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Best Local Car Insurance Agencies in Clifton, NJ

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clifton Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

43Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1599 Littleton Road, Parsippany-Troy Hills, NJ 07054
WebsiteLicense: 99305604

Expertise.com Rating

Review Sources

Google
4.1 (208)

Why choose this provider?

NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, NJM employs nearly 2,500 workers.

  • Auto/Home
  • Renters
  • Business

258 Dayton Avenue, Clifton, NJ 07011
WebsiteLicense: 1685411

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (3)

Why choose this provider?

Sadowski Insurance Agency caters to the protection needs of car owners in Clifton. Its team of agents compares insurance products from various carriers and walks buyers through the enrollment process. It assists in choosing from coverage options for collisions, medical payments, emergency road services, and uninsured motorists. Its agents review existing policies to ensure continued coverage and gather information to streamline the buying process. Additionally, they take care of the hassle that comes with switching policies from different carriers.

  • Motorcyle & ATV

89 Franklin Avenue, Nutley, NJ 07110
WebsiteLicense: 1218411

Expertise.com Rating

Why choose this provider?

Esposito Insurance Group works with different insurance carriers to provide car insurance options in Clifton. These insurance companies include National General Premier, Progressive, and American European Insurance. The firm's insurance agents walk clients through auto insurance coverages and help decide on appropriate packages. Car owners can receive financial compensation for losses due to injury lawsuits and related medical expenses, theft, vandalism, fire, and collision-related damages. Founded in 1979, Esposito Insurance Group provides custom insurance services.

  • Motorcyle & ATV

307 Bloomfield Avenue, Caldwell, NJ 07006
WebsiteLicense: 17642389

Expertise.com Rating

Why choose this provider?

DeStefano Associates, LLC is a team of third-generation insurance providers that offers a range of insurance policy options for cars and high-performance vehicles in Clifton and throughout the Essex County areas. Established in 1961, the independent insurance agency uses its resources and business connections to accommodate individual preferences when it comes to auto or car insurance coverages. Marine insurance options for personal recreation, commercial, or charter vessels are also available.

  • Multiple Carriers

645 Martinsville Road, Basking Ridge, NJ 07920
WebsiteLicense: 1108072

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (10)

Why choose this provider?

Meeker Sharkey Hurley is an auto insurance provider serving Clifton and nearby areas. It accommodates residential and commercial clients and is flexible in adjusting to their needs based on their situation. It has coverages such as bodily injury, personal injury, property damage, comprehensive, collision, and reimbursements for towing and rental. The company also has insurance for boats and yachts to accommodate novelty vehicles. The firm assigns a client manager to focus on a client's needs and keeps them informed of the claims process.

  • Boats

400 River Drive, Garfield, NJ 07026
WebsiteLicense: 1522152

Expertise.com Rating

Review Sources

Google
4.8 (61)
Yelp
2.5 (3)

Why choose this provider?

Insurox assists car owners in Clifton and its surrounding areas in comparing local auto insurance plans from a wide variety of carriers. The online agency has access to 50 insurance brands that help clients protect themselves and their cars. Among the carriers that the agency provides are Mercury, National General, and Progressive. It offers standard liability protection and collision and comprehensive coverage. Other vehicle insurance products available from Insurox includes coverage for classic cars, motorcycles, and boats.

  • Motorcyle & ATV
  • Golf Cart & Scooter

1025 Bloomfield Avenue, West Caldwell, NJ 07006
WebsiteLicense: 8055527

Expertise.com Rating

Why choose this provider?

Fallivene Insurance is a family-oriented agency that was established in 1963. The company provides personal insurance services, specifically auto insurance, to its clients in Clifton and nearby areas. The company's auto insurance policies include comprehensive and liability coverage caused by accidents. All personal vehicles such as cars, vans, trucks, and motorcycles are covered by this insurance. Fallivene Insurance also offers life and health insurance plans, homeowners' insurance, as well as commercial insurance policies.

