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2024

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Best Local Car Insurance Agencies in Raleigh, NC

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Raleigh Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

240Reviewed

151Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4634 Capital Blvd, Raleigh, NC 27604

Expertise.com Rating

Review Sources

Google
4.9 (256)
Facebook
4.9 (43)
Yelp
4.5 (8)

Why choose this provider?

ACF Insurance Services, Inc. has provided auto, home and business insurance for the residents of the greater Raleigh area for the past 30 years. They have two offices in the Raleigh area to better serve their clients, one location in S. Raleigh/Garner and the other in NE Raleigh. The agency combines "old-fashioned" customer service with great rates and enjoys building long-lasting relationships with their customers. ACF offers affordable rates for drivers with points or clean records and can bundle home with auto along with many other personal and commercial insurance products.

4909 Unicon Dr Ste 200, Wake Forest, NC 27587

Expertise.com Rating

Why choose this provider?

Triangle Risk Advisors Inc. offers commercial and personal risk management in North Carolina, South Carolina, and Virginia. The experienced agents help Triangle area consumers choose the appropriate automobile insurance for their needs and are there to assist throughout the life of their customized policy, including the claims process. Triangle Risk Advisors Inc. also insures classic cars, motorcycles, off-road vehicles, and RVs. Customers speak highly of the agency's attention to detail and professionalism.

4104 Atlantic Ave Ste 142, Raleigh, NC 27604

Expertise.com Rating

Review Sources

Google
4.7 (19)
Facebook
5.0 (2)

Why choose this provider?

Capital Insurance Agency of Raleigh LLC is a car insurance company serving the Raleigh metro area. It offers various coverage options including auto liability insurance, limits of liability coverage, and full coverage insurance. The agency also helps clients to decide the most advantageous deductible to choose. Capital Insurance Agency of Raleigh LLC offers a variety of discounts and special offers to applicable clients. Homeowners, commercial, and life insurance packages are available as well.

105 North Wilson Avenue, Dunn, NC 28334
WebsiteLicense: 1000004833

Expertise.com Rating

Why choose this provider?

Snipes Insurance, which is located in Dunn, provides risk management services for residents in Raleigh. Included in its wide range of products is auto insurance wherein its team furnishes insurance plans that provide compensation for damages resulting from natural disasters, accidents, or vandalism. Clients can reach out to agents and access their policies using the company's mobile application. Snipes Insurance is a family-owned and operated agency that has been in service for more than 65 years.

  • RV & Motorhome
  • Motorcyle & ATV

412 Saint Marys St, Raleigh, NC 27605

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (4)

Why choose this provider?

Anders, Ireland & Mashall is a Keystone insurance agent and a Trusted Choice independent insurance agent. The company provides auto insurance to residents of Raleigh, North Carolina that are provided by a variety of partners that include Progressive, Travelers, and Auto-Owners Insurance. Its policies include liability protection, as well as medical payments and personal injury payments coverage. Customers can personalize their policy to include options such as comprehensive, collision and uninsured/underinsured motorist coverage.

307 S Salem St Ste 100, Apex, NC 27502

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Carolina Insurance Alliance, which is located in the Raleigh, North Carolina, area, offers a variety of automotive insurance options to drivers living in the Triangle. All policies offered by Carolina Insurance Alliance meet North Carolina state minimums for coverage and are customizable to suit drivers' preferred levels of additional liability. Policies for classic cars, motorcycles, and recreational vehicles are available. Carolina Insurance Alliance offers online, phone, and in-person auto insurance quotes.

210 South Wilson Avenue, Dunn, NC 28334
WebsiteLicense: 1000567218

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.2 (5)

Why choose this provider?

The office of Mangum Insurance Agency, LLC - Dunn has been providing auto insurance to Raleigh residents since 2010. It can source for clients six types of auto insurance coverage. Some of these involve financial protection from theft, property damage, bodily injury, rehabilitation costs, lost wages, and funeral costs. Non-standard vehicles such as motorcycles, RVs, and boats are also handled by its agents. Its other service offerings also include home and flood insurance, business liability, and workers' compensation.

  • RV & Motorhome
  • Motorcyle & ATV

104 Fountain Brook Circle, Cary, NC 27511
WebsiteLicense: 1000047423

Expertise.com Rating

Why choose this provider?

Cary Insurance Group has been providing risk management counsel and solutions to its individual and business clients in Raleigh for over twenty years. It provides a wide portfolio of personal and business insurance services, including coverage under auto insurance—which it considers the most sought after and utilized form of personal insurance for individuals and families. Cary Insurance Group is licensed to write insurance in five states and has a mobile agency that can provide a full range of insurance products to any location within North Carolina.

