Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Saint Paul, MN

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Saint Paul Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

177Reviewed

113Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Saint Paul, MN
WebsiteLicense: 40344347

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
4.8 (10)

Why choose this provider?

Kriener Insurance provides customers in and around Saint Paul with auto insurance. Its team offers car insurance policies that cover the minimum requirement by the state, including uninsured motorist protection and liability indemnity. Clients also have the option to add comprehensive insurance that helps them pay for roadside assistance and auto repairs due to collisions, falling debris, vandalism, and catastrophic weather conditions. Kriener Insurance carries different brands, such as Eerie Insurance, Bedford Underwriters, Encompass, and Kemper.

  • Auto Insurance
  • Classic Car Insurance
  • Car Insurance Agency

Saint Paul, MN

Expertise.com Rating

Why choose this provider?

Need help contacting a Local Car Insurance Agency in Saint Paul? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

8665 Eagle Point Boulevard, Lake Elmo, MN 55042
WebsiteLicense: 40290913

Expertise.com Rating

Review Sources

Google
4.8 (12)
Facebook
5.0 (9)

Why choose this provider?

Eagle Point Insurance Group, Inc., is a team of risk management specialists that offers a range of products, including car insurance. The company services clients in Saint Paul. They offer auto insurance plans that may include collision, comprehensive, road emergency service, and liability coverage. Their agents have access to policies from a number of carriers such as Hagerty, Auto-Owners Insurance, Progressive, and Travelers, allowing them to provide clients with insurance options. Eagle Point Insurance Group, Inc.,'s team carries over 125 years of collective industry experience.

  • Home & Auto Insurance
  • Home Insurance

637 Snelling Ave N, Saint Paul, MN 55104
WebsiteLicense: 20483296

Expertise.com Rating

Review Sources

Google
4.9 (61)
Facebook
5.0 (34)

Why choose this provider?

Krog Insurance has been serving individuals, families, and businesses in Saint Paul and the rest of Minnesota since 1986. The company offers car insurance policies that include bodily injury and property damage liability, uninsured and underinsured motorist coverage, roadside assistance and towing, collision and comprehensive damage, and personal injury protection. Insurance for ATVs and UTVs, motorcycles, and snowmobiles are also available. The company works with carriers like Dairyland Auto, Main Street America Insurance, State Auto Insurance Companies, and American Modern.

  • Motorcyle & ATV

2175 Saint Clair Avenue, Saint Paul, MN 55105
WebsiteLicense: 20261734

Expertise.com Rating

Review Sources

Google
5.0 (57)
Yelp
4.5 (2)

Why choose this provider?

Chris Budzius is a State Farm agent serving the Saint Paul area. He and his team assist car owners and recommend coverage options for their insurance needs. They provide other risk management products, such as boat, motorcycle, health, life, homeowners’, and renters’ insurance policies. In addition to personal lines, they offer commercial plans for small business owners. Budzius carries over 27 years of industry experience. He is involved in local community initiatives, including serving as a board member in the Payne-Phalen Planning Council.

  • Bundling Option

700 Commerce Dr Ste 160, Woodbury, MN 55125

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (9)

Why choose this provider?

Cludy Family Insurance Agency, located in Woodbury, Minnesota, has worked with various insurance companies since 2010 to provide policy options to Minnesota and Wisconsin. Automotive insurance policies protect against theft or damage to vehicles such as cars, mobile homes, trailers, motorcycles, ATVs, and snowmobiles. Liability and medical coverage plans are available, and multiple vehicles can be covered on the same policy. The company also provides homeowners, life, disability, and business insurance solutions.

1560 Livingston Ave Suite 101, West St Paul, MN 55118
WebsiteLicense: 34881

Expertise.com Rating

Review Sources

Google
4.9 (18)

Why choose this provider?

Steve Stremski is a second-generation insurance agent representing State Farm Insurance in the St. Paul metro. He offers personal and commercial insurance lines and is a Charted Life Underwriter (CLU). Some of the policies he writes include term life, variable life, and whole life insurance that cover accidents and final expenses. The policies also protect against expenses caused by unpaid mortgages, short-term debts, and child-rearing. Steve is also a board member of the Dakota County Historical Society

  • Multiple Carriers

305 Roselawn Avenue E. Suite 100, St. Paul, MN 55117
WebsiteLicense: 20328760

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Farmers Union Agency provides auto insurance products to clients in Saint Paul and the nearby areas. Its agents take the time to know their clients’ needs and distinct situations, to better advise them on the coverage to best protect their vehicle. The company offers insurance for standard autos, as well as RVs, campers, four-wheelers, and motorcycles. Farmers Union Agency, which began operations in 1947, maintains 38 offices across Minnesota. It also offers other insurance products, including life, health, home, farm, and business policies.

944 Lake St S, Forest Lake, MN 55025

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (12)

Why choose this provider?

