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Best Local Car Insurance Agencies in Provo, UT

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Provo local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

43Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1982 W Pleasant Grove Blvd Suite H1, Pleasant Grove, UT 84062
Visit WebsiteLicense: 859602

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Express Insurance is an independent agency serving individuals, families, and business owners throughout Provo and the neighboring metros. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with insurance policies that range from basic collision coverage to comprehensive plans that cover thefts, fire, hitting animals on the road, or vandalism. Its agents also assist with commercial, life, and home insurance policies. Some of the insurance carriers that the agency partners with include Safeco, Liberty Mutual, Nationwide, Travelers, The Hartford, and Sun Coast.

  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome

1355 North University Avenue, Provo, UT 84604
Visit WebsiteLicense: 2417

Expertise.com Rating

Review Sources

Google
4.9 (33)
Facebook
5.0 (12)

Why choose this provider?

GMI Insurance is an insurance agency based in Provo that provides auto, home, and business insurance products to clients in the metro. The agency was founded by George Mills in 1980 and has grown to have a team of five experienced insurance agents. His team has extensive experience writing auto insurance policies that cover state minimum and maximum requirements for bodily injury liabilities, collisions, as well as physical and property damages.

  • Motorcyle & ATV

1840 North State Street, Provo, UT 84604
Visit WebsiteLicense: 2978

Expertise.com Rating

Review Sources

Google
3.8 (43)

Why choose this provider?

Neal Dastrup Insurance is an independent insurance agency operating out of Provo that provides auto, home, life, and business insurance products to clients in the metro. The company was founded in 1974 and has since offered auto insurance policies that protect clients and their cars from traffic accidents and collision damages. The family-owned company is committed to providing highly personalized insurance solutions. It has other offices in Orem, Pleasant Grove, and Spanish Fork for convenience.

  • Multiple Carriers

305 North Freedom Boulevard, Provo, UT 84601
Visit WebsiteLicense: 2256

Expertise.com Rating

Review Sources

Google
4.4 (23)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Foote Insurance Agency is a Provo insurance provider offering auto protection plans to car owners. The independent business has agents who explore the insurance market to gather vehicle policies that match the clients' priorities and budget. Drivers, whether with perfect or poor driving records, can ask for personalized auto insurance assistance. The team handles coverages such as towing and rental reimbursement, personal injury protection, comprehensive, collision, and uninsured motorist. The company has been offering personal and commercial lines since 1977.

  • Multiple Carriers
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Express Insurance
1982 W Pleasant Grove Blvd Suite H1, Pleasant Grove, UT 84062
GMI Insurance
1355 North University Avenue, Provo, UT 84604
Neal Dastrup Insurance - Provo
1840 North State Street, Provo, UT 84604
Foote Insurance Agency - Provo
305 North Freedom Boulevard, Provo, UT 84601

Provo, UT Car Insurance Agency FAQs

  • What is the typical annual cost of car insurance premiums in Provo?

    Provo's typical yearly car insurance premiums cost around $1,407, exceeding the statewide average of $1,306. This rate falls below the national average of $1,548. Teenage drivers pay an average annual rate of $5,580. After entering their twenties, the average annual rates decrease by over 50%. Individuals in their 60s pay a more modest $1,375 per year.

  • Can Provo drivers' auto insurance policies be transferred to a vehicle they are borrowing?

    Provo follows Utah's regulations, which generally stipulate that a driver's auto insurance policies typically do not extend coverage to vehicles they have borrowed. However, these policies may still offer protection for the drivers themselves as individuals. In most situations, though, they do not provide coverage for the owners of the borrowed vehicles or their property.

  • What major factors can drive up car insurance rates in Provo?

    Several variables affect car insurance rates in Provo, including the age of the driver. Younger drivers, particularly teenagers, tend to pay higher insurance rates because they are statistically more likely to be involved in accidents. The driving records of motorists also play a significant factor in insurance rates. Motorists with a history of accidents, traffic violations, or DUI convictions are likely to pay higher premiums.

  • Can Provo drivers who rarely drive pay less for auto insurance?

    Yes, Provo motorists can opt to get usage-based insurance, which offers lower premiums to people who do not drive very much. This type of car insurance policy calculates premiums based on how motorists drive instead of relying solely on traditional factors such as age, gender, and driving history to determine insurance rates.

  • How long can an individual's insurance premiums be affected by a moving violation in Provo?

    A moving violation can affect a Provo driver’s car insurance premium for up to three years following the violation date. Under Utah law, accumulating three speeding tickets within a span of 12 months may lead to the suspension of a driver's license for a maximum duration of one year. The state also mandates an extra charge for motorists seeking to reinstate their suspended driver's license.