  • Boats
  • Motorcyle & ATV

3434 Kildaire Farm Road, Cary, NC 27518
WebsiteLicense: 1000147297

Expertise.com Rating

Review Sources

Google
4.8 (13)
Facebook
5.0 (13)
Yelp
5.0 (2)

Why choose this provider?

Schramm, Tingen & Associates is an independent insurance agency that has been providing insurance solutions in Raleigh for more than two decades. Its insurance agents search its network of carriers and create a tailored auto insurance policy to protect clients in the event of an accident or collision. They are available to offer online quoting and binding options after normal office hours. Other personal policies are homeowners', umbrella liability, jewelry, and rental properties insurance.

  • RV & Motorhome
  • Boats

1135 Kildaire Farm Rd Ste 108, Cary, NC 27511

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Trapp Insurance Group has been providing auto insurance in Cary, North Carolina, since 2007. The company offers personal injury protection, collision insurance, and comprehensive coverage that pays for damage from theft, vandalism, storms, and fire. The company offers policies for motorcycles, boats, and RVs, as well as commercial policies. As an independent agent, the company represents more than 30 insurance carriers, helping drivers find the best policies for their specific needs.

608 W Johnson St Ste 4, Raleigh, NC 27603

Expertise.com Rating

Review Sources

Google
5.0 (28)

Why choose this provider?

Raleigh Insurance Group is an independent agency serving the entire Raleigh, North Carolina, metro area by providing auto insurance services to clients who need information concerning mandatory minimum coverage and want to find rates from competing insurance providers. It helps clients purchase coverage for standard, recreational, and commercial vehicles, and has particular experience with insuring limousines as well as motorcycles. The agency also offers insurance assistance with large scale trucking operations and fleet vehicles.

2607 Glenwood Ave, Raleigh, NC 27608

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Since 1979, INSURE has partnered with dozens of insurers to provide auto insurance to drivers throughout the Raleigh metro area. The agency has policies designed to cover cars, trucks, and motorcycles with coverages tailored to the individual's needs. Most policies include a combination of comprehensive, liability, property damage, and medical. Discounts are available for drivers with clean records and multiple policies. Homeowners and professional liability insurance are a couple of the additional products INSURE offers.

4325 Lake Boone Trl Ste 200, Raleigh, NC 27607

Expertise.com Rating

Review Sources

Google
4.3 (4)

Why choose this provider?

Founded in 1999, TriSure is an insurance company based in Raleigh, North Carolina, that provides insurance policies for individuals and businesses. The company offers auto insurance policies that include coverage for injuries to the driver, vehicle damage, property damage, and liability for injury to third parties. Policies are available for privately owned and company vehicles. TriSure also provides optional umbrella insurance for automobiles, which covers losses above those included in the basic policy.

107 Edinburgh South Drive, Cary, NC 27511
WebsiteLicense: 14073908

Expertise.com Rating

Why choose this provider?

Clinton Cook is a Cary-based car insurance agent under State Farm, who also serves residents near Raleigh. He helps in tailoring auto insurance policies to meet the needs and protect the assets of his clients. He has been with State Farm since 2015. Cook looks forward to the growth of his agency while building relationships with his clients. He also offers insurance for health, homeowners, and businesses. Cook loves participating in community events.

  • Multiple Carriers
  • Bundling Option

1001 Pemberton Hill Rd Ste 101, Apex, NC 27502

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
4.2 (11)
Yelp
5.0 (1)

Why choose this provider?

Apex Cary Insurance is a full service, independent insurance agency founded in 1999 by Mark Wilson. Located in Apex, North Carolina, the firm provides a range of insurance solutions to clients in the area and the greater Raleigh region. One of its main areas of service is auto coverage, with plans for six distinct types of damage available, including bodily injury, liability, medical payments, collision, property damage, comprehensive, and uninsured and underinsured motorist protection.

100 Ridge View Drive, Cary, NC 27511
WebsiteLicense: 1000012878

Expertise.com Rating

Review Sources

Google
4.9 (62)
Facebook
5.0 (2)

Why choose this provider?

Pelnik Insurance offers insurance policies that protect clients, their vehicles, and other people affected in case of auto-related incidents, such as hit-and-runs and theft, in Raleigh and the rest of the region. The team of agents manages risks depending on the client's needs and budget. Customized insurance coverages are offered for auto, home, and life insurances. The agency is recognized as the largest insurance agency in Wake County, with a history that dates back to 1994.

  • Bundling Option

820 Benson Rd, Garner, NC 27529

Expertise.com Rating

Review Sources

Google
4.9 (89)
Facebook
5.0 (28)

Why choose this provider?

