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2024

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Best Local Car Insurance Agencies in Mississippi

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Mississippi Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1698Reviewed

1026Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Jackson

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (8)

Why choose this provider?

R. W. Aiken Insurance Agency, Inc., is a local, independent firm that offers the best auto insurance policies for vehicle owners in Mississippi. Its agents represent several insurance partners to provide auto insurance that helps clients get back on the road immediately. Its plan helps pay for damaged vehicles caused by theft, fire, accident, or other covered events. It also includes a no-fault and liability protection coverage. The agency also insures motorcycles, classic cars, ATVs, and recreational vehicles.

Diamondhead

Expertise.com Rating

Review Sources

Facebook
4.6 (12)
Google
3.7 (9)

Why choose this provider?

Dewitt Insurance Agency is a locally owned and operated firm in Mississippi that offers the best insurance protection with a mix of coverage that suits unique needs and budget considerations. Its agents help clients find auto insurance plans that provide financial protection when they are involved in an accident. Its automobile policy also pays for damaged vehicles caused by theft, fire, and other covered catastrophes. The agency's professionals also have appropriate coverage for motorcycles, classic cars, ATVs, motorhomes, and boats.

Gulfport

Expertise.com Rating

Review Sources

Google
4.0 (165)
Facebook
3.7 (7)
Yelp
5.0 (1)

Why choose this provider?

USA Insurance Companies - Gulfport is an independent agency that provides a variety of low cost auto insurance choices for clients based in Mississippi. It comprises insurance specialists who have the product knowledge and are ready to assist clients in determining the appropriate coverage for the vehicle. They find auto insurance plans regardless of whether clients have citations, DUIs, or have been involved in an accident. They require clients to get auto insurance with collision and comprehensive coverage for financed or leased cars.

Gulfport

Expertise.com Rating

Review Sources

Facebook
5.0 (30)
Google
4.7 (26)

Why choose this provider?

Freeman Insurance Agency, LLC, protects families and businesses in Mississippi through its products and services. It offers insurance policies to car owners. The auto insurance comes with coverage options such as bodily injury and property damage liability, medical payments, and personal injury protection. The agency also insures classic cars. Its wide range of protection plans includes insurance for homes, condominiums, boats, ATVs, and business owners. The agents not only help clients understand insurance but also assist them in filing claims or processing payments.

D'Iberville

Expertise.com Rating

Review Sources

Facebook
4.9 (20)
Google
4.1 (14)

Why choose this provider?

Sound Insurance Solutions in Mississippi offers a wide selection of protection plans. It helps car owners get policies that pay for collisions and other damages that hit the vehicle and protect them financially in case they were injured by another party. It also has a car insurance plan that compensates for property damage in case the owner is the one at fault. The agency also offers insurance for homes, condominiums, restaurants, and businesses. It is an independent insurance agency, with access to different carriers.

D'Iberville

Expertise.com Rating

Review Sources

Google
5.0 (104)
Facebook
5.0 (31)

Why choose this provider?

Ashleigh Fallo is a State Farm insurance agent serving the insurance needs of individuals, families, and businesses in Mississippi. Fallo and her team hold discussions with customers to learn about their auto insurance needs and create a plan to protect them from vehicle damage, liability, and income losses. They provide car insurance protection plans for teen drivers, car collectors, business travelers, and rental car owners. Additional products include renters', home, pet, health, business, and life insurance.

Gulfport

Expertise.com Rating

Review Sources

Google
4.9 (108)
Facebook
5.0 (8)

Why choose this provider?

United Risk Agency provides various insurance solutions to the Mississippi community. It provides car owners with insurance that pays for damages caused by collisions, theft, fire, and vandalism. Other car insurance plans also include medical payments and liability coverage. The agency also offers insurance policies for homeowners, condos, and renters. Life insurance plans are also available. The insurance firm was established in 2019 and has since been representing several national companies. Its president, Russell Taylor, is also a real estate appraiser.

Jackson

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (15)

Why choose this provider?

