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2024

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Best Local Car Insurance Agencies in Garland, TX

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Garland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

151Reviewed

97Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2425 W. Walnut Street Suite 216, Garland, TX 75042
WebsiteLicense: 1564546

Expertise.com Rating

Review Sources

Google
4.7 (7)
Facebook
5.0 (2)

Why choose this provider?

Wemson Insurance Services, LLC, is a Garland-located firm that offers several types of protection products. Paying attention to the personal needs of clients, its agents assess their circumstances and goals to match them with suitable policies like auto insurance. They walk vehicle owners through their choices from various carriers like Progressive, Falcon, and Windhaven in order to obtain a plan for the property, liability, or medical coverage. Plans for RVs, ATVs, and boats are also offered. Wemson Insurance Services is a TrustedChoice-affiliated agency.

  • Multiple Carriers

1018 Ridge Rd, Rockwall, TX 75087

Expertise.com Rating

Why choose this provider?

The Dyer Insurance Agency is an independent agency based in Rockwall, Texas, with an additional office in Commerce. Founded in 1929, the agency is an auto insurance provider that offers other services in the areas of personal, commercial, and medical liability. Representing carriers like Safeco and Progressive, it tailors auto insurance products to its client's needs and ensures they are fully aware of their coverage. It also conducts regular policy reviews so its client's polices fit their changing circumstances.

3600 Gus Thomasson Rd, Ste 144, Mesquite, TX 75150

Expertise.com Rating

Review Sources

Google
5.0 (105)
Facebook
4.7 (17)
Yelp
5.0 (1)

Why choose this provider?

Established in 1996, Lopez Auto Insurance & Tax serves individuals and families in the Garland area. With over a decade of industry experience, it guides clients in selecting car insurance policies that cover their individual needs. It safeguards clients from accidents involving uninsured motorists, paying medical bills after a car crash, and when their vehicles were caught on fire or robbed. It can also cover car rental expenses if policyholders' vehicles are damaged. The business offers other vehicle insurance products for motorcycles, boats, watercraft, and RVs.

  • RV & Motorhome
  • Boats

675 Town Square Blvd Ste. 200, Garland, TX 75040

Expertise.com Rating

Review Sources

Google
4.9 (21)
Facebook
5.0 (7)

Why choose this provider?

Located in Garland, Bickerstaff Insurance provides financial solutions to clients across the area. It helps car owners protect their vehicles through auto insurance products. It offers other personal insurance plans that cover life and health. The agency also provides commercial insurance policies. It partners with multiple firms like American Modern, Nationwide, Hagerty, Liberty Mutual, and Progressive. The agency's owner and founder, Jeff Bickerstaff, holds a Certification in Long-Term Care designation. He serves as the mayor pro-tem for the Sachse City Council.

  • Multiple Carriers

2408 W Walnut St, Garland, TX 75042

Expertise.com Rating

Review Sources

Google
4.3 (38)

Why choose this provider?

Ammouri Insurance provides protection plans for individuals, families, and businesses in Garland and the surrounding areas. One of its products is auto insurance. Its auto insurance policies include bodily injury liability, medical payments or personal injury protection, property damage liability, collision costs, comprehensive reimbursements, and uninsured and underinsured motorist coverage. The company has been serving home and business owners since 2008. Its agents identify the client's needs and problems to put together a customized insurance plan.

1111 N Town East Blvd Ste 5, Mesquite, TX 75150

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Located in Mesquite, Texas, Greta Stogner Insurance is an independent insurance agency that creates customized auto policies for drivers throughout the Garland metro area. While educating clients on how deductibles and limits affect their premiums, the agency presents a variety of policies with differing coverages, such as property damage, comprehensive, and medical. Travelers, Gainsco, and Foremost are just a few of its partners. Greta Stogner Insurance also offers home insurance, and all services are available in English and Spanish.

6730 Horizon Road, Heath, TX 75032
WebsiteLicense: 1363471

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Hudson Financial Group Insurance And Investments is dedicated to helping vehicle owners in Garland protect their assets. The agency's auto insurance policies include protection against collisions and other accidents that may result in medical expenses and legal actions. Its agents are also adept at structuring insurance plans according to each individual's long-term goals and specific risks. In addition, the company offers classic car, motorcycle, RV, and boat insurance, as well as other personal and commercial insurance policies.

  • Multiple Carriers

2805 National Dr., Garland, TX 75041

Expertise.com Rating

Review Sources

Facebook
3.8 (13)
Google
5.0 (2)

Why choose this provider?

