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2024

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Best Local Car Insurance Agencies in Mount Vernon, NY

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mount Vernon Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

36Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

21 Clark Place, Mahopac, NY 10541
WebsiteLicense: 1009544

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Lawley is an insurance company serving Mount Vernon and other locations. It has several insurance types, including auto insurance for personal or commercial clients. The firm is an independent, privately-owned provider specializing in property, casualty, personal insurance, risk management, and employee benefits. It is featured in Business Insurance magazine as one of the 50 largest insurance brokers in the country. The company has more than 60 years of industry experience, with over 400 associates.

  • Motorcyle & ATV

1940 Commerce Street, Yorktown Heights, NY 10598
WebsiteLicense: 1295294

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
4.5 (6)

Why choose this provider?

Established in 2013, Pujols Insurance Services is a locally-owned and operated insurance agency that serves clients in Mount Vernon. As an independent agency, it compares auto insurance quotes from carriers such as Progressive and The Hartford to find the insurance policy that is the best fit for clients. Its policies include cover for liability along with coverage for loss and collision. Additionally, its policies can also have coverage for medical and car rentals. Pujols Insurance Services also offers commercial trucking insurance.

  • Multiple Carriers

477 Ashford Avenue, Ardsley, NY 10502
WebsiteLicense: 725528

Expertise.com Rating

Why choose this provider?

MVR Insurance Agency offers auto coverage solutions to clients in Mount Vernon. For personal vehicle owners, the company provides policies that secure damages and losses from collisions and non-collision events. It covers liability protection against personal injury and property damage, as well as medical coverage for a vehicle's driver and passengers. It also provides coverage options tailored to types of vehicles, including race cars, antiques, and classic cars. MVR also offers commercial auto insurance that includes auto loan or lease coverage and hired auto physical damage.

  • Multiple Carriers

2964 Middletown Road, The Bronx, NY 10461
WebsiteLicense: 1506995

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Based in the Bronx, Morea Agency LLC has been providing insurance products and services to New Yorkers in the Mount Vernon area since 1966. Its team of professional insurance agents has extensive knowledge of New York auto policy requirements and is proficient in creating comprehensive auto insurance packages customized to the clients' needs. They also offer defensive driving courses to help clients lower their insurance premiums, fulfill court requirements, or reduce driving record points. Additionally, clients may obtain insurance coverage for motorcycles and commercial vehicles.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

77 East Main Street, Elmsford, NY 10523
WebsiteLicense: 1405439

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

TR Insurance Agency, based in Mount Vernon, is a full-service insurance brokerage providing customized risk management solutions for clients across various states. The agency offers auto insurance that covers bodily injury, medical payments, personal injury protection, property damage, collision, comprehensive, uninsured, and underinsured motorist coverages. Committed to providing excellent customer service, TR Insurance Agency strives to build lasting relationships one policy at a time. Its president Tamika Rose is hands-on and involved in the brokerage's daily operations.

  • RV & Motorhome
  • Motorcyle & ATV

75 Lake Road, Congers, NY 10920
WebsiteLicense: 658694

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Debbie McGuinness is a State Farm insurance agent that offers auto, home, and business insurance solutions to clients in the Mount Vernon metro and nearby areas. Debbie started in the industry through her father's agency, until she earned her own State Farm agency in 1995. She provides comprehensive auto insurance policies that help clients protect themselves and their vehicles from bodily injury liabilities and physical damages. Debbie and her team are also passionate about protecting local clients with life and health insurance.

  • Multiple Carriers

375 Sylvan Avenue, Englewood Cliffs, NJ 07632
WebsiteLicense: 1455630

Expertise.com Rating

Why choose this provider?

JYP Insurance Agency, LLC, is an independent insurance brokerage that provides insurance protection against everyday life risks for customers in Mount Vernon and surrounding areas. Its insurance brokers are experienced in offering auto insurance policies that protect clients from financial losses against accidents or collisions. The policy is designed to protect the vehicle, the driver, and its passengers. JYP Insurance Agency also offers homeowners and renters insurance as well as commercial insurance products, life insurance, and health insurance.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

72 North Broadway, Nyack, NY 10960
WebsiteLicense: 1096975

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

A&M Insurance Agency Inc is an independent insurance agency that provides car insurance to Mount Vernon residents. The agency's car insurance policies can include liability, medical payment, uninsured and underinsured motorist, and personal injury coverages. It can also cover rental reimbursement, towing, and roadside assistance. It also has other insurance policies like homeowners', flood, renters', boat and watercraft, life, and disability insurance plans. A&M Insurance Agency represents many insurance companies, such as Metlife, Farmers Insurance, Chubb, and The Hartford.

6 North Lawn Avenue, Elmsford, NY 10523
WebsiteLicense: 926370

Expertise.com Rating

Why choose this provider?

Donelly Insurance Agency is an independent insurance company that serves clients in Mount Vernon. Active since 1985, it offers various auto protection plans from tenured insurance carriers like Infinity, The Hartford, and Travelers Insurance. Its agents meet with both English and Spanish-speaking clients to determine their biggest concerns with their car, including theft or accident repair. Through its website, residential and commercial clients can apply for policies with associated carriers, including coverage for homeowners and contractors.

  • Multiple Carriers

57 Burd Street, Nyack, NY 10960
WebsiteLicense: 867815

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Grant, Smith & Dassler, Inc., is an insurance agency that offers car insurance products to the Mount Vernon area. The company's agents help car owners acquire insurance plans that can cover damages caused by collisions, thieves, or the weather. They work with various providers such as Zurich, The Hartford, Foremost Insurance Group, and Travelers. Grant, Smith & Dassler, which was established in 1926, is also licensed in the states of Connecticut and New Jersey.

