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Best Local Car Insurance Agencies in Eugene, OR

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Eugene Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

89Reviewed

55Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2677 Willakenzie Road, Eugene, OR 97401
WebsiteLicense: 100250264

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Emerald Insurance Agency is an independent agency operating in Eugene. It provides different car insurance coverage options for individuals and businesses. Insurance solutions are available for everyone, even for those with issues in their driving records. The agency works with a wide range of insurance carriers to help clients decide the most ideal policy that's fit for their needs. Insurance packages are also provided for churches and faith communities to help ensure that the buildings, organizations, staff, and attendees are protected.

  • RV & Motorhome
  • Motorcyle & ATV

2535 Northwest Kings Boulevard, Corvallis, OR 97330
WebsiteLicense: 4569884

Expertise.com Rating

Review Sources

Google
4.9 (8)

Why choose this provider?

Michael Berrey is a State Farm insurance agent in Corvallis who serves the Eugene area. Included in his product line is auto insurance, which may include various coverages such as collision, liability, emergency road service, and comprehensive coverage. Berrey also protects clients who drive for rideshare companies like Lyft. Berrey is an English and Spanish-speaking agent who carries over 15 years of industry experience. He is committed to helping his clients manage daily life risks and recover from unexpected occurrences.

  • Multiple Carriers

2676 River Road, Eugene, OR 97404
WebsiteLicense: 100163809

Expertise.com Rating

Review Sources

Google
4.8 (12)

Why choose this provider?

Based in Eugene, Culbertson Insurance Agency aims to provide car owners an auto insurance plan that suits their specific needs. The firm focuses on narrowing down the options to help clients determine the best package, especially for those seeking to bundle their insurance policies. Culbertson Insurance Agency also offers assistance in selecting collision, liability, and comprehensive coverage for standard automobiles and for high-value and classic cars. The agency has been providing services since 2003.

  • Multiple Carriers

2231 Santiam Highway Southeast, Albany, OR 97322
WebsiteLicense: 100151561

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Corwin Insurance Agency is a car insurance agency that offers various personal and business insurance products. Since 1977, the company has been operating independently via its offices in Albany and Corvallis, serving clients around these areas, including Eugene, Junction City, and Newport. The insurance specialists at Corwin Insurance Agency provide comprehensive and collision insurance, as well as commercial auto insurance policies, from carriers such as American Modern, Dairyland Auto, and Safeco Insurance.

  • Multiple Carriers

1400 Executive Parkway, Eugene, OR 97401
WebsiteLicense: 17534234

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Jordan Schiedler is a local insurance agent representing Farmers Insurance in the Eugene metro. Owner and principal agent Jordan Schiedler helps clients navigate their options for insurance coverage based on their budget and needs. He is licensed to practice in the State of Oregon and has extensive experience writing auto insurance policies that provide state-required coverage for collisions and other traffic mishaps. He also provides coverage for homeowners, renters, and business owners.

  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Emerald Insurance Agency
2677 Willakenzie Road, Eugene, OR 97401
Michael Berrey
2535 Northwest Kings Boulevard, Corvallis, OR 97330
culbertsoninsurance.com
2676 River Road, Eugene, OR 97404
corwininsurance.com
2231 Santiam Highway Southeast, Albany, OR 97322
Jordan Schiedler
1400 Executive Parkway, Eugene, OR 97401

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much does auto insurance cost for young and mature drivers in Eugene?

    The typical annual cost of car insurance in Eugene is $1,325, which is below the statewide average of $1,463. This amount is also less expensive than the national average of $1,548. Drivers between 16 and 19 years old bear the highest insurance costs in the city. As drivers enter their 20s, they tend to experience a reduction in their premium rates. On average, individuals in their 50s pay approximately $1,172 per year for car insurance, while those in their 60s pay around $1,197.

  • How can Eugene motorists get lower car insurance rates?

    Eugene drivers can take several steps to potentially lower their car insurance rates, including obtaining quotes from multiple insurance providers for comparison purposes. Additionally, maintaining a good driving record is a means to obtain lower premium rates, as insurers often grant favorable terms to safe drivers. Another avenue for reducing insurance expenses involves maintaining a good credit score because insurers rely on credit scores when setting their rates.

  • What consequences can motorists face for driving in Eugene without car insurance?

    Driving without car insurance in Eugene can result in penalties ranging from $130 to $1,000 for motorists. A single violation may lead to an automatic driver's license suspension, forfeiture of vehicle registration, and the potential impoundment of the vehicle. Additionally, monthly insurance verifications may be required for drivers caught not having the minimum car insurance coverage mandated by the state of Oregon.

  • How much deductible is typically included in collision and comprehensive (other than collision) coverages in Eugene?

    In Eugene, collision and comprehensive (other than collision) coverages typically incorporate a deductible, which may vary from $100 to $1,000. When a Eugene resident's vehicle sustains damage, the insurance provider covers expenses exceeding the deductible chosen by the policyholder. Opting for a higher deductible results in a reduced premium, as the deductible amount directly impacts the cost.

  • Where can Eugene residents obtain information on car insurance requirements and register their vehicles?

    For vehicle registration services, Eugene residents can visit two facilities located at 2870 W. 10th Place, Eugene, Oregon 97402, and 204 N. 30th Street, Springfield, Oregon 97477. At these offices, individuals can also access a range of Department of Motor Vehicle-related services, including driver's license issuance and assistance with vehicle title and ownership matters.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.