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Best Local Car Insurance Agencies in Missoula, MT

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Missoula Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

33Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

16366 Old Highway 93 S., Lolo, MT 59847

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Compass Insurance Group is an independent insurance agency that provides customized personal and business insurance packages to its clients in Missoula. It is licensed in three states and can write all lines of insurance policies, including car insurance, life insurance, homeowners' insurance, and landlord insurance. It also has specialty offerings, such as classic car insurance, off-road vehicle insurance, wedding insurance, earthquake insurance, flood insurance, and boat insurance. It has an online service center for filing claims and making payments.

  • Bundling Option

1830 South Avenue West, Missoula, MT 59801

Expertise.com Rating

Review Sources

Google
3.0 (17)
Facebook
5.0 (8)

Why choose this provider?

Affordable Insurance Inc. is a family-owned and operated company that provides car insurance policies for Missoula clients. It partners with companies that can offer coverage for teenage drivers and individuals with credit issues. It also provides insurance solutions for drivers with suspended or revoked licenses. It also offers health, life, and home insurance. Affordable Insurance has over 30 years of experience in the industry. Some of its partners are Kemper, Progressive, and Foremost Insurance Group.

  • Home & Auto Insurance
  • Home Insurance

1008 Burlington Avenue, Missoula, MT 59801

Expertise.com Rating

Review Sources

Google
4.0 (21)

Why choose this provider?

Montana Central Insurance is an independent insurance provider based in Missoula that offers a wide range of coverage plans to individuals, families, and businesses. Working with multiple financially sound and reputable carriers, its professional and experienced agents are able to provide drivers of different backgrounds with car insurance policies that will protect them from financial loss in the event of an automotive emergency.  Montana Central Insurance also insures recreational vehicles, such as collector cars, motorcycles, campers, trailers, and boats.

  • Home & Auto Insurance

401 South Orange Street, Missoula, MT 59801

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (4)

Why choose this provider?

Summit Insurance Agency, Inc., is a local car insurance company that serves clients in Missoula. It is committed to helping vehicle owners recover from the consequences of car accidents by offering insurance with various coverages, such as collision and comprehensive. It also crafts insurance policies that ensure protection against medical and legal expenses resulting from injury, death, or property damage. Its insurance partners include Safeco Insurance, Liberty Mutual, and Travelers. It was founded by Tom and Becky Monaghan, who have insurance management and agency experience.

  • Multiple Carriers
  • Home Insurance
  • Boat Insurance

306 East Railroad Avenue, Missoula, MT 59859

Expertise.com Rating

Review Sources

Facebook
4.9 (27)
Yelp
5.0 (1)

Why choose this provider?

Behling-Perry Insurance Agency is an independent insurance agency serving the insurance needs of residents in Missoula and nearby areas. Its insurance specialists offer a custom car insurance policy with coverage that suits the client's financial needs. They represent insurance carriers like Dairyland, Foremost, Progressive, and Nationwide. Its standard car policy covers minimum liability for the medical cost of an individual or persons involved in an accident. The agency can also provide additional coverage like collision and comprehensive insurance to protect financial assets.

  • Multiple Carriers

321 Southwest Higgins Avenue, Missoula, MT 59803

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Treasure State Insurance offers personal insurance solutions in the Missoula area. This locally owned agency provides various car insurance coverage options. Auto insurance policyholders can receive financial protection for medical payments, collisions, underinsured and uninsured motorists, and liability-related claims. Justin Ross, its insurance agent, walks car owners through different policy types and helps them choose the appropriate car insurance plans. Treasure State Insurance also covers roadside assistance, rental reimbursements, and specialty auto solutions in its insurance services.

  • Multiple Carriers

321 West Broadway Street, Missoula, MT 59802

Expertise.com Rating

Review Sources

Google
5.0 (10)
Yelp
2.5 (2)
Facebook
3.9 (1)

Why choose this provider?

Stockman Insurance Missoula Downtown offers an array of insurance products to the people of Missoula. Established in 1993, it has specialized agents who connect with clients to help them fulfill their specific insurance needs, including car insurance. They work with a variety of reputable and financially sound carriers to provide vehicle owners with comprehensive coverage that will meet their requirements and preferences. Stockman Insurance Missoula Downtown also provides homeowners, farm and ranch, federal crop, and life insurance.

  • Multiple Carriers
  • Home Insurance

2108 Dixon Avenue, Missoula, MT 59801

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
4.2 (5)

Why choose this provider?

Nate Sanders is a State Farm agent who has been servicing the Missoula community since 2011. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. A team of friendly staff at the local office provides personal customer service 24/7. Sanders is a member of the National Association of Insurance and Financial Advisors.

  • Bundling Option

249 West Front Street, Missoula, MT 59802

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Marcure Insurance is a company in Missoula that offers various protection plans, including auto insurance. Depending on clients' needs, its team of agents can furnish policies that reimburse medical expenses in cases of accidents regardless of who is at fault. They review plans from providers like Safeco Insurance, Progressive, and Travelers, allowing them to offer a range of coverage options for car owners. Marcure Insurance is also licensed in Colorado, Wyoming, North Dakota, and Utah.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Compass Insurance Group
16366 Old Highway 93 S., Lolo, MT 59847
Affordable Insurance - Missoula
1830 South Avenue West, Missoula, MT 59801
Montana Central Insurance
1008 Burlington Avenue, Missoula, MT 59801
Summit Insurance Agency - Missoula
401 South Orange Street, Missoula, MT 59801
Behling-Perry Insurance Agency
306 East Railroad Avenue, Missoula, MT 59859
Treasure State Insurance
321 Southwest Higgins Avenue, Missoula, MT 59803
Stockman Insurance Missoula Downtown
321 West Broadway Street, Missoula, MT 59802
Nate Sanders
2108 Dixon Avenue, Missoula, MT 59801
Marcure Insurance
249 West Front Street, Missoula, MT 59802

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What happens if you do not buy an uninsured motorist coverage in Missoula?

    In Montana, you can refuse uninsured motorist coverage by signing a form. Insurance companies in the state are required to provide uninsured motorist coverage unless the applicant opts out. The coverage can assist a Missoula driver in paying for losses if they are involved in a car accident with a driver who has little or no insurance.

  • Are car break-ins common in Missoula?

    Car break-ins in Missoula have recently increased. Several of these crimes occurred near US Highway 93, Bow Street, and Russell Street. Criminals can stay outside longer in the spring and summer, so there is a spike in car break-ins. These criminals typically walk along rows of cars in parking lots and break into the vehicles to steal any valuables.

  • How will the insurance company handle your claim if your car is stolen in Missoula?

    Most insurance companies will impose a 21-day waiting period for Missoula police to recover your vehicle. If your car is still not found within this time frame, your insurance company will most likely offer you a settlement. If your vehicle is recovered within this time frame, the insurance company will wait for the repair report before taking action.

  • Are you allowed to show electronic proof of car insurance to the police in Missoula?

    Yes, under Montana Code 61-6-302, you can use your mobile device to show proof of car insurance to Missoula police. Every major insurer in the country provides a mobile app that allows customers to display their insurance ID. To avoid problems, check with your insurer to see if they have digital insurance cards.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.