  • Multiple Carriers

71 East Palisade Avenue, Englewood, NJ 07631
WebsiteLicense: 649051

Expertise.com Rating

Review Sources

Google
5.0 (75)
Yelp
4.5 (8)

Why choose this provider?

Birtwhistle & Livingston has been providing insurance products and services to New Jersey locals since 1892. It offers exhaustive auto insurance policies with options for collision coverage, non-collision comprehensive insurance, and personal injury protection. Its insurance experts are proficient in building car insurance plans, as well as other personal, business, and malpractice and professional liability insurance policies. Birtwhistle & Livingston represents carriers such as The Hartford, Princeton Insurance, and Philadelphia Insurance Companies.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

9 Ascot Road, Yonkers, NY 10710
WebsiteLicense: 1365897

Expertise.com Rating

Why choose this provider?

CSAN Insurance Agency is an independent insurance agency with 30 years of experience educating and serving the community in Mount Vernon. Among its many insurance program offerings is car insurance, which it provides through its partnerships with top national insurers such as Progressive, Travelers, and Liberty Mutual. Its team of agents is committed to finding the right insurance coverage solutions for every customer. CSAN Insurance Agency provides 24/7 self-policy service through its website.

  • Bundling Option

219 North Broadway, Sleepy Hollow, NY 10591
WebsiteLicense: 915778

Expertise.com Rating

Review Sources

Google
4.9 (82)
Facebook
4.8 (67)
Yelp
5.0 (3)

Why choose this provider?

Rey Insurance is an insurance agency serving the Mount Vernon community. The agency has been helping clients protect themselves and their cars since 1978. Founded by Francisco Rey, the company places emphasis on putting the needs of its clients first and treating them like family. Its auto insurance policies include collision coverage, personal injury protection, and comprehensive coverage. The company also offers insurance plans for clients with rental vans, motorhomes, and popups.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

457 Palmer Road, Yonkers, NY 10701
WebsiteLicense: 1185205

Expertise.com Rating

Review Sources

Google
4.7 (20)
Facebook
5.0 (1)

Why choose this provider?

D.C. Ranieri Insurance Agency works with clients near Mount Vernon to create insurance plans tailored to their needs. The professionals from this agency assist car owners in obtaining the state-required liability insurance, which pays for repair costs and hospital bills in case of accidents. They also offer additional coverage that provides protection from theft and fire. Aside from regular cars, the firm has insurance policies available for other types of vehicles like ATVs, snowmobiles, boats, and even vintage cars.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Lawley
21 Clark Place, Mahopac, NY 10541
Pujols Insurance Services
1940 Commerce Street, Yorktown Heights, NY 10598
MVR Insurance Agency
477 Ashford Avenue, Ardsley, NY 10502
Morea Agency LLC
2964 Middletown Road, The Bronx, NY 10461
TR Insurance Agency
77 East Main Street, Elmsford, NY 10523
Debbie McGuinness
75 Lake Road, Congers, NY 10920
JYP Insurance Agency LLC
375 Sylvan Avenue, Englewood Cliffs, NJ 07632
A&M Insurance Agency Inc
72 North Broadway, Nyack, NY 10960
Donnelly Insurance Center
6 North Lawn Avenue, Elmsford, NY 10523
gsdinsurance.com
57 Burd Street, Nyack, NY 10960
Birtwhistle & Livingston
71 East Palisade Avenue, Englewood, NJ 07631
CSAN Insurance Agency
9 Ascot Road, Yonkers, NY 10710
Rey Insurance
219 North Broadway, Sleepy Hollow, NY 10591
D.C. Ranieri Insurance Agency
457 Palmer Road, Yonkers, NY 10701

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why are car insurance rates high in Mount Vernon?

    Car insurance premiums in Mount Vernon are high due to its affiliation with New York State. The state ranks among the most densely populated in the nation, resulting in heightened traffic congestion. It also enforces no-fault auto insurance regulations mandating PIP coverage for all drivers, which can substantially elevate insurance premiums. The prevalence of car theft and vandalism further increases insurance rates.

  • How does the length of a daily commute affect car insurance rates in Mount Vernon?

    Mount Vernon residents who drive fewer miles during peak rush-hour traffic can reduce their monthly insurance premiums. The average commute time in the area can range from 30 to 35 minutes or even longer. Steering clear of traffic congestion significantly decreases the likelihood of being involved in accidents. Insurance providers tend to reward drivers who pose fewer risks with lower premium rates.

  • What car insurance options must autonomous vehicle owners and passengers in Mount Vernon consider?

    People who own or ride autonomous vehicles in Mount Vernon need to consider insurance options for various scenarios, including coverage for repairs. This coverage handles expenses related to mechanical or electrical issues in the vehicle's systems or components. Another important aspect to consider is liability coverage for situations where a driver's negligence or fault leads to damages. This type of coverage becomes important in instances of accidents caused by a vehicle malfunction.

  • How thoroughly do car insurance providers review the driving records of Mount Vernon motorists?

    New York State law allows car insurance companies to review the driving history of Mount Vernon residents, covering a period of three to five years. The motor vehicle report contains various traffic violations, including speeding, DUI convictions, and details regarding license status like suspensions or revocations.

  • How do car modifications affect insurance coverage and premiums in Mount Vernon?

    Modifications made to cars by Mount Vernon motorists, particularly those enhancing performance or speed, can elevate risk factors and result in higher insurance premiums. However, certain modifications, such as upgrading the braking system or adding extra airbags, may enhance a vehicle's safety features. This could lead to reduced insurance costs.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.