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2024

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Best Local Car Insurance Agencies in Parma, OH

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Parma Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59Reviewed

41Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6701 Rockside Road, Independence, OH 44131
WebsiteLicense: 515156

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Founded in 1960, William Isaac Insurance Agency is a family-owned business that serves Parma residents. Representing over 10 insurance carriers, the service provider partners with Hagerty, Progressive, Foremost Insurance, and Encompass to provide personalized auto insurance coverages to its clients. Its agents safeguard clients from financial obligations, lawsuits, and liabilities caused by car accidents. They can also offer accident forgiveness and minor violation forgiveness. The owner, William Isaac, has been personally handling insurance concerns for over 42 years.

  • Multiple Carriers

3848 Medina Road, Medina, OH 44256
WebsiteLicense: 12464

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Established in 1983, Insurance Centre Agency is composed of agents with over 70 years of combined industry experience in protecting the assets of their clients in Parma. They offer car insurance options to fit every policy buyer's budget and personal needs. Insurance Centre Agency has gained recognition from several of its partners, receiving awards like ERIE's Silver Life Award, the 2019 Bronze Level Award from Wayne Insurance Group, and ERIE's Founders' Award, which the company has achieved 12 years in a row.

  • Multiple Carriers
  • Motorcyle & ATV

228 Chester Avenue, Wadsworth, OH 44281
WebsiteLicense: 19228629

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Villers Insurance Practice is an auto insurance provider serving Parma and nearby areas. It is an independent company, making it accessible to several companies, different products, and claims assistance. It features liability coverage to protect clients from financial losses when they have caused bodily injury to another person. It also has comprehensive insurance to prevent losses due to theft, vandalism, or fire. The company's clients say that its agents are knowledgeable and provide excellent and pleasant service.

  • Multiple Carriers

735 Beta Drive, Cleveland, OH 44143
WebsiteLicense: 2776363

Expertise.com Rating

Review Sources

Facebook
4.8 (31)
Yelp
5.0 (2)

Why choose this provider?

Lake Shore Insurance Agency is an independent agency serving the Parma metro and surrounding communities since 1971. It partners with multiple insurance companies to provide a wide range of insurance coverage options, including an auto policy that may cover both damages on the policyholder's car or damages done to other vehicles, as well as protection against uninsured motorists. Its team works closely with clients to help them make critical and well-informed decisions about their security and future.

  • Multiple Carriers

2190 East Enterprise Parkway, Twinsburg, OH 44087
WebsiteLicense: 17061523

Expertise.com Rating

Review Sources

Facebook
4.9 (55)
Google
4.8 (51)

Why choose this provider?

Strachan-Novak Insurance Services is an independent car insurance agency that has been serving clients in Parma since 1948. Its agents can help clients choose insurance policy features and coverages, such as for teenage and guest drivers and the installation of audio equipment. The company also offers other insurance products, including personal, life, financial, and commercial insurance products. It represents a roster of financially secure car insurance carriers, like Auto-Owners Insurance, State Auto Insurance Companies, and the Motorists Insurance Group.

  • Multiple Carriers

34100 Center Ridge Road, North Ridgeville, OH 44039
WebsiteLicense: 1021114

Expertise.com Rating

Review Sources

Facebook
5.0 (33)

Why choose this provider?

Christina Estes is an Ohio-based State Farm insurance agent that has been serving residents of Parma and the North Ridgeville area since 2011. She offers full coverage auto insurance packages and a broad range of policy coverage options, including bodily injury and property damage liability, uninsured and underinsured motorist protection, collision and comprehensive coverage, medical payments coverage, and emergency road service. Specialized insurance policies for rideshare drivers, teen drivers, classic and antique cars, sports cars, and commercial vehicles are also available.

  • Bundling Option

27594 Detroit Road, Westlake, OH 44145
WebsiteLicense: 1090575

Expertise.com Rating

Review Sources

Google
5.0 (139)
Facebook
5.0 (1)

Why choose this provider?

Neverman Insurance Agency is an independent car insurance agency located in Parma. The agency is an expert in policy contracts and offers its clients the best coverage possible by comparing a wide selection of insurance providers. It assists clients in securing auto insurance for both standard cars and collector cars. It also offers other insurance products and services, such as home insurance, general business and commercial building protection, watercraft insurance, and specialty dwelling insurance for rental and vacant properties.

