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2024

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Best Local Car Insurance Agencies in Washington

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Washington Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4432Reviewed

2666Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Kennewick

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

The Insurance Services, Inc., offers comprehensive insurance solutions to individuals, families and business owners in Washington. It works closely with every client, advising them about the best policies that address their individual needs. One of its products is auto insurance, which protects car owners and their belongings against unwanted incidents like theft, accident, or vandalism. It provides clients with the best coverages, including property, liability, and medical. In addition, the firm offers health, home, motorcycle, RV, boat, and business insurance products. They represents multitude of insurance companies

Edmonds

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (7)

Why choose this provider?

Since 1947, Johnson Insurance Agency, LLC, has been serving clients across Washington. An independently owned and locally operated firm, it sources auto insurance policies that cover losses and damage to customers' cars as a result of an accident, fire, or theft. This type of insurance also provides protection against legal and medical expenses arising from loss of life, injury, or property damage caused by an accident involving clients' vehicles. Johnson Insurance Agency, LLC, represents companies like Travelers and Progressive and also insures boats and motorcycles.

Ferndale

Expertise.com Rating

Review Sources

Google
4.9 (104)
Facebook
4.3 (6)

Why choose this provider?

Billy Slesk has worked as a State Farm insurance salesperson in Washington since 1986. He provides juvenile drivers with a variety of auto insurance coverage options, as well as protection for rental and sports cars. The policies include 24/7 roadside assistance, as well as accident, comprehensive, ridesharing, and rental reimbursements. Slesk and his colleagues are fluent in both English and French. They also assist clients in selecting from a variety of pet, house, and business insurance coverage alternatives.

Portland

Expertise.com Rating

Review Sources

Google
4.3 (18)
Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Timmco Insurance is an independent agency that caters to clients in Washington. It surveys and customizes policies from different carriers to help car owners find the best auto insurance plan based on their needs. In addition, it offers insurance products for owners of motorcycles and boats. The agency also advocates for clients filing for claims. Bob Rosson, Timmco Insurance's president, has over two decades of experience in the industry. He has also worked in the tax sector.

Expertise.com Rating

Review Sources

Google
5.0 (1304)
Facebook
5.0 (110)
Yelp
5.0 (2)

Why choose this provider?

Cesar Ramos is a State Farm insurance professional based in Washington. He helps drivers find suitable insurance plans, whether they are looking to safeguard their vehicles from theft and vandalism or protect themselves from accidents caused by uninsured motorists. He also writes policies for Uber and Lyft drivers. Ramos saw the importance of risk management after his wife, who had a life insurance policy, passed away. This experience led him to start a career in the industry and open his State Farm agency.

Everett

Expertise.com Rating

Review Sources

Google
4.2 (51)
Facebook
4.5 (22)
Yelp
3.0 (4)

Why choose this provider?

American Insure-All - Everett is an independent insurance agency that caters to car owners in Washington who wish to find the best auto insurance products suitable for their needs. These products cover clients' medical, liability, and property damage repair expenses if they become involved in car accidents. Its auto insurance products also help individuals recover the value of their lost vehicles due to theft. In addition, this agency provides motorcycles, recreational vehicles, and watercraft insurance policies.

Snohomish

Expertise.com Rating

Review Sources

Google
5.0 (127)
Facebook
5.0 (38)
Yelp
5.0 (7)

Why choose this provider?

Forest Park Insurance Services has been providing financial services to clients in Washington since 1971. It assists car owners in obtaining auto insurance coverage for their vehicles. Policyholders are informed about coverage kinds like as collision, property damage, and uninsured liability coverage. It has a history of providing collectible vehicle owners with insurance. The company is a family-operated enterprise. One of its owners, Kenny Zener, once worked as a member of the claims department for the insurance firm Safeco.

West Richland

Expertise.com Rating

Why choose this provider?

Susan Dahl is the owner of a State Farm insurance firm in Washington State. She sells automobile insurance that protects clients from financial damages caused by accidents and other unforeseen incidents. Her company specializes on house, property, business, and pet insurance. State Farm Life Insurance Company issues life insurance and annuities, which are also available. Kayla Smith and Heather Matheny, two of the company's insurance experts, have a combined 11 years of expertise in the sector.

Bellingham

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
5.0 (11)
Yelp
4.0 (2)

Why choose this provider?

Bob Wallin Insurance is an agency operating in Washington. It offers a wide range of personal auto insurance coverage options, including liability, property damage, medical payment reimbursement, and accidents involving uninsured/underinsured motorists. Its team of agents can also assess the needs of businesses, whether they are self-employed consultants or a large organization, to provide a commercial auto insurance policy. The agency's president, Sue DeLeon, started working with her grandfather Bob Wallin at the age of 15.

Auburn

Expertise.com Rating

Why choose this provider?

Alpine Ridge Insurance Agency is a third-generation business that has been serving Washington since 2015. It helps individuals in acquiring an auto insurance policy that covers not just their cars and themselves but also their passengers, the property damage they've caused to other property, injuries that they are responsible for, and accidents involving uninsured/underinsured motorists. Its team of professionals assists drivers in assessing their situation and choosing the the best coverage option for them. The agency also writes insurance policies for classic cars and motorcycles.

Mill Creek

Expertise.com Rating

Why choose this provider?

