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Best Local Car Insurance Agencies in Warren, MI

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Warren Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

80Reviewed

49Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13600 East 8 Mile Road, Detroit, MI 48205
WebsiteLicense: 0083734

Expertise.com Rating

Review Sources

Facebook
5.0 (25)
Google
3.8 (14)

Why choose this provider?

Advasure Insurance focuses on helping clients determine insurance policies that best suit their needs to protect personal assets, including cars. The independent agency serves communities around Warren and aims to be knowledgeable in providing guidance throughout the insurance process. Advasure Insurance's agents work to ensure that their clients have access to a variety of coverage options through the agency's network of regional and national insurance carriers. Advasure Insurance has been providing its services since 2003.

  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance

24213 John R Road, Hazel Park, MI 48030

Expertise.com Rating

Review Sources

Google
4.0 (69)

Why choose this provider?

Hazel Park Insurance Agency is an insurance agency for auto, collision, and liability policies. Serving the Warren area, the agency provides personalized nonstandard or high-risk insurance policies regardless of credit score or driving record. Hazel Park Insurance Agency is among the 31 agencies of Look! Insurance Agencies Inc., an independently owned and operated agency with more than three decades of experience in the insurance industry. Its service areas include Gaylord, Westland South, and Lincoln Park.

  • Home & Auto Insurance

15192 East Thirteen Mile Road, Warren, MI 48088
WebsiteLicense: 0716560

Expertise.com Rating

Review Sources

Google
4.9 (182)
Facebook
5.0 (32)
Yelp
3.5 (3)

Why choose this provider?

Natalie Gajewski is a State Farm insurance agent servicing the Warren community and the surrounding areas. Since 2015, Gajewski's team of highly skilled insurance professionals has been providing reliable service and extensive protection to their clients. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. Small business owners are also assisted with the commercial lines of insurance provided. The agency also offers banking and investment services.

  • Multiple Carriers

14426 15 Mile Road, Sterling Heights, MI 48312
WebsiteLicense: 16773612

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Reagan Insurance is an independent agency that serves Warren and the surrounding areas. It offers auto insurance policies that include medical payments and collision, comprehensive, and liability coverages. Homeowners', condo, and renters' policies are also available. In addition, business owners can take advantage of life and health insurance, and commercial insurance policies like commercial auto, commercial general liability (CGL), business owner package (BOP), and workers' compensation. Reagan Insurance works with several carriers to provide options for clients that suit their needs.

  • Individual Plans
  • Life Insurance

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Advasure Insurance
13600 East 8 Mile Road, Detroit, MI 48205
Hazel Park Insurance Agency
24213 John R Road, Hazel Park, MI 48030
Natalie Gajewski
15192 East Thirteen Mile Road, Warren, MI 48088
Reagan Insurance
14426 15 Mile Road, Sterling Heights, MI 48312

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the impact of having traffic violations on one's record when acquiring car insurance in Warren?

    When getting car insurance in Warren, having a traffic violation greatly raises the price of premiums. A person with a drunk or reckless driving charge can expect annual rates exceeding an average of 14,400 per year, which is more than the yearly mean of $4,425. Even a speeding ticket elevates the average per annum rate to $7,504.

  • Do marital status and gender affect insurance premiums in Warren?

    In Warren, there can be slight differences based on marital status and gender in the amount of premiums due when getting insured. Female drivers are usually charged more than $100 more per year on average than their male counterparts. Married individuals are charged $40 less than singles, while singles are charged less than the divorced and widowed.

  • What is the minimum insurance coverage required in Warren?

    Motorists in Warren are required to carry personal injury protection to protect other drivers in case of accidents. Residual bodily injury liability coverage is also needed for severe accidents that have long-term effects. Property protection insurance and property damage protection are required as well to protect other vehicles and tangible properties in the event of a crash.

  • Is it illegal in Warren to drive a car without insurance?

    It is illegal in Warren to drive a car without insurance because of Michigan laws. Every motorist has to carry proof of insurance or financial responsibility when operating a motor vehicle. Penalties range from a fine of up to $500 matched with license suspension to a jail term reaching one year.

  • Are there parties in Warren who can waive their car insurance fees?

    In Warren, a senior citizen who is more than 65 years old may waive car insurance fees. The motorist has to drive less than 3,000 miles each year and has no income from work. Insurers have to inform senior citizens of this exception under the laws of the state when negotiating assurance contracts with the elderly.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.