Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in New Rochelle, NY

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Rochelle Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

40Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

512 Sunrise Highway, West Babylon, NY 11704
WebsiteLicense: 934315

Expertise.com Rating

Review Sources

Yelp
4.5 (3)

Why choose this provider?

Colstan & Associates Inc. has been providing insurance products and solutions to New Yorkers in New Rochelle and the Long Island area for over 20 years. They offer car insurance policies inclusive of liability coverage, collision coverage, and comprehensive coverage. They also offer additional coverages for replacement costs, a vanishing deductible, medical expenses, emergency road assistance, and uninsured motorist protection. Additionally, the agency offers premium benefits for multiple policies, multi-car policies, homeownership, and explains how the coverages work for customers.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

2525 Palmer Ave, Suite 1, New Rochelle, NY 10801
WebsiteLicense: 614742

Expertise.com Rating

Review Sources

Google
4.9 (44)
Facebook
5.0 (8)
Yelp
3.5 (5)

Why choose this provider?

The Marenco Insurance Agency offers personal and business lines insurance for people throughout New York State, including New Rochelle. It has been providing personalized risk management solutions since 1961. Three generations of the Marenco family have passed through the agency, which currently serves clients in several states, like Connecticut, New Jersey, and Florida. As an independent agency, it has long-standing relationships with insurance companies, helping customers get value and choose coverage based on their specific needs.

  • Multiple Carriers
  • RV & Motorhome

25 Nassau Lane, Island Park, NY 11558
WebsiteLicense: 1486385

Expertise.com Rating

Review Sources

Google
4.9 (96)
Yelp
4.5 (31)

Why choose this provider?

Mackoul Risk Solutions is a full-service independent insurance management firm that serves New Rochelle. Founded in 1987, it assists private car owners and business operators to acquire adequate financial protection through an auto insurance policy. Its agents represent a variety of national and local insurance providers to help clients choose the coverage that best suits their situation. They serve clients in New York and New Jersey. The company has been constantly recognized as one of the best insurance agencies in the country by various publications.

  • Multiple Carriers
  • Boats

1211 Stewart Avenue, Bethpage, NY 11714
WebsiteLicense: 743190

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (3)

Why choose this provider?

The Koch-Glacken Agency is a Bethpage-based insurance specialist that serves the New Rochelle area. Its team of agents—who work with various carriers like Encompass, MetLife, Travelers, Hagerty, and Liberty Mutual—creates auto insurance plans that protect drivers, passengers, and vehicles. Clients work with designated brokers who learn about their needs and guide them throughout the process. Jeffrey Koch Sr., the agency's CEO, is a certified insurance counselor who has more than 30 years of experience in the industry.

  • Multiple Carriers

5030 Broadway, New York, NY 10034
WebsiteLicense: 1305859

Expertise.com Rating

Review Sources

Google
4.9 (283)
Facebook
5.0 (34)
Yelp
5.0 (3)

Why choose this provider?

Alpha Direct Agency LLC is a locally owned and operated insurance agency that serves New Rochelle, Westchester County, and nearby areas. It offers a wide selection of insurance coverage such as auto insurance focusing on medical payments and personal injury protection, comprehensive insurance for acts of nature or collisions with other vehicles, and property damage insurance. The company is affiliated with reputable insurance carriers such as AIG, AmTrust North America, CNA, and Liberty Mutual. Its owner, Emmanuel Osuyah, is a certified insurance counselor.

  • Multiple Carriers

200 Broadhollow Road, Melville, NY 11747
WebsiteLicense: 1477555

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

ASAP Insurance Brokerage is an independent insurance agency serving the needs of clients in the Melville and New Rochelle areas. The auto insurance offering of the agency covers financial liability in case the client's car gets involved in an accident and insurance for the damage on the car due to these accidents. It has an established relationship with several insurance carriers, including Allianz and Berkshire Hathaway, which allows ASAP Insurance Brokerage to provide insurance suitable to its clients' needs.

  • Multiple Carriers

240 North Avenue, New Rochelle, NY 10801
WebsiteLicense: 658266

Expertise.com Rating

Review Sources

Google
4.9 (17)
Facebook
5.0 (6)

Why choose this provider?

M.L. Bruenn Co., Inc., helps car owners in the New Rochelle metro shop for car insurance. Its policies cover financial protection from medical bills for injuries, lost wages, and damage repair costs due to natural disasters. With over 75 years of industry experience, the agency knows that the process can be confusing at times. For this reason, its agents prefer to personally talk to each of their clients to evaluate their needs and tailor personalized policies from various insurance carriers.

  • Multiple Carriers

498 City Island Avenue, City Island, NY 10464
WebsiteLicense: 1642986

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Island Insurance Agency is an independent agency serving the New Rochelle community for over 30 years. It provides different car insurance coverage options for families and businesses depending on their needs. A wide range of policies from different companies are offered—many are created with an agreed value basis while others include options for higher limits on rental vehicles. The agency also offers comprehensive policies for a variety of watercraft under its recreational marine insurance coverage.

  • Multiple Carriers

695 Hempstead Turnpike, Franklin Square, NY 11010
WebsiteLicense: 756676

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Northeastern Group Ltd. is a multi-line insurance management company that has been catering to the insurance needs in New Rochelle for more than 35 years. Established in 1985, the family-owned and operated agency helps individuals and businesses acquire an auto insurance policy. Its agents represent multiple carriers that can provide a variety of coverage options, including bodily injury and property damage liability, collision, comprehensive, personal injury protection, and underinsured or uninsured motorists. They also offer additional coverage for roadside assistance and alternative transportation.