  • Bundling Option

183 High Street, Wadsworth, OH 44281
WebsiteLicense: 1106105

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Rexroad Insurance Agency LLC is a multi-line insurance solutions company that has been catering to the insurance needs of individuals and businesses in Parma for more than 50 years. The firm helps drivers, car owners, and commercial operators obtain financial protection for their vehicles. Its independent insurance agents shop for coverage options among multiple providers. They then help clients choose the right carrier that can provide adequate financial and legal coverage akin to their needs. Clients have praised the agents for their quick and competent service.

  • Multiple Carriers

181 West Bagley Road, Berea, OH 44017
WebsiteLicense: 959309

Expertise.com Rating

Review Sources

Facebook
4.7 (20)
Yelp
5.0 (5)
Google
4.8 (2)

Why choose this provider?

King Insurance & Financial Services, LLC, is a full-service insurance and financial management company that serves Parma. Established in 2012, the agency protects car owners, drivers, and business operators against financial losses and legal liabilities in the event of an unfortunate event through an auto insurance policy. The firm provides a variety of coverage options, including liability, no-fault, collision, and comprehensive coverage. Its agents work with 16 providers in creating customized plans that best fit their clients' needs.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

7252 Broadview Road, Parma, OH 44134
WebsiteLicense: 2515308

Expertise.com Rating

Review Sources

Google
4.8 (71)
Facebook
5.0 (36)
Yelp
5.0 (1)

Why choose this provider?

Vince Hrobat Insurance Agency, Inc., is a full-service insurance company that has been serving the Parma metro and neighboring localities for more than 50 years. Founded in 1968, the locally owned agency assists vehicle owners, drivers, and commercial operators in abiding with state regulations by acquiring an auto insurance policy. The firm provides a variety of coverage options, including comprehensive, collision, property damage liability, bodily injury liability, and uninsured or underinsured motorists. The company also offers insurance options for ATVs, recreational vehicles, motorcycles, and watercraft.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

22255 Center Ridge Road, Rocky River, OH 44116
WebsiteLicense: 7084404

Expertise.com Rating

Review Sources

Facebook
5.0 (16)

Why choose this provider?

Hubbard Insurance Agency is an independent agency that has been providing various insurance products to families, businesses, and individuals in Parma and the surrounding areas. It assists clients in identifying their problems and needs in order to set up an understandable customized plan. It offers auto, life, home, and business insurance. Its auto insurance will cover the liability of clients, including the financial responsibility of injuring others. It will also cover the car through reimbursement when losses are incurred from fire, theft, or collision.

  • Boats
  • Motorcyle & ATV

119 North Elmwood Avenue, Medina, OH 44256
WebsiteLicense: 3243845

Expertise.com Rating

Review Sources

Facebook
4.9 (38)

Why choose this provider?

Renz Insurance Agency, Inc., has been providing insurance solutions for vehicle owners in Parma since 1997. As an independent insurance company, its professionals shop for policies from a group of trusted insurance carriers that provide rates that are suited to each client's budget. They are dedicated to helping individuals prepare for potential risks associated with owning a car, including the risk of injuring others or theft. Renz Insurance Agency, Inc., also offers coverage for collector cars and ATVs.

  • Multiple Carriers
  • Bundling Option

822 Kumho Drive, Fairlawn, OH 44333
WebsiteLicense: 17262299

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Providence Insurance caters to clients in Parma and the surrounding areas. It writes policies under personal lines, helping individuals and families insure valuable assets like cars and homes. Policyholders may also purchase umbrella insurance for expanded coverage. Its specialists assess clients' needs and unique situations in order to design an insurance program suitable for them. Sandy Gasser, the company's president, has been working in the insurance sector since 1984. She obtained an array of designations, such as CLU, ChFC, CRM, and CIC.

  • Multiple Carriers

24610 Detroit Road, Westlake, OH 44145
WebsiteLicense: 5612

Expertise.com Rating

Why choose this provider?

