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Best Local Car Insurance Agencies in Pharr, TX

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pharr Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

36Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

208 West Ferguson Avenue, Pharr, TX 78577

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

RG Insurance Agency is a Progressive agent. It offers a wide variety of full coverage and liability options to protect clients, their cars, and other people affected in case of financial loss or damage due to auto-related incidents. In the insurance industry since 2009, the family-owned agency serves clients in Pharr, McAllen, and throughout the Rio Grande Valley. In addition to car insurance policies, it also provides coverages for motorcycles and recreational vehicles.

  • Bundling Option

101 South Main Street, La Feria, TX 78559
WebsiteLicense: 1814548

Expertise.com Rating

Why choose this provider?

State Farm provides local car insurance services to clients in Pharr and the surrounding communities. One of its agents, Angel Aleman, has been in the industry since 2012. He helps clients in selecting auto insurance options, such as collision, rideshare, and rental. These insurances have a policy that covers business travelers, new drivers, families, and collectors. Angel also accommodates clients who want to combine auto and home insurances. The company offers business, renters, life, health, and personal articles insurance products.

  • Multiple Carriers

514 South 16th Street, McAllen, TX 78501
WebsiteLicense: 2065401

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Hope Insurance Agency, LLC, - McAllen is an independent insurance business providing a variety of solutions to customers in Pharr. The local agents from this firm offer auto insurance services to safeguard clients while on the move. They offer insurance for trucks, vans, cars, and other vehicles. The firm also provides commercial general liability, workers' compensation, and universal life insurance policies. Hope Insurance Agency, LLC, was created by its parent company, TuCasa Investments, Inc., to make affordable insurance available for those most in need.

  • Motorcyle & ATV

121 Pecan Boulevard, McAllen, TX 78501
WebsiteLicense: 684654

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Shepard Walton King Insurance Group is an agency in McAllen offering insurance options to businesses and individuals in Pharr. This company provides coverage options for pickup trucks, family cars, and business and fleet cars. It also helps insure collector, classic, and custom cars, providing liability, property, and collision coverages. Shepard Walton King Insurance Group has eight leaders with over a century of combined industry experience. Its board chairman Bob Shepard has served as president of Texas' independent insurance agents' association.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

107 East Pecan Boulevard, McAllen, TX 78501

Expertise.com Rating

Why choose this provider?

5 Star Insurance Agency serves the individuals and businesses in Pharr and the nearby areas with its auto insurance products and services. For over seven years, the family-owned and operated business has been providing the community with customized insurance plans suited to the clients' needs and budget. These insurance plans protect them against financial liabilities associated with unexpected events such as accidents, theft, and fire. The company also offers homeowners' and workers' compensation insurance, as well as notary services.

  • Multiple Carriers

2203 North Raul Longoria Road, San Juan, TX 78589
WebsiteLicense: 17556382

Expertise.com Rating

Review Sources

Google
4.6 (38)
Facebook
5.0 (8)

Why choose this provider?

Rick Puente Insurance in Pharr is an insurance agency that offers insurance products to residents in the metro and nearby areas. The company has been writing insurance policies since 2001, including its auto insurance policies for motorists and vehicle owners. The policies adhere to state-mandated coverages for liabilities and damages. Rick Puente Insurance also offers other financial services, such as professional payroll services and business consultancy services. The agency values long-term relationships with clients built on quality products and customer care.

  • Bundling Option

3611 North Ware Road, McAllen, TX 78501
WebsiteLicense: 1665104

Expertise.com Rating

Review Sources

Facebook
4.3 (35)

Why choose this provider?

Christina Lopez Garza is an insurance agent of State Farm that serves Pharr and other nearby locations. Christina's auto insurance has collision protection for vehicles that were hit or overturned in a collision. It also features rental car insurance to pay for car rentals if a client's car is under repair due to an accident. It has comprehensive insurance to cover financial losses when a car suffers from natural or random acts like wind, hail, flood, fire, vandalism, and theft.

