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2024

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Best Local Car Insurance Agencies in Youngstown, OH

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Youngstown Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

38Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6911 Bridgewood Drive, Boardman, OH 44512
WebsiteLicense: 947658

Expertise.com Rating

Review Sources

Google
4.9 (102)
Facebook
4.9 (53)
Yelp
3.0 (2)

Why choose this provider?

The Agent Insurance Services is a risk management specialist that serves residents in Youngstown. Included in its line of services is auto insurance. The protection advisors can help car owners upgrade, remove, and acquire new coverages. They have access to policy options from different providers like Progressive and Grange. In addition to auto insurance, they also offer home and life insurance. Ron Nanonsky opened The Agent Insurance Services in 1999 in a 10x10 room at his parents' basement.

  • Multiple Carriers

895 Henderson Avenue, Youngstown, OH 15301

Expertise.com Rating

Review Sources

Google
3.9 (13)
Facebook
5.0 (7)

Why choose this provider?

Hitchcock Insurance Agency, Inc., answers the insurance needs of individuals, families, and businesses in Youngstown and the rest of Ohio. Established in 1999, it is a family-owned company founded by seasoned insurance professional Jim Hitchcock, who has more than 30 years of industry experience. The agency’s associates can tailor auto insurance policies that will fit the needs, expectations, and preferences of vehicle owners. In addition to standard auto, Hitchcock Insurance Agency, Inc., also insures collector cars, motorcycles, boats, and RVs.

  • Boats
  • Motorcyle & ATV

3775 East State Street, Hermitage, PA 16148
WebsiteLicense: 2008500

Expertise.com Rating

Review Sources

Google
4.7 (21)
Facebook
5.0 (21)

Why choose this provider?

Reinhardt's Insurance is a full-service independent agency that has been offering auto insurance products and services to individuals in Youngstown since 1904. Its team of insurance agents specializes in providing an array of insurance solutions tailored to the clients' needs. It works with various insurance carriers in providing plans that will protect policyholders against potential losses and damages resulting from an accident. Ryan Tyson started his insurance career in 1998 and is currently the third-generation owner of the company.

  • Multiple Carriers

815 Youngstown-Warren Road, Niles, OH 44446
WebsiteLicense: 32975

Expertise.com Rating

Review Sources

Facebook
5.0 (33)
Google
4.8 (21)

Why choose this provider?

Established in 1993, Merlo Insurance is a full-service independent insurance agency catering to Ohio locals in Youngstown and the Niles area. It offers fully customized and comprehensive car insurance plans, providing coverage for financial liability to others, collision and non-collision accidents, theft and property damage, medical payments, and rental car reimbursement. The agency's insurance specialists also provide policy services, including policy modifications, claims assistance, and auto ID card requests. Merlo Insurance represents carriers such as AAA, American Modern, Erie Insurance, Hagerty, and Grange Insurance.

  • Multiple Carriers

312 N Jefferson Street, New Castle, PA 16101
WebsiteLicense: 13835717

Expertise.com Rating

Why choose this provider?

MCM Insurance Services is an insurance company operating under Ron Dunn Insurance Agency. Serving Youngstown and the surrounding communities since 1981, it offers individuals, families, and businesses a wide range of insurance products, including car insurance. Its trained associates have more than 100 years of combined experience in the insurance industry and can help drivers secure policies that will protect them and their vehicles in the event of an automotive emergency. MCM Insurance Services also insures motorcycles, RVs, and boats.

  • Boats
  • Motorcyle & ATV

2540 New Butler Road, New Castle, PA 16101
WebsiteLicense: 55072

Expertise.com Rating

Why choose this provider?

M&M Insurance is an independent insurance firm serving Youngstown and the surrounding areas. It offers a wide range of insurance products, including car insurance. Backed by experience, its professional agents can help vehicle owners acquire car insurance policies for protection in the event of an automotive emergency. They work with multiple financially sound carriers to source a selection of quotes that clients can choose from based on their individual needs and preferences. M&M Insurance also insures motorcycles, RVs, and boats.

  • Multiple Carriers

18 North Market Street, Girard, OH 44420
WebsiteLicense: 2762755

Expertise.com Rating

Why choose this provider?

Focused on providing numerous policies to choose from, The Griffith Agency is an independent agency that screens multiple carriers to find the suitable policy for their clients. The local agency offers assistance to vehicle owners by offering coverage for autos, motorcycles, watercraft equipment, and recreational vehicles such as ATVs. Collector and antique car owners can avail of the company's classic car insurance. Founded in 1910, The Griffith Agency is now a fourth-generation agency serving Youngstown and the rest of Ohio.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

180 West Washington Street, Rochester, PA 15074
WebsiteLicense: 1140109

Expertise.com Rating

Review Sources

Google
4.8 (14)
Facebook
5.0 (9)

Why choose this provider?

