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Best Local Car Insurance Agencies in Mississippi

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Mississippi local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1698Reviewed

1026Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (15)

Why choose this provider?

Porter's Insurance Agency, Inc., is an independent firm that has been catering to the insurance needs of individuals, businesses, and families in Mississippi for almost four decades. Its insurance specialists perform complete analyses to identify clients' unique auto insurance needs. Its auto insurance helps reimburse damages to the vehicle caused by unexpected events. The professionals also insure homes, boats, valuable properties, and commercial vehicles. Some of the insurance carriers they represent are Integon Insurance Company, The Hartford, and Old Republic Company.

Best Local Car Insurance Agencies Serving Mississippi
Ocean Springs

Expertise.com Rating

Review Sources

Google
4.4 (57)
Facebook
4.6 (19)
Yelp
1.0 (1)

Why choose this provider?

Reynolds Independent Insurance Agency provides insurance solutions for vehicle owners in Mississippi. It comprises independent agents who assist people in finding insurance policies for new, used, or classic cars. They also work with clients who require full or liability coverage. In addition, they help with SR22 filings. The firm's other products are general liability, workers' compensation, commercial, and homeowners' insurance plans. One of the firm's agents, Katherine Cottrell, has been handling personal and commercial lines insurance for the last 18 years.

Best Local Car Insurance Agencies Serving Mississippi
D'Iberville

Expertise.com Rating

Review Sources

Google
5.0 (104)
Facebook
5.0 (31)

Why choose this provider?

Ashleigh Fallo is a State Farm insurance agent serving the insurance needs of individuals, families, and businesses in Mississippi. Fallo and her team hold discussions with customers to learn about their auto insurance needs and create a plan to protect them from vehicle damage, liability, and income losses. They provide car insurance protection plans for teen drivers, car collectors, business travelers, and rental car owners. Additional products include renters', home, pet, health, business, and life insurance.

Best Local Car Insurance Agencies Serving Mississippi
Mobile

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (11)

Why choose this provider?

Millsaps & Associates, Inc., is an independent agency that provides the best auto insurance solutions for automobile owners in Mississippi. The insurance specialists at this firm assist in finding auto insurance policies with coverage options that include collision, rental reimbursement, medical payments, uninsured or underinsured motorists, and loan lease payoff. They also insure commercial vehicle types, such as local delivery trucks, business vans, tow trucks, golf carts, ATVs, and artisan use vans. In addition, they handle the complex process of preparing and planning for retirement.

Best Local Car Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Review Sources

Facebook
5.0 (30)
Google
4.7 (26)

Why choose this provider?

Freeman Insurance Agency, LLC, protects families and businesses in Mississippi through its products and services. It offers insurance policies to car owners. The auto insurance comes with coverage options such as bodily injury and property damage liability, medical payments, and personal injury protection. The agency also insures classic cars. Its wide range of protection plans includes insurance for homes, condominiums, boats, ATVs, and business owners. The agents not only help clients understand insurance but also assist them in filing claims or processing payments.

Best Local Car Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (8)

Why choose this provider?

R. W. Aiken Insurance Agency, Inc., is a local, independent firm that offers the best auto insurance policies for vehicle owners in Mississippi. Its agents represent several insurance partners to provide auto insurance that helps clients get back on the road immediately. Its plan helps pay for damaged vehicles caused by theft, fire, accident, or other covered events. It also includes a no-fault and liability protection coverage. The agency also insures motorcycles, classic cars, ATVs, and recreational vehicles.

Best Local Car Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Review Sources

Google
4.2 (22)

Why choose this provider?

Lemon-Mohler Insurance Agency - Gulf Port has been in the industry since 1947, protecting thousands of people and families in Mississippi. The agents at this firm evaluate each client's insurance needs in order to build the cheapest plan that meets the standard level of protection. They represent insurance companies with a solid reputation for quick and fair claims processing. They have auto insurance plans with comprehensive, collision, liability limits, medical coverage, and personal injury protection. They also insure motor homes, motorcycles, and antique or special interest cars.

Best Local Car Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Review Sources

Google
4.8 (26)
Facebook
5.0 (16)

Why choose this provider?

Teri Eaton is a State Farm agent who caters to the insurance needs of Mississippi-based individuals, families, and businesses. Eaton and his team of agents help protect clients' assets by providing the best auto insurance policies. They have auto insurance policies for new drivers, collectors, business travelers, and rental car owners. The plan's coverage options include rideshare, collision, comprehensive, and liability protection. Other products are home, life, business, and health insurance plans. The professionals also assist clients in planning for retirement.

Best Local Car Insurance Agencies Serving Mississippi
Diamondhead

Expertise.com Rating

Review Sources

Facebook
4.6 (12)
Google
3.7 (9)

Why choose this provider?

