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Best Local Car Insurance Agencies in Sandy, UT

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sandy Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

41Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2184 High Mesa Drive, Sandy, UT 84092
WebsiteLicense: 372712

Expertise.com Rating

Review Sources

Google
4.9 (133)
Facebook
4.9 (26)

Why choose this provider?

Financial Network Insurance Agency is an auto insurance company that serves clients in and around Sandy. It has a staff of both insurance agents and technicians to guide clients on different coverage plans for their car, including compensation for repairs or property damage. The company uses online programs and software to compare carriers and plans, and to sign up for policies. It also reviews clients' current plans to find better alternatives and registers them via their phone or other devices.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

2028 E Fort Union Boulevard, Cottonwood Heights, UT 84121
WebsiteLicense: 2655

Expertise.com Rating

Review Sources

Google
4.8 (190)
Facebook
4.7 (28)

Why choose this provider?

Cottonwood Insurance Inc. is a full-service insurance company that has been serving the Sandy metro area and nearby communities for more than four decades. Established in 1981, the independent insurance agency assists individuals and businesses in choosing the right insurance policy that best suits their needs. Its agents work with various insurance carriers to create customized policies that can protect car owners from casualties and legal liabilities. The company values honesty, integrity, and excellent customer service in all its services.

  • Multiple Carriers

380 East Main Street, Lehi, UT 84043
WebsiteLicense: 348251

Expertise.com Rating

Review Sources

Google
5.0 (261)
Facebook
5.0 (40)

Why choose this provider?

Vic Hillman works for State Farm as an insurance agent, catering to clients in and near Sandy. He assists car owners in obtaining suitable coverage types, including compensation for losses arising from collisions, theft, flood, hail, and fire. Other auto insurance options include rental and sports car coverages. In addition, Vic Hillman carries insurance plans for pets, businesses, properties, and homes. He was a part of State Farm's top 100 new agent program.

  • Multiple Carriers
  • Bundling Option

2901 W. Bluegrass Blvd, Suite 200, Lehi, UT 84043
WebsiteLicense: 103905

Expertise.com Rating

Review Sources

Google
3.9 (7)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Established in 1996, Swarts, Manning & Associates, Inc. has been providing customized insurance solutions throughout Sandy and nearby communities. The insurance professionals from this firm offer a standard auto insurance policy with basic coverages, including underinsured and uninsured motorist, liability, collision, medical payments, and comprehensive car coverage. The company also provides motorcycle, RV, boat, ATV, and umbrella insurance programs. Founder and president Mark Swarts started his insurance career in 1993. Swarts is the former chairman of the Nevada Independent Insurance Agents Association.

6796 South 1300 East, Salt Lake City, UT 84121
WebsiteLicense: 408148

Expertise.com Rating

Review Sources

Google
4.8 (20)

Why choose this provider?

Established in 2010, Direct Insurance Services is a local and independent auto insurance agency that provides insurance services to Sandy and other areas in Utah. The agency has over 47 years of experience in the insurance industry and remains true to its dedication to providing quality insurance products to its clients. Their auto insurance coverage gives clients several options, including collision and comprehensive insurance and liability and no-fault coverage in case of accidents.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

P.O. Box 308, Draper, UT 84020
WebsiteLicense: 329353

Expertise.com Rating

Review Sources

Google
4.9 (328)
Facebook
5.0 (41)

Why choose this provider?

InsurePro is an Independent insurance agency that serves Sandy and the rest of Salt Lake City. Providing auto insurance services, its agents can compare client's current coverage to a wide array of carriers to meet their specific needs. Handling collision, comprehensive, and property damages coverage, the company also offers coverage for bodily injury liability. Additionally. InsurePro helps companies by providing commercial auto insurance for business automobiles, including taxis, company cars, and pick-up trucks.

  • Multiple Carriers

9490 South 300 West, Sandy, UT 84070
WebsiteLicense: 412339

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
5.0 (5)

Why choose this provider?

BTC Insurance is an independent agency located in Sandy that provides auto insurance services for both families and businesses. The company aims to offer its clients the perfect auto insurance plans through deep discussions on what they really need and require. Its team of agents can give a wide variety of policies that cover property damage liability, collisions, comprehensive risks, and medical payments, as well as towing and rental reimbursements.

  • Bundling Option

668 East 12225 South, Draper, UT 84020
WebsiteLicense: 446335

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (4)

Why choose this provider?

Hatch Insurance Group assists Sandy residents who are looking for car insurance. It provides support for the whole process, from consultation to lender review, risk management, and claims. It also carries protection and investments from different providers for personal and business. Unique offerings for small businesses like fitness instructors, photographers, and barbers are available. The team members lean on their combined experience of 70 years to find answers and solutions for their clients. Hatch Insurance Group works with clients in 30 US states and 15 countries.

  • Multiple Carriers

8684 South 1300 East, Sandy, UT 84094
WebsiteLicense: 28137

Expertise.com Rating

Review Sources

Facebook
4.8 (27)
Google
4.2 (5)

Why choose this provider?

