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2025

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Best Local Car Insurance Agencies in Austin, TX

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Austin local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

443Reviewed

271Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Austin
19365 Farm to Market Road 2252, Austin, TX 78266
Visit WebsiteLicense: 1049439

Expertise.com Rating

Review Sources

Google
4.8 (8)

Why choose this provider?

Laskowski Insurance works with more than 50 insurance carriers to provide auto, home, fire, and commercial insurance options in Austin. Its agents help car owners obtain suitable coverages for losses due to medical, liability, and property damage. Laskowski Insurance also offers motorcycle, RV, and watercraft insurance. Originally called Farmers Insurance Agency, it also serves San Antonio and Alamo Heights. Established in 1987, the family-owned agency partners with companies such as Safeco, Mercury Insurance, and Travelers.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Austin
1405 E Riverside Dr, Austin, TX 78741

Expertise.com Rating

Review Sources

Google
4.7 (57)
Facebook
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

Founded in 1961, Time Insurance Agency has over 50 years of experience in providing insurance services. Located in Austin, Texas, the company provides local automotive insurance options for theft or damage to vehicles, liability and medical coverage. Policies for recreational vehicles such as motorcycles, RVs, travel trailers, and four-wheelers are available. Commercial automotive insurance plans are also offered. The company provides a variety of insurance services for personal, home, and commercial coverage.

Best Local Car Insurance Agencies Serving Austin
11467 Huebner Road, Austin, TX 78230
Visit WebsiteLicense: 1456299

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (28)

Why choose this provider?

VOS Insurance Agency is an independent insurance agency that has been in the industry for more than 20 years. It provides insurance products and policies to clients in Austin and the surrounding areas. It offers auto insurance that covers accidents or damages. The insurance plan may pay for the repair or replacement of the car, towing, medical expenses, and court costs. Clients may also opt to choose the comprehensive insurance plan that covers damages from fire, theft, or severe weather.

  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Austin
15335 San Pedro Avenue, Austin, TX 78232
Visit WebsiteLicense: 2280034

Expertise.com Rating

Why choose this provider?

For the past 40 years, Ellis Insurance Agency has been helping individuals, families, and businesses minimize financial risks for their vehicles with a car insurance policy. Established in 1980, the family-owned company shops for a variety of auto coverage options like liability, comprehensive, and collision among multiple providers. Its insurance agents also work with carriers that can offer additional coverage for medical payments, emergency roadside services, and uninsured motorists. The company serves clients throughout Texas and has been active in community-building activities concurrently with its professional services.

  • Bundling Option

Best Local Car Insurance Agencies Serving Austin
100 Congress Ave Ste 750, Austin, TX 78701

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Founded in 1933, Stephens is an independent auto insurance company serving the community of Austin, Texas, that has 24 offices throughout the country and London, England. The company's employees work with various insurance carriers to find the best plan to fits clients' needs. It insures many types of vehicles, including boats, recreational vehicles, and cars, covering property damage and medical bills due to accidents. Stephens also sells life and umbrella insurance.

Best Local Car Insurance Agencies Serving Austin
13578 U.S. Highway 87 West, Austin, TX 78121
Visit WebsiteLicense: 2102304

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Twin Creek Insurance Agency, LLC, is a team of independent agents that serves Austin. Included in its range of products is auto insurance, which helps pay for the treatment of bodily injuries the policyholder caused and the losses obtained from a collision. Its insurance professionals have access to policies from multiple carriers like MetLife, Kemper, Mercury, and Foremost Insurance Group, allowing them to offer a variety of plans. Twin Creek Insurance Agency also serves boat and motorcycle owners.

  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Austin
3103 Bee Caves Rd Ste 242, Austin, TX 78746

Expertise.com Rating

Why choose this provider?

Anco Insurance is an independent insurance agency based in Austin, Texas, with other offices in Houston, Livingston, and Bryan-College. Founded in 1873, the agency initially served farmers and ranchers in the Brazos Valley. The firm leverages its many years of experience in the insurance industry to provide a continuum of quality, reliable auto insurance plans from the top insurance carriers in the state and nationally. The firm also handles home, renters, business, and life insurance.

