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Best Local Car Insurance Agencies in Oklahoma City, OK

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oklahoma City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

332Reviewed

207Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11901 N MacArthur Blvd Ste F2, Oklahoma City, OK 73162

Expertise.com Rating

Review Sources

Facebook
4.7 (49)
Google
4.9 (48)

Why choose this provider?

MetroOKC Insurance is an independent insurance agency located in Oklahoma City, Oklahoma. Founded in 2017, auto policy specialists work with several carefully selected carriers to help drivers get the best protection at a competitive rate. Selections include basic liability coverage with optional plans for vehicle repairs and replacement through collision and comprehensive policies, and medical payment, personal injury protection, towing and service, and uninsured and underinsured motorist coverage. Insurance is also available for antique and collector cars.

6303 Waterford Blvd #230, Oklahoma City, OK 73118
WebsiteLicense: 100183797

Expertise.com Rating

Why choose this provider?

Comma Insurance is an independent brokerage serving clients in Oklahoma City and the surrounding communities. Since its launch in 2014, the company has been assisting locals who lead busy lives in procuring car insurance. It also caters to people seeking Uber and Lyft insurance plans. Other policies available include flood, earthquake, and homeowners' insurance. In addition, Comma offers term-life insurance coverages. The agency is connected to major carriers, including Safeco, Progressive, Foremost, Allstate, and Travelers.

  • Multiple Carriers

3632 NW 21st St, Oklahoma City, OK 73107
WebsiteLicense: 10007231

Expertise.com Rating

Review Sources

Google
4.9 (23)

Why choose this provider?

Above All Insurance serves individuals, families, and businesses in Oklahoma City and the surrounding areas. The company offers a variety of personal and commercial insurance products. Its auto insurance policies cover cars, SUVs, vans, and trucks. It also accepts requests for coverage for classic cars, motorcycles, boats, and watercraft. Its homeowners' insurance plans cover houses, condominiums, and apartments. Above All Insurance is a locally owned independent agency representing companies that include American Modern, Foremost, and MDOW.

  • Multiple Carriers

701 N Main St Ste B, Newcastle, OK 73065

Expertise.com Rating

Review Sources

Google
4.9 (229)
Facebook
4.7 (15)
Yelp
1.0 (1)

Why choose this provider?

MWI Insurance Brokers is an independent insurance agency located in the Oklahoma City, Oklahoma, metro area with offices in New Castle, Edmond, and Choctaw. Auto coverage professionals work with multiple carriers, such as Travelers, Progressive, and Nationwide, to find drivers the right amount of insurance at competitive rates. The company offers liability, medical payments, personal injury protection, and collision and comprehensive, and uninsured and underinsured motorist coverage. Other options include motorcycle, boat, recreational vehicle, motor home, and collector car policies.

1230 NE 23rd St Suite A, Oklahoma City, OK 73111
WebsiteLicense: 100102609

Expertise.com Rating

Review Sources

Google
3.8 (31)

Why choose this provider?

All About Auto Insurance is a local agency that caters to the Oklahoma City community and its neighboring areas. It specializes in offering auto insurance products that can provide clients with medical, property, and liability coverage. Its agents are also prepared to discuss various auto insurance topics, such as filing procedures, payment of claims, and maximum amount of liability. In addition, All About Auto Insurance represents a wide variety of carriers, like Progressive, Dairyland, and Safeway.

  • Multiple Carriers

1320 NE 23rd St, Oklahoma City, OK 73113
WebsiteLicense: 51509

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (6)

Why choose this provider?

Dugar Insurance is a local agency that has been serving Oklahoma City for more than 40 years. It helps drivers in minimizing their risk exposure from financial losses due to theft, car accidents, and legal responsibility for property damage or bodily injury. Commercial auto insurance is available for vehicles used by businesses and their employees. Its team of professionals assists with requests for an auto ID card and the declaration and coverages page. The agency also provides life, home, and boat insurance.

