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Best Local Car Insurance Agencies in New Hampshire

Our Recommended Top 13

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Our goal is to connect people with the best local professionals. We scored New Hampshire local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

789Reviewed

478Curated

13Top Picks

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Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving New Hampshire
Manchester

Expertise.com Rating

Why choose this provider?

John Annick is one of the best insurance specialists serving vehicle drivers and enthusiasts in New Hampshire. He offers car insurance plans, which include collision, comprehensive, emergency roadside assistance, and liability coverages. He assists clients in filing claims for medical bills and damaged properties due to accidents and theft. The agent also accommodates individuals who want to acquire motorcycle, home, life, and health insurance programs. Annick has been a part of State Farm for more than three decades.

Best Local Car Insurance Agencies Serving New Hampshire
Manchester

Expertise.com Rating

Review Sources

Facebook
4.9 (39)
Google
5.0 (38)

Why choose this provider?

Wieczorek Insurance - Manchester is a customer-oriented agency that serves individuals, families, and businesses in New Hampshire. It offers auto insurance policies to help car owners protect themselves from financial losses in case of accidents and other emergencies. It has a liability coverage options that covers financial responsibilities for injuring people in accidents. Additionally, the agency has comprehensive and collision coverage that reimburses losses from theft or fire and pays for car repairs caused after accidents. This company was established by Raymond J. Wieczorek in 1964.

Best Local Car Insurance Agencies Serving New Hampshire
Goffstown

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Why choose this provider?

Founded in 1935, Slawsby Insurance Agency, Inc, serves clients in New Hampshire. It offers auto insurance policies covering accident benefits, liability expenses, car collision repair, ticket forgiveness, and rental extension bundles. In addition to auto insurance, this agency carries other personal insurance products involving home, renters, flood, and umbrella. Slawsby Insurance Agency also helps clients protect the future of their loved ones, businesses, and finances through health, life, and commercial insurance services. Its CEO, Karen Edgerton, has been in the insurance field since 1983.

Best Local Car Insurance Agencies Serving New Hampshire
Dover

Expertise.com Rating

Why choose this provider?

Now on its fourth generation, RW Insurance is a family-owned and family-operated company offering personal, commercial, and life and health policies to clients in New Hampshire. It addresses customers' concerns about car insurance in the state. In partnership with multiple insurance carriers, its team gathers quotes and helps car owners select the coverages that suit their needs best. The team also tailors insurance products that assume damages and losses to RVs, motorcycles, boats, and commercial vehicles.

Best Local Car Insurance Agencies Serving New Hampshire
Lunenburg

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

The McCarthy Insurance Agency, Inc., is a family-operated company that serves clients in New Hampshire. Since 1989, it has been offering a wide selection of insurance solutions that cater to the needs of individuals, families, and business owners. Its agents, who have more than four decades of collective industry experience, guide car owners in securing the best auto insurance that protects their assets in times of an accident. They also offer life, home, motorcycle, and commercial insurance products.

Best Local Car Insurance Agencies Serving New Hampshire
Hillsboro

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Why choose this provider?

Knapton Reade & Woods Insurance, a locally owned and operated company established in 1949, caters to clients in New Hampshire. It offers car owners auto insurance policies to protect them from potential risks. Its professionals work with more than 15 regional and national insurance carrriers to provide customers with a broad range of coverage options, such as liability for property damages and bodily injury and medical payments. Knapton Reade & Woods Insurance also offers snowmobile, recreational vehicle, condo, renters', and workers' compensation insurance.

Best Local Car Insurance Agencies Serving New Hampshire
Goffstown

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Why choose this provider?

Elliot Insurance Agency caters to families and businesses in New Hampshire. The company offers a wide selection of products, including auto, home, and health insurance, in addition to general commercial and contractors coverage. Its car insurance policy includes collision, comprehensive, bodily injury, and property damage coverage. It represents numerous carriers, including AmTrust, Central, Acadia, Mapfre, and Liberty Mutual. The company is a member of the Greater Manchester Chamber of Commerce.

Best Local Car Insurance Agencies Serving New Hampshire
Manchester

Expertise.com Rating

Why choose this provider?

Founded in 1988, New England Risk Management, Inc., is an independent insurance agency serving New Hampshire. Its team of risk management professionals, who have over six decades of collective experience, protects drivers, renters, and homeowners through customizable policies. They find suitable coverage options for clients by reviewing and comparing plans from multiple carriers such as Foremost, Bristol West, and Progressive. New England Risk Management is headed by Ron Corriveau, a Chartered Property Casualty Underwriter and an Accredited Advisor in Insurance.

Best Local Car Insurance Agencies Serving New Hampshire
Manchester

Expertise.com Rating

Why choose this provider?

Fortified Insurance Agency is a local business that provides services to clients in New Hampshire. It offers car insurance policies to help clients protect themselves from financial responsibility for inadvertently injuring other people. It also has other coverage options, such as comprehensive coverage for losses from thefts and collision coverage for car repairs after an accident. It also has other elective coverage options, such as car rental, and ancillary medical. Company president Keith Beausoleil has been in the insurance industry for more than 26 years.

Best Local Car Insurance Agencies Serving New Hampshire
Exeter

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Why choose this provider?

