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Best Local Car Insurance Agencies in The Woodlands, TX

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored The Woodlands Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

40Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2001 Timberloch Pl Suite 500, The Woodlands, TX 77380
WebsiteLicense: 2046326

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
3.5 (3)
Google
5.0 (2)

Why choose this provider?

The Van Pelt Insurance Agency is a full-service insurance management company that serves The Woodlands and nearby areas. The independent insurance agency assists car owners, motorists, and commercial operators in protecting themselves and their vehicles against financial losses and potential risks with an auto insurance policy. Its agents offer basic coverage options like injury and property damage liability, as well as comprehensive damage protection. Past clients have praised the firm for its superior customer service.

25903 Interstate 45 North, The Woodlands, TX 77380
WebsiteLicense: 701458

Expertise.com Rating

Review Sources

Google
4.5 (36)
Yelp
4.5 (3)

Why choose this provider?

Mellisa Ray Insurance Agency represents more than 30 insurance carriers in order to provide different car insurance options tailored to match its clients' lifestyles and preferences. In addition to the standard coverages required by the law, such as liability, collision, and comprehensive coverage, the company also provides optional insurance inclusions, such as medical payments, emergency road service, and uninsured motorist protection. The business has been serving the Woodlands communities and the rest of the state since its formation in 1992.

  • Motorcyle & ATV

9955 Woodlands Parkway, The Woodlands, TX 77382
WebsiteLicense: 1614974

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

The Kimball Group is an insurance agency with an office at The Woodlands. Included in its wide range of products is auto insurance. The firm's agents furnish insurance plans for car owners that cover bodily injury and property damage liability as well as damages resulting from vandalism, theft, fire, or falling objects. They provide quotations from multiple carriers such as Safeco Insurance, Chubb, The Hartford, and Progressive. The Kimball Group also has an office in Sugar Land.

  • Multiple Carriers

1201 Lake Woodlands Drive, The Woodlands, TX 77380
WebsiteLicense: 1326774

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

TWFG Powers Insurance Agency is an auto insurance company that serves clients in The Woodlands. It helps clients process claims and policy changes for liability, collision, and underinsured drivers. The company's founder, Scott Powers, has been an insurance agent for over 20 years and covers three states. He and his staff provide coverage for car owners by reviewing policies from 95 insurance carriers, like CNA and Safeco. TWFG was named as part of the Top 100 P/C Agencies in 2019.

  • Bundling Option

4714 Farm to Market Road 1488, The Woodlands, TX 77384-3867
WebsiteLicense: 1796130

Expertise.com Rating

Review Sources

Google
4.8 (92)
Facebook
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Cody McCown is an insurance professional in The Woodlands that runs his own agency under State Farm. Together with his team, McCown offers various insurance products, including auto insurance. The professionals furnish insurance plans for car owners that may include coverage for collision damage, liability, medical payments, and roadside assistance. They also insure clients who drive for rideshare companies like Uber and Lyft. McCown is affiliated with the National Association of Insurance & Financial Providers.

  • Motorcyle & ATV

8505 Technology Forest Place, The Woodlands, TX 77381
WebsiteLicense: 1948407

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (2)

Why choose this provider?

Talancon Insurance Agency is an auto insurance company that serves clients in The Woodlands and nearby counties. Its agents examine policyholders' cars to assess their value for repairs in case of collisions and roll-overs. The company offers policies to cover vehicle attachments like DVD systems, TV screens, and windshields. Policies also cover emergency roadside assistance such as towing and tire changes. Talancon Insurance Agency has over 15 years of experience in assessing risks and recommending insurance plans.

  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Van Pelt Insurance Agency
2001 Timberloch Pl Suite 500, The Woodlands, TX 77380
Mellisa Ray Insurance Agency
25903 Interstate 45 North, The Woodlands, TX 77380
The Kimball Group
9955 Woodlands Parkway, The Woodlands, TX 77382
TWFG Powers Insurance Agency
1201 Lake Woodlands Drive, The Woodlands, TX 77380
Cody McCown
4714 Farm to Market Road 1488, The Woodlands, TX 77384-3867
Talancon Insurance Agency
8505 Technology Forest Place, The Woodlands, TX 77381

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What happens if you drive an uninsured car in The Woodlands?

    Driving an uninsured vehicle in The Woodlands will result in penalties. On the first offense, the penalties are relatively mild. You may be required to pay between $175 and $350 in fines. However, if you are a repeat offender, you could face fines of up to $1,000 and the possibility of having your license suspended and your vehicle impounded.

  • Can you get a discount when buying auto insurance in The Woodlands?

    Yes, it is possible to receive a discount when purchasing auto insurance in The Woodlands. While Texas does not require providers to offer discounts, many insurance companies do so if a client has a good driving record, has anti-theft and safety features installed in their vehicle, or is a good student.

  • Will you still be eligible for auto insurance in The Woodlands after a DUI?

    You may still be able to obtain auto insurance in The Woodlands despite a DUI conviction. However, if you have a DUI on your driving record and in your criminal history, insurers will consider you a high-risk driver, and your annual premiums will increase by hundreds of dollars. Regular insurance companies may deny coverage if you have multiple DUIs and other offenses on your driving record.

  • If you buy a new car in The Woodlands, can your old auto insurance cover it?

    Yes, but only for around 20 days. Within this time, you have to tell your insurance company in The Woodlands about your new car so that you do not lose coverage. The type of coverage depends on whether your new car is an extra or a replacement car. If it is an extra car, it will get the same coverage as the car with the most coverage on your policy. If it is a replacement car, it will get the same coverage as the car it replaced on your existing policy.

  • What are the factors that affect your insurance premium in The Woodlands?

    In The Woodlands, there are many things that can change the cost of your insurance premium. Most of the time, your insurance rate is based on your age, gender, marital status, job, and zip code. They may also look at your credit score and driving history to see how risky you are as a driver.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.