Best Local Car Insurance Agencies Serving Austin
6325 S Ih 35 Ste 150, Austin, TX 78744

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
4.7 (18)

Why choose this provider?

Since 2001, Autopartners Insurance Agency has grown to a large team of agents spread across multiple offices providing auto insurance to drivers throughout Texas, including the Austin metro area. The agency partners with a variety of national carriers to provide clients with policies containing diverse coverage options such as liability, uninsured motorist, and medical. Through its service center, clients can purchase policies and make premium payments over the phone. In addition to cars and trucks, it insures motorcycles, RVs, and ATVs.

Best Local Car Insurance Agencies Serving Austin
8200 Windway, Austin, TX 78239
Visit WebsiteLicense: 1537270

Expertise.com Rating

Why choose this provider?

Trutela Insurance is a local independent insurance agency that offers car insurance options to clients in Austin. It has a comprehensive portfolio of car insurance policies and coverage options. Its agents develop a customized insurance plan per client based on their unique requirements. Clients can compare quotes from multiple top-rated national and regional car insurance companies, such as Chubb, CNA Surety, 1st Auto, and State Auto. Trutela Insurance also provides home, life, and business insurance.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Austin
13409 Northwest Military, Austin, TX 78231
Visit WebsiteLicense: 938308

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Texan's Choice Insurance Agency is a company in San Antonio, Texas serving individuals, families, and businesses in neighboring counties and cities including the Austin metro. As an independent insurance agency since 2010, the company offers auto insurance solutions that cover standard and non-standard vehicles, motorcycles, and classic cars. It can also provide insurance policies for boats and RVs. Clients can receive comprehensive coverage policies that include personal umbrella coverages delivered through their commitment to excellent service.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Austin
4412 Spicewood Springs Rd Ste 201, Austin, TX 78759

Expertise.com Rating

Review Sources

Google
4.9 (528)
Facebook
5.0 (85)
Yelp
4.5 (36)

Why choose this provider?

Established in 2012 by a team boasting deep insurance industry experience, Kanopy Insurance assists clients in the Austin, Texas, area to secure suitable automobile insurance. Using proprietary technology, Kanopy Insurance obtains comparative auto insurance quotes in seconds from an array of reputable carriers, taking the time and frustration out of shopping for auto policies. In addition to working with clients to secure auto, motorcycle, RV, and watercraft insurance, this company assists with home, life, and umbrella liability insurance.

Best Local Car Insurance Agencies Serving Austin
7300 Ranch Road 2222 Bldg 2 Ste 100, Austin, TX 78730

Expertise.com Rating

Why choose this provider?

Founded in 2015, Austin-based insuranceQuotes works with a variety of providers to offer drivers personalized auto insurance policies. Drivers shopping online can choose from a variety of coverage, including liability, property damage, and medical. Full coverage policies featuring comprehensive and uninsured motorist coverage are the most popular among clients seeking maximum protection. Progressive, Farmers, and Liberty Mutual are just a few of its partners. It also offers home and business insurance.

Best Local Car Insurance Agencies Serving Austin
11044 Research Blvd Ste A400, Austin, TX 78759

Expertise.com Rating

Review Sources

Google
3.0 (2)

Why choose this provider?

Founded in 2009, Reliance Partners is an Austin, Texas-based insurance agency serving commercial client's auto insurance needs. It works with large and small businesses to insure commercial trucking fleets and individual transport vehicles, cargo, and cover general liability related to transport operations and dangers presented to third parties. Policies often extend to the protection of the companies themselves and route operators and directors. Reliance Partners frequently bundles auto insurance with occupational accident policies. Spanish language service is available.

Best Local Car Insurance Agencies Serving Austin
98 San Jacinto Blvd Ste 2000, Austin, TX 78701

Expertise.com Rating

Review Sources

Google
4.5 (246)

Why choose this provider?

