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Best Local Car Insurance Agencies in Lubbock, TX

Our Recommended Top 16

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Lubbock local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

140Reviewed

90Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Lubbock
10210 Frankford Avenue Suite 120, Lubbock, TX 79424
Visit WebsiteLicense: 680826

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
5.0 (5)
Yelp
4.0 (5)

Why choose this provider?

The Linch Agency delivers auto insurance policies to individuals in Lubbock and the neighboring communities. Its policy offer coverage for bodily injury and property damage liability, personal injury protection and medical payments, and physical damage, which includes collision and damage caused by weather. Insurance for other vehicles such as RVs, motorcycles, and boats is also available. The company also offers a business insurance package, which combines several policies such as business auto, commercial general liability, and workers compensation.

  • Bundling Option

Best Local Car Insurance Agencies Serving Lubbock
11006 Indiana Avenue Suite 300, Lubbock, TX 79423
Visit WebsiteLicense: 779680

Expertise.com Rating

Review Sources

Google
4.8 (98)
Facebook
5.0 (25)

Why choose this provider?

Lone Star Insurance Group offers a range of risk protection options for residents of Lubbock and nearby locations. The independent insurance agency focuses on providing packages for individuals, families, and businesses. Its personal lines of coverage include life, health, and car insurance. Clients have an option to include additional benefits to their car insurance policies, including personal injury protection and collision damage coverage. Its business protection plans include workers' compensation, BOP, and farm insurance.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Lubbock
812 Frontage Rd, Idalou, TX 79329

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Review Sources

Google
5.0 (35)
Facebook
5.0 (21)

Why choose this provider?

For more than four decades, Becton Insurance Agency Inc. has provided its clients in Lubbock, Texas, and its surrounding areas with homeowners insurance solutions. It offers policies from well-known insurance providers including Travelers, Progressive, Liberty Mutual, and Chubb. The agency is a member of the SBMP Insurance Group and is affiliated with the Trusted Choice network of independent insurance agents. Other types of insurance offered by Becton Insurance Agency Inc. include renters, mobile home, life, health, and auto insurance.

Best Local Car Insurance Agencies Serving Lubbock
507 Ave G, Levelland, TX 79336
Visit WebsiteLicense: 2175131

Expertise.com Rating

Review Sources

Google
4.8 (11)
Facebook
5.0 (7)

Why choose this provider?

George R. Keeling Insurance Agency, LLC, is a service provider catering to the needs of individuals and families in the Lubbock metro and surrounding areas. It offers auto, health, life, and property insurance. Its agents customize auto insurance policies according to clients' needs and budgets. They also assist clients in getting insurance for multiple policy options, teenage drivers, and car collision coverage. The agency has been serving the community since 1953. Its team members have backgrounds in Business Administration and Management.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Lubbock
4432 S Loop 289, Lubbock, TX 79414

Expertise.com Rating

Review Sources

Google
4.5 (32)

Why choose this provider?

The Hettler Insurance Agency has more than three decades of experience personalizing auto insurance policies to the needs of drivers in the Lubbock, Texas, metro area. The agency offers clients numerous coverage options, including liability and property damage. Most of its policies also include comprehensive coverage to protect clients' vehicles from losses due to fire, theft, and vandalism. In addition to insuring cars, trucks, and motorcycles, Hettler Insurance Agency provides business and homeowners insurance.

Best Local Car Insurance Agencies Serving Lubbock
5143 69th Street, Lubbock, TX 79424
Visit WebsiteLicense: 922442

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Why choose this provider?

Bledsoe Insurance Agency, Inc., is an independent company that has been serving Midland and other west Texas areas since 1975. It offers auto insurance policies for cars, boats, watercraft, classic cars, and RVs. The auto insurance its agents write can include liability, bodily injury, and accident coverage, as well as emergency roadside assistance. To deliver the best possible policy options for clients, they shop from multiple established insurance carriers and present a comparison of insurance quotes.

  • Motorcyle & ATV
  • RV & Motorhome
  • Boats

Best Local Car Insurance Agencies Serving Lubbock
7021 Kewanee Ave. Bldg 5 Ste 103, Lubbock, TX 79423
Visit WebsiteLicense: 870417

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (4)

Why choose this provider?

Lubbock Insurance Agency is an independent insurance brokerage in the metro that offers products and services to individuals and firms. The company was established in 1950 by brothers Thomas and his E.M. Shannon, who worked as agents for personal and commercial insurance lines. It writes auto insurance policies that provide comprehensive, medical payment, liability, personal injury, and uninsured motorist coverage. Lubbock Insurance Agency carries top-rated local providers such as Mercury Insurance, Progressive, and Homeowners of America.

