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2024

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Best Local Car Insurance Agencies in Medford, OR

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Medford Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

40Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

945 Town Centre Drive, Medford, OR 97504
WebsiteLicense: 100249460

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Security Insurance LLC is a locally owned and operated independent agency based in Medford. It offers auto insurance policies that financially protect cars of any brand. The company's agents conduct business on a personal basis in order to determine the insurance needs of their clients and find them the combination of premium, coverage, and service that delivers great value. Additionally, they review policyholders' coverages regularly. Security Insurance LLC also provides insurance solutions for classic cars, motorcycles, ATVs, RVs, boats, and commercial vehicles.

  • Multiple Carriers

801 O'Hare Parkway, Medford, OR 97504
WebsiteLicense: 100151080

Expertise.com Rating

Review Sources

Google
4.3 (21)
Yelp
4.5 (13)

Why choose this provider?

Serving residential and commercial clients in Medford, Ashland, and the nearby areas since 1981, Ashland Insurance, Inc., is a full-service insurance and risk management company. It offers personal and commercial insurance products and services for cars. It also deals with home, business, life, and health insurance policies. The company keeps itself up to date when it comes to laws and policies surrounding risk management and insurance services and provides each client with tailor-fit insurance options that suit their needs and requirements.

  • Bundling Option

151 Rossanley Drive, Medford, OR 97504
WebsiteLicense: 100170360

Expertise.com Rating

Review Sources

Google
3.9 (10)
Yelp
4.0 (5)

Why choose this provider?

Insurance Lounge is an independent insurance agency that provides insurance products to clients in the Medford metro. It writes policies for clients seeking to protect themselves and their personal or company-commissioned vehicles from most forms of liabilities, property damages, and losses caused by traffic accidents, natural disasters, and collisions. Insurance Lounge is committed to bringing back simplicity to insurance and is open seven days a week to accommodate transactions and emergency claims.

  • Multiple Carriers

514 Crater Lake Avenue, Medford, OR 97504
WebsiteLicense: 100162589

Expertise.com Rating

Review Sources

Facebook
4.8 (26)
Google
4.6 (17)
Yelp
1.0 (2)

Why choose this provider?

Protectors Insurance is an independently owned car insurance agency that serves businesses and individuals in Medford and the surrounding areas. The agency's managing partner, Joe Hubbard, leads a group of insurance professionals who can help meet their clients' auto insurance needs, which include liability coverage, comprehensive coverage, and collision coverage. They can also provide assistance with availing insurance options that can cover emergency road assistance and uninsured motorist protection. Protectors Insurance also guides clients with claims processing.

  • Multiple Carriers

720 East Jackson Street, Medford, OR 97504
WebsiteLicense: 100171325

Expertise.com Rating

Review Sources

Google
4.5 (56)
Yelp
4.0 (10)

Why choose this provider?

Focus1 Insurance Group is a locally owned and operated, full-service insurance agency in Medford that provides its clients with comprehensive personal and commercial coverage. One of its personal insurance offerings is car insurance. Being a local agency, Focus1 Insurance Group has a unique understanding of the needs of Oregon drivers. Its agents help clients find the best-suited coverage that is within their budget. The company also has insurance products and services for life, health, and home needs.

  • Motorcyle & ATV
  • Home & Auto Insurance
  • Umbrella Insurance

1998 Skypark Drive, Suite 100, Medford, OR 97504
WebsiteLicense: 100153433

Expertise.com Rating

Review Sources

Google
4.4 (19)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Highstreet Insurance Partners aims to provide locals in Medford with products that help protect their investments. It offers insurance policies for drivers and their vehicles with personal liability, replacement costs, roadside assistance, towing, and electronic equipment coverage options. It carries personal injury protection and uninsured motorist insurance. Umbrella, ATV, and boat insurance are also available for those seeking additional protection. Founded in 2018, Highstreet has since partnered with over 150 agencies that employ 2,300 people nationwide.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

700 East Main Street, Medford, OR 97504
WebsiteLicense: 100161815

Expertise.com Rating

Review Sources

Google
4.4 (9)
Facebook
5.0 (2)
Yelp
4.0 (1)

Why choose this provider?

Family Insurance Services is an independently owned and locally operated insurance firm serving the Rogue Valley, including Medford. Its experienced agents can help drivers insure their vehicles for protection in the event of an auto-related emergency. Working with several reputable carriers, they are able to source various quotes to meet the specific needs and priorities of their clients. In addition to cars, Family Insurance Services can also assist in insuring motorcycles, classic cars, ATVs, motorhomes, and boats.

  • Multiple Carriers

1123 Royal Avenue, Medford, OR 97504
WebsiteLicense: 7997706

Expertise.com Rating

Review Sources

Google
4.7 (3)
Facebook
5.0 (1)

Why choose this provider?

Hart Insurance Agency is a full-service insurance and risk management firm that offers a variety of insurance products and services, such as auto, motorcycle, RV, motor home, and specialty vehicle insurance. The company also provides other types of insurance options for various industries, including farming and agriculture, construction, specialty trade, and car dealerships. Hart Insurance Agency has been serving residential and commercial clients in Medford and nearby areas since 1947.

  • Multiple Carriers

1560 Biddle Road, Medford, OR 97504
WebsiteLicense: 100154614

Expertise.com Rating

Review Sources

Google
4.3 (22)
Yelp
5.0 (1)

Why choose this provider?

