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2024

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Best Local Car Insurance Agencies in New York, NY

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New York City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4780Reviewed

2874Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8114 3rd Avenue, Brooklyn, NY 11209
WebsiteLicense: 672112

Expertise.com Rating

Review Sources

Google
4.5 (13)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Regency Agency Inc. is an insurance firm that has been serving the greater New York City area since 1979. Its professional staff assists private and commercial motorists to acquire suitable auto insurance plans that will protect them and their vehicles in the event of an emergency. Anthony Aquilino, the founder of Regency Agency, is the past president of the Council of Insurance Brokers and is a present member of the Governing Committee of the New York Auto Insurance Plan.

  • Motorcyle & ATV

328 Hillside Ave, Williston Park, NY 11596

Expertise.com Rating

Review Sources

Google
5.0 (54)

Why choose this provider?

Haller-Zaremba Insurance Services is an independent insurance agency located in Williston, New York, serving the greater New York City area. The company represents a long list of reputable auto insurance companies, each with a range of car insurance products that are fairly priced. The agents advise clients on the basic and optional coverage available, helping them understand what various insurance terms mean and how much coverage is necessary depending on their needs. The firm also provides condo, flood, and watercraft insurance.

25 W 64th St Apt 4A, New York, NY 10023

Expertise.com Rating

Review Sources

Google
4.9 (101)
Facebook
5.0 (50)
Yelp
5.0 (4)

Why choose this provider?

Mackoul Risk Solutions Insurance is an independent insurance agency in New York, New York, offering a comprehensive set of insurance solutions to protect individuals' properties and health from the unexpected. One of its main areas of service is auto insurance, with a range of policies offering basic and optional coverage to protect vehicle owners from damage, personal injury, liability, and loss of use among more. The firm also provides home, renters, condo, and personal umbrella insurance.

8423 3rd Avenue, Brooklyn, NY 11209
WebsiteLicense: 1319807

Expertise.com Rating

Review Sources

Google
5.0 (64)
Facebook
5.0 (10)

Why choose this provider?

Located in Brooklyn, Vavas Insurance & Financial Services is an insurance agency serving residents of New York City and Manhattan. Its expert insurance agents specialize in car insurance and provide personalized auto policies catering to the clients' specific needs and driving histories. They offer auto insurance inclusive of liability coverage, collision coverage, and comprehensive property damage coverage. Clients may also avail of additional protection for medical payments, emergency road service, and uninsured motorists. Vavas Insurance & Financial Services maintains offices in Brooklyn, Jackson Heights, and Staten Island.

  • Multiple Carriers

21 Cedar Avenue, Fair Haven, NJ 07704
WebsiteLicense: 786986

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

For almost 90 years, Boynton & Boynton has been assisting thousands of businesses and individuals in protecting their financial interests and exposures in the tri-state area. Its staff is one of the largest, with over 85 licensed professionals representing 32 insurance companies, including all the major carriers. Its agents fully review the client's existing programs and exposures to provide a comparative analysis, after which they design and implement the best insurance programs dependent on the client's needs.

  • Bundling Option

41-01 Broadway, Astoria, NY 11103
WebsiteLicense: 784681

Expertise.com Rating

Why choose this provider?

Sammy Brokerage, Inc., is an independent agency located in Astoria. It offers car and Taxi and Limousine Commission insurance. The agency also provides homeowners' and workers' compensation insurance. In addition, it can also register clients' vehicles at the Department of Motor Vehicles. The agency represents various companies, including American Trust, Hereford, MAC, Kingstone, Progressive, and Safeco. Sammy Brokerage has been serving New York City for more than 25 years. It also offers its services in Polish, Hindi, Punjabi, and Arabic.

  • Motorcyle & ATV

129 W 27th St # 6, New York, NY 10001

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (1)

Why choose this provider?

Campbell Solberg Associates is an independent insurance agency that was founded in New York City in 1991. The firm provides collision protection and comprehensive auto insurance packages with policies that cover bodily injury, property damage, and uninsured motorists. Campbell Solberg's primary objectives are to be fair and honest in all transactions to establish a relationship of mutual trust with clients. The company also provides coverage for renters, homeowners, and businesses.

