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Best Local Car Insurance Agencies in Omaha, NE

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Omaha Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

263Reviewed

163Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4331 N 156th St, Omaha, NE 68116

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Ellerbrock-Norris is an independent insurance agency based in Omaha, Nebraska, that states its mission is to build unparalleled risk management programs for its clients. Founded in 1906, the agency guides customers through its ENCORE Success Plan to evaluate their circumstances and determine the best coverage for their auto insurance policy. It combs through the policies offered by its extensive list of insurance providers to find the best fit, then tailors them for their clients. Coverage typically includes collision and comprehensive insurance. Additions like property damage, personal liability, and uninsured/underinsured can be included, depending on the client's coverage requirements.

11420 Davenport St, Omaha, NE 68154
WebsiteLicense: 100179696

Expertise.com Rating

Review Sources

Google
4.7 (54)
Facebook
5.0 (10)

Why choose this provider?

Accredited Insurance caters to clients in Omaha and the surrounding areas. The company offers a wide range of personal insurance products, including auto insurance. The independent agency represents different carriers that can provide policies covering bodily injury and property damage. The group also offers classic car, commercial vehicle, and recreational vehicle insurance. Other products delivered by the firm include home, personal umbrella, and general liability insurance. The family-owned business has been serving clients for over 30 years.

12865 Deauville Dr, Omaha, NE 68137

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

Don Kroupa Insurance Agency is an independent auto insurance company serving the residents of Omaha, Nebraska, and the surrounding area. The company represents providers, including AAA, Foremost, Farmers Mutual, and Progressive, to offer its clients many choices for their policies. It provides liability, comprehensive, collision, uninsured and underinsured motorist, and medical payment coverage, as well as personal injury protection. This covers property damage and medical bills for drivers and passengers in the event of an accident or natural disaster. Don Kroupa Insurance Agency also sells homeowners, renters, and business insurance.

9394 W Dodge Rd Ste 250, Omaha, NE 68114

Expertise.com Rating

Why choose this provider?

USI is a national insurance brokerage and consulting firm that has been serving Omaha since 1994. It offers personal risk management services to affluent families and the emerging wealth segment. Its team has been assisting people in procuring auto insurance, umbrella policies, and coverages for farms and ranches. It also offers specialized products, such as identity theft and kidnap and ransom insurance. The company employs the USI ONE Advantage, a proprietary platform that provides clients access to strategic risk management and benefit programs.

11909 P Street, Omaha, NE 68137
WebsiteLicense: 236560

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

Elite Insurance Services Inc. is a full-service, multi-line, and independent insurance agency that provides car insurance options to its clients in Omaha. It has partnerships with a variety of insurance companies, allowing it to offer comprehensive coverages based on clients' requirements and budgets. The agency also offers insurance products for homeowners, renters, Medicare supplements, dental care, health savings, and long-term care. Elite Insurance Services is a member of the Independent Insurance Agents and Brokers of America.

  • RV & Motorhome
  • Boats

12120 Port Grace Boulevard, La Vista, NE 68128

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (2)

Why choose this provider?

UNICO Group has been serving Omaha residents with all types of insurance services, including auto insurance covering four wheels vehicles to watercraft equipment. The team also includes coverage for motorcycles and boats. Additionally, UNICO Group assists companies with business insurance involving cyber theft, group health plans, and worksite voluntary benefits. To provide more specific services such as retirement plans and telecommunications, UNICO Group has two divisions: Midlands Financial and UNITEL.

  • Motorcyle & ATV

515 2nd Street, Yutan, NE 68073
WebsiteLicense: 18710840

Expertise.com Rating

Why choose this provider?

First State Insurance Agency's Yutan Branch offers a wide range of insurance products to Omaha clients. The agency provides personal, commercial, life and health, farm, crop, and poultry barn insurance policies to help the community protect their investments. Its personal insurance options include auto insurance. Clients can request a quote through the company website. First State Insurance Agency has other branches in Beatrice, David City, Hickman, Lincoln, and Wilber. It started as Saline State Insurance in 1956 before changing its name in 2004.

  • RV & Motorhome
  • Motorcyle & ATV

12329 Southport Parkway, La Vista, NE 68138
WebsiteLicense: 100171780

Expertise.com Rating

Review Sources

Google
4.8 (6)
Facebook
5.0 (3)

Why choose this provider?

