Expertise.com Homepage
Expertise.com Homepage

2025

Last updated:

Best Local Car Insurance Agencies in Cranston, RI

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cranston local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

41Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Cranston
629 Budlong Road, Cranston, RI 02920
Visit WebsiteLicense: 2030443

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Cranston Insurance Associates is a family-owned and operated business that offers auto insurance. Its agents have access to policies from a number of carriers, allowing them to provide car owners with a variety of options. They assist clients in various areas, from finding a policy to handling claims. Cranston Insurance Associates is managed by the father-daughter team of Robert Pangalos and Nicole LeBlanc who have more than 40 years of combined industry experience.

  • Bundling Option

Best Local Car Insurance Agencies Serving Cranston
1107 Pontiac Avenue, Cranston, RI 02920
Visit WebsiteLicense: 1091696

Why choose this provider?

ABZ Insurance Agency is a car insurance agency located in Cranston. The independent company's lead agent is John McIntyre, an insurance professional who has been in the industry for over 30 years. He offers auto insurance that covers liability, collisions, and medical payments. The agency has uninsured motorist property damage coverage as well. This is beneficial in case a client's vehicle gets involved in an accident with an uninsured driver. The company also provides insurance for homeowners.

  • Motorcyle & ATV
  • Boats

Best Local Car Insurance Agencies Serving Cranston
1935 Elmwood Avenue, Warwick, RI 02888
Visit WebsiteLicense: 2316251

Expertise.com Rating

Review Sources

Google
5.0 (68)
Facebook
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Brook Insurance Associates, LLC serves the residents of Cranston and nearby areas. It has partnered with 25 different insurance companies to provide the most suitable coverage for clients' specific needs. The company provides insurance policies for homeowners, renters, businesses, and car owners which clients can combine to their home policy. The company's pledge is to put its customers first and to respond to their needs by providing 24/7 services for any inquiries and claims.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Best Local Car Insurance Agencies Serving Cranston
1 Rolfe Square, Cranston, RI 02910
Visit WebsiteLicense: 1049893

Expertise.com Rating

Review Sources

Google
4.9 (79)
Facebook
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

Gaulin Insurance Agency is a Cranston-based family-owned independent insurance agency that combines auto insurance with a personalized approach to provide coverage that meets client needs and budgets. It offers liability, collision, comprehensive, medical payments, personal injury protection, and classic car insurance. Its team of knowledgeable insurance agents has years of extensive experience and works with clients to develop the best policies for them through its auto, business, home, and life insurance coverages.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Cranston
47 Danielson Pike, Scituate, RI 02857
Visit WebsiteLicense: 2326420

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Charland Insurance has been servicing the residents of Cranston and nearby areas since 2008. Its team provides insurance policies for personal and commercial lines. One of these policies is car insurance, which gives complete security and protection for cars and car owners. This can also be bundled with other policies such as home and other excess liabilities. By donating to several non-profit organizations, the company shows commitment to providing support not only for its clients but also for the whole community.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Cranston
1935 Elmwood Avenue, Warwick, RI 02888

Expertise.com Rating

Why choose this provider?

Insurance Store Inc. has been providing insurance products and services to private clients and business owners in the local communities of Cranston since 1993. Among its product offerings are car insurance, homeowners' insurance, health insurance, life and disability insurance, and commercial insurance. It is a partner of Brook Insurance Associates, which is also an independent broker. Insurance Store Inc. is a member of the Independent Insurance Agents of Rhode Island and of the National Association of Insurance Brokers.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cranston
897 Reservoir Avenue, Cranston, RI 02910
Visit WebsiteLicense: 1092680

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Jean Martin Insurance, Inc. attends to all types of Cranston's insurance needs. With the agency's staff that has over 75 years of combined experience in the insurance industry, the company is focused to provide all aspects of insurance services. From a wide array of personal insurance products, clients can choose from auto, home, flood, life, and wedding insurance. In addition to cars, the agency also offers coverage for commercial and recreational vehicles.

  • Multiple Carriers
  • Bundling Option

Best Local Car Insurance Agencies Serving Cranston
127 Norwich Road, Central Village, RI 06332
Visit WebsiteLicense: 1091650

Expertise.com Rating

Review Sources

Google
4.6 (18)
Facebook
4.7 (12)

Why choose this provider?

The Quintal Agency, Inc. is an independent insurance agency that serves clients in Cranston and neighboring areas. The agency has more than 50 years of experience offering drivers and car owners an array of personal auto insurance policies that match their individual needs. It represents a wide network of insurance carriers, including Hagerty, Foremost Insurance, Travelers, and MetLife. The Quintal Agency was established in 1964 by Robert and Geraldine Quintal. Their daughter, Lynne Quintal-Hill, is currently the owner and president of the agency.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cranston
994 Willett Avenue, East Providence, RI 02915
Visit WebsiteLicense: 1100006

Expertise.com Rating

Review Sources

Facebook
4.7 (12)

Why choose this provider?

McLane Insurance in Riverside is an insurance agency that provides insurance products to residents of the Cranston metro and the surrounding areas. The company offers various personal and business lines, including its auto insurance packages. It writes policies that protect clients and their personal vehicles from property damages, injury liabilities, and medical expenses. McLane Insurance has been operating for over 40 years and has other offices in Warwick and Central Falls.

  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Cranston
870 Oaklawn Avenue, Cranston, RI 02920
Visit WebsiteLicense: 1089622

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Capital City Insurance Agency LLC is a locally owned and operated independent agency based in Cranston that provides car insurance solutions. With an auto policy, drivers can be protected from high out-of-pocket costs if they ever suffer from or cause property damage or bodily injury in a vehicular accident. The firm's insurance specialists help clients determine what protection options should be included in their policies. Capital City Insurance Agency treats customers as an important part of its business and its employees' lives.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cranston
407 Pontiac Avenue, Cranston, RI 02910
Visit WebsiteLicense: 1089426

Expertise.com Rating

Review Sources

Google
4.8 (8)
Facebook
5.0 (5)

Why choose this provider?

