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2024

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Best Local Car Insurance Agencies in Gulfport, MS

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gulfport Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

38Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

15701 Lemoyne Boulevard, Biloxi, MS 39532
WebsiteLicense: 10395005

Expertise.com Rating

Why choose this provider?

Insurance Done Right (IDR) is an independent insurance agency that covers clients in and around Gulfport. It educates interested applicants in car policy features and coverages like collision, comprehensive, and medical liability. The company guides policyholders in reviewing their car insurance plans and filing for claims or changes. IDR was founded in 2018 by Courtney L. Jacobs, who is a member of the MS Gulf Coast Chamber Board. Licensed to practice in four different states, she also provides home and life insurance.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

12337 Ashley Drive, Gulfport, MS 39503

Expertise.com Rating

Review Sources

Google
4.0 (165)
Facebook
3.7 (7)
Yelp
5.0 (1)

Why choose this provider?

USA Insurance Companies - Gulfport is an insurance agency offering a wide range of auto insurance options in the metro. Focusing solely on car insurance, the company's agents are committed to understanding every aspect of coverages. It can help insure high-risk drivers, including those with previous tickets, DUIs, and accidents. Aside from its Gulfport office, USA Insurance Companies has six convenient locations across the state. Its team of insurance agents' goal is to find a policy that matches each client's requirements.

  • Multiple Carriers

4338 Park Ten Drive, Diamondhead, MS 39525
WebsiteLicense: 208581

Expertise.com Rating

Why choose this provider?

Dewitt Insurance Agency provides auto coverage options for clients in Gulfport. Personal car owners can expect policies that secure damages or losses incurred from collisions, floods, hurricanes, theft, and fires. The company also provides liability protection and medical expenses for a vehicle's driver and passengers. For commercial vehicle owners, Dewitt includes hired or non-owned auto liability and use of personal vehicle coverage. It also offers insurance options for recreational vehicles, including classic cars, motorcycles, boats, and watercraft.

10049 Doris Deno Avenue, D'Iberville, MS 39540
WebsiteLicense: 10217908

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (30)

Why choose this provider?

Ashleigh Fallo is a State Farm insurance agent serving Gulfport and other locations. She offers auto insurance plans with comprehensive coverages. These may also include liability coverage for vehicle repair or medical bills. She reviews her clients' policies every year or two to discuss any updates with them that may be needed. Ashleigh and her team have 90 years of collective experience in the industry. They also cater to customers who need home, business, pet, life, and health insurance policies.

  • Multiple Carriers

10598 D'Iberville Boulevard, D'Iberville, MS 39540
WebsiteLicense: 205923

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
3.9 (11)

Why choose this provider?

Sound Insurance Solutions is an independent agency that assists individuals and families in Gulfport with its insurance services. Focused on providing personalized service, the company goes through multiple carriers on behalf of the clients to search for suitable coverage. Its agents cover auto insurance for vehicle owners involving collision, comprehensive, and property damage. Medical expenses from accidents and bodily injuries are also covered in the policy. Additionally, insurance for boats, ATVs, and other recreational vehicles is offered by the company.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

519 Azalea Road, Gulfport, MS 36609
WebsiteLicense: 5593

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Yelp
4.5 (3)

Why choose this provider?

Millsaps & Associates, Inc., is an independent insurance agency that has been serving individuals, families, and businesses in Gulfport and the surrounding communities since its founding in 1993. Backed by experience and expertise, its professional associates are able to design car insurance packages based on their clients’ different needs, requirements, and priorities. In addition to standard auto, Millsaps & Associates, Inc., can also help insure other vehicles, such as business vans, motorhomes, travel trailers, golf carts, and ATVs.

  • Bundling Option

1310 27th Avenue, Gulfport, MS 39501
WebsiteLicense: 10610878

Expertise.com Rating

Review Sources

Google
4.0 (70)

Why choose this provider?

From its Gulfport office, the United Risk Agency helps drivers find auto insurance tailored to their unique situations. Since 2019, the agency has been guiding clients throughout the insurance process. The company offers auto insurance covering collisions, theft, natural disasters, fire, and vandalism. Its insurance agents can also craft a policy that protects motorists against potential financial losses, including payments for property damage and personal injury. Additionally, the agents at the United Risk Agency offer life and home insurance.

  • Home & Auto Insurance
  • Home Insurance

320 Courthouse Road, Gulfport, MS 39507
WebsiteLicense: 15028180

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
5.0 (16)

Why choose this provider?

Freeman Insurance Agency, LLC, serves residents and families in Gulfport by helping them get auto insurance policies. Some of the insurance coverages they write include bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured motorists coverage. It guides clients in determining what policy is right for them. Freeman Insurance Agency represents more than a dozen insurance carriers and also offers insurance products for ATVs, classic cars, motorcycles, and recreational vehicles.

  • RV & Motorhome
  • Motorcyle & ATV

15016 Dedeaux Road, Gulfport, MS 39503
WebsiteLicense: 7702506

Expertise.com Rating

Why choose this provider?

Teri Eaton is an insurance agent for State Farm. She provides clients, especially families, in Gulfport and other surrounding areas with knowledge on insurance and how to protect their homes, autos, and other assets. She has been providing her services in the industry for 40 years. Auto insurance will cover damages from accidents and reimburse car rentals in case of a collision. The agency also provides comprehensive insurance which covers damages from theft, flood, and fire.

11240 U.S. 49, Gulfport, MS 39503

Expertise.com Rating

Review Sources

Google
4.1 (24)
Facebook
4.6 (22)

Why choose this provider?