Foy Insurance - Exeter is a locally owned independent agency that provides services to clients in New Hampshire. It offers auto insurance policies to help clients protect themselves against out-of-pocket expenses as a result of an accident. It guides clients in finding the right insurance and reduce the chance of financial loss. It has special coverage options, such as accident waiver, disappearing deductible, replacement car, glass deductible waiver, and young adult safe driver. Its president, Mike Foy, serves many insurance carrier advisory boards.

Best Local Car Insurance Agencies Serving New Hampshire
Derry

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
4.6 (9)

Why choose this provider?

Benway Johnston Insurance Inc., is a family-owned and operated agency that has been serving New Hampshire since 1972. It partners with more than 15 insurance companies to provide a wide selection of the best coverage options for personal and commercial auto policies. Clients can request an auto ID card, declaration and coverages page, and send information to the lienholder through the company's website. The independent company also writes insurance plans for motorcycles, recreational vehicles, homeowners, businesses, and watercraft & boat.

Best Local Car Insurance Agencies Serving New Hampshire
Nashua

Expertise.com Rating

Why choose this provider?

With more than 10 years of industry experience, Briana Dos Santos is a State Farm insurance agent serving New Hampshire. Dos Santos provides a comprehensive choice of automobile insurance coverage options for families and individuals. The policies provide collision, comprehensive, rideshare, rental reimbursement, and 24/7 roadside assistance coverage. It also offers protection for rental and sports cars. In addition, she assists clients with matters like banking and annuities. Dos Santos and her team also speak Spanish and Portuguese.

Best Local Car Insurance Agencies Serving New Hampshire
Londonderry

Expertise.com Rating

Review Sources

Facebook
4.7 (13)
Google
4.8 (6)

Why choose this provider?

Obrey Insurance is an independent agency that caters to clients in New Hampshire. Assisting vehicle owners, the agency provides car insurance solutions that include a range of coverage options, from collision to liability to other drivers. It also offers insurance plans for owners of RVs, boats, and motorcycles. In addition, the agency deals with business insurance and crafts various plans, such as commercial property, cyber liability, workers' compensation, and general liability insurance policies. Obrey Insurance is a family-owned business that has been operating since 1972.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
John Annick
23 South Mammoth Road, Manchester, NH 3109
Wieczorek Insurance - Manchester
166 Concord Street, Manchester, NH 3104
Slawsby Insurance Agency, Inc
152 South Mast Street, Goffstown, NH 3045
RW Insurance
3 Webb Place, Dover, NH 3820
McCarthy Insurance Agency Inc
442 Massachusetts Avenue, Lunenburg, NH 1462
Knapton Reade & Woods Insurance
22 School Street, Hillsboro, NH 3244
Elliot Insurance Agency
11 North Mast Street, Goffstown, NH 3045
New England Risk Management, Inc.
530 Chestnut Street, Manchester, NH 3101
Fortified Insurance Agency
911 Candia Road, Manchester, NH 3109
Foy Insurance - Exeter
64 Portsmouth Avenue, Exeter, NH 3833
Benway Johnston Insurance Inc.
35 Crystal Avenue, Derry, NH 3038
Briana Dos Santos
89 Amherst Street, Nashua, NH 3064
obreyinsurance.com
1 Commons Drive, Londonderry, NH 3053

New Hampshire Car Insurance Agency FAQs

  • What factors influence the determination of car insurance rates in New Hampshire?

    If you drive in New Hampshire, you should be aware that the cost of auto insurance is influenced by a number of factors. These include the driver's age and driving record. The average yearly premium for auto insurance in the state is $999, which is 35% less than the national average.

  • Does the state of New Hampshire mandate auto insurance for vehicle owners?

    No, New Hampshire is one of the only states in the country that does not have a law about auto insurance. Still, drivers who cause an accident are still responsible for any damage they cause. So, if you do not have auto insurance, you might have to pay for damage to your car and medical bills. However, the law requires auto insurance for DUI, underage DWI, leaving the scene of an accident, and second-offense reckless operation.

  • What are the mandatory coverage requirements in New Hampshire when getting auto insurance?

    In order to purchase auto insurance in New Hampshire, drivers must carry a minimum of $25,000 in bodily injury liability per person, $50,000 in total bodily injury liability per accident, and $25,000 in property damage liability per vehicle. In addition, drivers are obligated to purchase uninsured/underinsured motorist bodily injury and property damage coverages with minimum limits of $25,000 for uninsured motorist bodily injury and $50,000 for uninsured motorist bodily injury in the event of an accident.

  • What is covered by a Acts of God provision on a New Hampshire auto insurance policy?

    Damage caused by things the driver could not have avoided is referred to as Acts of God in New Hampshire. Natural disasters, sinkholes, riots and social unrest, theft, vandalism, landslides, and volcano eruptions are examples. Vehicle owners should purchase comprehensive coverage to be covered by these circumstances, which accident or liability insurance does not cover. This includes damage caused by riots or other periods of social unrest.

  • How do you file claims in New Hampshire?

    Your insurance company should be contacted first. Your policy will cover your injuries to the extent of your MedPay coverage, regardless of who caused the accident. You must be aware that New Hampshire applies the doctrine of comparative negligence. By contributing to an accident, a driver can recover less compensation. Those who are over 50% responsible for an accident cannot recover damages from the other driver.