Porter's Insurance Agency, Inc., is an independent firm that has been catering to the insurance needs of individuals, businesses, and families in Mississippi for almost four decades. Its insurance specialists perform complete analyses to identify clients' unique auto insurance needs. Its auto insurance helps reimburse damages to the vehicle caused by unexpected events. The professionals also insure homes, boats, valuable properties, and commercial vehicles. Some of the insurance carriers they represent are Integon Insurance Company, The Hartford, and Old Republic Company.

Ocean Springs

Expertise.com Rating

Review Sources

Google
4.4 (57)
Facebook
4.6 (19)
Yelp
1.0 (1)

Why choose this provider?

Reynolds Independent Insurance Agency provides insurance solutions for vehicle owners in Mississippi. It comprises independent agents who assist people in finding insurance policies for new, used, or classic cars. They also work with clients who require full or liability coverage. In addition, they help with SR22 filings. The firm's other products are general liability, workers' compensation, commercial, and homeowners' insurance plans. One of the firm's agents, Katherine Cottrell, has been handling personal and commercial lines insurance for the last 18 years.

Gulfport

Expertise.com Rating

Review Sources

Google
4.8 (26)
Facebook
5.0 (16)

Why choose this provider?

Teri Eaton is a State Farm agent who caters to the insurance needs of Mississippi-based individuals, families, and businesses. Eaton and his team of agents help protect clients' assets by providing the best auto insurance policies. They have auto insurance policies for new drivers, collectors, business travelers, and rental car owners. The plan's coverage options include rideshare, collision, comprehensive, and liability protection. Other products are home, life, business, and health insurance plans. The professionals also assist clients in planning for retirement.

Biloxi

Expertise.com Rating

Why choose this provider?

Established in 2008, Burke Insurance is an independent agency that provides the best car insurance solutions for customers throughout the state of Mississippi. It offers auto insurance protection that covers lawsuits, the cost of car repairs, and the reimbursement for damages caused by circumstances other than an accident. Its agents also have policies for high-risk drivers with many tickets or accidents, DUIs, SR-22, no prior coverage, and drivers under the age of 25. Additional products include homeowners', commercial, health, life, and Medicare supplemental insurance.

Mobile

Expertise.com Rating

Review Sources

Google
4.5 (17)
Facebook
5.0 (11)

Why choose this provider?

Millsaps & Associates, Inc., is an independent agency that provides the best auto insurance solutions for automobile owners in Mississippi. The insurance specialists at this firm assist in finding auto insurance policies with coverage options that include collision, rental reimbursement, medical payments, uninsured or underinsured motorists, and loan lease payoff. They also insure commercial vehicle types, such as local delivery trucks, business vans, tow trucks, golf carts, ATVs, and artisan use vans. In addition, they handle the complex process of preparing and planning for retirement.

Biloxi

Expertise.com Rating

Review Sources

Google
4.8 (24)
Facebook
5.0 (18)

Why choose this provider?

Insurance Done Right is an independent agency in Mississippi that serves the insurance protection needs of vehicle owners. It comprises agents who provide the basic types of auto insurance policies with coverage options, such as collision, comprehensive, liability protection, and medical payments. They also work with business owners and assist in insuring vehicles used for commercial purposes. The company offers a commercial auto policy that helps cover goods related to the business. Workers' compensation, homeowners', renters�, and general liability insurance plans are also available.

Gulfport

Expertise.com Rating

Review Sources

Google
4.2 (22)

Why choose this provider?

Lemon-Mohler Insurance Agency - Gulf Port has been in the industry since 1947, protecting thousands of people and families in Mississippi. The agents at this firm evaluate each client's insurance needs in order to build the cheapest plan that meets the standard level of protection. They represent insurance companies with a solid reputation for quick and fair claims processing. They have auto insurance plans with comprehensive, collision, liability limits, medical coverage, and personal injury protection. They also insure motor homes, motorcycles, and antique or special interest cars.

Jackson

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (1)

Why choose this provider?

F L M Insurance & Associates LLC is an independent agency that provides individualized insurance solutions for people and businesses in Mississippi. Its team of agents offers auto insurance plans that protect policyholders financially in the event of accidents. Its plan pays for the costs of rehabilitation and injury treatment. In addition, it also has property and liability coverage. Additional products are business and commercial, dental, flood, manufactured home, and long-term care insurance plans, as well as bonds.

