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Best Local Car Insurance Agencies in Albuquerque, NM

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Albuquerque Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

310Reviewed

192Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1905 San Mateo Blvd NE, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
4.4 (85)
Facebook
5.0 (30)
Yelp
5.0 (1)

Why choose this provider?

Sunset Insurance Solutions is a group of independent insurance agents based in Albuquerque, New Mexico. Working with a wide range of carriers, the agency provides motorists with auto insurance coverage, including collision and comprehensive coverage, as well as liability policies for bodily injury. Agents help clients compare deductibles, coverage limits, and available discounts to build their ideal plan. The company specializes in protecting young motorists with its teen driver insurance program. Services are available in English and Spanish.

2500 Louisiana Blvd NE # 102, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Founded in 1996, the Panagopoulos Agency is an independent insurance company based in Albuquerque, New Mexico, with another office in Belen. Auto policy specialists work with several carriers, such as Travelers, Progressive, and MetLife, to find drivers the right coverage at affordable rates. The agency offers liability and no-fault insurance and can add collision and comprehensive to cover damage from multiple types of damage. Other options include commercial auto, motorcycle, and RV policies.

5100 San Francisco Rd NE Ste D1 Ste D2, Albuquerque, NM 87109

Expertise.com Rating

Review Sources

Facebook
4.1 (14)
Google
5.0 (2)
Yelp
1.0 (1)

Why choose this provider?

Rio Grande Insurance Services is an Albuquerque, New Mexico-based agency offering auto insurance services. Agents are available to customers 24 hours a day and they consult them on policy options, ensure that their policy meets state enforced minimums, and assist them as they shop for rates provided by affiliate insurance companies including Progressive Insurance and MetLife Insurance Company. Rio Grande Insurance Services is a full-service agency that also sells home, life, and health insurance policies.

139 Old Coors Dr SW Ste C, Albuquerque, NM 87121

Expertise.com Rating

Review Sources

Google
4.7 (57)
Facebook
5.0 (6)
Yelp
5.0 (6)

Why choose this provider?

Drivers in Albuquerque, as well as those located throughout New Mexico, Arizona, California, Colorado, Florida, and Nevada, can purchase auto insurance from the knowledgeable agents at Associated Insurance Professionals Inc. The company insures standard autos such as trucks and cars, as well as non-standard ones, including RVs, boats, and motorcycles. Policies include property damage liability and bodily injury liability. Customers can choose to purchase supplemental policies, including comprehensive, collision, medical payments, and uninsured motorist coverage.

2009 Eubank Blvd NE, Albuquerque, NM 87112
WebsiteLicense: 1800007763

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Atlas Insurance Services assists clients in obtaining the appropriate indemnity plan for their vehicles in Albuquerque. It provides insurance coverages for cars, trucks, and vans. The firm also caters to individuals who like to insure their classic or antique vehicles, motorcycles, ATVs, and RVs. Boat and watercraft protection policies are also available. President Michael Parisi has 15 years of industry experience. He started his business as a captive agency offering ANPAC insurance products and later transitioned to being an independent firm.

  • Motorcyle & ATV

501 Wyoming NE, Albuquerque, NM 87123

Expertise.com Rating

Review Sources

Google
4.4 (12)

Why choose this provider?

Insurance Unlimited Incorporated is a company that offers car insurance policies to clients in Albuquerque. The full-service, multi-line insurance agency has more than 30 years of experience in helping clients with their auto insurance needs. It also offers life, home, and commercial insurance. It partners with more than 20 insurance companies to more efficiently source for clients the right type of coverage. The locally owned and operated agency also provides insurance for mobile homes, motorcycles, boats, and RVs.

  • Bundling Option

5101 Coors Blvd NW Ste D, Albuquerque, NM 87120

Expertise.com Rating

Review Sources

Google
4.6 (17)
Yelp
1.0 (1)

Why choose this provider?

Established in 1986, Cohn Agency Co. Inc. is a local independent insurance agency serving the broader area of Albuquerque, New Mexico. It provides clients with customized solutions from a range of insurance companies such as Dairyland, Foremost, and Hartford. Customers benefit from personalized insurance solutions for their cars and passengers that can be modified to cover additional states. Cohn Agency Co. Inc. offers a range of other services such as life, house, and business insurance.