Founded in 2011, Carney Insurance Services is an auto insurance specialist based in Forest Lake, Minnesota. It serves motorists in Forest Lake, Saint Paul, and the surrounding areas. Founder Tom Carney has more than 25 years of experience in the insurance industry and serves a range of clients, including young and more experienced drivers, as well as policyholders with multiple cars. The company offers personalized rates to those who use telemetry devices on their vehicles.

11240 Stillwater Blvd. North, Lake Elmo, MN 55042
WebsiteLicense: 40371806

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Pathway Insurance Group is an independent firm that serves individuals, families, and businesses in the Saint Paul metro and the surrounding areas. It assists new drivers with shopping for car insurance policies, helping them protect themselves while on the road. Also included in its line of products are health, life, professional liability, recreational vehicle, and workers' compensation insurance plans. The agency is partnered with various carriers, like AIG, Foresters Financial, and Transamerica. Patrick Schuna, the owner, has been working in the insurance industry since 1977.

  • Bundling Option

3880 Laverne Ave N, Lake Elmo, MN 55042

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (20)

Why choose this provider?

Zignego Agency Inc. is located in Lake Elmo, Minnesota, and has been serving drivers in St. Paul and the Twin Cities Metropolitan Area for more than four decades. The company has a wide variety of auto insurance options, including collision, comprehensive, liability, road trouble service, and lease/loan gap coverage. The company also insures high-risk drivers, including those with prior DUI/DWI charges. Zignego Agency Inc. works with a wide range of nationally-known insurance carriers.

1549 Livingston Ave #102, St. Paul, MN 55075
WebsiteLicense: 40785008

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
4.9 (8)
Yelp
5.0 (1)

Why choose this provider?

Meyer-Peltier Agency All County Agency is a business that serves individuals, families, and companies in Saint Paul and its nearby areas. The family-owned and family-operated company was founded in 1974. It is an independent agency that provides insurance for standard, specialty, high-value, and classic cars. It also has coverage options for motorcycles and boats. Meyer-Peltier has expertise in life, disability, and long-term care insurance programs. It also handles homeowner and renter insurance policies.

  • Motorcyle & ATV

161 Marie Ave E, W, West St Paul, MN 55118
WebsiteLicense: 40240786

Expertise.com Rating

Review Sources

Google
4.9 (57)
Facebook
5.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Reliable Insurance Network serves the financial security needs of Saint Paul residents and the surrounding communities of Minnesota, Wisconsin, and Arizona. It offers auto insurance through carriers like Safeco, Foremost, Progressive, and Travelers. The full-service agency's other products include homeowners', life, and business insurance. Steve Sarantos founded the company in 1996. Having worked in various industries for over 20 years, he has developed skills in building customer relationships. He focuses on staying flexible and meeting clients' needs by using technology.

  • Bundling Option

1595 Selby Ave., St. Paul, MN 55104
WebsiteLicense: 20057088

Expertise.com Rating

Review Sources

Google
4.3 (29)

Why choose this provider?

Abbott Insurance is a family-owned agency that caters to individuals, families, and businesses in the Saint Paul metro and the surrounding areas. It offers auto insurance policies, which protect drivers should they get involved in accidents and traffic violations. It also helps clients acquire condo, homeowners', renters', and recreational vehicle insurance plans. Abbott Insurance has been operating since 1967. It represents various companies, including Foremost Insurance Group, MetLife, Safeco Insurance, State Auto Insurance Companies, The Hartford, and Travelers.

  • Multiple Carriers

450 Main St N, Stillwater, MN 55082

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Founded in 1901, McGarry-Kearney Agency is an independent insurance company located in the Saint Paul, Minnesota, metro area. Auto coverage specialists work with a select group of carefully screened insurance carriers that include Auto-Owners Insurance, West Bend, Progressive, Safeco Insurance, and state Auto, to find the ideal policy for drivers at a competitive rate. Coverage options include liability, collision and comprehensive, and policy additions to cover road trouble service and lease and loan gap insurance.

2079 County Road D East Suite A, Maplewood, MN 55109
WebsiteLicense: 20545392

Expertise.com Rating

Review Sources

Google
4.9 (30)

Why choose this provider?

Rising Star Insurance Brokers is a locally owned and operated independent agency that serves the residents of Saint Paul and the surrounding areas. It provides auto insurance policies, with coverage options such as liability, no-fault, and uninsured or underinsured motorist. It also offers insurance policies for trucks, motorcycles, RVs, classic cars, and boats. Other insurance products that it offers include homeowners', life, and umbrella insurance. The agency has been in operation for more than a decade.

  • Multiple Carriers

2724 University Avenue Southeast, Minneapolis, MN 55414
WebsiteLicense: 13058

Expertise.com Rating

Review Sources

Google
4.9 (226)
Facebook
5.0 (9)
Yelp
4.0 (4)

Why choose this provider?

Kim Nybo is an insurance agent of State Farm serving Saint Paul and nearby areas. In her 30 years of industry experience, Kim has learned that reliability is what clients look for in an agent. She is passionate about helping her community through the simplified auto insurance coverage that she presents. Her team is bilingual, with Somali as a second language, to ensure client understanding and inclusivity. Kim worked in a nursing home administration in the 1980s.

