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2024

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Best Local Car Insurance Agencies in Mount Pleasant, SC

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mount Pleasant Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

34Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1067 Cliffwood Drive, Mount Pleasant, SC 29464
WebsiteLicense: 1908033129

Expertise.com Rating

Review Sources

Google
4.6 (10)
Yelp
2.0 (1)

Why choose this provider?

1st Capital Insurance is an independent insurance agency that provides personal and business insurance in Mount Pleasant and South Carolina. The agency offers all types of personal insurance coverage that includes auto, flood, and homeowners. Since 1st Capital Insurance represents various insurance carriers, it can offer a wide range of auto insurance products like collision, comprehensive, liability, medical, and personal injury coverage. 1st Capital Insurance strives to provide its clients with the best options for their insurance needs.

  • Bundling Option

824 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
WebsiteLicense: 1903788894

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Alliance Insurance Services is an independent and locally owned insurance agency that serves clients in Mount Pleasant, Summerville, West Ashley, and nearby areas. The firm offers various insurance products and services such as auto insurance focusing on theft, collision, and liability coverage. It also provides boat and watercraft insurance, flood insurance, home and renters insurance, as well as comprehensive coverage and protection for high-value items. The company has access to many insurance carriers, providing each client a variety of insurance options that suits their needs.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

802 Coleman Boulevard, Mount Pleasant, SC 29464
WebsiteLicense: 1727011

Expertise.com Rating

Review Sources

Google
4.5 (15)
Facebook
3.7 (3)
Yelp
5.0 (1)

Why choose this provider?

Crosby Insurance Group is an agency located in Mount Pleasant that offers car insurance. Its team of agents also deals with customized policies, which can include property and casualty coverages against loss, theft, and accidents. The agency was founded by Rick Crosby in 1996 with the aim of developing and maintaining strong relationships with clients and providing them the best service to meet their needs. Its other related products include marine and watercraft, RV, motorcycle, and SR22 insurance.

  • Motorcyle & ATV
  • RV & Motorhome
  • Multiple Carriers

426 West Coleman Boulevard, Mount Pleasant, SC 29464
WebsiteLicense: 18382592

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Brightway Insurance, The McKenzie Agency, is an independent agency that works with various insurance carriers. The agency provides customized auto insurance policies to clients in Mount Pleasant and the nearby areas. It helps its clients in finding the right auto insurance plans that are best suited for the client's needs. Jenny Mckenzie, the agency owner, has two decades of experience as a consultant and builds long-term relationships in helping her clients with their insurance plans.

  • Bundling Option

709 Long Point Road, Mount Pleasant, SC 29464
WebsiteLicense: 1911558591

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

South Carolina Coastal Insurance Agency is an independent agency offering car insurance and other policies to Mount Pleasant residents. The agency has access to and knowledge in multiple insurance companies as well as their products and guidelines. It can serve both personal and commercial clients. Their agents offer in-depth advice and support throughout the process—from coverage comparison to claims and policy service. It continues to invest in accessibilities for the disabled because it strongly believes in the rights of each and every person.

  • Bundling Option

421 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
WebsiteLicense: 1906190085

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (14)

Why choose this provider?

Atlantic Shield Insurance Group is a Mount Pleasant-based, locally owned, and operated full-service property & casualty insurance agency. The agency offers full-service auto insurance that includes but is not limited to collision coverage, comprehensive coverage, property damage coverage, uninsured and under-insured liability, and bodily injury liability. Dedicated to protecting clients' financial interests in all types of risk, writes unique policies that fit client needs. Atlantic Shield Insurance Group also offers homeowners, high net worth, landlord, earthquake, and flood insurance.

  • Multiple Carriers

1407 Stuart Engals Boulevard, Mount Pleasant, SC 29464
WebsiteLicense: 1901814272

Expertise.com Rating

Review Sources

Google
5.0 (494)
Facebook
4.7 (13)
Yelp
5.0 (6)

Why choose this provider?

Established in 1960, Mappus Insurance Agency Inc. provides auto insurance policies to drivers in Mount Pleasant. Its owner, Andrew Muller, has been in the insurance industry since 2005 and is a member of the Independent Insurance Agents of Charleston. The company advises individuals based on their risks and needs, equipping them with the knowledge to make the best decisions when it comes to selecting their coverage. Mappus Insurance Agency also specializes in insuring homes in coastal South Caroline, North Carolina, and Georgia.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
1st Capital Insurance
1067 Cliffwood Drive, Mount Pleasant, SC 29464
Alliance Insurance Services - Mt. Pleasant
824 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
Crosby Insurance Group - Mount Pleasant
802 Coleman Boulevard, Mount Pleasant, SC 29464
The McKenzie Agency
426 West Coleman Boulevard, Mount Pleasant, SC 29464
South Carolina Coastal Insurance Agency
709 Long Point Road, Mount Pleasant, SC 29464
atlanticshield.com
421 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
Mappus Insurance Agency Inc.
1407 Stuart Engals Boulevard, Mount Pleasant, SC 29464

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the Mount Pleasant Police Department doing in response to the increasing incidence of car theft in the metro?

    The Mount Pleasant Police Department has launched public awareness campaigns in person and on social media in response to the recent increase in car theft incidents. If residents do not take proper precautions, they may find fliers on their windshields warning them of theft. Unlocked vehicles, according to the police, are the primary cause of these car-related crimes. The police have been battling these crimes with programs like #9PMRoutine and Lock it or Lose it.

  • Will you be required to have uninsured motorist coverage in Mount Pleasant?

    Yes, unlike in other states, uninsured motorist coverage is required in South Carolina. When the at-fault driver flees the scene or does not have insurance, this coverage kicks in. Motorists in Mount Pleasant must carry at least $50,000 in coverage for all persons and $25,000 per person per accident. However, there is no requirement in the state to carry underinsured motorist coverage.

  • Can you use arbitration to settle a property damage claim in Mount Pleasant?

    Yes, arbitration can be used to settle a property damage claim against the at-fault party. It cannot, however, be used for bodily injury or full or comprehensive coverage insurance claims. Submit a claim to the Charleston County Clerk of Court's Office to begin the arbitration process in Mount Pleasant. For more information, call (843) 958-5000 or visit the clerk's office at 100 Broad Street, Suite 106, Charleston, South Carolina 29401-2258.

  • Are insurers required by the law in Mount Pleasant to provide early notice of renewal to policyholders?

    Yes, South Carolina law requires insurers to notify policyholders of policy renewals within 15 days of the policy's expiration date. Most insurance companies send out such notices 30 to 45 days before the new policy goes into effect. Policyholders in Mount Pleasant should be aware that there is no law that protects them from policy lapse if they are unable to pay the premium on time.

  • What can happen to you if you drive without insurance in Mount Pleasant?

    Driving without insurance in Mount Pleasant can result in a $600 uninsured motorist fee and a fine of up to $200 for the first offense. It can also result in up to 30 days in prison and the suspension of the vehicle registration and driver's license. There will also be a $5 fine per day of lapsed coverage, up to a maximum of $200. A second offense carries similar penalties, but subsequent offenses can result in longer prison terms of up to six months.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.