6751 Academy Rd NE Ste D, Albuquerque, NM 87109

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

V.I.P. Insurance Services is an independent insurance agency that sells auto insurance in Albuquerque, New Mexico. The agency provides auto insurance that includes coverage for property damage and bodily injury, for damage or injury caused by uninsured or under-insured motorists, comprehensive damage such as from storms or theft, and from collisions. V.I.P. Insurance also sells home, life, and commercial insurance through multiple carriers in 30 states. Its parent company is V.I.P. Mortgage.

4333 Pan American Frwy Ne, Suite A, Albuquerque, NM 87107
WebsiteLicense: 3000319410

Expertise.com Rating

Review Sources

Google
4.7 (19)
Facebook
5.0 (1)

Why choose this provider?

Berger Briggs Insurance & Risk Solutions, Inc., has been delivering auto insurance to Albuquerque and the surrounding areas for over eight decades. Its comprehensive auto coverage allows customers to claim compensation for vehicle damage caused by wind, hail, fire, lightning, smoke, theft, and vandalism. It also covers collision, liability, medical payments, uninsured and underinsured motorists, and roadside assistance. The company also offers home insurance, commercial auto insurance, errors and omissions (E&O) coverage, workers' compensation, and BOP coverage.

  • Multiple Carriers

2625 Pennsylvania St NE Ste 710 # Ne, Albuquerque, NM 87110

Expertise.com Rating

Why choose this provider?

All Star Insurance has been writing auto policies in the Albuquerque, New Mexico, metro area for more than two decades. The company offers drivers a range of coverage options including collision, comprehensive, uninsured motorist, and liability coverage for bodily injury and property damage. In order to help clients find the most robust coverage for their budgets, All Star Insurance partners with a wide array of insurers. Travelers and Safeco are among the company's numerous providers.

240 S Camino # del Pueblo Ste C, Bernalillo, NM 87004

Expertise.com Rating

Why choose this provider?

The Metroeast Insurance Group LLC is an independent insurance agency located in the Albuquerque, New Mexico, metro area that assists drivers throughout the state. Auto policy specialists work with a wide range of insurance carriers to create customizable protection plans at fair rates that cover state minimum liability requirements and pay for vehicle repair and replacement following damage from accidents, fire, weather events, thefts, and vandalism. Other options include personal injury protection and uninsured and underinsured motorist coverage.

2828 Carlisle Blvd NE Ste F, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
4.4 (92)
Facebook
3.7 (3)
Yelp
1.0 (2)

Why choose this provider?

Albuquerque Insurance World Inc. offers low-cost auto insurance to drivers in Albuquerque and throughout New Mexico. It's been serving drivers in the area for more than two decades and works with a dozen insurance carriers, including Progressive, Nationwide, and Dairyland. The company's auto insurance policies are available to drivers of standard autos such as cars and trucks, as well as motorcycle and RV drivers. Mexico insurance policies are available to U.S. drivers traveling in Mexico, as well.

6101 Moon Street NE Suite 1000, Albuquerque, NM 87111

Expertise.com Rating

Review Sources

Facebook
4.9 (27)
Google
4.8 (5)

Why choose this provider?

Cress Insurance Group helps clients in Albuquerque get appropriate protection coverage for their automobiles. Its agents guide vehicle owners in understanding the basic benefits of available plans and determine if they need to sign up for additional features. They also compare several available options for motorcycles, ATVs, recreational vehicles, and boats. The locally owned company represents providers like Allied, Travelers, and Safeco. Cress Insurance Group, which has over 35 years of industry experience, is a Trusted Choice independent agency.

  • Multiple Carriers

5132 Corte Bonito NW, Albuquerque, NM 87105

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (9)

Why choose this provider?

Salazar Insurance LLC caters to Albuquerque residents and the surrounding communities. It safeguards victims of vehicle accidents from shouldering medical costs, third-party liabilities, and auto repair expenses. It also protects car owners from experiencing financial burdens when their automobiles are burned, robbed, or vandalized. The business helps clients pay for the damages caused by uninsured or underinsured motorists. It partners with multiple carriers, including Foremost, Safeco, Travelers, and Progressive, to find the proper coverage for its clients.

