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2024

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Best Local Car Insurance Agencies in Asheville, NC

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Asheville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

46Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

959 Merrimon Avenue, Asheville, NC 28804
WebsiteLicense: 1000006423

Expertise.com Rating

Why choose this provider?

Sheppard Insurance Group is an independent car insurance company serving Asheville and other nearby locations. It is a female-owned insurance agency that is community-focused and has full-service brokers and agents that help clients with quotes, processing, and filing claims. Its clients say that they were assured of having the right commercial insurance for their type of business need. Some clients were given immediate responses after a car accident and were kept informed of the entire process of lodging a claim.

  • RV & Motorhome

19 Chestnut Street, Brevard, NC 28712
WebsiteLicense: 1000352576

Expertise.com Rating

Review Sources

Facebook
4.7 (23)
Yelp
5.0 (2)

Why choose this provider?

Chase Insurance Group, Inc., provides a range of insurance policies like auto insurance to Asheville to give clients protection from financial loss. The agency's team of insurance experts guides its clients into finding the right coverage suitable for their needs. They also present them with multiple insurance options from different providers with rates that are within the clients' budget. Chase Insurance Group is a member of the Independent Insurance Agents of North Carolina and the National Association of Insurance and Financial Advisors.

  • Bundling Option

715 East Main Street, Sylva, NC 28779
WebsiteLicense: 2373777

Expertise.com Rating

Review Sources

Google
4.8 (65)
Facebook
4.8 (44)

Why choose this provider?

Stanberry Insurance is a family-owned and operated, independent car insurance agency serving families and businesses in the Asheville area since 1980. It offers comprehensive insurance solutions, which includes auto insurance, to its many clients across six states. Through its partnerships with top-rated national and regional carriers, Stanberry Insurance agents ensure that clients have adequate car insurance coverages such as for body injury liability, physical and property damages, uninsured/underinsured motorist damages, medical payments, as well as transportation and rental expenses.

  • RV & Motorhome
  • Motorcyle & ATV

32 East Jordan Street, Brevard, NC 28712
WebsiteLicense: 1000006396

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (15)

Why choose this provider?

Brevard Insurance Agency is an auto insurance company that serves clients in Asheville. It provides coverage plans for possible car expenses such as repairs for weather or collision damage. The company also covers the medical expenses of injured drivers, passengers, and others involved. It can reimburse those who cannot be paid back by underinsured at-fault drivers. As an independent agency, it compares different policy plans from partners like State Auto, Progressive, Travelers, and Auto-Owners Insurance.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

982 Haywood Road, Asheville, NC 28806
WebsiteLicense: 1000008800

Expertise.com Rating

Review Sources

Google
4.6 (52)
Facebook
5.0 (5)

Why choose this provider?

General Insurance Services, Inc., is a family-owned company that offers insurance solutions to Asheville-based customers. It mainly offers home insurance, auto insurance, and business insurance policies. All policies shall include deductibles, limit coverage, and exclusion for claims. When an accident occurs, the insurance pays for the vehicle damages, repairs, medical expenses, and other financial obligations of the policyholders. All of the company's lines are "voice mail free," which ensures that a real person will always accommodate clients.

  • Bundling Option

29 West French Broad Street, Brevard, NC 28712
WebsiteLicense: 1000004831

Expertise.com Rating

Review Sources

Google
4.4 (30)
Facebook
5.0 (16)

Why choose this provider?

Sneeden Insurance, a Dan Gilbert Insurance Agency, is an independent insurance company that has been offering auto insurance options for clients in Asheville and other nearby areas since 1971. It partners with various national and regional insurance carriers, such as AIG, Auto-Owners Insurance, Foremost Insurance Group, Progressive, Westfield, and Metlife. In addition, the team of agents at Sneeden Insurance helps clients choose the right car insurance plan based on their needs and budget.

  • Multiple Carriers

67 Charlotte Street, Asheville, NC 28801
WebsiteLicense: 1000085287

Expertise.com Rating

Review Sources

Google
4.9 (82)

Why choose this provider?

Morton Insurance and Financial Services is an independent agency that addresses the insurance needs of Asheville clients. Its team can handle personal and commercial lines and offer a wide array of products such as business insurance, workers' compensation, and home and car insurance. Clients who plan to apply for an auto policy are advised to first decide about their deductible and liability limits and the preferred coverages, so the team can better help them find the right policy that best suits their requirements.

