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2024

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Best Local Car Insurance Agencies in Rochester, NY

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rochester Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

127Reviewed

80Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

30 North Union Street, Rochester, NY 14607
WebsiteLicense: 904760

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Lawley Andolina Verdi is an auto insurance provider serving Rochester and nearby locations. Established over 60 years ago, the family-owned business has built its reputation on fostering long-term relationships with clients based on trust. Among its various insurance coverage is vehicle insurance, which covers automobiles, watercraft, motorcycles, and other seasonal vehicles, to ensure the inclusivity of all personal or commercial clients. Its agents and employees are driven and passionate and are known to demonstrate respect, integrity, and accountability.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

90A John Muir Drive, Rochester, NY 14228
WebsiteLicense: 780999

Expertise.com Rating

Review Sources

Google
3.7 (6)
Facebook
4.3 (3)

Why choose this provider?

Vanner Insurance Agency provides a wide range of insurance services to protect clients from the unexpected. This independent insurance business serves Rochester and the surrounding regions. Its professionals offer a fleet insurance plan, which covers all of the trucks and cars owned by a company with a single insurance policy. The fleet insurance provides business owners the option to let their workers drive vehicles, while also protecting the company's investment. Vanner Insurance Agency's agents periodically review their clients' coverage to ensure the right protection in every phase of life.

  • RV & Motorhome
  • Boats

Rochester, NY
WebsiteLicense: 947494

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

GlobalGreen Insurance Agency provides various insurance plans to the local community of Rochester. In the event of a vehicle accident, the auto insurance policy will cover the policyholder financially. It serves the most common forms of auto policy coverage such as property, liability, medical, uninsured and underinsured motorists, comprehensive, and collision coverages. The team also personalizes insurance for homeowners, life, health, and business insurance. GlobalGreen Insurance values its long-term relationships with its policyholders and strives to give personal attention to their specific needs.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

10589 Main Street, Clarence, NY 14031
WebsiteLicense: 1063245

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Brady Insurance Agency is a family-owned and independent insurance business that is located in Clarence. Started in 2007 and operated by a father and son team, the insurance agency provides auto and homeowners insurance in Rochester. Their auto insurance covers property damage, bodily injury, comprehensive, and collision. As an independent insurance agency, they are not tied down to just one insurance company but rather deals with various top insurance companies like Progressive, Travellers, Safeco Insurance, and Kemper Personal Insurance.

1923 Seneca Street, Rochester, NY 14210
WebsiteLicense: 1509808

Expertise.com Rating

Review Sources

Google
4.3 (168)
Facebook
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Owned and operated by Craig Willoughby, Willoughby Insurance is an independent and full-service insurance agency that works with clients in Rochester, Buffalo, and nearby areas. It offers a wide array of insurance products and services such as auto insurance, motorcycle insurance, home insurance, as well as plowing insurance coverage for snow removal businesses and residential clients. The company has access to reliable and reputable insurance brands offering them tailor-fit insurance options that suit their needs.

  • Motorcyle & ATV

9643 Brewerton Road, Rochester, NY 13029
WebsiteLicense: 865614

Expertise.com Rating

Why choose this provider?

Oswego Valley Insurance Agencies - Brewerton is an insurance agency serving individuals and families in Rochester and the Fulton area. It offers exhaustive car insurance policies inclusive of liability coverage in the event that the client is at fault; collision coverage for damages caused by collisions; and comprehensive damage coverage if the vehicle is destroyed by any accident other than a collision. Clients may also avail of additional policies, such as medical coverage, emergency road service, and uninsured motorist protection.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

2280 East Avenue, Rochester, NY 14610
WebsiteLicense: 633657

Expertise.com Rating

Review Sources

Google
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Established in the late 1850s, Bailey Place Insurance is an independent and full-service insurance agency that works with residential and commercial clients in Rochester, Dryden, Ithaca, Syracuse, and neighboring districts. It offers a wide array of insurance products and services such as personal and commercial auto insurance, boat and watercraft insurance, motorcycle coverage, as well RV and off-road vehicle coverage. The company has access to various lines of insurance brands and carriers such as Erie, Assurant, Kemper, and Progressive.