  • Motorcyle & ATV

6211 4th St NW Suite 16, Albuquerque, NM 87107
WebsiteLicense: 1800010147

Expertise.com Rating

Review Sources

Google
4.4 (32)
Yelp
5.0 (1)

Why choose this provider?

Advanced American Insurance Inc. is an agency that has been operating in Albuquerque since 1992. It offers personal and commercial auto insurance policies that cover rideshare services like Uber and Lyft. Daily, bi-annual, and annual auto policies are available for clients who are visiting Mexico. Its agents customize insurance plans through the coverage options from different providers, such as American Modern, Travelers, and Adventure Mexican Insurance Services. The agency also provides home, motorcycle, and landlord protection insurance.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Sunset Insurance Solutions
1905 San Mateo Blvd NE, Albuquerque, NM 87110
Panagopoulos Agency
2500 Louisiana Blvd NE # 102, Albuquerque, NM 87110
Rio Grande Insurance Services
5100 San Francisco Rd NE Ste D1 Ste D2, Albuquerque, NM 87109
Associated Insurance Professionals
139 Old Coors Dr SW Ste C, Albuquerque, NM 87121
Atlas Insurance Services
2009 Eubank Blvd NE, Albuquerque, NM 87112
Insurance Unlimited Incorporated
501 Wyoming NE, Albuquerque, NM 87123
Cohn Agency Co Inc.
5101 Coors Blvd NW Ste D, Albuquerque, NM 87120
V.I.P. Insurance Services
6751 Academy Rd NE Ste D, Albuquerque, NM 87109
Berger Briggs Insurance & Risk Solutions, Inc.
4333 Pan American Frwy Ne, Suite A, Albuquerque, NM 87107
All Star Insurance
2625 Pennsylvania St NE Ste 710 # Ne, Albuquerque, NM 87110
Metroeast Insurance Group
240 S Camino # del Pueblo Ste C, Bernalillo, NM 87004
Albuquerque Insurance World
2828 Carlisle Blvd NE Ste F, Albuquerque, NM 87110
Cress Insurance Group
6101 Moon Street NE Suite 1000, Albuquerque, NM 87111
Salazar Insurance LLC
5132 Corte Bonito NW, Albuquerque, NM 87105
Advanced American Insurance Inc
6211 4th St NW Suite 16, Albuquerque, NM 87107

Albuquerque, NM Car Insurance Agency FAQs

  • What are the consequences of driving without car insurance in Albuquerque?

    Your driver's license and vehicle registration will be promptly revoked if you get caught driving without car insurance in Albuquerque. For a first-time offense, you will need to pay a fine of up to $300 and possibly spend 90 days in jail. The penalty may escalate to six months in jail and a fine of up to $1,000 for a second offense. Subsequent violations could result in even harsher penalties.

  • Which elements influence car insurance premiums in Albuquerque?

    Car insurance rates in Albuquerque are influenced by the following:

    • Younger and male drivers usually pay more than older and female drivers.
    • Clean records mean lower costs, while accidents and violations increase rates.
    • A higher score can lower your insurance costs.
    • Newer, pricier vehicles have higher insurance costs.
    • More coverage means higher rates.
    • Areas with more accidents and thefts result in higher premiums.
  • Do you need to have comprehensive car insurance in Albuquerque by law?

    While bodily injury and property damage coverage are mandatory in Albuquerque, having comprehensive insurance is not required. However, if you have financed or leased your vehicle, your lien holder may insist on it. If you're unsure whether or not you should invest in comprehensive insurance, assess if you have enough money to replace a car in case of theft or total loss.

  • Under what circumstances can an auto insurance provider terminate your policy in Albuquerque?

    Your car insurance in Albuquerque could be terminated by your insurance provider if:

    • You misplaced your driver's license.
    • You neglect to make premium payments.
    • You neglect to report a significant change in risk, such as trading an old sedan for a sports car.
    • You're guilty of committing a material misinterpretation during the application process.
  • What should you do to prevent your car insurance from being canceled by your Albuquerque insurance company?

    The best way to prevent your car insurance from being terminated and ensure you are considered a low-risk driver in Albuquerque is to maintain a record of safe driving without violations or accidents. You can also enhance your car's safety by buying and installing features like an alarm system and anti-lock brakes. Additionally, it's a good idea to enroll in a defense driving course.