  • Multiple Carriers

13100 Colony Pointe Blvd Ste 107, Piedmont, OK 73078
WebsiteLicense: 100293046

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Paragon Insurance provides auto insurance products for the community in Oklahoma City. Its auto insurance includes collision and comprehensive coverage that protects vehicles from damage caused by accidents. It also covers financial losses due to physical damage caused by vandalism, theft, hail, fire, and flood. In addition, it includes medical payments, uninsured or underinsured motorists, and liability coverages. The agency's clients have an option to add special coverage like towing, rental reimbursement, and roadside assistance. Insurance products for businesses are also available.

  • Bundling Option

2520 NW 23rd St, Oklahoma City, OK 73107
WebsiteLicense: 13632

Expertise.com Rating

Review Sources

Google
4.5 (130)
Facebook
4.3 (18)
Yelp
5.0 (2)

Why choose this provider?

Auto Insurance Center has been in the business for more than 20 years. It offers a variety of auto insurance options to clients in Oklahoma City and nearby communities. It also has motorcycle and watercraft insurance. Its agents assist customers in need of home insurance and business insurance solutions helpful for asset protection. Owner Daniel Chavez had 14 years of background in commercial, personal, life, and medical insurance coverage when he started the company.

  • Bundling Option

3300 S. Sunny Lane, Oklahoma City, OK 73115
WebsiteLicense: 100105269

Expertise.com Rating

Review Sources

Google
3.8 (17)
Facebook
5.0 (1)

Why choose this provider?

Daemi Group Insurance is a family business serving Oklahoma City and the neighboring communities. The agency offers insurance policies for autos, classic cars, motorcycles, boats, RVs, and ATVs. It also provides travel, weddings, and events coverage; workers' compensation plans; and business owner package insurance policies. Life and health products such as dental and vision insurance are also available. Daemi Group Insurance works with carriers like American Modern, Blue Cross Blue Shield Association, Hallmark Specialty Insurance Company, and The Hartford.

  • Bundling Option

115 SE 29th Street, Oklahoma City, OK 73129
WebsiteLicense: 100101509

Expertise.com Rating

Review Sources

Google
4.4 (42)

Why choose this provider?

Service Auto Insurance has been providing its services in Oklahoma City since 1986. Its team of insurance agents assists individuals, families, and businesses find the auto insurance coverage that fits their budgets and needs. They provide auto insurance policies that cover repairs and medical costs in case of accidents. The company's commercial auto insurance offers customized coverage for full business, liability, commercial fleet vehicles, and trucking and cargos. Other insurance coverages include homeowners', boats, motorcycles, and RVs.

  • Multiple Carriers

2601 NW Expressway Ste 705, Oklahoma City, OK 73112

Expertise.com Rating

Why choose this provider?

Sullivan Insurance Agency is a family-owned independent agency in Oklahoma City, Oklahoma, with additional offices in Ardmore and Tulsa. Founded in 1946, the firm provides commercial and personal coverage and all types of insurance including auto, life, health, homeowners, and boat insurance to clients in Oklahoma, Texas, and Kansas. Its automobile insurance provides coverage in the event of a policyholder causing injury to others, damaging the property of others, and being injured and requiring medical attention themselves.

3401 W Rock Creek Rd, Norman, OK 73072

Expertise.com Rating

Review Sources

Google
4.5 (6)
Facebook
5.0 (1)

Why choose this provider?

Norman, Oklahoma, based Insurance Solutions by Irwin Agency has been providing auto coverage to drivers in the Oklahoma City metro area since 2002. Property damage, liability, and comprehensive are among the coverages the agency uses to protect cars, trucks, and motorcycles. By choosing full-coverage policies, clients receive the most robust coverage, including uninsured motorist, ensuring clients are protected from losses caused by other drivers without insurance. The agency also offers life and health insurance.

2932 NW 122nd St Suite D, Oklahoma City, OK 73120
WebsiteLicense: 106949

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

McPeak & Associates, Inc., is an independent insurance company that has been serving clients in the Oklahoma City metro and its surrounding areas since 2012. It provides personal, commercial, and non-profit clients with policies on auto, home, and life. The auto insurance policy provides financial coverage on damages caused by instances such as including collisions and hail storms. The president and owner, Mike McPeak has been in the industry since 1983 and holds casualty, property, and life licenses.