Barton Insurance Group, Inc., is an independent insurance agency that provides car insurance for clients in Cranston and its surrounding communities. Its auto insurance policies cover financial payments for accident-related damages, losses due to theft, and vandalism. Policy buyers can also opt to include property, liability, and medical coverage in their insurance plans. Founded in 1927, the family-owned business is committed to ensuring that its staff and agents treat each customer as a person and not a policy.

  • Boats
  • RV & Motorhome
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Cranston
394 Lake Road, Killingly, RI 06241
Visit WebsiteLicense: 1089659

Expertise.com Rating

Review Sources

Facebook
4.4 (36)

Why choose this provider?

Serving Cranston and the communities throughout Connecticut, Byrnes Agency is dedicated to providing all aspects of car insurance services since its establishment in 1932. From homeowners to business policies, the agency offers several programs that can suit the needs and lifestyle of its clients. Assisting vehicle owners, the company includes coverage for liability, medical payments, and no-fault coverage in the event of accidents. Additionally, the team offers additional coverages such as towing and rental reimbursement services.

  • Bundling Option

Best Local Car Insurance Agencies Serving Cranston
75 Sockanosset Cross Road, Cranston, RI 02920
Visit WebsiteLicense: 2312485

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Caldarone Agency is an independent insurance provider finding vehicle protection plans on behalf of its clients in Cranston. The local business curates policies to come up with personalized auto insurance coverages. Its agents are also equipped to research rates and expand or upgrade drivers' coverages depending on their needs. Available auto insurance coverages include liability, collision, and comprehensive. Caldarone Agency has been addressing insurance concerns since 1974. The company also offers other insurance products such as life, renters, home, and business.

  • Boats
  • Multiple Carriers

Best Local Car Insurance Agencies Serving Cranston
1705 Hartford Avenue, Johnston, RI 02919

Expertise.com Rating

Why choose this provider?

Expert Insurance is an insurance company that provides car insurance policies to drivers in Cranston. The agency discusses options with drivers to determine how much coverage they are going to need to fulfill state requirements and meet the client's needs. Representing carriers such as NLC Insurance and National General Insurance, its policies can include coverage for bodily injury liability, property damage liability, personal injury protection, medical payments, and the use of rental cars. Expert Insurance also has insurance for motorcycles, boats, and ATVs.

  • Boats
  • Motorcyle & ATV
  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Cranston Insurance Associates
629 Budlong Road, Cranston, RI 02920
ABZ Insurance Agency, Inc
1107 Pontiac Avenue, Cranston, RI 02920
Brook Insurance Associates, LLC
1935 Elmwood Avenue, Warwick, RI 02888
Gaulin Insurance Agency
1 Rolfe Square, Cranston, RI 02910
Charland Insurance
47 Danielson Pike, Scituate, RI 02857
Insurance Store Inc.
1935 Elmwood Avenue, Warwick, RI 02888
Jean Martin Insurance
897 Reservoir Avenue, Cranston, RI 02910
The Quintal Agency, Inc.
127 Norwich Road, Central Village, RI 06332
McLane Insurance - Riverside
994 Willett Avenue, East Providence, RI 02915
Capital City Insurance Agency LLC
870 Oaklawn Avenue, Cranston, RI 02920
Barton Insurance Group, Inc.
407 Pontiac Avenue, Cranston, RI 02910
Byrnes Agency
394 Lake Road, Killingly, RI 06241
Caldarone Agency
75 Sockanosset Cross Road, Cranston, RI 02920
Expert Insurance
1705 Hartford Avenue, Johnston, RI 02919

Cranston, RI Car Insurance Agency FAQs

  • Can drivers in Cranston get car insurance discounts if they install anti-theft devices on their vehicles?

    Yes, most insurance companies provide discounts for Cranston drivers who install anti-theft devices on their vehicles. Policyholders can demonstrate that they are less vulnerable by using anti-theft devices. Carriers offer discounts to customers who have deterrents installed by the manufacturer. However, discounts are available based on the type of device installed.

  • Are drivers in Cranston required to have full car insurance coverage?

    It depends on the circumstances. Drivers in Cranston must have full auto insurance coverage if they lease or finance their vehicles. Lienholders require drivers to have full coverage in order to protect vehicles during the term of financing or leasing. Policyholders need to have comprehensive, collision, and guaranteed asset protection coverage.

  • What is the difference between standard car insurance and classic car insurance in Cranston?

    The difference between standard car insurance and classic car insurance in Cranston is the vehicle's insurance value. In the event of an unforeseen event such as theft or accident, classic car insurance has higher repair or replacement costs. Unlike standard car insurance, classic car policies have strict mileage limits and require vehicles to be stored in secure and safe locations.

  • What are the penalties for driving without car insurance in Cranston?

    In Cranston, drivers without auto insurance are subject to severe penalties, including fines of up to $500 and license or registration suspensions of up to three months. These consequences apply to first-time offenders. For subsequent offenses, drivers may face fines of up to $1,000 and a one-year license or registration suspension.

  • What is the average cost of car insurance in Cranston?

    Vehicle owners and drivers in Cranston may pay an average of $106 per month for minimum liability coverage and $148 per month for full car insurance coverage. Policyholders in the metro pay 5% more than the average insurance cost in Rhode Island, which is $153. However, rates are still determined by the driver's accident and claim history, level of coverage, and driving records.