Gulfport

Expertise.com Rating

Review Sources

Google
4.0 (45)
Facebook
4.7 (33)

Why choose this provider?

Allen & Smith Insurance Agency - Gulfport has been providing the cheapest insurance protection for Mississippi-based individuals and businesses since 1992. Its staff helps clients deliver auto insurance coverage that suits clients' unique needs and budget preferences. Its plan covers policyholders, spouses, other resident relatives, and other persons driving the owned, rented, or leased vehicle with permission. It also has homeowners', motorcycle, watercraft, and general liability insurance plans. Executive and co-owner Mark Smith is a member of the CCA and the Independent Insurance Agents Association.

Ocean Springs

Expertise.com Rating

Review Sources

Google
4.2 (26)
Facebook
4.6 (9)

Why choose this provider?

Gartman Insurance Agency is a local business that assists in finding an auto policy that fits the specific needs of automobile owners throughout the state of Mississippi. Its agents help choose the best auto insurance plan while taking into account various factors, such as providers, costs, payments, and deductibles. The agency's additional products are motorcycle, homeowners', flood, life, and commercial property insurance. Some of the carriers it works with are Safeway, Hagerty, Progressive, and Foremost Insurance Group.

Jackson

Expertise.com Rating

Review Sources

Google
4.6 (32)
Facebook
5.0 (20)

Why choose this provider?

The Policy Center is a local company in Mississippi that has been assisting individuals and businesses obtain insurance protection for the past three decades. Its agents partner with reputable insurance carriers to help develop coverage choices that safeguard policyholders and their loved ones from unexpected financial hardships. Its auto policy includes collision, comprehensive, towing and roadside assistance, and personal injury protection coverage. The Policy Center also provides workers' compensation, surety bonds, and homeowners' insurance plans.

Pascagoula

Expertise.com Rating

Review Sources

Google
4.4 (12)

Why choose this provider?

Bishop Insurance Services provides a wide range of coverage and protection options for vehicle owners in Mississippi. Its insurance agents advise clients, from first-time drivers to a fleet of commercial vehicles, on the right coverage. Its auto insurance policies include uninsured motorist, liability, minor violation forgiveness, roadside assistance, rental reimbursement, and diminishing deductible coverage. The firm's principal agent, Amy Coakley, keeps clients updated on current insurance trends and reviews policies on a regular basis.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
R. W. Aiken Insurance Agency, Inc.
1923 Dunbarton Drive, Jackson, MS 39216
Dewitt Insurance Agency
4338 Park Ten Drive, Diamondhead, MS 39525
USA Insurance Companies - Gulfport
12337 Ashley Drive, Gulfport, MS 39503
Freeman Insurance Agency, LLC
320 Courthouse Road, Gulfport, MS 39507
Sound Insurance Solutions
10598 D'Iberville Boulevard, D'Iberville, MS 39540
Ashleigh Fallo
10049 Doris Deno Avenue, D'Iberville, MS 39540
United Risk Agency
1310 27th Avenue, Gulfport, MS 39501
Porter's Insurance Agency, Inc.
P.O. Box 2773, Jackson, MS 39207
Reynolds Independent Insurance Agency
6204 Washington Avenue, Ocean Springs, MS 39564
Teri Eaton
15016 Dedeaux Road, Gulfport, MS 39503
Burke Insurance
904 Camp 4 Jacks Road, Biloxi, MS 39532
Millsaps & Associates, Inc.
519 Azalea Road, Mobile, AL 36609
Insurance Done Right
15701 Lemoyne Boulevard, Biloxi, MS 39532
Lemon-Mohler Insurance Agency - Gulf Port
11240 U.S. 49, Gulfport, MS 39503
F L M Insurance & Associates LLC
2382 Highway 80 West, Jackson, MS 39204
Allen & Smith Insurance Agency - Gulfport
2121 Pass Road, Gulfport, MS 39501
gartmaninsurance.net
2317 Government Street, Ocean Springs, MS 39564
The Policy Center
825 Larson Street, Jackson, MS 39202
Bishop Insurance Services
1813 Ingalls Avenue, Pascagoula, MS 39567

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.