Inspro and its team of professionals specialize in risk management, insurance, and benefits. Its principal goal is to protect the assets and livelihoods of individuals, families, and multi-state businesses in Omaha and surrounding areas. The agency helps car owners get the coverage needed while on the road and recommends the coverage that suits them best. Aiming to give its clients only peace of mind and confidence in the future, Inspro also offers umbrella insurance and other personal line products.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

1617 Normandy Court, Omaha, NE 68512
WebsiteLicense: 100176121

Expertise.com Rating

Review Sources

Google
4.9 (16)
Facebook
5.0 (8)

Why choose this provider?

Jeff Munns Agency Inc. is an independent insurance agency serving clients in Lincoln, Omaha, and the surrounding areas of Nebraska. The agency provides full-service auto insurance if your car is damaged or destroyed by accident, fire, theft or other covered events resulting from injury, loss of life, or property damage. Jeff Munns Agency Inc. also offers home, business, motorcycle and truck insurance, and specializes in identifying the right policy and comparing quotes and coverage options from several top providers to suit the best coverage needs of clients.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

PO Box 540402, Omaha, NE 68154
WebsiteLicense: 100292381

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

Wildewood Insurance Agency is an independent business that serves clients in Omaha. It offers auto, motorcycle, home, life, health, and business insurance. Its auto insurance policy includes various options, such as comprehensive, collision, and uninsured motorists' coverage. It also covers property damage and bodily injury liability. The company represents an number of carriers, including Dairyland, Humana, Progressive, Nationwide, and Liberty Mutual. It also caters to clients looking to change or review their policies, update contact information, or report a claim.

  • RV & Motorhome
  • Motorcyle & ATV

2200 Franklin St, Bellevue, NE 68005

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (2)

Why choose this provider?

Commercial Solutions Insurance is a family-owned insurance agency based in Bellevue, Nebraska. It serves the Omaha, Nebraska, area, as well as the surrounding states of Colorado, Kansas, Iowa, South Dakota, Illinois, and Missouri. The company offers collision and comprehensive insurance, along with coverage options such as uninsured/underinsured motorist, no-fault, optional, medical payments, and liability. Commercial auto insurance offerings include coverage for comprehensive physical damage, collision, property damage liability, uninsured/underinsured motorist, personal injury, and bodily injury liability; also, there's a combined single limit policy available. The company also offers collector car coverage.

11904 Arbor St Ste 203, Omaha, NE 68144

Expertise.com Rating

Review Sources

Google
4.3 (11)
Facebook
5.0 (1)

Why choose this provider?

Rensing Insurance operates within the Omaha, Nebraska, metro area, and it assists clients with auto insurance coverage by corresponding with a variety of providers to obtain rates based on legal and personal requirements. Bodily injury, property damage, comprehensive coverage, and liability are major areas that it often educates clients about as they explore policy options. Rensing Insurance covers a diverse range of vehicles including motorcycles, snowmobiles, and watercraft such as boats or jetskis. Homeowners insurance is another major practice area along with life and health insurance policies, all of which can be combined into an umbrella coverage plan.

11218 John Galt Blvd Ste 105, Omaha, NE 68137

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (1)

Why choose this provider?

Moore's Insurance and Investments is an independent insurance agency located in Omaha, Nebraska. Auto coverage specialists get quotes from several carriers, such as Safeco Insurance, Auto-Owners Insurance, Progressive, and Travelers, to find drivers the best policies at reasonable rates. Options include required bodily injury, personal injury protection, uninsured and underinsured motorist, and property damage insurance and the choice of optional bodily injury to others, medical payments, substitute transportation, towing, labor, and collision and comprehensive coverage to pay for all repairs following a valid claim. The company also provides homeowners and life insurance policies.

5119 Leavenworth St, Omaha, NE 68106

Expertise.com Rating

Review Sources

Google
4.4 (19)
Yelp
3.5 (3)
Facebook
4.9 (1)

Why choose this provider?

Nia Insurance Agency Inc. is an independent insurance agency in Omaha, Nebraska, that provides auto insurance throughout the metro. Founded in 2011, the agency offers both personal and commercial auto insurance and specializes in SR-22 filings for risky drivers. It also offers specific limo insurance for commercial drivers that includes employment practices liability. Nia Insurance Agency offers a wide selection of personal and commercial insurance solutions, including childcare insurance, general liability coverage, homeowners insurance, and renters insurance through reputable companies, such as Progressive, AAA, Dairyland, and Foremost Insurance Group.

