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Best Local Car Insurance Agencies in Allen, TX

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Allen Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

45Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8765 Stockard Drive, Frisco, TX 75034
WebsiteLicense: 1060344

Expertise.com Rating

Review Sources

Google
4.9 (59)
Yelp
4.0 (4)

Why choose this provider?

Rodney Mouton Insurance Agency is an independently owned and locally operated insurance agency that services clients in Allen and other areas throughout the state of Texas. Its local insurance agents are experienced in helping vehicle owners compare and find auto protection coverage that suits their particular needs. They offer auto insurance products for cars, trucks, vans, SUVs, and other types of vehicles. Rodney Mouton Insurance Agency represents multiple auto insurance carriers, such as State Auto Insurance, Travelers, Progressive, and Republic Group.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

301 U.S. 380 East, Farmersville, TX 75442
WebsiteLicense: 1112075

Expertise.com Rating

Review Sources

Facebook
5.0 (42)
Google
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Buchanan Insurance has been serving the Allen metro and neighboring communities for more than two decades. The locally owned agency assists car owners and commercial drivers to obtain financial protection for their vehicles with a car insurance policy. The independent insurance firm represents several carriers that provide a variety of auto coverage options, including comprehensive and collision, liability, medical payments, personal injury protection, and uninsured or underinsured motorists. They also provide additional coverage for roadside services, towing, and car rental expenses throughout Texas.

  • Boats
  • Motorcyle & ATV

450 Century Parkway, Allen, TX 75013
WebsiteLicense: 1120959

Expertise.com Rating

Why choose this provider?

Preferred Insurance Solutions is an independent agency based in Allen that represents multiple insurance carriers in providing insurance products and services. It caters to individuals who are looking for insurance plans that will protect them against financial liabilities resulting from an accident. These plans may include collision, comprehensive, medical, and personal injury protection. The company also offers motorcycle, condo, homeowners', and renters' insurance. Preferred Insurance Solutions aims to educate the community by providing an assessment about their insurance needs.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

194 Industrial Boulevard, McKinney, TX 75069
WebsiteLicense: 2539326

Expertise.com Rating

Review Sources

Facebook
5.0 (302)

Why choose this provider?

Integrity Personal Insurance is an independent insurance agency offering various protection plans to the people of Allen and all of Texas. Its experienced associates connect motorists with reputable carriers to help them obtain auto insurance policies designed to fit their needs, expectations, and priorities. Among the most important coverages included in an auto insurance plan are collision, comprehensive, property damage, bodily injury liability, and uninsured or underinsured liability. Integrity Personal Insurance also insures motorcycles and boats.

  • Multiple Carriers
  • Boats

280 Legacy Drive, Plano, TX 75023-2376
WebsiteLicense: 2548839

Expertise.com Rating

Review Sources

Google
4.6 (42)
Facebook
5.0 (28)

Why choose this provider?

Plano-based William Kuo is a car insurance provider serving the Allen metro since 2011. He also offers insurance for business, health, home, life, and property. He is an independent contractor of State Farm, where he received recognitions such as Legion of Honor - Bronze Tablet Agent and Ambassador Travel Qualifier. Together with his team, his mission is to help people manage everyday risks, recover from misfortunes, and achieve dreams. William received his education from Crowley High School and the University of Texas.

  • Boats

3369 Premier Drive, Plano, TX 75023
WebsiteLicense: 1962475

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Milestone Insurance and Investment Services, LP, provides all types of insurance services to the residents of Allen and the rest of North Texas. Independently owned and locally operated for 20 years, the company screens multiple providers on behalf of clients. Tailored according to clients' needs, its agents offer a wide range of personal and business insurance services. Assisting vehicle owners, the team provides coverage for liability and optional policies, including accident forgiveness, rental car, and roadside assistance.

  • Multiple Carriers

6625 Mediterranean Drive, McKinney, TX 75070
WebsiteLicense: 1460697

Expertise.com Rating

Review Sources

Google
4.8 (94)

Why choose this provider?

Christie Rhyne is an insurance agent for State Farm who serves Allen and other areas for their residential or commercial car insurance needs. Her agency has various auto insurance such as collision coverage and comprehensive coverage for damages like theft, vandalism, fire, or hitting an animal. It has liability coverage for a third party's medical and vehicle repair bills or coverage for property damage if the client is at fault. Christie and her team have a collective industry experience of 60 years.

  • Motorcyle & ATV

903 18th Street, Plano, TX 75074
WebsiteLicense: 1365872

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (1)

Why choose this provider?

Guest Insurance Agency, a locally owned and operated insurance business, has been servicing Allen and the nearby communities since 1991. The insurance professionals help the clients browse among the agency's multiple insurance partners and find the coverage that best suits them. They ensure protection for the clients against financial loss due to car-related accidents. The coverages applied may pay for the damages, injuries, and other liabilities. Guest Insurance's professionals have over 135 years of combined experience in the insurance industry.

  • Multiple Carriers

5005 McKinney Ranch Parkway, McKinney, TX 75070
WebsiteLicense: 1641086

Expertise.com Rating

Why choose this provider?