120 Broadway, 37th Floor, New York, NY 10271
WebsiteLicense: 1600351
Website

Expertise.com Rating

Review Sources

Google
4.2 (10)

Why choose this provider?

Silver Lining Insurance creates customized solutions for New York City residents so they can manage risks. As a multi-line independent insurance agency, it assists clients in purchasing protection plans for different kinds of vehicles, including motorcycles, antique cars, and RVs. Its agents assess client needs and goals, customize policies, and guide them in choosing products from national and regional insurance carriers. Michael Silverman has been in the industry since 1988. He is a Certified Insurance Counselor and Chartered Life Underwriter.

  • Multiple Carriers

2075 Grand Ave, Baldwin, NY 11510

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
4.4 (8)
Yelp
5.0 (1)

Why choose this provider?

Ability Service Agency, founded in North Baldwin in 1975, is an independent insurance agency providing auto insurance to families, individuals, and businesses throughout the New York metro area. The agency works with a carefully selected group of insurance companies to build personalized plans. Policies generally cover all car damage and protection against legal and medical expenses caused by accident-related injuries. Ability Service Agency also offers insurance coverage for motorcycles, boats, homeowners, and renters.

7512 Roosevelt Ave, Jackson Heights, NY 11372

Expertise.com Rating

Review Sources

Google
5.0 (29)

Why choose this provider?

For more than three decades, Consumers Coverage Corp. has been providing auto insurance coverage for residents of New York, New York, and the surrounding areas. The company is an agency that sources policies from several insurance companies, including AIG, MetLife, and Utica. It works with both individual and commercial clients, providing auto insurance coverage for personal and fleet vehicles. In addition to auto insurance, the agency can also help clients with home insurance and business insurance.

540 Sylvan Ave, Englewood Cliffs, NJ 07632

Expertise.com Rating

Review Sources

Facebook
4.9 (57)
Google
4.7 (36)
Yelp
3.0 (2)

Why choose this provider?

Established in 1919, Otterstedt Insurance Agency is based in New Jersey and works with a variety of insurers to help drivers in the New York metro area find the ideal auto policy to meet their needs and budget. The company writes policies for a wide range of vehicles, including cars, motorcycles, and trucks. Bodily injury, uninsured motorist, and comprehensive physical damage are a few of the standard coverages the company recommends to its clients. Otterstedt Insurance Agency also provides homeowners and renters insurance.

1839 Central Park Ave, Yonkers, NY 10710

Expertise.com Rating

Why choose this provider?

DCAP Insurance has offices in Westchester, Long Island, and New York, New York. Agents help clients obtain everything from a minimum insurance policy that protects against theft, liability, and accidents to full coverage that includes collision and comprehensive protection. DCAP Insurance agents compare the rates of numerous carriers to help clients find the best rates. The agency also helps clients secure classic car, motorcycle, truck, RV, boat, and watercraft insurance coverage.

277 Tarrytown Rd, White Plains, NY 10607

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.1 (7)
Yelp
5.0 (1)

Why choose this provider?

Tri-State Insurance Brokerage is an independent insurance agency located in the New York, New York, metro area, with an office in the Bronx, White Plains, and Fort Lee, New Jersey, and Stamford, Connecticut. Policy experts work with drivers to determine their coverage needs and check for rates from several top carriers to find drivers the right amount at competitive rates. The company also offers motorcycle, limousine, homeowners, and earthquake and flood insurance.

139 Centre Street, Suite 813, New York, NY 10013
WebsiteLicense: 738674

Expertise.com Rating

Review Sources

Google
4.9 (211)
Facebook
4.9 (25)
Yelp
4.5 (12)

Why choose this provider?

Meilee Fu has worked as a State Farm agent for nearly three decades. She offers auto, home, condo, renters', life, and health insurance to New York City residents. State Farm's car insurance coverage caters to teen drivers, business travelers using rental vehicles, and collectors of sports, classic, and antique cars. Fu and her team also work with local small businesses and help them protect their investments. She is bilingual in English and Chinese—both Cantonese and Mandarin.