Laughlin Insurance Agency serves the insurance needs of individuals, families, and businesses in Rochester and the surrounding areas, including Youngstown. Family-owned and operated, it is a third-generation company that has been around since 1938. Its professional associates have the experience to help vehicle owners secure car insurance policies for financial support in the event of an automotive emergency. Laughlin Insurance Agency also provides specialty insurance for other vehicles, such as collector or antique cars, motorcycles, RVs, and boats.

  • Multiple Carriers

4025 Wilmington Road, New Wilmington, PA 16142
WebsiteLicense: 1993761

Expertise.com Rating

Review Sources

Facebook
4.8 (38)

Why choose this provider?

Burns & Burns Insurance is an independent insurance company in New Wilmington that covers clients in Youngstown. Its staff has over 900 years of combined experience in assessing risks for clients that need car insurance policies. The company works with over 60 different carriers to provide coverage for these risks. Its options include general compensation for repairs and specialized reimbursement for theft or destruction. A fourth-generation company, the company covers multiple vehicles like cars, trucks, and boats.

  • Multiple Carriers
  • Motorcyle & ATV

1113 State Route 7 SE, Hubbard, OH 44425
WebsiteLicense: 1925008

Expertise.com Rating

Review Sources

Google
4.4 (9)
Facebook
5.0 (4)

Why choose this provider?

Litman Insurance Agency provides individuals, families, and businesses in Youngstown with a wide range of insurance products. Established in 1969, the company has professional associates who can help drivers secure car insurance policies for their vehicles. They represent several financially sound and reputable carriers to source insurance programs that will meet the needs, requirements, and priorities of their diverse clientele. In addition to standard auto insurance, Litman Insurance Agency also offers homeowners, business, and life insurance.

  • Boats
  • Motorcyle & ATV

9400 East Market Street, Warren, OH 44484
WebsiteLicense: 831

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
4.8 (11)

Why choose this provider?

Paige & Byrnes Insurance is a family-owned and operated business that has been providing insurance solutions since 1921. Servicing Youngstown, one of the insurance products the company offers is auto insurance. The company presents its clients with various insurance coverage options from different carriers as an independent insurance agency. The agents ensure to protect their clients and their families by look for the right coverage they need. Paige & Byrnes are members of Youngstown/Warren Regional Chamber and Ohia Insurance Agents.

  • RV & Motorhome
  • Motorcyle & ATV

1700 Ashwood Drive, Youngstown, OH 15317
WebsiteLicense: 16953591

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Bridge Insurance Group, Inc is an independent auto insurance agency that services the Youngstown area. Founded by Lynn Doehring, she has over 30 years of experience with regard to the insurance industry. Her agency is committed to providing its clients with the best coverage that suits their needs, serving with excellence and integrity. Aside from auto insurance, the agency also offers various other services, including homes, life, long-term care, Medicare, and commercial insurance coverage.

  • Motorcyle & ATV

7735 State Route 45, Lisbon, OH 44432
WebsiteLicense: 16601825

Expertise.com Rating

Review Sources

Google
4.9 (59)
Facebook
5.0 (27)

Why choose this provider?

Chris Arnott Agency, Inc., offers all aspects of insurance assistance to the residents of Youngstown and the rest of Ohio. It provides a wide array of insurance products, including home, flood, health, and umbrella insurance. The agency also offers insurance for autos, boats, motorcycles, and recreational vehicles such as ATVs. With its access to multiple carriers, clients can choose the policy that will suit their specific needs and lifestyle. Chris Arnott Agency, Inc., gives back by supporting “A Caring Place," an advocacy group for abused children.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

3050 Elm Road Northeast, Warren, OH 44483
WebsiteLicense: 16722192

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Daprile Insurance Group, which is located in Warren, serves the risk management needs of residents in Youngstown. Its team assists clients in several areas such as auto insurance, which consists of collision, comprehensive, and liability coverage. The agents can also add uninsured motorist and emergency road service coverage. Progressive, Hagerty, and Nationwide are some of the carriers they work with. Daprile Insurance Group utilizes a proactive approach when developing insurance plans, and this involves understanding clients' needs and long-term goals.

  • Multiple Carriers

211 South Main Street, Poland, OH 44514
WebsiteLicense: 952816

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

Moliterno Insurance & Financial Services is a full-service risk management company that caters to the insurance needs in Youngstown and neighboring communities. The firm assists individuals and businesses in obtaining adequate financial protection for their vehicles with a car insurance policy. Its agents help clients compare auto coverage offerings from multiple providers and choose the right policy that fits their needs. They cater to private cars, classic cars, and custom autos. They also insure motorcycles and RVs. The company has over 60 years of combined experience in the insurance industry.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

736 Youngstown Warren Road, Niles, OH 44446
WebsiteLicense: 1182223

Expertise.com Rating

Review Sources

Google
3.8 (4)

Why choose this provider?