  • Bundling Option

87 Lackawanna Avenue, Totowa, NJ 07512
WebsiteLicense: 8027851

Expertise.com Rating

Review Sources

Facebook
5.0 (37)

Why choose this provider?

Hanson & Ryan is an insurance provider serving Clifton and other areas. Its auto insurance protects personal and business entities from losses due to vehicular mishaps. Its property coverage answers for theft or damages to a client's car. It has liability coverage which protects the client from potential lawsuits if bodily harm or property damage was caused to another individual. The company also covers medical and rehabilitation expenses, loss of wages, and funeral services. The company started in 1876.

  • Multiple Carriers

442 Speedwell Avenue, Morris Plains, NJ 07950
WebsiteLicense: 9949000

Expertise.com Rating

Why choose this provider?

Teri DiGrande is an auto insurance agent with State Farm, serving Clifton and nearby areas. She is passionate about working with families, being a wife and mother to two daughters. Through her company, Teri protects personal and commercial clients from potential lawsuits and financial losses after a car accident or random acts such as theft and vandalism. She and her husband have a collective experience of 34 years in the industry. She keeps an old English bulldog for a mascot in her office.

  • Multiple Carriers
  • Bundling Option

103 North Main Street, Florida, NY 10921
WebsiteLicense: 9585870

Expertise.com Rating

Review Sources

Google
4.6 (15)

Why choose this provider?

Keats Insurance Agencies – Florida, NY is a local car insurance agency that also serves clients in Clifton and the surrounding areas. Its team of insurance specialists focuses on understanding the needs of drivers and car owners and finding cost-effective options that match their needs. Aside from assisting their clients in insuring their vehicles, the team also offers assistance during claims processing. Keats Insurance Agencies is affiliated with Big I New York, Trusted Choice, Nationwide, and Professional Insurance Agents.

  • Multiple Carriers

271 Union Avenue, Paterson, NJ 07502
WebsiteLicense: 14796249

Expertise.com Rating

Why choose this provider?

Exclusive Insurance Brokerage is an auto insurance company that serves clients in and around Clifton. The company tailors different policy plans to cover any unplanned car expenses, such as property damage and repairs. It provides for the medical fees of affected drivers or passengers. Exclusive Insurance's agents review a client's policy to find possible deductibles or missing coverages. As an independent agency, it reviews quotes and plans from tenured carriers like Mercury, Progressive, and American Strategic.

  • Multiple Carriers

99 1st Street, Clifton, NJ 07011
WebsiteLicense: 9359181

Expertise.com Rating

Review Sources

Google
4.8 (23)

Why choose this provider?

Jaymar Agency is an insurance service provider with bilingual agents catering to Spanish-speaking clients in Clifton and the surrounding areas. Founded in 1982, the business writes personalized auto insurance plans depending on drivers' needs and budget. Clients are assisted when obtaining a particular state's minimum liability coverage. The team also provides protection plans intended for theft and fire. Additionally, the company handles full collision coverage to shield clients from paying for medical expenses during car accidents.

  • Multiple Carriers

301 Main Street, Goshen, NY 10924
WebsiteLicense: 1413500

Expertise.com Rating

Review Sources

Google
4.9 (43)

Why choose this provider?

J. Hoffman Insurance is an insurance company that serves residents of Clifton and surrounding areas is. Its team of professionals specializes in various insurance policies, including automobile policies for both commercial and personal needs. Typical coverage includes property damage, bodily injury, collision, and comprehensive coverage. J. Hoffman Insurance offers a wide range of insurance policies to find the most suitable insurance that will meet the specific needs of their clients,

  • Multiple Carriers

333 Littleton Road, Parsippany, NJ 07054
WebsiteLicense: 8058204

Expertise.com Rating

Why choose this provider?

Thornton Agency is a locally-owned independent agency dedicated to finding the best insurance and custom-built coverage for clients in Clifton, Cookville, and the surrounding areas in Tennessee. For over 40 years, the agency has offered auto insurance options like liability, business auto, collision, comprehensive, personal injury, and gap insurance. As the agency is committed to identifying distinct client coverage needs, its agents take the time to connect with clients. Whether it's auto, business, homeowners, recreational, and life insurance, the agency can offer a wide variety of solutions.