  • Multiple Carriers

6444 NW Expressway Ste 232E, Oklahoma City, OK 73132

Expertise.com Rating

Review Sources

Google
4.9 (30)
Facebook
4.5 (15)
Yelp
5.0 (1)

Why choose this provider?

Womack Insurance Company has a wide range of auto insurance solutions for drivers in Oklahoma City, Oklahoma. It has policies available for high-risk drivers and SR22 drivers, as well as senior citizens and new drivers. In addition to insuring standard autos, the company provides policies for classic and high-value autos, motorcycles, and boats. Most policies include bodily injury and property damage liability coverage, while customers have the option of increasing their coverage to include collision and comprehensive insurance.

4717 S Western Ave., Oklahoma City, OK 73109
WebsiteLicense: 100104820

Expertise.com Rating

Review Sources

Google
4.4 (96)
Facebook
5.0 (1)

Why choose this provider?

State Auto Insurance Agency, Inc., is a local business in Oklahoma City. It provides insurance coverage for cars, SUVs, classic or antique cars, and recreational vehicles like motorhomes and RVs. It also offers commercial insurance policies for 18-wheelers, flatbed trucks, and trailers. Homeowners' insurance is also available. Its agents accommodate contractors who need general liability insurance coverage for remodeling, masonry, painting, lawn care, and landscaping jobs. This company has been serving the community since 1961.

  • Multiple Carriers

3321 NW 23rd St, Oklahoma City, OK 73107
WebsiteLicense: 3001742106

Expertise.com Rating

Review Sources

Google
4.6 (45)
Yelp
4.8 (26)
Facebook
4.3 (14)

Why choose this provider?

The Insurance Store serves individuals and businesses in Oklahoma City. It offers auto insurance to shield clients from losses due to accidents, providing coverage for property damage, liability, and medical expenses. The agency also provides homeowners', motorcycle, life, and business insurance products. Its agents guide clients in choosing among many insurance options, addressing distinct policyholder concerns and providing clarifications regarding coverage scope. It has been serving the metro for over a decade, helping clients find the most suitable risk protection for their needs.

  • Multiple Carriers

1225 West Britton Road, Oklahoma City, OK 73114
WebsiteLicense: 100102177

Expertise.com Rating

Why choose this provider?

Sherman-Hume Insurance Agency, Inc., is in Oklahoma City and offers auto insurance for both residential and commercial clients. It examines the driving history of applicants with good records or prior offenses. The agency then helps them identify coverage for a customized plan, such as medical liability and underinsurance protection. Upon request, its agents also file for SR-22 and protection plans for classic cars. They review different auto insurance policies from carriers such as Mercury and Progressive Insurance.

  • Bundling Option

8503 S Western Avenue, Oklahoma City, OK 73139
WebsiteLicense: 10014019

Expertise.com Rating

Why choose this provider?

Thomas Baste Insurance Agency in Oklahoma City is a AAA Insurance brokerage that helps clients secure insurance coverage for their properties, vehicles, businesses, and themselves. The firm has been operating for more than 18 years and offers various options for vehicle insurance. It writes auto insurance policies that protect cars and the policyholder from collision, physical damage, property damage, and personal injury liability. Thomas Baste Insurance Agency also provides plans for motorcycles, boats, and RVs.

  • Boats

2100 N Eastern Ave Ste 12, Moore, OK 73160

Expertise.com Rating

Review Sources

Google
4.8 (118)

Why choose this provider?

Cobble Insurance Agency Inc. is an independent insurance company with offices in Moore, Oklahoma. The company provides auto insurance services for Oklahoma City and the surrounding areas. It offers auto insurance coverage that customers can tailor based on their needs or the requirements of their auto loan lender. Cobble Insurance offers auto insurance policies for cars, motorcycles, and recreational vehicles, with flexible options for those who own more than one vehicle.