Dewitt Insurance Agency is a locally owned and operated firm in Mississippi that offers the best insurance protection with a mix of coverage that suits unique needs and budget considerations. Its agents help clients find auto insurance plans that provide financial protection when they are involved in an accident. Its automobile policy also pays for damaged vehicles caused by theft, fire, and other covered catastrophes. The agency's professionals also have appropriate coverage for motorcycles, classic cars, ATVs, motorhomes, and boats.

Best Local Car Insurance Agencies Serving Mississippi
D'Iberville

Expertise.com Rating

Review Sources

Facebook
4.9 (20)
Google
4.1 (14)

Why choose this provider?

Sound Insurance Solutions in Mississippi offers a wide selection of protection plans. It helps car owners get policies that pay for collisions and other damages that hit the vehicle and protect them financially in case they were injured by another party. It also has a car insurance plan that compensates for property damage in case the owner is the one at fault. The agency also offers insurance for homes, condominiums, restaurants, and businesses. It is an independent insurance agency, with access to different carriers.

Best Local Car Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (1)

Why choose this provider?

F L M Insurance & Associates LLC is an independent agency that provides individualized insurance solutions for people and businesses in Mississippi. Its team of agents offers auto insurance plans that protect policyholders financially in the event of accidents. Its plan pays for the costs of rehabilitation and injury treatment. In addition, it also has property and liability coverage. Additional products are business and commercial, dental, flood, manufactured home, and long-term care insurance plans, as well as bonds.

Best Local Car Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Review Sources

Google
4.0 (45)
Facebook
4.7 (33)

Why choose this provider?

Allen & Smith Insurance Agency - Gulfport has been providing the cheapest insurance protection for Mississippi-based individuals and businesses since 1992. Its staff helps clients deliver auto insurance coverage that suits clients' unique needs and budget preferences. Its plan covers policyholders, spouses, other resident relatives, and other persons driving the owned, rented, or leased vehicle with permission. It also has homeowners', motorcycle, watercraft, and general liability insurance plans. Executive and co-owner Mark Smith is a member of the CCA and the Independent Insurance Agents Association.

Best Local Car Insurance Agencies Serving Mississippi
Biloxi

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (4)

Why choose this provider?

Established in 2008, Burke Insurance is an independent agency that provides the best car insurance solutions for customers throughout the state of Mississippi. It offers auto insurance protection that covers lawsuits, the cost of car repairs, and the reimbursement for damages caused by circumstances other than an accident. Its agents also have policies for high-risk drivers with many tickets or accidents, DUIs, SR-22, no prior coverage, and drivers under the age of 25. Additional products include homeowners', commercial, health, life, and Medicare supplemental insurance.

Best Local Car Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Review Sources

Google
4.9 (108)
Facebook
5.0 (8)

Why choose this provider?

United Risk Agency provides various insurance solutions to the Mississippi community. It provides car owners with insurance that pays for damages caused by collisions, theft, fire, and vandalism. Other car insurance plans also include medical payments and liability coverage. The agency also offers insurance policies for homeowners, condos, and renters. Life insurance plans are also available. The insurance firm was established in 2019 and has since been representing several national companies. Its president, Russell Taylor, is also a real estate appraiser.

Best Local Car Insurance Agencies Serving Mississippi
Gulfport

Expertise.com Rating

Review Sources

Google
4.0 (165)
Facebook
3.7 (7)
Yelp
5.0 (1)

Why choose this provider?

USA Insurance Companies - Gulfport is an independent agency that provides a variety of low cost auto insurance choices for clients based in Mississippi. It comprises insurance specialists who have the product knowledge and are ready to assist clients in determining the appropriate coverage for the vehicle. They find auto insurance plans regardless of whether clients have citations, DUIs, or have been involved in an accident. They require clients to get auto insurance with collision and comprehensive coverage for financed or leased cars.

Best Local Car Insurance Agencies Serving Mississippi
Pascagoula

Expertise.com Rating

Review Sources

Google
4.4 (12)

Why choose this provider?

Bishop Insurance Services provides a wide range of coverage and protection options for vehicle owners in Mississippi. Its insurance agents advise clients, from first-time drivers to a fleet of commercial vehicles, on the right coverage. Its auto insurance policies include uninsured motorist, liability, minor violation forgiveness, roadside assistance, rental reimbursement, and diminishing deductible coverage. The firm's principal agent, Amy Coakley, keeps clients updated on current insurance trends and reviews policies on a regular basis.

Best Local Car Insurance Agencies Serving Mississippi
Ocean Springs

Expertise.com Rating

Review Sources

Google
4.2 (26)
Facebook
4.6 (9)

Why choose this provider?

Gartman Insurance Agency is a local business that assists in finding an auto policy that fits the specific needs of automobile owners throughout the state of Mississippi. Its agents help choose the best auto insurance plan while taking into account various factors, such as providers, costs, payments, and deductibles. The agency's additional products are motorcycle, homeowners', flood, life, and commercial property insurance. Some of the carriers it works with are Safeway, Hagerty, Progressive, and Foremost Insurance Group.

Best Local Car Insurance Agencies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Google
4.6 (32)
Facebook
5.0 (20)

Why choose this provider?