ALSAFE Insurance Agency is an independently owned and locally operated agency that insures automobiles such as cars, trucks, and SUVs. Serving Medford and the neighboring areas, the agency also provides insurance options for motorcycles, classic cars, RVs, ATVs, and watercraft such as boats. Its team of agents also assists drivers in the process of SR22 certifications, which are usually required for drivers who were involved in uninsured accidents, DUIs, and driving with a suspended license.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

909 West 8th Street, Medford, OR 97501
WebsiteLicense: 100160575

Expertise.com Rating

Why choose this provider?

Carol A. Page Insurance Agency specializes in auto and watercraft policies in the Medford area. It also provides customized coverage for different types of homes and various scales of businesses. Life and health insurances are available as well. As an independent agency, its agents are able to compare and provide products from several carriers. Founder Carol Page has more than 35 years of professional experience and runs the agency with her family: Dave, Sandra, and their pet and avian expert Bobbi.

  • Multiple Carriers

150 Hawthorne Street, Medford, OR 97504

Expertise.com Rating

Review Sources

Google
4.4 (40)
Yelp
3.0 (2)

Why choose this provider?

Mr. D's Insurance Inc. has nearly five decades of experience addressing the insurance needs of Medford residents. The firm represents over 20 insurance carriers and aids clients in finding the appropriate auto insurance coverages. Its agents carry insurance plans for cars, boats, ATVs, motorcycles, and recreational vehicles. They can help increase coverages, including non-owner, liability, and immediate SR-22 options, and insure drivers' licenses. Mr. D's Insurance Inc. prioritizes the needs of its clients and continues to serve generations of families.

  • Multiple Carriers

1091 Medford Center, Medford, OR 97504
WebsiteLicense: 100167120

Expertise.com Rating

Review Sources

Google
4.4 (32)

Why choose this provider?

World of Insurance, LLC, is a Medford-based team of agents that assists clients in acquiring auto insurance plans. They create policies that may include a combination of six coverage types, namely property damage liability, bodily injury liability, comprehensive, collision, medical payment, and uninsured motorist coverage. The insurance advisors work with various carriers, such as Kemper, Dairyland, and Progressive, allowing them to provide clients with different policy options. World of Insurance has been in service since 1989.

  • Bundling Option

2936 East Barnett Road, Medford, OR 97504
WebsiteLicense: 9240656

Expertise.com Rating

Review Sources

Google
4.6 (41)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Russ Wimmer is a personal and commercial car insurance provider for State Farm serving clients in Medford. He also offers property, business, life, health, and pet insurance. Wimmer helps his clients manage the risks of everyday life and recover from unexpected events. He also assists customers that are buying their first home, moving to another state, starting a new business, or needing advice regarding their existing insurance plans. Wimmer has served as a Rotarian President from 2019 to 2020.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Security Insurance LLC
945 Town Centre Drive, Medford, OR 97504
Ashland Insurance, Inc. - Medford
801 O'Hare Parkway, Medford, OR 97504
Insurance Lounge
151 Rossanley Drive, Medford, OR 97504
Protectors Insurance
514 Crater Lake Avenue, Medford, OR 97504
Focus1 Insurance Group
720 East Jackson Street, Medford, OR 97504
Highstreet Insurance Partners
1998 Skypark Drive, Suite 100, Medford, OR 97504
Family Insurance Services, Medford
700 East Main Street, Medford, OR 97504
Hart Insurance - Medford
1123 Royal Avenue, Medford, OR 97504
ALSAFE Insurance Agency
1560 Biddle Road, Medford, OR 97504
Carol A. Page Insurance Agency
909 West 8th Street, Medford, OR 97501
Mr. D's Insurance Inc.
150 Hawthorne Street, Medford, OR 97504
World of Insurance, LLC
1091 Medford Center, Medford, OR 97504
Russ Wimmer
2936 East Barnett Road, Medford, OR 97504

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If you collide with a deer, will your liability car insurance policy in Medford cover your damages?

    Yes. If you strike a deer, your liability insurance policy will pay for any property damage and bodily harm you inflict to someone else in an accident. However, this coverage doesn't cover the expense of having your own vehicle repaired. Your comprehensive auto insurance coverage will assist cover the cost of repairing or replacing your car if you crash with something or someone's property.

  • What details must you provide in order to receive a quote from a car insurance company in Medford?

    To obtain a quote from a Medford car insurance company, you typically need to provide the following details:

    • Your gender and age.
    • Your past driving records.
    • Your driver's license, which serves as identification and authorization documentation.
    • Your ZIP code or address.
    • Your car's year, make, and model.
    • The type and limits of coverage you need on your policy.
  • Does the deductible on your Medford auto insurance always have to be paid after an accident?

    No. In Medford, you normally pay the deductible out of your own auto insurance if you are found to be responsible for an accident. However, if another individual damages your vehicle and they are ruled at fault, their auto insurance would normally pay for your entire damages. In that instance, the deductible on your own auto insurance coverage won't be your responsibility.

  • Before you take a driving test in Medford, do you need to have auto insurance?

    It depends. You must have your own auto insurance in Medford if you plan to use your own vehicle for your driving test. However, you do not need your own insurance if you are attempting your driving test in a car that belongs to a driving school because the school is already providing it.

  • Can you receive a discount for having numerous vehicles on your Medford auto insurance policy?

    Yes. When you list multiple vehicles on your Medford auto insurance policy, you are eligible for a multi-car discount. Aside from vehicles, you may add drivers to your insurance. Insurance providers have varied regulations concerning who may be added to your car insurance policy, as well as how many people may be included.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.