Expertise.com Homepage
Expertise.com Homepage

2025

Last updated:

Best Local Car Insurance Agencies in Temple, TX

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Temple local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

47Reviewed

31Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Temple
3411 Market Loop, Temple, TX 76502
Visit WebsiteLicense: 1721367

Expertise.com Rating

Why choose this provider?

Swain Insurance Agency is an independent insurance agency serving the people of Temple and the rest of Texas. Its insurance professionals ensure that clients get a prompt response when requesting quotes for a wide range of insurance products, including car insurance. They work with multiple financially sound and reputable carriers to source a selection of plans that will meet the needs and requirements of motorists. In addition to standard auto, Swain Insurance Agency also insures boats, yachts, motorcycles, and RVs.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Temple
4102 South 31st Street, Temple, TX 76502
Visit WebsiteLicense: 1316584

Expertise.com Rating

Review Sources

Google
4.6 (13)
Facebook
5.0 (4)

Why choose this provider?

AllAbout Insurance has been providing auto insurance policies to drivers near Temple since 2005. The family-owned and operated agency strives to earn clients' businesses by offering insurance plans from different carriers, such as State Auto and Dairyland. AllAbout Insurance also provides insurance for motorcycles and boats. Asides from being an agent, owner Tim Hodge is an active member of the Independent Insurance Agents of Texas and the Temple Chamber of Commerce.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Temple
4 South 9th Street, Temple, TX 76501
Visit WebsiteLicense: 15991

Expertise.com Rating

Review Sources

Yelp
4.5 (93)
Google
5.0 (5)
Facebook
4.2 (5)

Why choose this provider?

Purifoy & Company Insurance is a car insurance agency based in Temple. It has been serving the community since 1931, partnering with insurance carriers like Hochheim Prairie, Central Insurance, and Allied Insurance. This full-service insurance agency is a member of the Combined Agents of America. Their partnership with the CAA ensures that they are always updated with the latest information in the rapidly changing insurance market. The company also offers home, life, worker's compensation, and general liability insurance.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Temple
2526 Blue Meadow Drive, Temple, TX 76502
Visit WebsiteLicense: 2340069

Expertise.com Rating

Review Sources

Google
4.9 (20)

Why choose this provider?

The David Nix Agency is an independent auto insurance agency that has been serving Temple and other areas in Central Texas since 1993, employing a proactive approach when helping their customers develop the insurance they need. The agency puts a highlight on transparency and trust in dealing with their clients, helping them by structuring the best coverage from several carriers at the most competitive price. David Nix Agency offers a variety of insurance coverage including liability, collision, and uninsured motorist coverage.

  • Bundling Option

Best Local Car Insurance Agencies Serving Temple
175 Verbena Drive, Temple, TX 76502
Visit WebsiteLicense: 1982206

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (29)
Yelp
5.0 (2)

Why choose this provider?

Tyler Jermstad is an insurance agent that serves clients' auto insurance needs in Temple. Representing State Farm, he offers insurance products that provide collision, comprehensive, rental, and rideshare coverage. Additionally, he also offers coverage for teen drivers, rental cars, classic and antique cars, sports cars, and commercial auto. Asides from being an agent, he also coordinates food and school supply drives and supports local events in Central Texas. Jermstad also offers his products to clients in Belton and Salado and can communicate in Spanish.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Temple
820 South Main Street, Belton, TX 76513
Visit WebsiteLicense: 19204

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
6.0 (13)

Why choose this provider?

Finney Insurance Group, Inc., offers car insurance policies to clients in the Temple area. The company has been providing insurance assistance to individuals and businesses for over 71 years. Its agents can identify the client's car insurance needs—whether it is a collision, comprehensive, liability, or medical coverage—through in-depth discussions and customer care. Finney Insurance Group partners with an expanded network of insurance providers, allowing agents to compare various coverages and find the appropriate car insurance policy for a client.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Temple
603 East Central Avenue, Belton, TX 76513
Visit WebsiteLicense: 13673

Expertise.com Rating

Review Sources

Google
4.2 (35)

Why choose this provider?

Texian Insurance - Belton has been addressing the insurance needs of Temple residents since 1996. The agency represents multiple insurance companies, including Travelers, Sentry Insurance, and United Auto-Texas. It carries insurance solutions for personal and commercial cars, watercraft, recreational vehicles, boats, and motorcycles. It has an online auto insurance quote form where car owners can specify preferred coverages, such as property damage liability, collision, medical payments, and uninsured motorists. Texian Insurance also offers insurance products for excavators and exterminators.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Swain Insurance Agency
3411 Market Loop, Temple, TX 76502
AllAbout Insurance
4102 South 31st Street, Temple, TX 76502
Purifoy & Company Insurance
4 South 9th Street, Temple, TX 76501
The David Nix Agency
2526 Blue Meadow Drive, Temple, TX 76502
Tyler Jermstad
175 Verbena Drive, Temple, TX 76502
Finney Insurance Group, Inc
820 South Main Street, Belton, TX 76513
Texian Insurance - Belton
603 East Central Avenue, Belton, TX 76513

Temple, TX Car Insurance Agency FAQs

  • What information should you provide when filing a car insurance claim in Temple?

    When filing a car insurance claim in Temple, you must provide your name, the date and time of the incident, and the make and model of your vehicle. You can also give additional details, such as police report numbers, photos from the accident scene, witness information, and contact numbers of other drivers.

  • Does car insurance in Temple cover mechanical repair expenses?

    In Temple, mechanical repairs that are part of normal maintenance are not covered by car insurance. The collision or comprehensive coverage under car insurance only covers repair expenses resulting from collision and damage due to theft, vandalism, fire, and windstorm. It also covers the repair or replacement cost in case drivers hit animals.

  • Aside from having an insurance card, how can you prove that you have car insurance in Temple?

    Aside from having an insurance card, you can prove that you carry car insurance in Temple by presenting an electronic view of your insurance information or a letter from the insurance carrier. You can also provide a copy of the insurance binder, application for any state-specific insurance program, and declarations page.

  • Why do drivers cancel their car insurance in Temple?

    Drivers in Temple cancel their car insurance if they are going through major life changes, are no longer satisfied or happy with their carrier, and are no longer covered by their carrier due to their new area. Policyholders also choose to terminate their insurance contract if they are planning to donate or get rid of their vehicles.

  • Can a car insurance policy payment receipt be used as a substitute for proof of insurance card in Temple?

    Drivers in Temple cannot use their car insurance policy payment receipts as a substitute for proof of insurance card. This is because payment receipts do not include all the details regarding their insurance policies. Insurance cards contain policyholders' confirmation number, VIN, and policy number, and these cards can be accessed by drivers online or will be mailed by their carriers.