Roy H. Jones & Associates Insurance Agency, Inc., strives to provide responsive support and execute a personalized approach to ensuring that car owners secure their vehicles financially in preparation for unexpected events. Established in 1980, the Westlake-based agency caters to communities around Parma and builds on its years of industry experience to determine suitable auto insurance options from multiple carriers. Roy H. Jones & Associates offers flexibility in its payment plans and also covers motorcycle, RV, and ATV insurance matters.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

10749 Pearl Road, Strongsville, OH 44136
WebsiteLicense: 2172

Expertise.com Rating

Review Sources

Google
4.9 (41)
Facebook
4.6 (10)

Why choose this provider?

Brooker Insurance Agency is a fourth-generation company that services Parma and the entire state. The independent agency has been shopping for and writing auto insurance policies for more than 80 years. It offers preferred and standard car insurance for drivers who have a safe track record. There are also high-risk insurance options for drivers with imperfect driving histories. Coverages for specialty autos and other vehicles are also available. Brooker Insurance Agency is comprised of over 30 agents and employees who seek to give clients peace of mind.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
William Isaac Insurance Agency
6701 Rockside Road, Independence, OH 44131
insurancecentreagency.com
3848 Medina Road, Medina, OH 44256
Villers Insurance Practice
228 Chester Avenue, Wadsworth, OH 44281
Lake Shore Insurance Agency
735 Beta Drive, Cleveland, OH 44143
Strachan-Novak Insurance Services
2190 East Enterprise Parkway, Twinsburg, OH 44087
Christina Estes
34100 Center Ridge Road, North Ridgeville, OH 44039
Neverman Insurance Agency
27594 Detroit Road, Westlake, OH 44145
Rexroad Insurance Agency LLC
183 High Street, Wadsworth, OH 44281
King Insurance & Financial Services
181 West Bagley Road, Berea, OH 44017
Vince Hrobat Insurance Agency, Inc.
7252 Broadview Road, Parma, OH 44134
Hubbard Insurance Agency
22255 Center Ridge Road, Rocky River, OH 44116
Renz Insurance Agency, Inc.
119 North Elmwood Avenue, Medina, OH 44256
Providence Insurance
822 Kumho Drive, Fairlawn, OH 44333
Roy H. Jones & Associates Insurance Agency Inc.
24610 Detroit Road, Westlake, OH 44145
Brooker Insurance Agency
10749 Pearl Road, Strongsville, OH 44136

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If your home garage in Parma becomes flooded, resulting in damage to your vehicle, which policy covers the car damage, your auto or flood insurance?

    Flood insurance does not cover car damage. If you have comprehensive coverage in your car insurance policy, it should pay for the repair or replacement of your flood-damaged car. This is the only coverage option in Parma that addresses vehicle flood damage. You can, however, claim payment for any damaged item inside your car against your flood insurance. This is because flood insurance also protects your personal belongings.

  • Which insurance coverage is required for car owners in Parma?

    Parma car owners must have liability insurance to pay for damages and injuries they cause to others in an accident where they are at fault. The minimum coverage required is $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. It is also recommended that car owners purchase other types of coverage, such as MedPay for medical expenses and collision coverage for car damage repair, to protect themselves financially in the event of an accident.

  • What factors affect your car insurance premium rate in Parma?

    Parma car insurance providers use varying criteria to determine rates. But the most common are your age, driving record, and vehicle usage and type. Younger drivers are more likely to get into accidents and, therefore, get higher rates. Drivers with clean driving records get better rates. Also, if you just use our car for commutes, you will pay less than if you also use it to provide Uber services. Expensive cars like Tesla would cost more to insure than a Toyota.

  • Can your car insurance company in Parma cancel your policy anytime?

    If your policy has only been in effect for 89 days or less, yes, your insurance company in Parma can cancel your policy for any reason. Once your policy is 90 days old, your policy cannot be canceled for the following 365 days. Your policy can only be canceled within this one-year period for very specific reasons: nonpayment of premium, suspension of driver’s license, fraud during the insurance application, and false insurance claims.

  • Why is your car insurance company in Parma not paying for your family member’s medical bills after getting injured in a car accident you caused?

    This is due to “intrafamily exclusion,” which is prevalent in Ohio car insurance policies. This exclusion stipulates that a claim cannot be filed by a family member for an injury resulting from your negligence. So if you were driving in Parma with your wife and neighbor and then caused a collision, your wife’s injuries will not get coverage but your neighbor’s will. You can opt to buy uninsured motorist coverage without an intrafamily exclusion clause to fill this insurance gap.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.