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2025

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Best Local Car Insurance Agencies in Nebraska

Our Recommended Top 15

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Nebraska local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1120Reviewed

678Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.9 (319)
Facebook
5.0 (103)

Why choose this provider?

Founded in 1994, Advantage Insurance Agency is a Nebraska-based company that operates independently. With access to a broad range of policies from multiple national carriers, its team furnishes car, boat, motorcycle, and ATV insurance plans tailored to clients' needs. The agents also write policies for renters and homeowners. Advantage Insurance Agency is owned by Nathan Sidlo, a longtime Nebraska native who has more than 14 years of industry experience. He is a Commercial Lines Coverage Specialist.

Best Local Car Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
4.9 (24)

Why choose this provider?

Southwell Insurance Agency offers products and solutions in Nebraska. It writes policies for client's automobiles, which covers liability for injuries they cause to other people and property damage for which they are at fault. The auto insurance also pays the repair cost for cars following a collision and non-accident situations such as theft and vandalism. In addition, the company offers coverage plans for off-road vehicles, including snowmobiles, golf carts, dune buggies, and ATVs. Policyholders can access the firm's website 24/7 to manage their policies.

Best Local Car Insurance Agencies Serving Nebraska
Gretna

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.5 (16)
Yelp
5.0 (1)

Why choose this provider?

Gretna Insurance Agency is a family-owned business that has been serving Nebraska since 1945. It offers car insurance to individuals that covers losses, damages, and injuries from accidents or disasters that can happen on the road. The independent agency also carries business, home, health, and life insurance. It partners with a wide range of carriers, including Auto-Owners Insurance, Condon & Skelly, and Farmers Mutual Insurance of Nebraska. Owner Jeff Mann served as the president of the Nebraska Professional Insurance Agents Association.

Best Local Car Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Facebook
4.7 (15)
Google
5.0 (5)

Why choose this provider?

Moore's Insurance and Investments is an independent, multi-line agency that serves Nebraska. Included in its product range is auto insurance, which may be customized to include coverage for bodily injury liability and accidents caused by underinsured and uninsured drivers. Its agents have more than a century of combined experience. They review and compare plans from a wide range of insurance providers in order to find cheap coverage options for clients. Moore's Insurance and Investments has been in service since 1971.

Best Local Car Insurance Agencies Serving Nebraska
Papillion

Why choose this provider?

P&C Insurance Specialists, LLC is an agency serving Nebraska. It offers the best vehicle insurance coverage options for cars used for personal and business needs, snowmobiles, boats, recreational vehicles, and classic/antique cars. The policy can cover not just damages to the vehicle and its passengers but also the injuries that the policyholder might inflict on other people and their property. The agency's owner, Dana Torres, is a long-time resident of the community and has been working in the insurance industry since the 1980s.

Best Local Car Insurance Agencies Serving Nebraska
La Vista

Expertise.com Rating

Why choose this provider?

INSPRO - Omaha is an insurance service provider that caters to clients throughout Nebraska. It provides a multitude of insurance products for individuals and businesses alike. It offers the best auto insurance policies to help clients protect their vehicles. The team assists clients in determining the level of coverage they need for their vehicles and provides insurance plans for classic autos. INSPRO has been providing risk management services since 1930 and has multiple offices across the state and in Iowa.

Best Local Car Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
4.8 (16)

Why choose this provider?

Elite Insurance Services Inc. is an agency that caters to clients throughout Nebraska. It offers financial services and a comprehensive range of personal and commercial insurance products. The agency's professionals write policies to protect client's valuable assets and properties, such as cars, recreational vehicles, and boats. They also help clients manage their premiums and claims. Founded in 1949, Elite Insurance Services comprises three owners, one producer, one financial service representative, and support staff with over 290 years of collective insurance experience.

Best Local Car Insurance Agencies Serving Nebraska
Omaha

Expertise.com Rating

Review Sources

Google
4.6 (83)
Facebook
4.9 (61)
Yelp
3.5 (3)

Why choose this provider?