Cowdell Insurance Agency and Financial Services has been handling the insurance and financial planning needs of individuals, families, and businesses in Sandy and nearby locations since 1975. It offers a variety of automobile insurance products through several insurance carriers, including Travelers, Progressive, The Hartford, and Sublimity Insurance Company. Cowdell Insurance Agency and Financial Services was established by Kim L. Cowdell, who is a chartered life underwriter, a chartered financial consultant, and a certified financial planner.

  • Boats
  • Motorcyle & ATV

8180 South 700 East, Sandy, UT 84070
WebsiteLicense: 328601

Expertise.com Rating

Review Sources

Yelp
4.0 (4)

Why choose this provider?

Assisting the residents of Sandy, Jensen Insurance Agency is an independent agency that works with multiple carriers such as Dairyland, Progressive, and Auto-Owners to screen the suitable policy for their clients. From commercial to personal insurance, the family-owned company offers insurance services for homes, autos, health, and businesses. Clients handled by the company are grateful for the agency's ability to go the extra mile and tailor policies according to their lifestyle.

  • Multiple Carriers
  • Bundling Option

765 East 9000 South, Sandy, UT 84094
WebsiteLicense: 641233

Expertise.com Rating

Review Sources

Google
5.0 (31)
Yelp
3.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Christensen Insurance Group is a Sandy-based insurance provider with more than 50 years of industry experience. Vince Christensen founded the agency in the early 1950s, and his son, Brent, expanded it into a multi-company agency within 35 years of leadership. Currently, it offers a wide selection of auto insurance policies from over 20 companies. These policies provide coverage for bodily injury liability and property damage liability in case the policyholders were at fault in accidents.

  • Boats
  • Motorcyle & ATV

1414 East 4500 South, Salt Lake City, UT 84117
WebsiteLicense: 238703

Expertise.com Rating

Why choose this provider?

Operating in Sandy since 2007, Shelton Insurance is an independent agency that offers car insurance solutions. It represents over 50 handpicked insurance carriers that are some of the most trusted names in their specific policy markets. Being independent allows Shelton Insurance to put the client's best interest first. Its agents help clients understand the basic types of car insurance and find out how to obtain the proper coverage that they need for their particular situation.

  • Multiple Carriers
  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Financial Network Insurance Agency
2184 High Mesa Drive, Sandy, UT 84092
Cottonwood Insurance, Inc
2028 E Fort Union Boulevard, Cottonwood Heights, UT 84121
Vic Hillman
380 East Main Street, Lehi, UT 84043
Swarts, Manning & Associates, Inc.
2901 W. Bluegrass Blvd, Suite 200, Lehi, UT 84043
Direct Insurance Services
6796 South 1300 East, Salt Lake City, UT 84121
InsurePro
P.O. Box 308, Draper, UT 84020
BTC Insurance
9490 South 300 West, Sandy, UT 84070
Hatch Insurance Group
668 East 12225 South, Draper, UT 84020
Cowdell Insurance Agency and Financial Services - Salt Lake City
8684 South 1300 East, Sandy, UT 84094
Jensen Insurance Agency
8180 South 700 East, Sandy, UT 84070
Christensen Insurance Group
765 East 9000 South, Sandy, UT 84094
Shelton Insurance
1414 East 4500 South, Salt Lake City, UT 84117

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can your policy in Sandy cover you when you borrow a car from a friend or relative?

    Typically, when you borrow a car, the primary coverage comes from the Sandy car insurance policy that covers the vehicle itself. In most cases, your policy would provide excess coverage, meaning it comes into play after the primary policy's limits are exhausted. If the borrowed car isn't covered by any policy, your insurance will likely act as the primary coverage for that vehicle.

  • What are the minimum car insurance requirements in Sandy?

    Sandy, Utah requires specific minimum insurance coverage amounts, including bodily injury liability at $25,000 per person and $65,000 per accident, along with property damage liability at $15,000 per accident. Additionally, Utah mandates personal injury protection coverage of $3,000. These minimum requirements are essential for all drivers with valid licenses in the state, regardless of vehicle ownership, ensuring that they have at least this level of coverage to meet legal obligations while on the road.

  • Is it advisable to utilize standard auto insurance for your motorcycle in Sandy?

    It's not advisable to use a regular auto insurance policy for your motorcycle in Sandy. Motorcycles pose unique risks due to their increased vulnerability to accidents. Regular auto policies may not provide sufficient coverage for motorcycle-specific risks. It's recommended to obtain a specialized motorcycle insurance policy to ensure you have adequate protection in case of accidents or injuries.

  • Can you request an independent review in Sandy if your car insurance claim is denied?

    If your car insurance claim is denied in Sandy, you can request an independent review with the Utah Insurance Department. They can assist you in addressing claim denials and provide guidance on the next steps. The Utah Insurance Department has a team of insurance experts available to help you understand your coverage. They can be reached at 801-957-9200 between 8 a.m. to 5 p.m. on weekdays.

  • How does one's driving history impact car insurance rates in Sandy?

    If you have a history of accidents, moving violations, or other driving infractions in Sandy, it will likely result in higher insurance rates. Generally, these negative incidents remain on your record for at least three years, influencing your rates until they are older or resolved. Safe driving and a clean record can lead to more favorable insurance pricing.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.