Best Local Car Insurance Agencies in Warren, MI

Warren, MI Car Insurance Agency FAQs

• What is the impact of having traffic violations on one's record when acquiring car insurance in Warren?

  When getting car insurance in Warren, having a traffic violation greatly raises the price of premiums. A person with a drunk or reckless driving charge can expect annual rates exceeding an average of 14,400 per year, which is more than the yearly mean of $4,425. Even a speeding ticket elevates the average per annum rate to $7,504.

• Do marital status and gender affect insurance premiums in Warren?

  In Warren, there can be slight differences based on marital status and gender in the amount of premiums due when getting insured. Female drivers are usually charged more than $100 more per year on average than their male counterparts. Married individuals are charged $40 less than singles, while singles are charged less than the divorced and widowed.

• What is the minimum insurance coverage required in Warren?

  Motorists in Warren are required to carry personal injury protection to protect other drivers in case of accidents. Residual bodily injury liability coverage is also needed for severe accidents that have long-term effects. Property protection insurance and property damage protection are required as well to protect other vehicles and tangible properties in the event of a crash.

• Is it illegal in Warren to drive a car without insurance?

  It is illegal in Warren to drive a car without insurance because of Michigan laws. Every motorist has to carry proof of insurance or financial responsibility when operating a motor vehicle. Penalties range from a fine of up to $500 matched with license suspension to a jail term reaching one year.

• Are there parties in Warren who can waive their car insurance fees?

  In Warren, a senior citizen who is more than 65 years old may waive car insurance fees. The motorist has to drive less than 3,000 miles each year and has no income from work. Insurers have to inform senior citizens of this exception under the laws of the state when negotiating assurance contracts with the elderly.