Nia Insurance Agency Inc. provides protection plans for individuals, families, and businesses in Nebraska. It offers car insurance plans that include comprehensive coverage, which reimburse losses from non-collision incidents such as flood, fire, theft, and vandalism. The independent agency also provides customized policies that may include roadside assistance, towing, and rental reimbursement coverage. As an independent agency, its partnerships with different insurance providers such as Dairyland, Progressive, and Foremost allow it to find plans that best suit clients' needs.

Best Local Car Insurance Agencies Serving Nebraska
Yutan

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (2)

Why choose this provider?

First State Insurance Agency - Yutan Branch offers risk management assistance to individuals and businesses in Nebraska. Included in its range of personal insurance products are protection plans for drivers and recreational vehicle owners. The company's online self-service portal allows clients to issue auto ID cards, report claims, and request policy amendments using their mobile phones and computers. First State Insurance Agency, which also has policies for farm and poultry barn owners, started as Saline State Insurance in 1956.

Best Local Car Insurance Agencies Serving Nebraska
Bellevue

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (3)

Why choose this provider?

Commercial Solutions Insurance is an independent agency that serves Nebraska. Its agents protect drivers through customizable policies that cover losses from collisions and other perils such as fire, flood, vandalism, and theft. They also protect drivers of antique and collector cars in addition to owners of motorcycles, recreational vehicles, and boats. With access to policies from numerous carriers such as Foremost, Grinnell Mutual, Hagerty, and The Hartford, they provide clients with a broad range of coverage options.

Best Local Car Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.9 (39)
Facebook
5.0 (17)
Yelp
5.0 (2)

Why choose this provider?

Jennifer Ulrich is a State Farm insurance agent that serves clients in Nebraska. She provides car insurance solutions and guides policyholders on protection options, like emergency roadside service and liability coverage. Ulrich has experience setting up insurance plans for owners of classic, antique, and sports cars. She also offers insurance products for motorcycle and boat owners. Ulrich has been with State Farm for over 14 years. She holds a Chartered Property Casualty Underwriter designation and volunteers for the non-profit organization Lincoln TeamMates.

Best Local Car Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.3 (29)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Ogden Insurance Agency, Inc., provides risk management solutions from its Nebraska location. The independent company offers customizable policies, which protect high-risk motorists and drivers of classic cars, in addition to owners of scooters, watercraft, and motor homes. Its agents find affordable coverage options by reviewing and comparing plans from partner carriers such as Dairyland, Progressive, Hagerty, and Bristol West. Ogden Insurance Agency also protects high-risk homes and business owners. It has been providing insurance plans since 1998.

Best Local Car Insurance Agencies Serving Nebraska
Papillion

Expertise.com Rating

Review Sources

Google
4.5 (32)
Yelp
3.0 (2)

Why choose this provider?

Smith Davis Insurance - Papillion is a local independent insurance agency that serves clients in Nebraska, offering a wide selection of solutions tailored to their individual needs. It provides car owners with the best insurance policy that protects them and their assets against damage or loss. It includes collision, comprehensive, bodily injury liability, and property damage coverages. The office also offers RV, power sports, and motorcycle insurance options. Smith Davis Insurance - Papillion holds memberships to the Insurance Agency Owners Alliance and the PIA.

Best Local Car Insurance Agencies Serving Nebraska
Papillion

Expertise.com Rating

Review Sources

Google
4.9 (59)
Facebook
5.0 (8)

Why choose this provider?

Kirk Goodnight is a State Farm insurance agent stationed in Nebraska. He offers a number of products for a cheap price, including auto insurance, which protects drivers in the event of theft, fire, and collision. He and his team also customize car insurance plans that cover accidents involving underinsured and uninsured motorists. Goodnight has been a State Farm agent for nearly 20 years. His office has received numerous State Farm awards such as Senior Vice President Club and Ambassador Club. He also protects individuals in Iowa.

