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Best Local Car Insurance Agencies in Ohio

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Ohio Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



18Top Picks

Learn about our selection process.


featured provider = Featured Provider

Dayton Rating

Review Sources

5.0 (1157)
4.9 (133)

Why choose this provider?

Meridian Insurance - Dayton is an independent agency that caters to individuals, families, and business owners in Ohio. It writes customized car insurance policies, which include comprehensive, collision, liability, and personal injury protection coverages. The company also offers other personal products, such as homeowners', renters', umbrella, life, and health plans. Additionally, its agents process BOP and workers' compensation insurance. They work with various carriers�like Allstate, Encompass, and Foremost�in order to provide the best and most affordable products to Ohio clients. Meridian Insurance has been operating since 2007.

Westlake Rating

Why choose this provider?

Neverman Insurance Agency is an independent company that has been serving clients throughout Ohio since 1979. It offers car insurance policies that protect individuals against financial loss in the event of traffic accidents and other unforeseen events. These policies provide collision, comprehensive, property damage, and uninsured or underinsured liability coverages. The agency also provides insurance products for homes, specialty dwellings, and watercraft. Owner Jeff Neverman won the 2015 Professional Agent of the Year Award from the National Association of Professional Insurance Agents.

Lebanon Rating

Why choose this provider?

Wagner Insurance Agency is a locally owned and operated company serving individuals, families, and businesses in Ohio. It offers car insurance policies that provide protection to auto owners against medical and legal expenses caused by property damage, bodily injuries, and loss of life. It represents multiple insurance companies, including Safeco Insurance, Grange, and Auto-Owners. The agency is a member of the Independent Insurance Agents Association. It aims to equip clients with the information they need to feel confident and secure when making decisions related to their coverage needs.

Toledo Rating

Why choose this provider?

Dana Mathewson is a State Farm insurance agent who serves clients in Ohio. He offers car insurance policies that cover the liabilities and medical expenses of policyholders in case of accidents. The agent provides insurance products for homes, properties, and businesses. He also offers relocation assistance. Dana and his team of insurance professionals are committed to helping clients manage life risks by helping them to recover from the unexpected. His agency received the National Association of Insurance & Financial Agents Quality Award and State Farm's Crystal Excellence Award.

Boardman Rating

Why choose this provider?

The Agent Insurance Services is an independently operated and full-service agency that serves clients in Ohio. It provides car insurance policies that cover the liabilities, medical expenses, and uninsured/underinsured motorist claims of policyholders. Its team of insurance specialists has access to a broad range of insurance products for automobiles, homes, and businesses from multiple insurance companies. The agency takes a proactive approach in providing insurance services by anticipating clients' needs to help them achieve their goals.

Westlake Rating

Review Sources

4.5 (17)
5.0 (10)

Why choose this provider?

The Roy H. Jones & Associates Insurance Agency, Inc., serves individuals, families, and business owners in Ohio. Its team of agents offers the best insurance products in the state that financially protect clients and their assets. One of its insurance solutions is auto insurance, which includes collision, comprehensive, medical payment, liability, and roadside assistance coverages. This policy protects car owners against financial losses arising from an accident. In addition, the firm offers life, health, home, and business insurance options.

Alliance Rating

Review Sources

4.9 (34)
4.5 (26)

Why choose this provider?

The Burgess Group Insurance and Financial Services - Alliance Office caters to clients across the state of Ohio. It provides auto insurance products to help car owners deal with fire or theft-related damage. The agency offers other policies that cover costs related to medical payments. It sets up other insurance plans for owners of motorcycles, RVs, snowmobiles, and yachts. The agency supports multiple local organizations, including the Ohio Farm Bureau and the Kenmore Chamber of Commerce. Rating

Why choose this provider?

Ley Insurance Agency is an independent locally owned and operated company serving clients in Ohio. It offers a variety of the cheapest car insurance coverage options that include liability, personal injury, property damage, comprehensive, and collision. The agency writes and sells a broad range of insurance plans for homeowners, renters, and businesses. Its team of insurance professionals provides claims assistance and renewal review services that cover ID cards for car, boat, and motorcycle policies. Ley Insurance Agency was founded in 1987.

Wooster Rating

Why choose this provider?

Oyer Insurance Agency LLC is a family-owned and family-operated business that has been serving Ohio since 1980. As an independent company, it partners with multiple insurance carriers to offer different kinds of coverage options under personal and commercial auto insurance plans. The office accommodates new and old clients who are trying to get their driver's licenses back. One of its agents is Trent Oyer, who is a Certified Insurance Counselor and participates in continuing education at the National Alliance Classes.

London Rating

Why choose this provider?

Gessel & Associates assists car owners in Ohio in their search for auto insurance policies that suit their needs. Medical bills, property damage, bodily injury liability, and incidents with an uninsured motorist are all covered under the auto plans. It also offers life, health, home, and valuable possessions insurance plans. The independent agency also has insurance products for every unique business requirement, including errors and omissions liability and risk management. The family-owned and family-operated insurance firm has been serving the community for 20 years.

Warren Rating

Why choose this provider?

Daprile Insurance Group is an independent agency serving clients in Ohio. It offers the best options for car insurance that provide financial protection for policyholders against collisions, liabilities, and medical expenses. It works with a variety of insurance companies, including American Modern, Banner Life, and Progressive, which allows it to recommend coverage options that fit clients' needs and goals. The agency values teamwork, which is exemplified by the ability of its team of insurance specialists to work together to provide customized risk management solutions.