  • Multiple Carriers

13505 38th Ave Apt 2A, Flushing, NY 11354

Expertise.com Rating

Review Sources

Facebook
4.8 (17)
Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Founded in 2015, Blue Rock Insurance Services is an insurance agency located in Flushing, New York, that facilitates the purchase and sale of insurance solutions between insurance carriers and policy buyers. The firm's licensed brokers assist auto owners in finding comprehensive auto coverage at a low price. They explain the alternatives available to clients and help them customize a coverage package that meets all their needs. Blue Rock Insurance Services also offers home, travel, and umbrella insurance.

110 Wall St Fl 11, New York, NY 10005

Expertise.com Rating

Why choose this provider?

Mazzeo Agency Inc. is an insurance agency operating in New York, New York, with over a century and a half of experience in the insurance industry, serving clients from across the nation. As a full service, independent insurance brokerage, the firm provides a suite of auto insurance solutions compiled from a list of reputable state and national insurance carriers. Clients can get customized coverage policies that fit their needs and budgets without the hassle of shopping and comparing insurance plans themselves.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Regency Agency Inc.
8114 3rd Avenue, Brooklyn, NY 11209
Haller-Zaremba Insurance Services
328 Hillside Ave, Williston Park, NY 11596
Mackoul Risk Solutions Insurance
25 W 64th St Apt 4A, New York, NY 10023
Vavas Insurance & Financial Services - Brooklyn Office
8423 3rd Avenue, Brooklyn, NY 11209
Boynton & Boynton: Insurance Professionals | Fair Haven, NJ
21 Cedar Avenue, Fair Haven, NJ 07704
Sammy Brokerage, Inc.
41-01 Broadway, Astoria, NY 11103
Campbell Solberg Associates
129 W 27th St # 6, New York, NY 10001
Silver Lining Insurance
120 Broadway, 37th Floor, New York, NY 10271
Ability Service Agency
2075 Grand Ave, Baldwin, NY 11510
Consumers Coverage Corp.
7512 Roosevelt Ave, Jackson Heights, NY 11372
Otterstedt Insurance Agency
540 Sylvan Ave, Englewood Cliffs, NJ 07632
DCAP Insurance
1839 Central Park Ave, Yonkers, NY 10710
Tri State Insurance Brokerage
277 Tarrytown Rd, White Plains, NY 10607
Meilee Fu
139 Centre Street, Suite 813, New York, NY 10013
Blue Rock Insurance Services
13505 38th Ave Apt 2A, Flushing, NY 11354
Mazzeo Agency Inc
110 Wall St Fl 11, New York, NY 10005

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does New York require car insurance as a prerequisite to registration with the Department of Motor Vehicles?

    Yes, New York requires car insurance as a prerequisite to registration with the Department of Motor Vehicles. At the bare minimum, every driver has to be covered by automobile liability insurance. The registration, in turn, has to be completed within 180 days of the date on the insurance ID card.

  • What documents must a car insurance applicant in New York submit before being registered?

    A car insurance applicant in New York must submit two original New York state insurance ID cards plus an electronic notice of insurance coverage. The ID card may be copies or faxes instead of the originals, but the issuing body has to be the state. New York will not accept documents from other states.

  • Does a car accident victim in New York have to show fault before the driver's car insurance policy will be held answerable for damages?

    No, a car accident victim in New York does not have to show fault before the driver's car insurance policy will be held answerable for damages. The state is a no-fault insurance jurisdiction, and there is no need to show any negligent act or omission on the motorist's part before the insurer has to pay.

  • What is the extent of the required car insurance coverage in New York?

    A car insurance policy in New York has to include property damage liability worth $10,000 per accident. Personal injury protection worth $50,000 is required, as is bodily injury liability defense amounting to $25,000 per person and $50,000 per accident. The jurisdiction also requires uninsured and underinsured coverage for bodily injuries worth $25,000 per head and $50,000 per incident.

  • What is the advantage in New York of bundling multiple property insurance products with car assurance?

    The advantage in New York of bundling multiple property insurance products with automobile assurance is that each bundled product will be offered at a discount compared to when offered singly. The popular bundling is to mix automobile assurance with home insurance because of the convenience of acquiring both at reduced rates.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.