  • Motorcyle & ATV
  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Lubbock
5410 Bell St Ste 206B, Amarillo, TX 79109

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Located in Amarillo, Texas, Luster Insurance is an insurance agency serving clients in the greater Lubbock area and the surrounding communities. The team provides auto coverage solutions to satisfy a variety of client needs, including protection against property damage, medical bills, liability, loss of use, and uninsured or underinsured motorists. The firm works with a group of reputable carriers to deliver an extensive list of comprehensive insurance policies at a competitive price.

Best Local Car Insurance Agencies Serving Lubbock
801 South Fillmore, Lubbock, TX 79101
Visit WebsiteLicense: 1498

Expertise.com Rating

Review Sources

Facebook
4.4 (35)
Google
4.1 (18)

Why choose this provider?

Upshaw Insurance is an independent insurance agency that has been providing insurance products and services to the locals of Lubbock for over 90 years. Its team of insurance agents offers fully customized and comprehensive car insurance plans. They also accommodate consultation services to understand each clients' specific auto coverage needs. Additionally, clients may obtain other insurance products from the company, such as homeowners' insurance and personal umbrellas, as well as a variety of bond programs. Upshaw Insurance maintains offices in Amarillo and Richardson.

  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Best Local Car Insurance Agencies Serving Lubbock
12505 Quaker Ave Ste A, Lubbock, TX 79424

Expertise.com Rating

Review Sources

Google
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Bednarz & Associates LLC is a locally-owned family business that provides auto insurance policies to drivers in Lubbock, Texas. It holds memberships in the Strategic Independent Agents Alliance and the Texas Agency Alliance and offers auto insurance options from large agencies that include Travelers, SafeCo and Texas Mutual. Customers at Bednarz & Associates can customize their policy, choosing from coverage options including liability, comprehensive and collision coverage in addition to a variety of add-ons such as roadside assistance and towing.

Best Local Car Insurance Agencies Serving Lubbock
5241 98th St, Lubbock, TX 79424

Expertise.com Rating

Review Sources

Google
3.9 (7)
Facebook
5.0 (7)

Why choose this provider?

Sanford & Tatum Insurance Agency has been solving the insurance concerns of Lubbock, Texas, area residents since its founding in 1935. The agency offers auto insurance that protects drivers against a variety of hazards with coverages such as liability, comprehensive, and property damage. Policyholders with uninsured motorist coverage enjoy peace of mind knowing they're covered against losses caused by drivers lacking insurance. Sanford & Tatum Insurance agency can insure drivers of all ages and vehicles, including motorcycles and classic cars.

Best Local Car Insurance Agencies Serving Lubbock
3913 114TH ST #20, Lubbock, TX 79423
Visit WebsiteLicense: 704491

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
5.0 (1)

Why choose this provider?

Danny Leake is a State Farm agent serving individuals, families, and businesses in Lubbock and the surrounding communities. He helps clients protect themselves from financial losses in case they get involved in car accidents by providing them with auto insurance. This policy includes coverage such as collision, comprehensive, rideshare, and rental. Other products include life, health, homeowners', and renters' insurance. Leake has earned the LUTCF designation and was a recipient of the Volunteer of the Year award by United Way in 1996.

  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Lubbock
2415 20th Street, Lubbock, TX 79411
Visit WebsiteLicense: 1576107

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (9)

Why choose this provider?

Short Insurance is a non-affiliated, family-run agency that offers protection products for clients' cars, homes, families, and businesses in Lubbock and the rest of the state. Its car insurance policies include coverage for policyholders, their vehicles and passengers, other drivers, pedestrians, and properties. They can also provide liability protection to clients if a lawsuit is filed because of an accident. Short Insurance was founded in 1973. It represents several insurance carriers, including Progressive, The Hartford, and Travelers.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Lubbock
2026 82nd St Unit 103, Lubbock, TX 79423
Visit WebsiteLicense: 1552412

Why choose this provider?

Rodriguez Insurance Agency serves individuals and businesses in Lubbock and its surrounding areas. It carries auto insurance, which offers financial protection against bodily injury and physical damage caused by vehicular collisions and the corresponding liabilities that may arise. It may also cover theft and damage to the car sustained from things other than road accidents. The firm provides life, health, business, and other types of property insurance products. Its lineup of carriers includes Foremost, Hagerty, Progressive, Safeco, The Hartford, and Nationwide.