  • Bundling Option

2416 E 117th St, Burnsville, MN 55337

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

We are a multi-line, full service insurance agency with 30+ years of combined insurance experience. We work with over 25 insurance companies to provide you with the most options of price and protection on the market. Our emphasis is on customer service and we promise to do exactly what you need an insurance agency to do for you, find you the best coverages at a competitive price and once you are a customer, to advocate for you as a policy holder. Our promise to you does not stop once the policies are written; we are here for every question that arises regarding your insurance needs.

1306 County Road F W, Arden Hills, MN 55112

Expertise.com Rating

Review Sources

Google
4.9 (96)
Facebook
4.8 (69)
Yelp
5.0 (1)

Why choose this provider?

Preferred Insurance Services Inc. is a local agency employing a team of agents performing auto insurance services for clients located within the Saint Paul, Minnesota, metro area. Liability, collision, and comprehensive coverage are the primary areas of insurance it handles as they are typically mandated by law, but clients also receive guidance concerning additional coverage areas. Preferred Insurance Services Inc. believes that being a locally operated business imbues it with a unique understanding of the community and the needs of clients.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Kriener Insurance
Saint Paul, MNCall for quote
Eagle Point Insurance Group, Inc.
8665 Eagle Point Boulevard, Lake Elmo, MN 55042
Krog Insurance St. Paul
637 Snelling Ave N, Saint Paul, MN 55104
Chris Budzius
2175 Saint Clair Avenue, Saint Paul, MN 55105
Cludy Family Insurance Agency
700 Commerce Dr Ste 160, Woodbury, MN 55125
Steve Stremski
1560 Livingston Ave Suite 101, West St Paul, MN 55118
Farmers Union Agency
305 Roselawn Avenue E. Suite 100, St. Paul, MN 55117
Carney Insurance Services
944 Lake St S, Forest Lake, MN 55025
Pathway Insurance Group
11240 Stillwater Blvd. North, Lake Elmo, MN 55042
Zignego Agency, Inc.
3880 Laverne Ave N, Lake Elmo, MN 55042
Meyer-Peltier Agency All County Agency
1549 Livingston Ave #102, St. Paul, MN 55075
Reliable Insurance Network
161 Marie Ave E, W, West St Paul, MN 55118
Abbott Insurance
1595 Selby Ave., St. Paul, MN 55104
McGarry-Kearney Agency
450 Main St N, Stillwater, MN 55082
Rising Star Insurance Brokers
2079 County Road D East Suite A, Maplewood, MN 55109
Kim Nybo
2724 University Avenue Southeast, Minneapolis, MN 55414
River City Insurance Agency, Inc
2416 E 117th St, Burnsville, MN 55337
Preferred Insurance Services Inc
1306 County Road F W, Arden Hills, MN 55112

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Do women drivers in Saint Paul pay more for car insurance than their male counterparts?

    Yes. On average, female drivers in Saint Paul tend to incur $9 extra in monthly car insurance expenses compared to their male counterparts. A possible explanation for this is the fact that Minnesota considers gender a determining factor in car insurance rate calculations. Moreover, research conducted by the Insurance Institute for Highway Safety found that women face a 20% to 28% higher likelihood of fatalities in car accidents than men.

  • How does the driving record of Saint Paul motorists impact their insurance rates?

    Having a good driving history in Saint Paul results in more affordable insurance rates than those with even a single accident or violation on their record. Individuals with one accident listed can expect a monthly insurance cost of roughly $127. Similarly, drivers with a single traffic ticket in their history can expect to pay an average of $135 per month.

  • Is adding a teenage driver to a family car insurance policy a cost-effective way to insure them in Saint Paul?

    Yes, including a teenage driver in a family car insurance policy can often be more cost-effective than purchasing a separate policy. To illustrate, a comprehensive insurance policy for a 16-year-old male driver in Saint Paul stands at $4,682 annually. However, when included in a family policy, the annual rate drops to $2,530, resulting in a savings of $2,152.

  • What conditions must a car insurance policy meet in Saint Paul?

    Minnesota law requires drivers in Saint Paul to carry $30,000 in bodily injury liability coverage per individual, $60,000 in physical injury liability coverage per accident, and $10,000 in property damage liability coverage per accident. Furthermore, motorists must maintain $40,000 in personal injury protection coverage, which pays for medical expenses and related costs, such as lost wages.

  • Why is it advisable for Saint Paul teenage drivers who own newer vehicles to consider opting for full-coverage car insurance?

    Teenage drivers in Saint Paul who own newer vehicles must consider purchasing full-coverage car insurance for greater financial protection in the event of an unexpected accident. Additionally, teenage drivers have limited driving experience and are statistically more likely to be involved in accidents. Having full-coverage insurance also provides peace of mind for both the teenage driver and their parents or guardians.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.