focused on providing all types of insurance services. Offering auto insurance, the company also assists vehicle owners with coverage for motorcycle, boat, and recreational vehicles such as ATVs. The team is willing to accommodate additional insurance protection involving earthquake, flood, and disability insurance.

  • Multiple Carriers

265 NE 45th St, Seattle, WA 98105, Seattle, WA WA
WebsiteLicense: 964215

Expertise.com Rating

Review Sources

Google
4.9 (206)
Yelp
4.5 (127)
Facebook
5.0 (2)

Why choose this provider?

Established in 2005, Secord Insurance Agency is an independent and full-service insurance management firm that serves clients located in Bellevue and nearby areas. It offers a variety of insurance and risk management products and services, such as personal and commercial auto, motorcycle, vintage car, and rideshare insurance. The company also provides other policies under pet health insurance, as well as specialized insurance coverages for restaurants, retail businesses, and IT firms.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

4201 Roosevelt Way Northeast, Seattle, WA 98105
WebsiteLicense: 745209

Expertise.com Rating

Review Sources

Facebook
4.7 (12)
Yelp
4.0 (10)

Why choose this provider?

Situated in Seattle, C. Don Filer Agency offers a range of car insurance policies for Bellevue and its surrounding areas. Its financial coverage may include damages due to accidents, theft, and natural disasters. The independent agency believes in the importance of building long-term client relationships through a trustworthy service. Since 1947, its team has served more than a hundred local communities. It also supports charities such as The American Heart Association and The NOAH Center.

  • Multiple Carriers

12505 Bel-Red Rd Ste 106, Bellevue, WA 98005

Expertise.com Rating

Review Sources

Google
4.9 (44)
Yelp
5.0 (44)
Facebook
5.0 (33)

Why choose this provider?

With Achieve Alpha Insurance is on your side, insurance isn’t complicated it’s easy. Our experts learn about your needs, recommend the right coverages, and find the best options for you by shopping across our large network of health, life, auto, and home insurance providers. We’ll earn your trust, because we don’t work for the insurance companies. We work for you!

3161 Elliott Avenue, Seattle, WA 98121
WebsiteLicense: 232817

Expertise.com Rating

Review Sources

Google
4.8 (20)
Yelp
4.5 (18)
Facebook
5.0 (2)

Why choose this provider?

Belltown Insurance Group Inc. is an independent insurance firm representing many reputable carriers to serve the insurance needs of individuals, families, and businesses in Bellevue and all of Washington State. Its experienced agents help vehicle owners secure car insurance policies that will give them support in the event of an automotive emergency. Available car insurance plans essentially have liability, collision, and comprehensive coverage, although clients may request additional protection. Belltown Insurance Group also insures motorcycles, boats, and RVs.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

8014 Lake City Way Northeast, Seattle, WA 98115
WebsiteLicense: 978352

Expertise.com Rating

Review Sources

Google
4.8 (61)
Yelp
5.0 (1)

Why choose this provider?

Tonya Kellum is a State Farm insurance agent servicing the Bellevue community. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. Kellum is a dog lover and is not biased towards any dog breeds. Her office offers fax, notary, and shredding services for clients. Services are available 24 hours a day.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
NRG Insurance
8636 45th Avenue Northeast, Seattle, WA 98115
Empire Insurance Brokers - Shoreline
17544 Midvale Avenue North, Shoreline, WA 98133
Cairns Insurance Agency
13500 Lake City Way Northeast, Seattle, WA 98125
Phoenix Insurance Inc
16301 NE 8th St., Ste 241, Bellevue, WA 98008
Sound Insurance
9627 Aurora Avenue North, Seattle, WA 98103
Insurance Services Group
600 Main Street, Edmonds, WA 98020
SafeInsure
701 5th Avenue, Seattle, WA 98104
Christopher Togawa Insurance Agency
3837 13th Avenue West, Seattle, WA 98119
Secord Insurance Agency
265 NE 45th St, Seattle, WA 98105, Seattle, WA WA
C. Don Filer Agency - Seattle
4201 Roosevelt Way Northeast, Seattle, WA 98105
Achieve Alpha Insurance
12505 Bel-Red Rd Ste 106, Bellevue, WA 98005
Belltown Insurance Group Inc.
3161 Elliott Avenue, Seattle, WA 98121
Tonya Kellum
8014 Lake City Way Northeast, Seattle, WA 98115

Bellevue, WA Car Insurance Agency FAQs

  • Is personal injury protection insurance required in Bellevue?

    PIP insurance is not mandatory in Bellevue. However, state law requires insurance companies to provide you with the option to purchase it. If you choose not to have PIP coverage, you must formally decline it in writing. Failure to sign a waiver rejecting PIP coverage may result in your auto insurance provider including it in your policy and billing you for it.

  • Are auto insurance premiums in Bellevue higher for sports cars?

    Owning a sports car in Bellevue typically results in higher insurance premiums for comprehensive and collision coverage. This is due to factors like the cost of the vehicle, accident risk, repair expenses, and susceptibility to theft. Insurers take these factors into account when determining the cost of coverage for sports car owners.

  • Does your auto insurance cover damage caused by natural disasters in Bellevue?

    Your auto insurance can provide coverage for damage resulting from natural disasters in Bellevue, but it depends on your specific type of insurance. Comprehensive insurance is an auto policy that typically protects your vehicle from damage resulting from uncontrollable events, such as natural disasters. This coverage can encompass losses due to events such as floods, hurricanes, earthquakes, and wildfires.

  • Do you need special insurance for ridesharing services in Bellevue?

    Yes. In Bellevue, rideshare drivers typically need additional insurance coverage when using their vehicles for commercial purposes. For your safety, you should consider obtaining a specialized insurance policy tailored for ridesharing activities. This policy offers coverage while you are actively working as a rideshare driver for any transportation network company.

  • Can your insurance be affected if you receive a traffic violation in Bellevue?

    Yes, your car insurance premiums can be influenced by your history of accidents or traffic violations in Bellevue. Generally, if you have been responsible for accidents or have received speeding tickets in the past, you can expect your car insurance rates to increase. Typically, these incidents result in rate increases lasting about three years.