  • Bundling Option

3003 South Cage Boulevard, Pharr, TX 78577
WebsiteLicense: 934379

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
3.0 (1)
Yelp
5.0 (1)

Why choose this provider?

SafeGuard Insurance Agency is an independent agency that offers its range of insurance products, including car insurance plans to clients in Pharr and the nearby areas. Its team of agents aims to provide solutions to the insurance programs for its policyholders. Abraham C. Pardon, the owner, works with his team in reviewing and customizing the insurance policies that are suited to the clients' needs. It includes basic car insurance such as comprehensive and collision coverages, liability coverages, and medical coverages.

  • Multiple Carriers
  • Bundling Option

P.O. Box 5788, McAllen, TX 78502

Expertise.com Rating

Review Sources

Google
4.8 (24)

Why choose this provider?

Eagle Insurance is an insurance agency that provides auto and home insurance products to residents of the Pharr metro and nearby cities. The company has been writing policies for over 20 years and offers comprehensive auto insurance policies. The policies protect both owners and vehicles from property damages, liabilities, and medical payments. Add-ons for repairs, replacements, losses, and other physical damages are also available. Eagle Insurance is committed to providing convenient services and has 11 more locations in Texas.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
RG Insurance Agency
208 West Ferguson Avenue, Pharr, TX 78577
Angel Aleman
101 South Main Street, La Feria, TX 78559
Hope Insurance Agency, LLC - McAllen
514 South 16th Street, McAllen, TX 78501
Shepard Walton King Insurance Group - McAllen
121 Pecan Boulevard, McAllen, TX 78501
5 Star Insurance Agency
107 East Pecan Boulevard, McAllen, TX 78501
Rick Puente Insurance
2203 North Raul Longoria Road, San Juan, TX 78589
Christina Lopez Garza
3611 North Ware Road, McAllen, TX 78501
SafeGuard Insurance Agency - Pharr
3003 South Cage Boulevard, Pharr, TX 78577
Eagle Insurance
P.O. Box 5788, McAllen, TX 78502

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Should you show your insurance card if you get caught speeding in Pharr?

    Yes. You must show your insurance card to a police officer in Pharr who pulls you over for speeding or other traffic violations. You must always be prepared to show proof of coverage. Authorities will also ask for it if you get into an accident and when you undergo car inspection, registration, and driver’s license renewal.

  • Will you get your money back if your car insurance policy in Pharr gets canceled?

    Yes—at least partially. An insurer in Pharr has to reimburse you for any unearned premiums or money that was not spent on your coverage, according to the Texas Department of Insurance. After a consumer cancels their policy, insurance firms across the state have 15 days to return any unearned premiums.

  • How good should your driving record be in Pharr to maximize insurance discounts?

    In Pharr, you can enjoy discounts the most if you have maintained a clear record in the past three years—in terms of both your driving record and claims history. To keep your rates low, you may reserve filing claims for road accidents when significant expenses are involved. You can also try to improve your credit score, swap your car for a more modest or environment-friendly vehicle, and choose a higher deductible.

  • What happens to your auto insurance premium if you move out of the family home to live on your own in Pharr?

    Your car insurance premium will likely go down once you move out. Housing status has an impact on insurance rates in Pharr. Homeowners tend to pay around $61 every month, while those who rent and live with their parents pay $70 and $91, respectively. Ask your insurer to reevaluate your coverage since moving out may also affect your premium in other ways.

  • Will your insurer in Pharr cover rental car expenses while your car is being repaired after an accident?

    Yes, but only if you have purchased rental car reimbursement insurance in Pharr. This is optional in car insurance policies and not included if you have minimum coverage. If your policy does include rental car reimbursement, you can contact the provider and ask for a list of covered rental companies. Some insurers also cover the cost, not only of rental vehicles but also of other transportation modes, such as taxi and bus fares.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.