  • Boats
  • Motorcyle & ATV

900 Hendersonville Road, Asheville, NC 28803
WebsiteLicense: 1000012781

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
4.0 (2)

Why choose this provider?

Since 1997, Pamela H. Owenby Insurance, Inc., has been providing auto insurance products to drivers in Asheville. Pamela Owneby has served Western North Carolina in real estate, home manufacturing, and trust administration, and knows how to best protect a client's assets. Her agents take the time to fully discuss available options for clients before recommending them a plan, offering standard auto, commercial auto, and business auto insurance along with repair and replacement insurance for new cars. Pamela H. Owenby Insurance also provides insurance for food trucks.

  • Multiple Carriers

1278 Hendersonville Road, Asheville, NC 28803
WebsiteLicense: 15758888

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
5.0 (12)

Why choose this provider?

The Juengel Agency is an Asheville-based agency that helps protects the assets and livelihood of its clients. Its offered products and services include insurance policies for businesses, homeowners, renters, workers, and car owners. In the event of an accident, clients who hold an auto policy will be eligible for liability, injuries or medical coverage, comprehensive and collision coverage, as well as protection against involved uninsured motorists. The Juengel Agency strives to place their clients' interests first, listening intently to their situation before making any recommendations regarding financially safeguarding their futures.

  • Motorcyle & ATV

101 West Jordan Street, Brevard, NC 28712
WebsiteLicense: 9054297

Expertise.com Rating

Review Sources

Google
4.4 (45)

Why choose this provider?

Jerome and Summey Insurance Agency has been offering auto insurance coverage to individuals and families since 1934. It protects vehicle owners and drivers in Asheville and Transylvania County from financial loss in the event of car accidents or other insured auto-related events. The company's agents ensure that the process of obtaining insurance is less overwhelming for clients by discussing with them their coverage, premium, deductible, and liability options. Jerome and Summey Insurance Agency is committed to community-building via supporting the arts, education, and local organizations in its hometown.

  • Multiple Carriers

5 Allen Avenue, Asheville, NC 28803
WebsiteLicense: 1000107340

Expertise.com Rating

Review Sources

Google
4.8 (133)
Facebook
5.0 (2)

Why choose this provider?

McKinney Insurance Services is an Asheville-based insurance company that has been helping protect individuals, families, and businesses since 1981. Its seasoned team of specialists has over 226 years of combined experience in safeguarding clients' important assets—such as houses, cars, commercial properties, and individual life—via insurance policies. In the event of an accident, the policyholder will be eligible for financial coverage that can pay for the damage, medical costs, and liability. McKinney Insurance Services shares its newest milestones on its active social media pages to constantly connect with clients.

  • Bundling Option

899 Haywood Road, Asheville, NC 28806
WebsiteLicense: 1000005992

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
4.2 (10)

Why choose this provider?

Barnette and Coates Insurance is an independent insurance agency operating out of Asheville that provides insurance products to residents in the metro and nearby communities. The company has a team of expert insurance agents that guide clients through their options for vehicle insurance coverage that protects against liabilities, damages, and collisions. Barnette and Coates Insurance is committed to delivering quality insurance services and is licensed in North Carolina, South Carolina, Tennessee, and Florida.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

135 Charlotte Highway, Asheville, NC 28803
WebsiteLicense: 6576404

Expertise.com Rating

Review Sources

Google
4.4 (27)
Facebook
5.0 (4)

Why choose this provider?

Tammy Murphy is a State Farm insurance agent who runs the Tammy Murphy Insurance Agency, Inc. Some of the insurance products she provides in Asheville and the surrounding areas cover auto, home, business, life, health, and pet. She also offers mutual funds and annuities. Tammy Murphy has been recognized as a Good Neighborhood Agent since 1994. Her objective is to serve as the primary source of insurance and financial services in her locality.

  • Bundling Option

1340 Patton Avenue, Asheville, NC 28806
WebsiteLicense: 1000002413

Expertise.com Rating

Review Sources

Google
4.9 (8)
Facebook
5.0 (2)

Why choose this provider?

Western Heritage Insurance Agency, Inc., is a team of eight agents serving Asheville residents. Established in 1989, the firm offers car insurance options through its network of insurance carriers, including MetLife, Allied Insurance, and National General Insurance. Car owners can receive financial compensation for losses associated with collisions and injury liability. The firm's insurance professionals also carry motorcycle, home, life, and business insurance plans. Western Heritage Insurance Agency's website has an auto quote request form and an online payment platform for clients' convenience.