  • Multiple Carriers

750 Broadway, Paterson, NJ 07514
WebsiteLicense: 1124257

Expertise.com Rating

Review Sources

Google
4.8 (828)
Yelp
3.0 (2)

Why choose this provider?

Frantz Gaston Jr is an auto insurance agent that provides insurance and financial services to residents and businesses in Clifton and the other areas in NJ. Under State Farm, he provides a variety of insurance options, including coverage if ever a policyholder collides with another vehicle, accidents due to natural causes, theft, fire, and vandalism, as well as coverage for travel expenses. Supported by a team of experienced agents, his main aim is to help clients find the perfect insurance coverage that suits their needs.

  • RV & Motorhome

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
NJM Insurance Group - Parsippany
1599 Littleton Road, Parsippany-Troy Hills, NJ 07054
Sadowski Insurance Agency
258 Dayton Avenue, Clifton, NJ 07011
Esposito Insurance Group
89 Franklin Avenue, Nutley, NJ 07110
DeStefano Associates, LLC
307 Bloomfield Avenue, Caldwell, NJ 07006
Meeker Sharkey Hurley - Basking Ridge
645 Martinsville Road, Basking Ridge, NJ 07920
Insurox Group Inc - Garfield
400 River Drive, Garfield, NJ 07026
westcaldwellinsurance.com
1025 Bloomfield Avenue, West Caldwell, NJ 07006
Hanson & Ryan
87 Lackawanna Avenue, Totowa, NJ 07512
Teri DiGrande
442 Speedwell Avenue, Morris Plains, NJ 07950
Keats Insurance Agencies – Florida, NY
103 North Main Street, Florida, NY 10921
exclusiveinsurance.com
271 Union Avenue, Paterson, NJ 07502
Jaymar Agency
99 1st Street, Clifton, NJ 07011
J. Hoffman Insurance
301 Main Street, Goshen, NY 10924
Thornton Agency, Inc.
333 Littleton Road, Parsippany, NJ 07054
Frantz Gaston Jr
750 Broadway, Paterson, NJ 07514

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What should Clifton motorists do immediately after discovering that their insured cars have been stolen?

    Clifton drivers whose cars have been stolen should anticipate a waiting period. Typically, carriers enforce a waiting period, usually lasting 21 days, to assess whether the police can recover the stolen car. If the car is retrieved within this waiting period, the insurance provider will require a repair estimate before determining the next steps.

  • Can Clifton residents switch car insurance companies before their current policies expire, or do they need to wait until renewal?

    In Clifton, motorists have the freedom to switch their car insurance companies whenever they choose, regardless of the remaining duration of their current insurance policies. This flexibility empowers drivers to explore different insurance providers and compare rates to find better coverage options without having to wait for their policies to expire.

  • What enhancements can be added by Clifton residents to their car collision policies for better financial protection?

    To enhance their accident coverage, drivers in Clifton can include a diminishing deductible in their car insurance policy. This serves as a reward for those who maintain a safe and accident-free driving record. Additionally, they can consider adding gap insurance. This covers the difference between a vehicle's current market value and the outstanding balance on the loan or lease in the event of a total loss.

  • What types of car insurance discounts are available for Clifton residents?

    Car insurance companies in Clifton provide various types of discounts, including incentives for owners of hybrid or alternative-fuel vehicles. Carriers also offer reduced rates for students who maintain excellent academic performance. Moreover, safety-conscious drivers can benefit from discounts by installing anti-lock brake systems and anti-theft devices.

  • What should Clifton residents know and understand about car insurance policy?

    Clifton motorists must inquire about their insurance company's claims procedure. They also need to familiarize themselves with different coverage options like liability, personal injury protection, and uninsured or underinsured motorist coverage. Furthermore, it pays to inquire about potential cost-saving opportunities, such as discounts for safe driving, bundling policies, or being a diligent student.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.