Western Pacific Insurance Group is an independent agency serving Washington. It offers the best personal and commercial auto insurance plans that cover different types of needs and risks that clients may have. The coverage options can include damages to the vehicle from traffic collisions, theft, and property damage or bodily injury liabilities. Its team of professionals presents insurance products from different insurance companies such as Berkshire Hathaway GUARD, Mutual of Enumclaw, and Tokio Marine HCC. It also provides boat, motorcycles, and recreational vehicle insurance.

University Place

Expertise.com Rating

Review Sources

Google
4.9 (526)
Facebook
4.9 (64)
Yelp
4.5 (9)

Why choose this provider?

Alliance West Insurance, Inc., is an independent agency that offers financial protection via a wide array of insurance solutions. It serves individuals, families, and business owners in Washington. It matches car owners to providers that offer the best auto insurance that covers them and their belongings. Its agents assist clients in securing collision, comprehensive, liability, and medical payment coverages. In addition, Alliance West Insurance offers life, health, home, and commercial property insurance products.

Seattle

Expertise.com Rating

Why choose this provider?

Merrill & Merrill Insurance is a family-owned and operated independent agency that has been serving Washington since 1945. It helps individuals in financially protecting themselves if ever their vehicle was damaged or stolen by providing car insurance plans. The policies can also include coverages for injury or property damage liability to others and medical payment reimbursement. The best auto insurance options are available for businesses that own or lease vehicles or those who also utilize vehicles for certain business activities.

Everett

Expertise.com Rating

Why choose this provider?

Tony Edwards assists clients in Washington by providing various insurance solutions. His local State Farm agency houses a multilingual team, which allows it to serve diverse customers, including people who speak English, Spanish, Russian, and Ukrainian. Tony Edwards works with car owners looking for better coverages, such as liability, collision, comprehensive, uninsured and underinsured motorist protection, and emergency road service. Tony Edwards started operating his State Farm office in 2002. His team has a collective State Farm insurance experience of 53 years.

Vancouver

Expertise.com Rating

Why choose this provider?

Altech Insurance Agency is an independent insurance firm that has been in the business for more than two decades, serving the insurance needs of individuals, families, and enterprises across Washington. It aims to protect drivers from catastrophic financial losses with a broad selection of car insurance policies. Its agents partner with an extensive network of insurance carriers and assist in setting up policies that provide property, liability, and injury coverage, which protects policyholders in case of auto-related accidents. Altech Insurance Agency also extends its services to clients in Oregon and Arizona.

Expertise.com Rating

Review Sources

Google
4.8 (242)
Facebook
4.6 (35)
Yelp
2.0 (9)

Why choose this provider?

Heritage Insurance has offices in Washington and Arizona that help with risk management. Auto insurance is one of the company's offerings, and it reimburses losses in the event of a collision or theft. Car protection plans are customized according to vehicle type and motorists' age and driving history. Operating independently, the agency has access to policies from different carriers, allowing it to find coverage options that best suit clients' needs. Heritage Insurance's other products include ATV, RV, and motorcycle insurance.

Everett

Expertise.com Rating

Review Sources

Google
4.9 (141)
Facebook
4.7 (19)
Yelp
3.0 (2)

Why choose this provider?

Calrose Insurance in Washington helps individuals find the best protection coverage for their automobiles. The agency started as a niche auto insurance company until it eventually offered other types of policies. It carries life, homeowners', renters', and umbrella insurance. The agency also assists business owners in getting policies protecting them against professional liabilities and digital risks. The agency aims to make insurance accessible to the community. A 100% independent agency, it comprises agents who are knowledgeable of multiple insurance products.

Seattle

Expertise.com Rating

Why choose this provider?

Tonya Kellum is a top-rated local insurance agent with State Farm serving individuals, families, and businesses in Washington. She offers a wide range of car insurance coverage options for teen drivers and protection for rental and sports cars. In addition to having 24/7 roadside assistance coverage, the policies provide collision, comprehensive, rideshare, and rental reimbursements. Kellum and her team also offers insurance plans for pets, businesses, and homes. Their office accommodates notary and shredding needs.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Services Inc.
100 North Morain Street, Suite 200, Kennewick, WA 99336
Johnson Insurance Agency, LLC
300 Admiral Way, Edmonds, WA 98020
Billy Slesk
5615 3rd Avenue, Ferndale, WA 98248
Timmco Insurance
1615 Northeast Broadway, Portland, OR 97232
Cesar Ramos
26019 104th Avenue Southeast, Ste 102, Kent, WA 98030
American Insure-All - Everett
3211 Broadway, Everett, WA 98201
Forest Park Insurance Services
13119 Seattle Hill Road, Snohomish, WA 98296
Susan Dahl
4034 West Van Giesen Street, West Richland, WA 99353
Bob Wallin Insurance
1844 Iron Street, Bellingham, WA 98225
Alpine Ridge Insurance Agency
336 4th Street Northeast, Auburn, WA 98002
Western Pacific Insurance Group
16300 Mill Creek Boulevard, Mill Creek, WA 98012
Alliance West Insurance Inc.
6919 Lakewood Drive West, University Place, WA 98467
Merrill & Merrill Insurance
9259 57th Ave S, Seattle, WA 98118
tonyedwards.net
1723 100th Place Southeast, Everett, WA 98208-3800
Altech Insurance Agency
7813 Northeast 13th Avenue, Vancouver, WA 98665
Heritage Insurance
24401 104th Avenue Southeast, Kent, WA 98030
Calrose Insurance
2231 Broadway Avenue, Everett, WA 98201
Tonya Kellum
8014 Lake City Way Northeast, Seattle, WA 98115

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.