Jones Insurance Agency, headquartered in Garner, North Carolina, provides auto insurance for clients in Raleigh, Durham, and the surrounding areas of North Carolina, Virginia, and Tennessee. Since 1956, this company has guided clients in choosing the correct auto protection solution. Part of the Keystone community of independent insurance agencies and with access to multiple insurers, Jones Insurance Agency has the expertise and resources to provide clients with the right policies to cover their cars, trucks, RVs, motorcycles, and off-road vehicles.

4237 Louisburg Road, Raleigh, NC 27604
WebsiteLicense: 1000512669

Expertise.com Rating

Review Sources

Google
4.6 (78)

Why choose this provider?

Insurance Doctor is an insurance agency that has been in the industry for the past 30 years. The agency is committed to providing the best auto insurance plans for clients in Raleigh and nearby areas. Its insurance agents can find the right policy for high-risk drivers, including drivers with violations, teens, and bargain hunters. Other products are motorcycle, commercial, homeowners', renters, and rideshare insurance plans. Insurance Doctor offers flexible payment options and accepts EFT, auto bill, debit, and cash payments.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
ACF Insurance Services Inc.
4634 Capital Blvd, Raleigh, NC 27604
Triangle Insurance & Associates
4909 Unicon Dr Ste 200, Wake Forest, NC 27587
CAPITAL INSURANCE AGENCY OF RALEIGH, LLC
4104 Atlantic Ave Ste 142, Raleigh, NC 27604
Snipes Insurance - Dunn
105 North Wilson Avenue, Dunn, NC 28334
Anders, Ireland & Marshall
412 Saint Marys St, Raleigh, NC 27605
Carolina Insurance Alliance
307 S Salem St Ste 100, Apex, NC 27502
Mangum Insurance Agency, LLC - Dunn
210 South Wilson Avenue, Dunn, NC 28334
Cary Insurance Group
104 Fountain Brook Circle, Cary, NC 27511
Schramm, Tingen & Associates
3434 Kildaire Farm Road, Cary, NC 27518
Trapp Insurance Group
1135 Kildaire Farm Rd Ste 108, Cary, NC 27511
Raleigh Insurance Group
608 W Johnson St Ste 4, Raleigh, NC 27603
INSURE
2607 Glenwood Ave, Raleigh, NC 27608
TriSure
4325 Lake Boone Trl Ste 200, Raleigh, NC 27607
Clinton Cook
107 Edinburgh South Drive, Cary, NC 27511
Apex Cary Insurance
1001 Pemberton Hill Rd Ste 101, Apex, NC 27502
Pelnik Insurance
100 Ridge View Drive, Cary, NC 27511
Jones Insurance Agency
820 Benson Rd, Garner, NC 27529
Insurance Doctor
4237 Louisburg Road, Raleigh, NC 27604

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is car insurance coverage for uninsured/underinsured motorists required in Raleigh?

    Yes, uninsured/underinsured motorist coverage is required in Raleigh and throughout North Carolina. This is in addition to the car insurance minimum liability coverage of ​​$30,000 for bodily injury per person and ​$25,000 for property damage. Should you need more information relevant to this requirement, call the NC Department of Insurance's Consumer Services Division at (855) 408-1212 and choose option 3.

  • Are your family members covered by your car insurance in Raleigh?

    Yes, your family members have some coverage under your car insurance. Your family members may include persons related to you through marriage and by blood or those living in your household. When you apply for car insurance in Raleigh, you will be required to list all the names of persons in your household. Children under the age of 14 may be exempted from this list.

  • Can you get a refund if you cancel your car insurance in Raleigh?

    Yes, you should get a refund, but there will be charges for canceling the car insurance within the effective policy period. The penalty amount depends on the period left in the policy and the total premium. However, if the insurance is canceled by the insurance company in Raleigh, the refund should not be subject to penalties.

  • In Raleigh, what should you do if your car plates were lost or stolen?

    You need to report stolen or lost plates to the NC Division of Motor Vehicles by completing the MVR-18A Form. Send the form by mail addressed to: North Carolina Division of Motor Vehicles 3148 Mail Service Center Raleigh NC 27697-3148

    To obtain replacement plates, you have to provide proof of liability insurance, along with the vehicle's insurance policy number.

  • If your children go away for college, do you still need to include them in your car insurance in Raleigh?

    Yes. Your car insurance company will require you to include your children who are already of appropriate age in your policy. This means you still have to put your children's names on your policy even if they go to college someplace else but continue to call your home in Raleigh their permanent residence. The insurance can cover your children when they drive another vehicle other than yours or when they visit home.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.