2425 Douglas Street, #2, Omaha, NE 68131
WebsiteLicense: 9351956

Expertise.com Rating

Why choose this provider?

Wurdeman Insurance Omaha addresses the needs of individuals and families in the metro. The company offers a wide selection of products, including auto, home, renters, business, health, and life insurance. Its auto insurance policy includes comprehensive and liability coverage and covers RVs, motorcycles, boats, and SR22 insurance. This option also involves roadside, towing, and rental assistance. Its professionals work closely with clients to determine their needs and tailor a plan that fits their situation. The company has also partnered with Dairyland Auto.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Ellerbrock-Norris
4331 N 156th St, Omaha, NE 68116
Accredited Insurance
11420 Davenport St, Omaha, NE 68154
Don Kroupa Insurance Agency
12865 Deauville Dr, Omaha, NE 68137
USI
9394 W Dodge Rd Ste 250, Omaha, NE 68114
Elite Insurance Services Inc.
11909 P Street, Omaha, NE 68137
UNICO Group - Omaha
12120 Port Grace Boulevard, La Vista, NE 68128
First State Insurance Agency - Yutan Branch
515 2nd Street, Yutan, NE 68073
Inspro - Omaha
12329 Southport Parkway, La Vista, NE 68138
Jeff Munns Agency Inc
1617 Normandy Court, Omaha, NE 68512
Wildewood Insurance Agency
PO Box 540402, Omaha, NE 68154
Commercial Solutions Insurance
2200 Franklin St, Bellevue, NE 68005
Rensing Insurance
11904 Arbor St Ste 203, Omaha, NE 68144
Moore's Insurance and Investments
11218 John Galt Blvd Ste 105, Omaha, NE 68137
Nia Insurance Agency Inc
5119 Leavenworth St, Omaha, NE 68106
Wurdeman Insurance Omaha
2425 Douglas Street, #2, Omaha, NE 68131

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why does car insurance cost more in Omaha than the state and national average?

    The cost of car insurance in Omaha exceeds both the state and national averages due to its status as the largest city in Nebraska. Consequently, there are more drivers on its roads, resulting in an increased likelihood of insurance claims being filed. Additionally, Omaha ranks 200th out of 300 cities in terms of car theft incidents and 46th out of 50 cities in the number of uninsured drivers. However, it is important to note that individual insurance rates can vary based on factors such as age, location, and driving history.

  • What are the minimum car insurance coverage limits required to operate a motor vehicle in Omaha?

    In Omaha, motorists are required to maintain at least $25,000 in coverage for individual injuries, $50,000 for total injuries in an accident, and $25,000 for any property damage that may result from an accident. However, drivers can purchase extra coverage if they choose to do so. This additional coverage protects against unexpected out-of-pocket expenses in the event of an accident where the damage exceeds their mandated minimum coverage limits.

  • Why are Omaha drivers required to carry proof of financial responsibility in their vehicles at all times?

    Being a conventional fault or tort state, Nebraska mandates that Omaha drivers must possess evidence of their financial responsibility in their vehicles at all times. This requirement signifies that drivers are held accountable for the financial consequences of accidents they may be responsible for. Proof of financial responsibility may take the form of an insurance certificate, a deposit certificate, or a surety or property bond worth $75,000.

  • Should young drivers in Ohama obtain their own car insurance policy or stay on their parents' insurance?

    It is a good idea for young drivers in Omaha to stay on their parents' car insurance if they can. This is because 18-year-olds usually have to pay almost three times more for insurance than 30-year-olds. The main reason for this big price difference is that young drivers are not as experienced on the road. They also tend to get involved in more accidents because they are generally not as good at judging risks as older, more experienced drivers.

  • Do female drivers in Ohama pay less for car insurance than male drivers?

    Yes. In Omaha, the average annual car insurance premium for female drivers is $1,900. On the other hand, male drivers in the same area pay an annual premium of $1,942, reflecting a $42 difference compared to what their female counterparts pay. This discrepancy aligns with the statistical evidence from the Insurance Information Institute, which suggests that women are generally regarded as safer drivers when compared to men.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.