CL Agency is an independent insurance agency based in Youngstown that represents a wide range of reputable and financially strong carriers. Established in 1968, the company employs experienced professionals who can help vehicle owners select a comprehensive car insurance package that will provide protection and financial support in the event of an automotive emergency. In addition to standard auto, CL Agency also provides insurance policies for other recreational vehicles, such as boats, motorcycles, and RVs.

  • Boats
  • Motorcyle & ATV

1855 Tibbetts Wick Road, Girard, OH 44420
WebsiteLicense: 981193

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Dreves Insurance Agency is a local independent business providing insurance services to clients in Youngstown and nearby communities. Its auto insurance policy has comprehensive coverage for accidents from collisions and losses from theft, fire, or other incidents, as well as coverage for liability and financial responsibility for injuring others. It also covers ancillary medical, car rental, and other coverages. Dreves Insurance agents also offer home, business, and individual life insurance. The agency has established relationships with known insurance carriers like Erie Insurance, Progressive, and Nationwide.

  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Agent Insurance Services
6911 Bridgewood Drive, Boardman, OH 44512
Hitchcock Insurance Agency, Inc.
895 Henderson Avenue, Youngstown, OH 15301
Reinhardt's Insurance
3775 East State Street, Hermitage, PA 16148
Merlo Insurance
815 Youngstown-Warren Road, Niles, OH 44446
MCM Insurance Services
312 N Jefferson Street, New Castle, PA 16101
M&M Insurance
2540 New Butler Road, New Castle, PA 16101
The Griffith Agency
18 North Market Street, Girard, OH 44420
Laughlin Insurance Agency
180 West Washington Street, Rochester, PA 15074
Burns & Burns Insurance - New Wilmington
4025 Wilmington Road, New Wilmington, PA 16142
Litman Insurance Agency
1113 State Route 7 SE, Hubbard, OH 44425
Paige & Byrnes Insurance
9400 East Market Street, Warren, OH 44484
bridgeinsgroup.com
1700 Ashwood Drive, Youngstown, OH 15317
Chris Arnott Agency, Inc - Lisbon
7735 State Route 45, Lisbon, OH 44432
Daprile Insurance Group - Warren
3050 Elm Road Northeast, Warren, OH 44483
Moliterno Insurance & Financial Services
211 South Main Street, Poland, OH 44514
CL Agency
736 Youngstown Warren Road, Niles, OH 44446
drevesinsurance.com
1855 Tibbetts Wick Road, Girard, OH 44420

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the mandatory car insurance coverage requirements in Youngstown?

    In Youngstown, motorists must ensure they have liability coverage for their autos, which includes a minimum of $25,000 for any property harm and an identical amount for individual bodily harm but no more than $50,000 for all injuries in one mishap. According to the Ohio BMV, an insurance provider's card or state-approved financial responsibility proof is mandatory.

  • If a Youngstown motorist only has the bare minimum auto insurance, what financial repercussions might they face after an accident?

    If you maintain only the essential insurance and encounter an accident with expenses beyond your policy's limits, you'll bear the additional costs. This encompasses medical and property repair expenses, as well as potential litigation fees. Assets such as your residence or vehicle in Youngstown are in jeopardy, and your current and anticipated earnings may be appropriated.

  • What options are available for customized auto insurance coverage in Youngstown?

    You can tailor your auto insurance in Youngstown with several options, such as MedPay, which can address medical bills and is not as comprehensive as Personal Injury Protection, which also aids with lost income. While Ohio doesn't mandate PIP, lenders might. Rental Reimbursement assists with transportation during car repairs, and Towing and Roadside Assistance offers help in non-accident scenarios.

  • How does one's credit score influence car insurance rates in Youngstown?

    Your credit rating greatly determines your auto insurance rates in Youngstown. A stellar credit score might reward you with reduced premiums. Conversely, a subpar score can hike up the policy cost. Understanding the connection between credit scores and premium rates is pivotal to securing the most favorable rate when selecting an insurance plan.

  • In Youngstown, is it obligatory for drivers to carry uninsured or underinsured coverage?

    For drivers in Youngstown, holding uninsured or underinsured coverage is not a mandate. However, it is advised because it offers protection against potential costs from collisions with drivers who either lack sufficient insurance or don't possess any. Opting for this coverage can mitigate financial burdens in such scenarios.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.