181 West Old Country Road, Hicksville, NY 11801
WebsiteLicense: 960304

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Carmoon Group LTD. offers car insurance solutions to clients in the New Rochelle metro area. Established in 2002, the firm assists individuals, families, and businesses in obtaining financial protection for their vehicles. Its independent insurance agents shop for policies that may include liability, personal injury protection, and comprehensive and collision coverages from various carriers. They also offer supplementary policies that can cover roadside assistance, towing services, and alternative transportation. The company serves clients throughout New York.

  • Multiple Carriers

680 Main Street, New Rochelle, NY 10801
WebsiteLicense: 1435207

Expertise.com Rating

Review Sources

Google
4.3 (21)

Why choose this provider?

WISE Center, Inc., is an insurance agency based in New Rochelle. The company specializes in providing auto policies, as well as New York City taxi and limousine commission insurance for yellow taxi medallions, green cabs, black cars, and companies such as Juno, Gett, Lyft, and Uber. Its multilingual agents work with different insurance providers to find suitable coverage for clients. WISE Center's office has a drive-thru lane for convenience. Additionally, the agency accommodates several payment methods such as check, card, cash, and Chase QuickPay.

  • Motorcyle & ATV

161 Long Beach Road, Island Park, NY 11558
WebsiteLicense: 766819

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Hastava Insurance Agency is a family-owned and operated business that provides a variety of insurance products in New Rochelle. Established in 1936 and providing the insurance needs in Island Park, New York, and the surrounding areas, the insurance company offers auto, homeowners, flood, and business insurance. Its auto insurance coverage includes comprehensive, medical expenses, liability, rental, and collision. Hastava Insurance Agency believes in offering old-fashioned personal service combined with professional dedication in order to deliver a unique kind of service to its clients.

  • Boats
  • Motorcyle & ATV

1201 Grand Avenue, Baldwin, NY 11510
WebsiteLicense: 751104

Expertise.com Rating

Review Sources

Facebook
4.4 (7)

Why choose this provider?

Robert Elbogen is a State Farm agent servicing New Rochelle clients. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. Elbogen and his team can also handle writing NYS auto insurance plan policies. Additionally, he is a member of the Baldwin Chamber of Commerce. Services are available in English and Spanish.

713 Walt Whitman Road, Melville, NY 11747
WebsiteLicense: 852487

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Brian Gill is a State Farm insurance agent who assists clients in the Melville and New Rochelle areas with their auto insurance needs. He has at least 25 years of experience in the insurance industry and has a strong focus on helping customers manage risks in their everyday life. Aside from auto insurance, his team of agents can also deal with business and home insurance. Additionally, they can speak English, Spanish, and Turkish.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Colstan & Associates Inc.
512 Sunrise Highway, West Babylon, NY 11704
Marenco Insurance
2525 Palmer Ave, Suite 1, New Rochelle, NY 10801
Mackoul Risk Solutions
25 Nassau Lane, Island Park, NY 11558
The Koch-Glacken Agency
1211 Stewart Avenue, Bethpage, NY 11714
Alpha Direct Agency LLC - Uptown Manhattan
5030 Broadway, New York, NY 10034
ASAP Insurance Brokerage
200 Broadhollow Road, Melville, NY 11747
M.L. Bruenn Co, Inc.
240 North Avenue, New Rochelle, NY 10801
Island Insurance Agency
498 City Island Avenue, City Island, NY 10464
Northeastern Group Ltd
695 Hempstead Turnpike, Franklin Square, NY 11010
Carmoon Group LTD
181 West Old Country Road, Hicksville, NY 11801
walkerins-macon.com
680 Main Street, New Rochelle, NY 10801
Hastava Insurance Agency - Long Island
161 Long Beach Road, Island Park, NY 11558
Robert Elbogen
1201 Grand Avenue, Baldwin, NY 11510
Brian Gill
713 Walt Whitman Road, Melville, NY 11747

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the required amount of coverage for cars one must purchase in New Rochelle?

    Anyone who owns and drives a car in New Rochelle must purchase a minimum of $10,000 in property damage coverage, $25,000 in bodily injury and $50,000 in death coverage, $50,000 in bodily injury and $100,000 in death coverage, and $100,000 in bodily injury and $50,000 in death coverage.

  • Is auto insurance required in New Rochelle before registering a vehicle?

    Yes. In New Rochelle, the DMV requires motor liability insurance for car registration. When an individual buys insurance, the insurer will provide two original NY State Insurance ID Cards as evidence of coverage. Alternatively, they might offer an electronic version of the card or submit an electronic notice of insurance coverage to the DMV. Within 180 days of the effective date of the insurance ID card, the vehicle must be registered with the DMV.

  • What are the consequences of driving in New Rochelle without vehicle insurance?

    In New Rochelle, drivers caught driving without insurance could face fines ranging from $150 to $1,500. The driver's vehicle will be impounded, their license and vehicle registration may be revoked, and they may face up to 15 days in prison. They need to provide proof of current auto insurance to the DMV, aside from paying a $750 fee, to regain these rights.

  • Can New Rochelle drivers with low incomes obtain auto insurance?

    Yes, all motorists in New Rochelle can get auto insurance, regardless of their income. Auto insurance providers in New York must determine someone's insurance rates based on their driving history and performance rather than their socioeconomic status or income. State law prohibits insurance companies from discriminating against low-income drivers.

  • How can New Rochelle drivers reduce the cost of their car insurance?

    New Rochelle drivers can save on car insurance premiums by:

    • Maintaining a Clean Record: Avoid traffic violations to stay in good books with insurers.
    • Safe Driving: Drive cautiously to prevent accidents and keep premiums low.
    • Defensive Driving Course: Completing a state-approved course can lead to discounts and improved driving knowledge.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.