Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Pearland, TX

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pearland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

43Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1506 Broadway Street, Pearland, TX 77581
WebsiteLicense: 1052863

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Established by Roland Cardner, Texas Insurance Agency is a professional and full-service insurance and risk management business that serves clients in Pearland, Katy, and nearby areas. It offers a wide selection of insurance products and services, such as auto, boat and watercraft, and motorcycle insurance. It also crafts commercial insurance policies for small and medium enterprises. The company's expertise and background in insurance and risk management enable it to provide customers with a suitable insurance package that can accommodate their needs and requirements.

  • Multiple Carriers

4901 Broadway Street, Pearland, TX 77581
WebsiteLicense: 11273

Expertise.com Rating

Review Sources

Google
4.5 (46)

Why choose this provider?

Insurance Plus Agencies, LLC, has been providing insurance solutions in Pearland and nearby areas since 1996. Its team of specialists will help the client throughout every stage of the process of acquiring the right insurance plan. If the client has an existing policy, the agents can conduct an evaluation and make recommendations for any additional coverage options that the clients could get to maximize their savings. Some of the products they offer are health, life insurance, home, and auto insurance with 24/7 claim services.

  • Motorcyle & ATV

7902 Broadway Street, Pearland, TX 77581
WebsiteLicense: 667332

Expertise.com Rating

Review Sources

Google
4.8 (32)
Yelp
1.0 (1)

Why choose this provider?

Joe Cook & Associates Insurance is a car insurance provider in Pearland. Joe Cook and his team specialize in auto insurance policies. They help protect their clients against financial losses through comprehensive coverage for physical damages, medical expenses, and liabilities in the event of an accident. Joe Cook & Associates Insurance, which opened in January 1996, currently has three branches across the state to serve more local communities. Aside from assisting its customers, the company is also active in serving the community through various charitable causes.

  • Multiple Carriers

125 South Parking Place, Lake Jackson, TX 77566
WebsiteLicense: 706382

Expertise.com Rating

Why choose this provider?

Best Insurance Services, Inc., is an independent insurance company that serves the needs of customers in the Lake Jackson, Bay City, and Pearland areas. Its auto insurance has property, medical, and liability coverage for its customers. The company also covers SR-22 or the vehicle liability insurance endorsement for high-risk drivers. Aside from auto insurance, the company also offers homeowners', flood, and windstorm insurance. Best Insurance Services, Inc., works with several insurance carriers to provide customizable coverage for its customers.

  • Multiple Carriers

11200 Broadway Street, Pearland, TX 77584
WebsiteLicense: 8971412

Expertise.com Rating

Review Sources

Google
5.0 (92)

Why choose this provider?

Bello Insurance Services is a Pearland-based agency that assists clients in several areas including auto insurance. Its team provides car owners with insurance policy options from different carriers and helps them choose suitable plans. Some of the insurance companies the agents work with are Safeco Insurance, Gainsco Auto Insurance, Kemper Specialty, Progressive, and Dairyland. The agents at Bello Insurance Services are committed to providing personalized solutions and responsive customer support.

  • Bundling Option

2206 East Broadway Street, Pearland, TX 77581
WebsiteLicense: 805279

Expertise.com Rating

Review Sources

Google
4.8 (8)
Facebook
3.7 (3)

Why choose this provider?

Rick Tinker Insurance serves Pearland and is an auto insurance business that is focused on listening to clients intently and not treating them as a statistic on a chart. The firm's policies cover collisions wherein the customer is at fault in a vehicular accident. It also provides comprehensive services for events that are not considered accidents such as vandalism and hail storms. Rick Tinker's homeowners' insurance services involve rigorous assessments of liabilities and values of properties.

  • Boats
  • Motorcyle & ATV

2404 South Main Street, Pearland, TX 77581
WebsiteLicense: 1266218

Expertise.com Rating

Review Sources

Google
4.7 (7)

Why choose this provider?

Ai United Insurance is an independent insurance agency that offers auto insurance plans to policy buyers located in the Pearland area. The company's car insurance includes property, liability, and medical coverages. In addition, its agents provide policies for motorcycles, SR-22s, homes, renters, and Mexican tourists. They also deal with surety bonds and general liability. The insurance agency is committed to being innovative and providing exceptional customer service to its clients.

  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Texas Insurance Agency - Pearland
1506 Broadway Street, Pearland, TX 77581
Insurance Plus Agencies, LLC - Pearland
4901 Broadway Street, Pearland, TX 77581
Joe Cook & Associates Insurance
7902 Broadway Street, Pearland, TX 77581
Best Insurance Services, Inc. - Lake Jackson
125 South Parking Place, Lake Jackson, TX 77566
Bello Insurance Services
11200 Broadway Street, Pearland, TX 77584
Rick Tinker Insurance
2206 East Broadway Street, Pearland, TX 77581
Ai United Insurance
2404 South Main Street, Pearland, TX 77581

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How does the deductible affect insurance premiums for Pearland residents?

    For Pearland drivers, selecting a higher deductible means a reduced monthly premium, while a lower deductible raises it. It's a balance between what drivers want to pay upfront and what they're comfortable paying after an incident. While some may opt for higher monthly premiums to have a reduced deductible, choosing an affordable option is vital to avoid unexpected hefty payments post-accident.

  • What is the mandatory liability insurance coverage for drivers in Pearland?

    In Pearland, drivers are obligated to have liability insurance. If deemed at fault in a car accident, this insurance covers the expenses for repairs to the other person's vehicle and any related medical costs from injuries. The mandated coverage in Pearland is categorized as 30/60/25: $30,000 for individual bodily injury, $60,000 for overall injury costs in an event, and $25,000 for damage to property per mishap.

  • How does age influence car insurance premiums for residents in Pearland?

    For Pearland residents, age is crucial in deciding car insurance rates. Due to their higher likelihood of being in accidents, younger drivers are often charged higher premiums. In contrast, older, more seasoned drivers generally receive lower rates because they pose a decreased risk to insurance providers. Pearland drivers need to be aware of this aspect when shopping for coverage.

  • What does collision coverage ensure for a car after an accident in Pearland?

    Collision coverage ensures that car repair or replacement costs are covered after an accident. Moreover, this policy provides protection if the car is stolen or damaged by vandalism or fire. Such unforeseen expenses can be financially challenging, so having this coverage offers Pearland residents a sense of security and relief. While often pricier, it's an investment that grants peace of mind during unfortunate incidents.

  • Why are auto insurance rates rising in Pearland?

    In Pearland, auto insurance rates are climbing due to factors like inflation and advanced car technology. The enhanced safety features in modern vehicles raise their value, making repairs pricier. While seeing renewal hikes is concerning for car owners, Pearland's robust insurance landscape offers diverse options, so exploring different companies is advisable.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.