  • RV & Motorhome
  • Motorcyle & ATV

408 Executive Park, Asheville, NC 28801

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (11)

Why choose this provider?

Insurance Service of Asheville offers auto insurance solutions to car owners and drivers. The independent company began providing insurance assistance under the direction of James W. Stickney III in 1958, and is now led by his son, James W. Stickney IV. Its agents have access to multiple carriers that offer various insurance coverages, including property damage, comprehensive, collision, and uninsured or underinsured liability. They gather auto protection plans and help clients select policies according to their needs. Stickney and his team work to continuously offer proactive service to Ashville individuals.

  • Motorcyle & ATV

1070 Tunnel Road, Asheville, NC 28805
WebsiteLicense: 1000003460

Expertise.com Rating

Review Sources

Google
4.8 (57)

Why choose this provider?

Able Auto and Cycle Insurance, Inc., is an independent agency that has been serving clients in the Asheville metro since 1989. It partners with multiple carriers to provide a broad selection of insurance coverages for personal and commercial cars. The company is committed to helping its customers especially in the event of an accident where immediate assistance for claims is needed. Able Auto and Cycle Insurance also has bilingual customer service representatives that can accommodate Spanish-speaking clients.

  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Sheppard Insurance Group - Asheville
959 Merrimon Avenue, Asheville, NC 28804
Chase Insurance Group, Inc.
19 Chestnut Street, Brevard, NC 28712
Stanberry Insurance
715 East Main Street, Sylva, NC 28779
Brevard Insurance Agency, Inc
32 East Jordan Street, Brevard, NC 28712
General Insurance Services - Asheville
982 Haywood Road, Asheville, NC 28806
Sneeden Insurance, a Dan Gilbert Insurance Agency
29 West French Broad Street, Brevard, NC 28712
Morton Insurance & Financial Services
67 Charlotte Street, Asheville, NC 28801
Pamela H. Owenby Insurance, Inc.
900 Hendersonville Road, Asheville, NC 28803
The Juengel Agency
1278 Hendersonville Road, Asheville, NC 28803
Jerome and Summey Insurance Agency
101 West Jordan Street, Brevard, NC 28712
McKinney Insurance Services
5 Allen Avenue, Asheville, NC 28803
Barnette and Coates Insurance - Asheville
899 Haywood Road, Asheville, NC 28806
Tammy Murphy
135 Charlotte Highway, Asheville, NC 28803
Western Heritage Insurance Agency, Inc.
1340 Patton Avenue, Asheville, NC 28806
Insurance Service of Asheville
408 Executive Park, Asheville, NC 28801
Able Auto & Cycle Insurance, Inc. - Asheville
1070 Tunnel Road, Asheville, NC 28805

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Which car insurance coverage in Asheville pays for a totaled vehicle?

    The kind of auto insurance in Asheville utilized for a totaled car will depend on the details of the damage. Collision coverage will take effect if your car collides with another car or an obstruction like a fence. Uninsured or underinsured motorist protection and comprehensive insurance are two additional types of protection that pay for a totaled car.

  • What procedures must you follow in Asheville to add a friend to your auto insurance policy?

    If you want to add a friend to your Asheville auto insurance policy, the first thing you should do is call your provider to confirm that you can do so. After that, you must collect your friend's personal information required by the insurer. After adding your friend to your vehicle insurance policy, you should check with your insurer to see if you qualify for discounts.

  • Does your Asheville auto insurance cover damage to your car if you drive across a sizable puddle or flooded street?

    If your car is damaged due to driving through a flooded street or being stuck in a deep puddle in Asheville, your comprehensive car insurance may cover the costs of repairs minus your deductible. Even if your car is parked in a flooded area, your auto insurance may still pay for the damage.

  • Are injuries suffered in a deer accident covered by your auto insurance in Asheville?

    Yes. In Asheville, your PIP policy or medical payments coverage will help with the cost of treating injuries suffered in a deer accident. You may also receive assistance from your own health insurance in covering medical costs. Your total expenses may exceed the injury-related coverage of your auto insurance, so your health insurance is a big help to close the gap.

  • If your car was stolen and you retrieved it afterward, will your auto insurance company in Asheville pay for the harm done while the vehicle was not in your possession?

    Yes. Car insurance in Asheville can help pay for damage to your car that is not your fault. A claims adjuster will assess the damage and estimate the cost of repairs. If your car is totaled, you will receive the fair market value of the vehicle minus your deductible.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.