Celna Insurance is an independent company that caters to the policy needs of clients in Garland and its neighboring metros. Its team of professionals offers a wide range of products, including liability only and full coverage auto insurance for victims of car accidents, vehicle break-ins, and vandalism. The local firm also provides homeowners’, life, dental, and vision plans. In addition, it has business and commercial insurance options such as general liability, business owners’, and workers’ compensation.

  • Motorcyle & ATV

6750 Hillcrest Plaza Dr Ste 219, Dallas, TX 75230

Expertise.com Rating

Why choose this provider?

Hibbs-Hallmark & Company is an insurance agency based in Dallas, Texas, providing insurance brokerage services to motorists and homeowners. With roots back to the 1800s, the agency has extensive experience in the local insurance industry. It links auto insurance buyers with the most affordable, reliable insurance policies provided by a panel of prominent insurance providers. Products offered include coverage for motorcycles, motor homes, ATVs, and antique cars, and the agency also provides insurance for homes, renters, and marine vehicles.

1505 W Buckingham Rd # A, Garland, TX 75042

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Google
4.1 (8)
Facebook
5.0 (1)

Why choose this provider?

Jagwan Insurance Agency is a locally owned independent agency offering auto insurance services to clients in the Garland, Texas, metro area. It works with multiple providers to offer clients a variety of rates and covers a range of vehicles including standard automobiles, motorcycles, recreational vehicles, and antique cars. Its agents provide consultation for vehicles both owned and non-owned and additionally handle coverage for leased or hired vehicles. This agency also offers home insurance, life insurance, and business insurance.

3501 Gus Thomasson Rd Ste 25, Mesquite, TX 75150

Expertise.com Rating

Review Sources

Google
4.3 (17)
Facebook
5.0 (15)
Yelp
1.0 (1)

Why choose this provider?

Located in Mesquite, Texas, the Family Financial Insurance Group is an independent insurance agency serving English and Spanish-speaking clients in the Garland metro area. The agency has provided auto insurance policies for individuals, families, and businesses since 1989, working with its numerous insurance carriers to find the one that meets their client's specific needs. Its advisors ensure mandatory coverage is included, and discuss the benefits of recommended and optional add-ons like collision insurance and roadside assistance.

1449 Forest Lane, Garland, TX 75042
WebsiteLicense: 1460712

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Baker & Affiliates Insurance Agency, Inc., offers protection plans for car owners in Garland and the surrounding areas. These insurance policies cover costs incurred from automobile accidents, liabilities for damage to one's own vehicle, and towing and rental costs. Baker & Affiliates Insurance employs agents with an average of 25 years of experience in the industry. Their other products include policies for motorcycles, recreational vehicles, and boats. The firm's providers include carriers like Progressive and Safeco.

  • Multiple Carriers

10374 Jennifer Cir, Forney, TX 75126

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (6)

Why choose this provider?

Founded in 1991, the McDermett Insurance Agency is an independent insurance company that assists drivers throughout the Garland, Texas, metro area. Located in Forney, Texas, auto coverage specialists work with several carriers, such as Progressive, Mutual of Omaha, and the Hartford to find drivers the right amount of protection within their budget. Policy options include liability, which covers the state's basic insurance requirements, collision that pays for damages following an accident, and comprehensive policies for non-collision repairs and replacement.

6426 Broadway Blvd, Suite 100, Garland, TX 75043

Expertise.com Rating

Review Sources

Google
4.7 (45)
Facebook
4.2 (13)

Why choose this provider?

Grace Insurance is a full-service company that provides clients with personal, home, and business insurance in Garland. The company offers a variety of auto insurance products from the different providers it represents. Its insurance agents guide the clients during the selection and purchasing process, helping them make informed choices. Its auto insurance includes collision, liability, medical payment, personal injury, uninsured motorist, and optional coverage. The agency has been in operation for over seven decades.

10233 East Northwest Highway, Dallas, TX 75238

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
4.6 (9)

Why choose this provider?

TWFG Reed Wilcox Insurance is an independent agency that represents various insurance carriers in providing insurance plans to clients in Garland and the nearby areas in Dallas, Texas. The agency helps its clients in finding the right insurance company that offers car insurance including property coverage, liability coverage, and medical coverage. Reed Wilcox, the owner and one of the agents, started his insurance career in 2007. He is a volunteer in his children's schools and at the Lake Highlands community.

232 South Collins Road, Sunnyvale, TX 75182
WebsiteLicense: 2109491

Expertise.com Rating

Review Sources

Google
4.9 (153)
Facebook
4.7 (15)
Yelp
5.0 (1)

Why choose this provider?