Rocky River Rating

Review Sources

4.8 (48)
4.8 (24)

Why choose this provider?

Hubbard Insurance Agency in Ohio provides solutions that minimize financial risks for individuals, families, and businesses. Representing various carriers, it handles a wide variety of coverage packages. One of its offerings is car insurance, which provides financial solutions to policyholders when faced with unforeseen events, such as theft, fire, and car accidents. Car owners covered by this program are also protected from uninsured drivers. Hubbard Insurance Agency has been in business for over 25 years.

De Graff Rating

Review Sources

5.0 (43)
5.0 (38)

Why choose this provider?

Comer Insurance Agency, Inc., is a locally owned company that has been serving clients in Ohio since 1924. As an independent insurance agency, it partners with various insurance carriers that provide the best coverage at the best price in the market. It matches vehicle owners to the auto insurance that protects them and their assets during accidents and other covered hazards. Its policy includes liability, medical payment, and uninsured/underinsured motorist coverages. In addition, the agency offers life, home, farm, and business insurance options.

Hubbard Rating

Review Sources

4.5 (11)
4.4 (8)

Why choose this provider?

Litman Insurance Agency has been serving clients in Ohio since 1969. It provides car insurance policies that include collision, comprehensive, ancillary medical, and car rental coverages. As an independent agency, it shops for plans from various regional and national companies, such as Celina, Erie Insurance, and Condon Skelly. Owner Thomas J. Litman, who has been in the industry since 1993, acquired Litman Insurance Agency in 2006. His company provides support to sports programs and learning institutions within the community.

Medina Rating

Why choose this provider?

Since 1983, Insurance Centre Agency has been serving individuals, families, and businesses in Ohio. It provides cheap car insurance plans that protect policyholders against financial losses due to traffic collisions, theft, and other unforeseen events. Its insurance specialists, who have over 71 years of combined experience, review coverages, make policy changes, and process claims. As independent agents, they compare insurance policies and coverage options from multiple insurance carriers including Hagerty, Progressive, and Dairyland. The agency has won the ERIE Founder's Award for 12 straight years.

Columbus Rating

Why choose this provider?

Augustine Insurance Agency is an independent company that serves clients in Ohio. It provides auto insurance policies that provide collision, comprehensive, road trouble, lease/loan gap, and liability coverages. The agency also writes and sells health, business, life, and pet insurance plans. It partners with several insurance companies, including Auto-Owners, Progressive, and Safeco Insurance, which allows for the crafting of coverage options tailored to clients circumstances and goals. Agency principal Robert Augustine has more than 40 years of industry experience.

Niles Rating

Why choose this provider?

Merlo Insurance is a full-service independent agency that has been operating in Ohio since 1993. It offers personal and commercial auto insurance policies that cover losses and damages from unforeseen circumstances and the financial responsibility of injuring others. The customized plan can also include car rental and ancillary medical coverages. As the best agency in its area, it partners with multiple insurance carriers to present a wide selection of coverage options, including Hagerty, American Modern, and West Bend Mutual Insurance Company.

Orrville Rating

Review Sources

4.6 (26)
5.0 (1)

Why choose this provider?

Serving clients across the state of Ohio, Vaughan Insurance is a local independent group of insurance agents who caters to the insurance needs of drivers and motorists in the area. Agents aim to protect individuals, families, and business owners from significant financial losses and potential risks on the road with auto insurance policies that provide coverage for collision, comprehensive, and liability coverage. Vaughan Insurance offers comparative quotes on auto insurance from its network of insurance carriers like Erie Insurance, Progressive, and Safeco.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Meridian Insurance - Dayton
7601 Paragon Road, Dayton, OH 45459
Neverman Insurance Agency
27594 Detroit Road, Westlake, OH 44145
Wagner Insurance Agency - Lebanon
3 North Broadway Street, Lebanon, OH 45036
Dana Mathewson
2503 West Sylvania Avenue, Toledo, OH 43613
The Agent Insurance Services
6911 Bridgewood Drive, Boardman, OH 44512
Roy H. Jones & Associates Insurance Agency Inc.
24610 Detroit Road, Westlake, OH 44145
Burgess Group Insurance and FInancial Services - Alliance Office
950 South Sawburg Avenue, Alliance, OH 44601
Ley Insurance Agency
513 North Cable Road, Lima, OH 45805
Oyer Insurance Agency LLC
2708 Cleveland Road, Wooster, OH 44691
Gessel & Associates
25 West 5th Street, London, OH 43140
Daprile Insurance Group - Warren
3050 Elm Road Northeast, Warren, OH 44483
Hubbard Insurance Agency
22255 Center Ridge Road, Rocky River, OH 44116
Comer Insurance Agency, Inc.
111 South Main Street, De Graff, OH 43318
Litman Insurance Agency
1113 State Route 7 SE, Hubbard, OH 44425
3848 Medina Road, Medina, OH 44256
Augustine Insurance Agency
3851 North High Street, Columbus, OH 43214
Merlo Insurance
815 Youngstown-Warren Road, Niles, OH 44446
Vaughan Insurance
1516 West High Street, Orrville, OH 44667


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.