7600 S Pennsylvania Ave, Oklahoma City, OK 73159

Expertise.com Rating

Review Sources

Google
4.8 (36)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Founded in 2014, the MemberHaven Insurance Agency is located in Oklahoma City, Oklahoma, partners with several top carriers to help drivers get auto coverage that meets their protection needs at a competitive rate. The company provides policies that cover the state minimum liability for bodily injury and property damage and optional collision, comprehensive, rental car, medical payments, and uninsured and underinsured motorist coverage. Other vehicle options include motorcycle, classic car, boat, ATV, and RV insurance.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
MetroOKC Insurance
11901 N MacArthur Blvd Ste F2, Oklahoma City, OK 73162
Comma
6303 Waterford Blvd #230, Oklahoma City, OK 73118
Above All Insurance
3632 NW 21st St, Oklahoma City, OK 73107
MWI Insurance Brokers
701 N Main St Ste B, Newcastle, OK 73065
All About Auto Insurance
1230 NE 23rd St Suite A, Oklahoma City, OK 73111
Dugar Insurance
1320 NE 23rd St, Oklahoma City, OK 73113
Paragon Insurance
13100 Colony Pointe Blvd Ste 107, Piedmont, OK 73078
Auto Insurance Center
2520 NW 23rd St, Oklahoma City, OK 73107
Daemi Group Insurance
3300 S. Sunny Lane, Oklahoma City, OK 73115
Service Auto Insurance
115 SE 29th Street, Oklahoma City, OK 73129
Sullivan Insurance Agency
2601 NW Expressway Ste 705, Oklahoma City, OK 73112
Insurance Solutions By Irwin Agency
3401 W Rock Creek Rd, Norman, OK 73072
McPeak & Associates Inc
2932 NW 122nd St Suite D, Oklahoma City, OK 73120
Womack Insurance Agency
6444 NW Expressway Ste 232E, Oklahoma City, OK 73132
State Auto Insurance Agency, Inc.
4717 S Western Ave., Oklahoma City, OK 73109
The Insurance Store
3321 NW 23rd St, Oklahoma City, OK 73107
Sherman-Hume Insurance Agency, Inc.
1225 West Britton Road, Oklahoma City, OK 73114
Thomas Baste Insurance Agency
8503 S Western Avenue, Oklahoma City, OK 73139
Cobble Insurance Agency, Inc.
2100 N Eastern Ave Ste 12, Moore, OK 73160
MemberHaven Insurance Agency
7600 S Pennsylvania Ave, Oklahoma City, OK 73159

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are vehicle drivers in Oklahoma City required to have liability car insurance?

    Yes, vehicle drivers in Oklahoma City should have liability car insurance to protect them from financial losses if they cause bodily harm or property damage to other parties. Drivers must have a minimum of $25,000 per person and $50,000 per accident of bodily injury liability. In addition, they must have $25,000 per accident of property damage liability.

  • Can a DUI conviction in Oklahoma City increase your annual auto insurance premium?

    Yes, a DUI offense in Oklahoma City can increase your annual car insurance premium by an average of $3,059. The rate is 24% higher than the national average rate. A conviction for driving under the influence leads to increased insurance premiums compared to other traffic infractions, such as racing, reckless driving, and being at fault in accidents.

  • In Oklahoma City, do you need to keep a printed insurance card in your car?

    Not necessarily. In Oklahoma City, drivers can store a digital copy of their auto insurance on their smartphones rather than a printed card. In Oklahoma, electronic copies on mobile devices are permitted, whereas in another state like New Mexico, drivers must carry a printed copy of their auto insurance cards.

  • If your car was towed due to a breakdown, can your car insurance in Oklahoma City cover towing fees?

    Yes. Your car insurance in Oklahoma City can cover towing fees if you add roadside assistance coverage to your policy. Your roadside assistance coverage can help you bring your car to the nearest repair facility. It also pays for the delivery of batteries, tires, and gas. Additionally, it covers one hour of mechanical labor for transmission issues, fluid leaks, and battery replacement.

  • What are the penalties for driving without auto insurance in Oklahoma City?

    In Oklahoma City, if you drive without car insurance, your license and vehicle registration may be suspended for up to one year. You might also be imprisoned for up to 30 days and pay fines of up to $250. To reclaim your driving privileges, you must pay a $125 administrative fee and a $275 reinstatement fee.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.