Houston Tullos office is a car insurance agency in Garland. It provides State Farm products like comprehensive, rental, collision, and rideshare auto insurance. The rideshare policy ensures that the medical coverage and emergency roadside assistance remain effective even when a client is working for a ridesharing company like Uber or Lyft. When collisions render cars undrivable, the rental policy helps to pay for the cost of renting a car. For 30 years, Houston Tullos has been helping clients prepare financially for life's unexpected events.

  • Bundling Option

3420 Broadway Blvd Ste 117, Garland, TX 75043

Expertise.com Rating

Review Sources

Google
4.1 (13)

Why choose this provider?

The Express Insurance Agency is an independent agency based in Garland, Texas, that offers objective and unbiased services to individuals, employees, and businesses. An auto insurance specialist, the agency provides personalized service, establishing its clients' true coverage needs before sourcing the right policy from the many insurance carriers it represents. Driver coverage options can include repairs to the vehicle or its replacement, meeting the costs of a liability claim, and add-ons like roadside assistance and uninsured/underinsured protection.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wemson Insurance Services, LLC
2425 W. Walnut Street Suite 216, Garland, TX 75042
Dyer Insurance Agency
1018 Ridge Rd, Rockwall, TX 75087
Lopez Auto Insurance & Tax
3600 Gus Thomasson Rd, Ste 144, Mesquite, TX 75150
Bickerstaff Insurance
675 Town Square Blvd Ste. 200, Garland, TX 75040
Ammouri Insurance
2408 W Walnut St, Garland, TX 75042
Greta Stogner Insurance
1111 N Town East Blvd Ste 5, Mesquite, TX 75150
Hudson Financial Group Insurance And Investments
6730 Horizon Road, Heath, TX 75032
Celna Insurance
2805 National Dr., Garland, TX 75041
Hibbs-Hallmark & Company
6750 Hillcrest Plaza Dr Ste 219, Dallas, TX 75230
Jagwan Insurance Agency
1505 W Buckingham Rd # A, Garland, TX 75042
Family Financial Insurance Group
3501 Gus Thomasson Rd Ste 25, Mesquite, TX 75150
Baker & Affiliates Insurance Agency, Inc.
1449 Forest Lane, Garland, TX 75042
McDermett Insurance Agency
10374 Jennifer Cir, Forney, TX 75126
Grace Insurance
6426 Broadway Blvd, Suite 100, Garland, TX 75043
TWFG Insurance Services ? Reed Wilcox
10233 East Northwest Highway, Dallas, TX 75238
Houston Tullos
232 South Collins Road, Sunnyvale, TX 75182
Express Insurance Agency
3420 Broadway Blvd Ste 117, Garland, TX 75043

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How does the insurance grace period work for newly bought cars in Garland when updating your policy?

    In Garland, if you replace an old car with a new one, most insurers give you a grace period, usually between 7 and 30 days, to keep your previous coverage. However, if you add an additional car to an existing policy, this period can be significantly reduced. Always ensure that your new vehicle meets Texas' minimum coverage requirements. Instead of relying on the grace period, it is recommended that you notify your insurer as soon as possible.

  • Will a Garland resident be covered by their comprehensive insurance if they hit an animal with their car?

    Yes, Garland residents are covered by comprehensive insurance if they collide with an animal while driving. Comprehensive coverage, which covers non-collision-related car damage, will apply in this case. However, Garland should expect to pay a deductible when repairing their vehicle. Importantly, state laws prohibit insurance companies from canceling coverage because of an animal collision claim. Nonetheless, Garland's insurance rate may rise during policy renewal.

  • Is it okay for Garland residents to preset their proof of car insurance from their phone?

    Garland residents should request an insurance ID card from their agent in order to present proof of insurance. Many agents allow you to print it at home from their website. Alternatively, policyholders can provide a copy of their policy's declarations page, which must be attached to their case file as proof, covering the date of the violation. Using the insurance app on your phone for this purpose is not permitted.

  • Can a young driver in Garland reduce their car insurance costs after turning 18?

    Yes, young Garland teens can potentially save money on car insurance by staying on their parents' plan after they turn 18. Younger drivers in Texas frequently pay higher rates due to the increased accident risks associated with inexperience. Though drivers under the age of 18 cannot obtain individual policies, remaining under the coverage of a parent or guardian after the age of 18 usually results in lower rates than having an independent policy.

  • Does a Garland resident need to purchase additional insurance when renting a car in Texas?

    No, a Garland resident may not need additional insurance when renting because their existing auto liability policy may cover potential damages. However, they should be aware that their policy may have a payout limit that is less than the value of the rental car. If a Garland resident frequently rents a car, increasing their liability limit may be less expensive than purchasing collision damage waivers from rental agencies.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.