  • Bundling Option

Best Local Car Insurance Agencies Serving Lubbock
500 Mitchell Street, Lubbock, TX 88101
Visit WebsiteLicense: 1192341

Expertise.com Rating

Why choose this provider?

General Insurance Agency is a family-owned company near Lubbock that represents different insurance providers. With access to a variety of auto insurance products, its staff of independent agents can help clients choose the insurance policy that fits their needs. They can educate policy buyers on how to protect their cars thru various options that typically include liability and accident coverages. They can also discuss optional coverages that can offer maximum protection.

  • Boats
  • Motorcyle & ATV
  • RV & Motorhome

Best Local Car Insurance Agencies Serving Lubbock
5812 66th Street, Lubbock, TX 79424
Visit WebsiteLicense: 1012768

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (6)

Why choose this provider?

The Shropshire Agency Inc. was established in 1953 to serve individuals and families in the Lubbock metro. The agency aims to protect clients from unexpected life happenings by offering a variety of personal insurance products, including home, auto, motor, and renters'. Its auto insurance policy covers policyholders' injuries or damage and loss of assets. Additionally, it provides commercial insurance products, financial planning, and income tax services. The Shropshire Agency is a member of the Combined Agents of America.

  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Linch Agency
10210 Frankford Avenue Suite 120, Lubbock, TX 79424
Lone Star Insurance Group
11006 Indiana Avenue Suite 300, Lubbock, TX 79423
Becton Insurance Agency
812 Frontage Rd, Idalou, TX 79329
George R. Keeling Insurance Agency, LLC
507 Ave G, Levelland, TX 79336
Hettler Insurance Agency
4432 S Loop 289, Lubbock, TX 79414
Bledsoe Insurance Agency, Inc.
5143 69th Street, Lubbock, TX 79424
Lubbock Insurance Agency
7021 Kewanee Ave. Bldg 5 Ste 103, Lubbock, TX 79423
Luster Insurance
5410 Bell St Ste 206B, Amarillo, TX 79109
Upshaw Insurance
801 South Fillmore, Lubbock, TX 79101
bednarzins.com
12505 Quaker Ave Ste A, Lubbock, TX 79424
Sanford & Tatum Insurance Agency
5241 98th St, Lubbock, TX 79424
Danny Leake
3913 114TH ST #20, Lubbock, TX 79423
Short Insurance
2415 20th Street, Lubbock, TX 79411
Rodriguez Insurance Agency​
2026 82nd St Unit 103, Lubbock, TX 79423
General Insurance Agency
500 Mitchell Street, Lubbock, TX 88101
The Shropshire Agency Inc.
5812 66th Street, Lubbock, TX 79424

Lubbock, TX Car Insurance Agency FAQs

  • What does towing coverage in Lubbock provide?

    An auto insurance policy in Lubbock that includes towing coverage pays for towing costs to and from the place where your car broke down. Since towing companies frequently charge per mile, this coverage can save you money and aggravation. You need to initially have comprehensive coverage on your policy before you can add towing coverage.

  • Does Lubbock auto insurance include coverage for a stolen car battery?

    The comprehensive coverage of your car insurance in Lubbock might cover your car battery if it was stolen, as well as any associated damage to your vehicle. Reporting the theft of your car battery to the police should be your first course of action. Even though you might not get your battery back, reporting the occurrence will alert authorities in the region to be on the lookout for the thieves.

  • Do you still require gap insurance if you have full-coverage auto insurance in Lubbock?

    Yes, because full coverage auto insurance in Lubbock excludes gap coverage. Full-coverage insurance only reimburses you for your car's real cash worth if it is stolen or totaled in an accident, and you would be responsible for paying off the loan balance if your debt exceeds the car's market value. Gap insurance fills in that hole and assists you in repaying your auto loan.

  • If you hit a deer in Lubbock, does your auto insurance require you to pay a deductible if you file a claim?

    If you hit a deer with your automobile in Lubbock and submit a claim with your auto insurance, you'll be required to pay a deductible. Your out-of-pocket amount for a covered claim is known as a deductible. Let's say it will cost $2,000 to repair the damage your car sustained from colliding with a deer. If your deductible is $700, then you need to pay $700 toward your vehicle's repairs. Your insurer will pay out the remaining $1300.

  • Does the number of miles you drive each year affect your Lubbock auto insurance rates?

    The amount of miles you drive each year has an impact on your Lubbock auto insurance premiums since it forecasts your likelihood of making a claim. For instance, infrequent drivers typically pay less for auto insurance because the likelihood that they will be in an accident is smaller.