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2025

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Best Local Car Insurance Agencies in Cypress, TX

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cypress local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75Reviewed

47Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Cypress
17302 House & Hahl Road, Cypress, TX 77433
Visit WebsiteLicense: 2306597

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (12)

Why choose this provider?

Texas Dawn Insurance Agency provides a full line of vehicle protection plans for car owners in Cypress. Its team insures personal automobiles, classic cars, motor homes, jet skis, and ATVs. The insurance professionals create policies that include liability coverage, which reimburses losses for when the policyholder caused bodily injuries or property damage to others. Mercury, Travelers, and Progressive are some of the company's partner carriers. Dawn Kleinschmidt, Texas Dawn Insurance Agency's CEO, has been in the insurance industry since 1993.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cypress
12906 Fry Road, Cypress, TX 77433
Visit WebsiteLicense: 1470930

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Cleveland Stiff Insurance LLC is a car insurance agency serving clients in Cypress. The company considers it a privilege to protect clients' assets. It helps its clients understand why they need auto insurance and how their insurance can help them in the event that their car is stolen, the client and its passengers are injured, or the client's car causes damage to other people or property. Additional insurance services from the company include homeowners, health, and life insurance.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cypress
15835 Mueschke Road, Cypress, TX 77433
Visit WebsiteLicense: 327000

Expertise.com Rating

Review Sources

Google
4.8 (323)
Yelp
4.5 (9)

Why choose this provider?

Cypress Insurance Team is an independent insurance solutions provider that operates in the Cypress metro and neighboring communities. The company works with more than 50 insurance carriers to offer personal and business lines to clients, including its auto insurance policies that protect them and their vehicles from unexpected financial losses. The policies cover bodily injuries, property damages, collisions, and other physical damages sustained by the vehicle. Cypress Insurance Team has been serving the greater Texas area for over 15 years.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cypress
10920 Fry Road, Cypress, TX 77433
Visit WebsiteLicense: 660442

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (1)

Why choose this provider?

Jerry Jungels is a second-generation State Farm Insurance agent catering to clients in Cypress and the nearby areas. He specializes in auto, home, and business lines and provides auto insurance policies with basic coverage for collisions and liabilities. Add-ons for medical payments, rental reimbursements, and vehicle repairs and replacements are also available. Jungels has been in the insurance industry for 32 years. He is an active participant in the community through organizations like the Cypress Fairbanks Chamber of Commerce and the Habitat for Humanity Northwest Corporate Relations.

  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Cypress
14007 Telge Road, Cypress, TX 77429
Visit WebsiteLicense: 1322324

Expertise.com Rating

Review Sources

Google
5.0 (73)
Yelp
5.0 (2)

Why choose this provider?

Oncken Insurance Agency offers a wide range of products for Cypress residents, including auto insurance. The agency provides insurance plans that cover medical payments involved in treating injured drivers or passengers riding the policyholder's vehicle. Its team also furnishes car insurance policies with collision coverage. They also insure classic cars, RVs, and ATVs. Oncken Insurance Agency has been providing risk management solutions since 2004. Oncken Insurance Agency represents clients before insurance providers––not the other way around.

  • RV & Motorhome
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Cypress
21858 Northwest Freeway, Cypress, TX 77410
Visit WebsiteLicense: 677305

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (6)
Yelp
1.0 (1)

Why choose this provider?

Jess Akin Insurance has been shopping auto insurance coverages on behalf of drivers and car owners since 1974. The business assists Cypress clients in obtaining policies with comprehensive, collision, and liability coverages by partnering with carriers like Progressive, Travelers, The Hartford, and Mercury Insurance. Additionally, its agents offer commercial, life, and health insurance plans. The company has a special rating software to produce quote comparisons, as well as computer systems intended for safekeeping records.

  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Texas Dawn Insurance Agency
17302 House & Hahl Road, Cypress, TX 77433
Cleveland Stiff Insurance LLC
12906 Fry Road, Cypress, TX 77433
Cypress Insurance Team
15835 Mueschke Road, Cypress, TX 77433
Jerry Jungels
10920 Fry Road, Cypress, TX 77433
Oncken Insurance Agency
14007 Telge Road, Cypress, TX 77429
Jess Akin Insurance
21858 Northwest Freeway, Cypress, TX 77410

Cypress, TX Car Insurance Agency FAQs

  • What are the consequences of driving uninsured in Cypress?

    Driving without insurance in Cypress carries serious consequences. For a first offense, a driver faces a fine of up to $300 and a $250 annual penalty for three years. Repeat offenses result in harsher penalties, such as license and registration suspension, fines of up to $1,000, and yearly penalties for three years. Additionally, uninsured drivers who are at fault in accidents may be required to pay for damages out of pocket or face insurance company lawsuits.

  • What liability coverage is recommended for drivers in Cypress?

    Drivers in Cypress should consider carrying more liability coverage than the state's minimum of 30/60/25. Given the potential costs of accidents, such as medical bills and property damage claims, purchasing 50/100/50 or 100/300/100 liability insurance provides more comprehensive financial protection. By allowing injury and property damage lawsuits to be filed up to two years after an accident, state laws emphasize the importance of adequate coverage.

  • Do car insurance policies in Cypress cover friends of the policyholder?

    A friend should be covered if they have the owner's permission, have a valid driver's license, and do not use the vehicle on a regular basis. There may be exceptions, such as a named driver exclusion endorsement on the policy that excludes specific individuals. It is best to consult with an insurance agent to clarify the policy's terms.

  • In Cypress, if another driver is at fault for an accident, whose insurance company will cover the costs?

    If the other driver was at fault in the Cypress accident, their insurance should cover the repair costs. Individuals can file a claim with their insurance company if the other driver's insurer disputes fault, provided they have collision coverage, not just liability coverage. If the at-fault driver's insurance agrees to cover the claim, the claimant's insurer will usually seek reimbursement for the deductible.

  • Does car insurance in Cypress cover accidents while driving for ride-hailing services or using a company-owned car?

    No, most Cypress car insurance policies do not cover accidents that occur while driving for ride-hailing services or using a company-owned car on a regular basis. It also excludes damages resulting from intentional actions, racing, driving in Mexico, or driving for business purposes. Furthermore, equipment that is not permanently installed in the vehicle, such as removable GPS or stereo systems, may be excluded from coverage.