  • Boats

Rochester, NY
WebsiteLicense: 771741

Expertise.com Rating

Review Sources

Yelp
5.0 (10)

Why choose this provider?

The Getzoni Agency Inc is an auto insurance provider serving Rochester and nearby areas. Its auto insurance policy includes property coverage, which pays for damages to the insured car. Additionally, the company also offers liability and medical coverage for vehicles. With more than 40 years in the industry, The Getzoni Agency's team of agents is also capable of providing other related products, such as RV, commercial auto, and toy vehicle insurance.

  • RV & Motorhome

1260 Scottsville Road, Rochester, NY 14624
WebsiteLicense: 1494448

Expertise.com Rating

Review Sources

Google
5.0 (73)
Facebook
5.0 (71)
Yelp
5.0 (1)

Why choose this provider?

Flour City Insurance Agency is a locally operated car insurance agency that serves car drivers and owners in Rochester and the surrounding areas. Its team of independent agents assists the metro residents in getting the right insurance plan for their cars, vans, or trucks. They also offer products such as boat and watercraft insurance, classic car insurance, motorcycle insurance, as well as RV and mobile home insurance. Flour City Insurance Agency was founded by a Rochester native, Angel Bunce.

  • Bundling Option

4515 Culver Road # 206, Rochester, NY 14622

Expertise.com Rating

Review Sources

Google
5.0 (98)
Facebook
4.5 (22)

Why choose this provider?

InsuranceTrak works with over 20 insurance companies to help the residents of Rochester manage financial risks. Established in 2011, this agency offers different insurance products, including auto, homeowners, boat, snowmobile, umbrella, RV, motorcycle, ATV, and jet ski insurance. Its insurance agents help vehicle owners obtain financial protection for losses arising from collisions, fire, falling objects, vandalism, and hail. Clients can also opt for optional coverages, such as rental reimbursements and medical payments. InsuranceTrak maintains an online quote comparison tool called QuoteTrak.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Lawley Andolina Verdi
30 North Union Street, Rochester, NY 14607
Vanner Insurance Agency
90A John Muir Drive, Rochester, NY 14228
GlobalGreen Insurance Agency
Rochester, NY
Brady Insurance Agency
10589 Main Street, Clarence, NY 14031
Willoughby Insurance - Buffalo
1923 Seneca Street, Rochester, NY 14210
Oswego Valley Insurance Agencies - Brewerton
9643 Brewerton Road, Rochester, NY 13029
Bailey Place Insurance - Rochester
2280 East Avenue, Rochester, NY 14610
The Getzoni Agency Inc
Rochester, NY
Flour City Insurance Agency
1260 Scottsville Road, Rochester, NY 14624
InsuranceTrak
4515 Culver Road # 206, Rochester, NY 14622

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can having a good credit score help you save on car insurance in Rochester?

    Yes, having a good credit score can lead to cost savings on your car insurance in Rochester. Insurance companies often offer lower premiums to individuals with above-average credit scores. This is because policyholders with good credit are generally perceived as lower-risk customers, which can translate into reduced insurance rates and more affordable coverage for your vehicle.

  • Does Rochester require an SR-22 insurance document for DUI offenses?

    No, Rochester does not require an SR-22 for DUI offenses. However, if you have an SR-22 filing requirement in another state due to a DUI offense and you move to New York, you must maintain the SR-22 in the state where it is required. New York does not impose its own SR-22 requirement for out-of-state DUI offenses.

  • What are the minimum auto insurance requirements in Rochester?

    In Rochester, drivers must carry minimum liability coverage of at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 for property damage liability. Uninsured motorist coverage of the same limits as bodily injury liability is also required. Additionally, personal injury protection (PIP) benefits of $50,000 per person and $100,000 per accident are mandatory due to New York being a no-fault state.

  • Which age bracket generally pays the lowest auto insurance premiums in Rochester?

    Those who pay the lowest auto insurance premiums in Rochester are typically drivers over the age of 65. They often enjoy the lowest average insurance costs because they are considered to be among the safest and most experienced on the road. Insurance providers often offer discounts tailored to senior citizens, which can further reduce their premium rates.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.