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Best Local Car Insurance Agencies in Winston Salem, NC

Our Recommended Top 8

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Our goal is to connect people with the best local professionals. We scored Winston Salem Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

131Reviewed

81Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

348 Summit Square Blvd, Winston Salem, NC 27105

Expertise.com Rating

Review Sources

Google
4.9 (152)
Facebook
4.9 (55)
Yelp
5.0 (4)

Why choose this provider?

Founded in 2004, the Alliance Insurance Services LLC is an independent insurance agency located in Winston Salem, North Carolina, with other offices in Mount Airy, Salisbury, and Walnut Cove. Auto policy specialists work with several carriers to help drivers find the right amount of coverage at a competitive rate. Options include the minimum amount to cover property damage and bodily injury liability, and drivers can add extra protection with collision and comprehensive, and uninsured and underinsured motorists coverage.

107 N Main St, Lexington, NC 27292

Expertise.com Rating

Why choose this provider?

Worley Insurance Agency has been offering auto insurance policies to drivers in Winston-Salem, North Carolina, and surrounding areas since 1982. Its coverage options include comprehensive, collision, liability, underinsured motorist, and medical payments insurance. It works with a variety of insurance providers to find adequate coverage for its clients at the lowest possible rates. In addition to auto insurance, Worley Insurance Agency offers disability, health, life, and homeowners insurance, as well as financial services, including retirement planning and financial planning.

300 W 7th St, Winston Salem, NC 27101

Expertise.com Rating

Review Sources

Google
4.8 (101)
Facebook
5.0 (46)
Yelp
3.0 (4)

Why choose this provider?

Piedmont Triad Insurance is an independent insurance company in Winston Salem, North Carolina, that represents over 20 highly-rated insurance providers. With locations in Wentworth, Greensboro, and Jamestown, Piedmont provides motorists across the state with auto insurance solutions. Comprehensive coverage generally includes reimbursement of losses from theft, natural disaster, and fires. Piedmont Triad offers renters, travel, and motor home insurance policies. The agency also works in the business and life insurance industries.

1812 Eastchester Dr, High Point, NC 27265

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Located in High Point, North Carolina, Jones and Peacock Insurance is an independent insurance agency that has served Winston Salem area residents since 1917. The agency partners with a variety of carriers to provide car, truck, and motorcycle owners auto insurance that includes an array of coverages such as liability, comprehensive, and uninsured motorist. Travelers and The Hartford are just a couple of its partners. Jones and Peacock Insurance also offers earthquake and homeowners insurance.

810 Eastchester Dr, High Point, NC 27262

Expertise.com Rating

Review Sources

Google
4.5 (43)

Why choose this provider?

Mark Thompson Insurance is based in High Point, North Carolina, and was founded in 1999. The company offers auto insurance services, including car and motorcycle coverage, non-owner insurance, and policies for motorists who have recent DUI/DWI offenses. Additionally, the company caters to private individuals and commercial drivers. Discounts are available for good drivers and owners of multiple vehicles. Mark Thompson Insurance also provides home, life, commercial, and workers' compensation policies.

1396 Westgate Center Dr, Winston Salem, NC 27103

Expertise.com Rating

Review Sources

Google
4.8 (11)
Facebook
5.0 (8)

Why choose this provider?

Founded in 1932, The Phoenix Company is an insurance company based in Winston Salem, North Carolina. To provide clients with a range of auto insurance solutions, the company works with multiple insurance companies and is a member of the Correll Insurance Group. Agents work with clients to develop a personalized auto insurance plan to provide coverage for property damage, bodily injury, and physical damage. The Phoenix Company is also able to provide coverage for businesses, homes, and life insurance.

6201 Towncenter Dr Ste 110, Clemmons, NC 27012

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Whitley-Reavis Insurance, formerly known as Roy A. Whitley, Jr. General Insurance, was founded in 1977. It's a family-owned and operated business that offers auto insurance from a wide range of top-rated carriers. It has policies for all types of vehicles, including cars, trucks, motorcycles, RVs, and snowmobiles. In addition to auto insurance, Whitley-Reavis Insurance sells high net worth, travel, valuable items, home, and boat insurance policies. Its carrier partners include Progressive and Nationwide.

3288 Robinhood Rd Ste 102, Winston Salem, NC 27106

Expertise.com Rating

Review Sources

Google
4.9 (84)

Why choose this provider?

Wilson Insurance Services Inc. is headquartered in Winston-Salem, North Carolina, and serves drivers all over the state. Its auto insurance policies are affordable and include liability coverage, as well as optional collision, personal injury, medical payments, and comprehensive coverage. In addition to standard auto insurance, the company provides rental car insurance, as well as home insurance options to renters and homeowners. Wilson Insurance Services Inc. is a Trusted Choice independent insurance agent.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Alliance Insurance Services LLC
348 Summit Square Blvd, Winston Salem, NC 27105
Worley Insurance Agency
107 N Main St, Lexington, NC 27292
Piedmont Triad Insurance
300 W 7th St, Winston Salem, NC 27101
Jones and Peacock Insurance
1812 Eastchester Dr, High Point, NC 27265
Mark Thompson Insurance
810 Eastchester Dr, High Point, NC 27262
The Phoenix Company
1396 Westgate Center Dr, Winston Salem, NC 27103
Whitley-Reavis Insurance
6201 Towncenter Dr Ste 110, Clemmons, NC 27012
Wilson Insurance Services
3288 Robinhood Rd Ste 102, Winston Salem, NC 27106

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is uninsured/underinsured motorist coverage required in Winston-Salem?

    Yes, in Winston-Salem, you are required to have uninsured/underinsured motorist coverage in your insurance policy as per state law. This requirement applies to all insurance policies, even if they surpass the minimum coverage thresholds. Specifically, you must have at least $60,000 in uninsured/underinsured motorist bodily injury coverage per accident.

  • Can teen drivers obtain auto insurance in Winston-Salem?

    Yes. Teenagers can secure their own auto insurance policies in Winston-Salem. However, obtaining insurance solely for a teenage driver can be more expensive than adding them to an existing policy. Auto insurance premiums for teenagers are considerably higher than those for older drivers primarily because teenagers tend to engage in riskier driving behaviors and have less experience on the road.

  • Does Winston-Salem offer insurance assistance programs for low-income individuals?

    Although car insurance is mandatory in the state, Winston-Salem does not provide government programs to assist low-income individuals with their car insurance expenses. If you are looking for affordable car insurance options, you may consider purchasing minimum coverage. Additionally, for individuals who drive infrequently, pay-per-mile insurance may be a cost-effective alternative.

  • What happens if you drive without insurance in Winston-Salem?

    If you are caught driving without car insurance in Winston-Salem, you will face penalties, which typically include having your driver's license suspended, fines that can range from $50 to $150, or even serving time in jail. For individuals who are repeat offenders, the legal system can impose even more severe penalties.

  • Is Medpay coverage required in Winston-Salem for auto insurance?

    In Winston-Salem, MedPay coverage for auto insurance is not mandatory under North Carolina law. MedPay is designed to assist in covering medical expenses related to injuries sustained in a car accident. While you are required to have bodily injury and property damage liability coverage, MedPay is an optional form of insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.