The Policy Center is a local company in Mississippi that has been assisting individuals and businesses obtain insurance protection for the past three decades. Its agents partner with reputable insurance carriers to help develop coverage choices that safeguard policyholders and their loved ones from unexpected financial hardships. Its auto policy includes collision, comprehensive, towing and roadside assistance, and personal injury protection coverage. The Policy Center also provides workers' compensation, surety bonds, and homeowners' insurance plans.

Best Local Car Insurance Agencies Serving Mississippi
Biloxi

Expertise.com Rating

Review Sources

Google
4.8 (24)
Facebook
5.0 (18)

Why choose this provider?

Insurance Done Right is an independent agency in Mississippi that serves the insurance protection needs of vehicle owners. It comprises agents who provide the basic types of auto insurance policies with coverage options, such as collision, comprehensive, liability protection, and medical payments. They also work with business owners and assist in insuring vehicles used for commercial purposes. The company offers a commercial auto policy that helps cover goods related to the business. Workers' compensation, homeowners', renters�, and general liability insurance plans are also available.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Porter's Insurance Agency, Inc.
P.O. Box 2773, Jackson, MS 39207
Reynolds Independent Insurance Agency
6204 Washington Avenue, Ocean Springs, MS 39564
Ashleigh Fallo
10049 Doris Deno Avenue, D'Iberville, MS 39540
Millsaps & Associates, Inc.
519 Azalea Road, Mobile, MS 36609
Freeman Insurance Agency, LLC
320 Courthouse Road, Gulfport, MS 39507
R. W. Aiken Insurance Agency, Inc.
1923 Dunbarton Drive, Jackson, MS 39216
Lemon-Mohler Insurance Agency - Gulf Port
11240 U.S. 49, Gulfport, MS 39503
Teri Eaton
15016 Dedeaux Road, Gulfport, MS 39503
Dewitt Insurance Agency
4338 Park Ten Drive, Diamondhead, MS 39525
Sound Insurance Solutions
10598 D'Iberville Boulevard, D'Iberville, MS 39540
F L M Insurance & Associates LLC
2382 Highway 80 West, Jackson, MS 39204
Allen & Smith Insurance Agency - Gulfport
2121 Pass Road, Gulfport, MS 39501
Burke Insurance
904 Camp 4 Jacks Road, Biloxi, MS 39532
United Risk Agency
1310 27th Avenue, Gulfport, MS 39501
USA Insurance Companies - Gulfport
12337 Ashley Drive, Gulfport, MS 39503
Bishop Insurance Services
1813 Ingalls Avenue, Pascagoula, MS 39567
gartmaninsurance.net
2317 Government Street, Ocean Springs, MS 39564
The Policy Center
825 Larson Street, Jackson, MS 39202
Insurance Done Right
15701 Lemoyne Boulevard, Biloxi, MS 39532

Mississippi Car Insurance Agency FAQs

  • What is under collision insurance in Mississippi?

    Similar to other states, collision insurance in Mississippi covers damage to your vehicle when an accident is the car owner's fault. This type of insurance does not cover incidents like vandalism or theft. If another driver causes the accident, their insurance should handle the damages. This coverage pays for damage from collisions, whether in forward or reverse, accidents caused by sliding on ice and hitting stationary objects, and damage caused by potholes.

  • How to properly get a quote from car insurance agency in Mississippi?

    To properly request a car insurance quote from a car insurance agency in Mississippi, you must have a valid driver's license, vehicle identification number, and the physical address where your vehicle is stored. During the quoting process, you'll be presented with various coverage options, including state minimums, and asked questions to determine potential discounts and savings. Additionally, you can compare quotes from different companies to ensure you decide on the best car insurance for your needs.

  • What are the mandated car insurance coverage in Mississippi?

    In Mississippi, car owners must have three types of car insurance coverage: bodily injury, property damage, and accidents involving uninsured drivers or uninsured motorist coverage. These are the basic insurance requirements. However, it is still wise to think about whether these minimums would be enough if you were in an accident with expensive cars, particularly in areas where they are prevalent. Consider getting more coverage to pay for damages or injuries if you're at fault in an accident.

  • What happens to your car insurance policy after an accident in Mississippi?

    After an accident in Mississippi, your car insurance policy can change in a few ways. First, your insurance rate usually increases because the accident makes you seem riskier to insure. You might be put in a higher-risk group, leading to higher premiums. Also, if you used to get a discount for being a safe driver, you could lose that benefit. If you previously had a clean claims record, the accident might erase those perks, leaving you open to future rate hikes. Hence, it's also important to consider your deductible when making a claim.

  • How does medical payment insurance work in Mississippi?

    In Mississippi, medical payment insurance is an optional rider that can cover medical expenses for drivers and passengers in the event of a car accident, regardless of fault. It pays for costs like hospital visits, surgeries, and ambulance services. In addition, rental reimbursement coverage assists with transportation expenses in the event that an insurance claim results in the need to repair your car.