As the leading insurance comparison website in the United States, The Zebra has been featured in Forbes and the Wall Street Journal. Its mission is to make shopping for auto insurance quotes as easy as possible for all users. It also provides homeowners, renters, and life insurance policy quote comparisons. The Zebra website hosts several unique auto insurance quoting systems, including the best insurance by vehicle, state, and company. The company's website has an expansive, in-depth insurance resource center.

Best Local Car Insurance Agencies Serving Austin
Austin, TX
Visit WebsiteLicense: 2587879

Why choose this provider?

Wildcard Insurance serves clients in the Austin metro and the surrounding areas. The company's car insurance plans cover repair, replacement, and towing costs brought by car accidents. It also offers policies for motorcycles, homes, renters, and flood protection for property and belongings. Its team of agents guides clients throughout the whole process, from quotation right to closing. They aim to maximize their customers' assets by providing a variety of coverage options from over 30 carriers.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Laskowski Insurance
19365 Farm to Market Road 2252, Austin, TX 78266
Time Insurance Agency
1405 E Riverside Dr, Austin, TX 78741
VOS Insurance Agency
11467 Huebner Road, Austin, TX 78230
Ellis Insurance Agency
15335 San Pedro Avenue, Austin, TX 78232
Stephens Inc.
100 Congress Ave Ste 750, Austin, TX 78701
Twin Creek Insurance Agency, LLC
13578 U.S. Highway 87 West, Austin, TX 78121
Anco Insurance
3103 Bee Caves Rd Ste 242, Austin, TX 78746
Autopartners Insurance Agency
6325 S Ih 35 Ste 150, Austin, TX 78744
Trutela Insurance
8200 Windway, Austin, TX 78239
Texan's Choice Insurance Agency
13409 Northwest Military, Austin, TX 78231
Kanopy Insurance
4412 Spicewood Springs Rd Ste 201, Austin, TX 78759
insuranceQuotes
7300 Ranch Road 2222 Bldg 2 Ste 100, Austin, TX 78730
Reliance Partners
11044 Research Blvd Ste A400, Austin, TX 78759
The Zebra
98 San Jacinto Blvd Ste 2000, Austin, TX 78701
Wildcard Insurance
Austin, TX

Austin, TX Car Insurance Agency FAQs

  • Does your driving affect your car insurance rates in Austin?

    Yes, your driving affects your car insurance rates in Austin. Insurance companies measure the number of miles you drive using a device attached to your car's computer. The pay-by-the-mile policy may charge you higher if you always drive long. Individuals who work from home can benefit from this policy. Carriers also determine your acceleration and braking habits. If you drive fast, you may pay higher usage-based policy rates.

  • How can you protect yourself from fake car insurance service providers in Austin?

    In Austin, you can protect yourself from fake car insurance service providers by calling the Texas Department of Insurance at 800-252-3439 to check whether your insurance agent's or carrier's license. You can call your insurance company to determine if you have an active policy and make your payments directly to the company and not to the agent.

  • How can drivers in Austin lower their car insurance premiums?

    Drivers in Austin can lower their car insurance premiums if they have a good credit score. If they have a bad driving or DUI record, their insurance rate will be more expensive. Teen drivers and senior citizens can also get lower car insurance rates. They are advised to shop from different carriers to get the lowest premiums.

  • Why is car insurance more expensive in Austin?

    Car insurance is more expensive in Austin because it is one of the most populated cities in Texas, therefore, there might be a higher risk of liability. Insurance companies also charge higher rates because of the metro's high risk of natural disasters, highway density, rate of car thefts, and increasing risk of accidents.

  • Are there minimum requirements for car insurance policyholders in Austin?

    Yes, car insurance policyholders in Austin must follow Texas's minimum insurance requirements, which include $30,000 per person and $60,000 per accident of bodily injury liability, as well as $25,000 per accident of property damage liability. Insurance companies should also offer uninsured/underinsured motorist and personal injury protection coverage. However, individuals are not required to purchase these types of coverage.