Lemon-Mohler Insurance Agency is a full-service insurance firm serving the needs of individuals, families, and businesses in Gulfport. Established in 1947, the independent insurance company assists car owners and commercial operators in protecting their loved ones, employees, and vehicles with an auto insurance policy. Its agents partner with several carriers that can provide adequate coverage for liabilities, personal injury, medical payments, comprehensive, and collision. They also offer specialized insurance policies for classic and antique cars, motorcycles, and RVs.

  • Boat Insurance
  • Home Insurance
  • Home & Auto Insurance

2121 Pass Road, Gulfport, MS 39501
WebsiteLicense: 410069

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (4)

Why choose this provider?

Allen & Smith Insurance Agency in Gulfport has been serving thousands of individual and business clients since 1992. It offers auto and motorcycle insurance plans with liability, collision, and comprehensive coverages. It also has full-coverage insurance and uninsured motorist plans. The company also provides commercial auto insurance for car dealers and service shops, independent truckers, and motor carriers. Allen & Smith Insurance Agency works with various insurance companies to provide plans, including homeowners and workers’ compensation insurance.

  • Boats
  • Motorcyle & ATV

904 Camp 4 Jacks Road, Biloxi, MS 39532
WebsiteLicense: 15013938

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Established in 2008, Burke Insurance, LLC, is a full-service and independent insurance management firm that works with residential and commercial clients in Gulfport and in nearby districts. It offers a variety of insurance products and services, such as personal and commercial auto insurance, as well as homeowners', health, life, and Medicare insurance. The company's agents strive to provide personalized insurance options that will suit the needs and preferences of each client.

  • Multiple Carriers

2317 Government Street, Ocean Springs, MS 39564
WebsiteLicense: 15015321

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Gartman Insurance Agency offers risk management solutions to Gulfport residents. The insurance brokerage assists clients in acquiring auto insurance, which may include personal injury protection and uninsured motorist coverage. The latter reimburses losses in case the policyholder gets hit by someone who is uninsured or underinsured. The company's agents have access to policy options from carriers like Progressive, Hagerty, and Foremost Insurance Group. Gartman Insurance Agency has been in service for more than 10 years.

  • Bundling Option
  • Motorcyle & ATV

1403 South Main Street, Poplarville, MS 39470
WebsiteLicense: 10004536

Expertise.com Rating

Why choose this provider?

The James Agency is an independent insurance solutions provider near Gulfport that services the entire state of Mississippi. It provides various personal and commercial insurance products to residents such as its auto insurance policies which protect clients and their vehicles from damages and liabilities. Add-ons that cover rental reimbursements, towing and labor, as well as roadside assistance are also available. The James Agency has over 35 years of experience in the insurance industry.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Done Right
15701 Lemoyne Boulevard, Biloxi, MS 39532
USA Insurance Companies - Gulfport
12337 Ashley Drive, Gulfport, MS 39503
Dewitt Insurance Agency
4338 Park Ten Drive, Diamondhead, MS 39525
Ashleigh Fallo
10049 Doris Deno Avenue, D'Iberville, MS 39540
Sound Insurance Solutions
10598 D'Iberville Boulevard, D'Iberville, MS 39540
Millsaps & Associates, Inc.
519 Azalea Road, Gulfport, MS 36609
United Risk Agency
1310 27th Avenue, Gulfport, MS 39501
Freeman Insurance Agency, LLC
320 Courthouse Road, Gulfport, MS 39507
Teri Eaton
15016 Dedeaux Road, Gulfport, MS 39503
Lemon-Mohler Insurance Agency - Gulf Port
11240 U.S. 49, Gulfport, MS 39503
Allen & Smith Insurance Agency - Gulfport
2121 Pass Road, Gulfport, MS 39501
Burke Insurance
904 Camp 4 Jacks Road, Biloxi, MS 39532
gartmaninsurance.net
2317 Government Street, Ocean Springs, MS 39564
The James Agency
1403 South Main Street, Poplarville, MS 39470

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • When do you need an SR-22 in Gulfport?

    Here are a few circumstances that could require you to have a Certificate of Financial Responsibility or SR-22 on record in Gulfport:

    • You've been found guilty of a DWI or DUI offense.
    • Your driver's license has faced suspension.
    • You have a history of not upholding car insurance coverage.
    • You've committed significant driving-related infractions.
  • What is the duration of validity for an SR-22 in Gulfport?

    Typically, you need to maintain an SR-22 on record for a duration of three years in Gulfport. There may be no need for another filing if you maintain safe driving habits during this period. Moreover, it's likely that your insurance rates could decrease over time if you demonstrate responsible driving behavior. Even if you currently have an SR-22 on record and are perceived as a high-risk driver, this situation is not permanent.

  • What is the grace period for car insurance payments in Gulfport?

    The grace period for late payments of car insurance premiums varies, depending on the type of premium payment schedule. For weekly premium policies, the grace period is seven days. For monthly premium policies, it's 10 days. For all other policies, the grace period is 31 days. Following the initial premium payment, Gulfport mandates insurance providers to grant this grace period for missed payments.

  • Is collision and comprehensive car insurance necessary in Gulfport?

    If you financed the purchase or lease of your car in Gulfport, it's likely that your financing or leasing company will insist on collision and comprehensive coverage. However, if you fully own your vehicle, you have the option to decide whether to include collision and comprehensive coverage in your policy to safeguard your car in case of a covered accident.

  • What factors can cause your car insurance premium to rise in Gulfport?

    Some of the factors that can lead to an increase in your car insurance premium in Gulfport include the following:

    • Being at fault in accidents that result in substantial insurance claims.
    • Traffic infractions such as careless driving, DUIs, and speeding tickets.
    • Operating a vehicle without car insurance, classifying you as a high-risk driver.
    • The driving history of an individual who frequently drives your car and is added to your policy.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.