Mike Johnson is an auto insurance provider with State Farm serving Allen and other locations. Through the firm, Mike offers comprehensive and collision coverage to cover for financial and personal liabilities during car accidents or random acts such as vandalism, theft, and fire. He also covers medical bills or lost wages if the other party has little or no insurance, via uninsured or underinsured coverage. With rideshare insurance, Mike also accommodates self-employed drivers who are part of ride-sharing platforms. Mike is a Habitat for Humanity volunteer and is a father of two.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

1220 North Alma Drive, Allen, TX 75013
WebsiteLicense: 119219

Expertise.com Rating

Review Sources

Google
4.3 (28)

Why choose this provider?

Texas Independent Insurance is an insurance agency based in Allen that provides various business and personal insurance products to clients in the metro. Serving one of the largest cities in the state and in the country, the company is experienced in writing auto insurance policies for countless personal and company-commissioned motor vehicles. Its policies help clients gain a financial foothold in the event of traffic accidents, collisions, natural disasters, and thefts. Ryan Richardson has been operating Texas Independent Insurance since 2009.

  • Multiple Carriers

126 Prairie Road, Fairview, TX 75069
WebsiteLicense: 840773

Expertise.com Rating

Review Sources

Google
5.0 (37)
Yelp
5.0 (1)

Why choose this provider?

Betty Cole is a State Farm agent who has been servicing Allen and surrounding communities for 35 years. State Farm offers a wide range of car insurance coverages for different types of motorists including teen drivers, rental cars, and sports cars. The coverage typically includes collision and comprehensive insurance coverages to protect clients from financial losses caused by unexpected circumstances. Clients can inquire by phone 24 hours a day. Cole is a supporter of no-kill animal shelter Operation Kindness, as well as leading animal welfare advocate SPCA of Texas.

7951 Collin McKinney Parkway, Suite 1200, McKinney, TX 75070
WebsiteLicense: 2653120

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (8)
Yelp
4.5 (8)

Why choose this provider?

Pierce Insurance Group is an independent insurance agency offering a range of insurance products in Collin County, including McKinney and Allen. Its team of professionals discusses with the clients their insurance needs, including auto insurance. The agency's auto insurance covers medical payments, liability for accidental damages or injuries, and collisions. Pierce Insurance Group has a strong focus on building a long-lasting relationship based on trust and service with its clients.

  • Home Insurance
  • Boat Insurance
  • Landlord Insurance

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Rodney Mouton Insurance Agency
8765 Stockard Drive, Frisco, TX 75034
Buchanan Insurance - Farmersville
301 U.S. 380 East, Farmersville, TX 75442
Preferred Insurance Solutions
450 Century Parkway, Allen, TX 75013
Integrity Personal Insurance
194 Industrial Boulevard, McKinney, TX 75069
William Kuo
280 Legacy Drive, Plano, TX 75023-2376
Milestone Insurance and Investment Services, LP
3369 Premier Drive, Plano, TX 75023
Christie Rhyne
6625 Mediterranean Drive, McKinney, TX 75070
Guest Insurance Agency
903 18th Street, Plano, TX 75074
Mike Johnson
5005 McKinney Ranch Parkway, McKinney, TX 75070
Texas Independent Insurance
1220 North Alma Drive, Allen, TX 75013
bettycole.us
126 Prairie Road, Fairview, TX 75069
Pierce Insurance Group
7951 Collin McKinney Parkway, Suite 1200, McKinney, TX 75070

Allen, TX Car Insurance Agency FAQs

  • Is classic car insurance more affordable compared to regular car insurance in Allen?

    Yes, classic car insurance in Allen is less expensive than regular car insurance. Depending on factors such as the vehicle's age, frequency of use, and guaranteed value, the annual premium can range between $400 and $1,000. Classic car insurance only covers antique cars that have been around for 25 years or longer and can be considered a collectible.

  • If your car sustained bullet damage in Allen, will it be covered by your insurance policy?

    It depends on the coverage limits of your policy, but most comprehensive car insurance policies in Allen classify bullet holes as vandalism. Comprehensive policies also cover damages from natural disasters, incidents with animals, and replacement costs for stolen cars. However, this does not cover intentional acts of damage. Your rates may also increase if you are at fault for the damage, such as in the event that you have been engaged in a gun shootout.

  • Can you still get car insurance in Allen after a DUI conviction?

    Yes. You can still obtain car insurance in Allen even after a DUI conviction. However, you can expect your premiums to increase. The cheapest regular full-coverage insurance you can find in Allen costs around $707 per year, but if you have a DUI on your record, your most affordable insurance can cost you $1,279 per year.

  • Is it legal for car insurance providers in Allen to raise their rates?

    There is no law barring car insurance providers in Allen from raising their rates. However, they must first file a report with the Texas Department of Insurance, which will review their proposed rate changes. Based on recent data, there has been a 23.8% statewide increase in insurance rates in 2022.

  • How do you report car insurance fraud in Allen?

    You can report suspected cases of car insurance fraud in Allen by calling the TDI Fraud Unit's Help Line at 800-252-3439 or submitting a complaint online. Reports can be filed against unlicensed entities selling insurance and those who try to stage a car accident to file a claim on your insurance provider.