Best Local Car Insurance Agencies Serving Nebraska
Lincoln

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

GTA Insurance Group is a team of independent risk advisors serving individuals and businesses in Nebraska from more than 30 offices across the state. They offer car insurance policies, which cover losses from incidents involving hit-and-run motorists and reimburse medical expenses in case drivers and passengers obtain injuries from accidents. They also offer off-road vehicle and motorcycle insurance. Krae Dutoit, Gary Thompson Agency's president, is a past vice president of the Independent Insurance Agents of Nebraska. He has been with the company since 2007.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Advantage Insurance Agency
505 N 27th St Ste 2, Lincoln, NE 68503
Southwell Insurance Agency
18021 Oak Street, Omaha, NE 68130
Gretna Insurance Agency
802 Village Square, Gretna, NE 68028
Moore's Insurance and Investments
11218 John Galt Blvd Ste 105, Omaha, NE 68137
P&C Insurance Specialists, LLC
1205 Golden Gate Drive, Papillion, NE 68046
Inspro - Omaha
12329 Southport Parkway, La Vista, NE 68138
Elite Insurance Services Inc.
11909 P Street, Omaha, NE 68137
Nia Insurance Agency Inc
5119 Leavenworth St, Omaha, NE 68106
First State Insurance Agency - Yutan Branch
515 2nd Street, Yutan, NE 68073
Commercial Solutions Insurance
2200 Franklin St, Bellevue, NE 68005
Jennifer Ulrich
1221 North Cotner Boulevard, Lincoln, NE 68505
Ogden Insurance Agency, Inc.
8531 Lexington Ave Ste 102, Lincoln, NE 68505
Smith Davis Insurance - Papillion
120 West 2nd Street, Papillion, NE 68046
Kirk Goodnight
11336 South 96th Street, Papillion, NE 68046
GTA Insurance Group
4200 Lucile Dr Ste A200, Lincoln, NE 68506

Nebraska Car Insurance Agency FAQs

  • Can your Nebraska car insurance subrogation claim assist you in paying your deductible?

    Yes. The funds from the subrogation claim of your Nebraska vehicle insurance will be utilized to meet your deductible. Subrogation may be applicable if another person is found to be at least partially responsible for your accident. However, you must have enough coverage under your policy before the insurance company pursues payment from the at-fault party.

  • How do you submit a storm damage auto insurance claim in Nebraska?

    Follow these procedures to submit a claim to your Nebraska auto insurance provider if a hurricane has damaged your vehicle:

    • After the storm, check your car for damage.
    • Document any damage using pictures and videos.
    • Write up an in-depth description of the event.
    • When you go to submit the claim, have the policy number close at hand.
    • Speak with your insurance provider and submit a claim.
    • Review the amount of your settlement before agreeing to it.
    • Accept the money and fix your car.
  • Does auto insurance in Nebraska provide coverage for damages incurred while trying to unlock a vehicle during a lockout situation?

    It varies. Even if you have comprehensive coverage, which protects against losses not caused by collisions, you should still contact your insurance provider in Nebraska to determine whether self-inflicted harm sustained while attempting to unlock your vehicle is covered. You can call the cops to unlock your automobile for free to prevent damaging it while trying to unlock it. However, if your scenario doesn't present a threat right away, hold off on calling the cops and contact a locksmith instead.

  • What kind of coverage is required in Nebraska for complete coverage in the event of an animal-related accident?

    You should have full auto insurance coverage in Nebraska to be protected from animal-related accidents. This means you should get comprehensive and collision insurance in addition to the bare minimum required by law. Your insurer's response to the accident and which coverage applies depend on how you collide with an animal and whether or not it was someone's pet.

  • If you are unable to pay for your coverage in full, how can you reduce the cost of your Nebraska auto insurance?

    Even if you don't meet the requirements for a paid-in-full discount, your Nebraska auto insurance provider may still be able to offer you additional auto insurance savings. Selecting to make installments on a quarterly or bi-annual basis, setting up autopay, and having no collision or insurance claims for extended periods are some ways you can acquire a discount.