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2024

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Best Local Car Insurance Agencies in Lansing, MI

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lansing Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

76Reviewed

50Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

529 West Saginaw Street, Lansing, MI 48933
WebsiteLicense: 958444

Expertise.com Rating

Review Sources

Google
4.8 (38)
Yelp
5.0 (1)

Why choose this provider?

Rathbun Agency is an independently owned and locally operated insurance company offering car insurance options to clients in Lansing. The company provides comprehensive asset and risk management solutions for customers' personal and commercial vehicles. Additionally, it deals with insurance products for motorcycles and boats. The Rathbun Agency team has a variety of insurance products and coverages from multiple partner insurance companies, such as Progressive, State Auto, Principal, Hagerty, and Foremost.

  • Multiple Carriers
  • Boats

2143 Commons Parkway, Okemos, MI 48864
WebsiteLicense: 972663

Expertise.com Rating

Review Sources

Google
4.6 (14)
Facebook
5.0 (3)

Why choose this provider?

Cedar River Insurance is an independent agency that provides insurance products to residents of the Lansing metro and neighboring areas. The company provides insurance solutions for home, auto, health, business, and life insurance needs. It provides auto insurance options that provide collision and comprehensive coverage, as well as liability, medical, personal injury, and uninsured/underinsured motorist coverage. Optional coverage includes towing, roadside assistance services, and rental reimbursements. Cedar River Insurance also offers specialized policies for churches, watercraft, crops, and non-profits.

615 North Capitol Avenue, Lansing, MI 48933
WebsiteLicense: 16940437

Expertise.com Rating

Why choose this provider?

Mourer Foster, Inc. is an independent insurance agency that has been helping residents of Lansing with their auto and personal insurance for over 86 years, with services expanding to all 50 states. The agency helps its clients in making smart decisions on their insurance coverage, believing that their protection deserves the company's utmost dedication. It offers auto coverage for collision damage, physical damage, and medical payments. Mourer Foster is the only independent agency in Michigan to receive the Surety Crystal Blue Award from UFG.

  • Multiple Carriers

125 South Main Street, Eaton Rapids, MI 48827
WebsiteLicense: 959993

Expertise.com Rating

Why choose this provider?

Ackley-Peters-Haubert Insurance Service, Inc. is an independent insurance agency that serves Lansing. It was originally established in 1946 as Carl Ackley Insurance Service by Carl Ackley upon his return from military service. It became known as Ackley-Peters-Haubert Insurance Service, Inc. in 1979. The agency works with various insurance carriers to tailor insurance plans to clients' needs. Its agents provide personal insurance services including car insurance policies. They also offer insurance plans for homeowners, renters, farms, and recreational vehicles.

  • Multiple Carriers
  • Motorcyle & ATV

6100 South Cedar Street, Lansing, MI 48911
WebsiteLicense: NPN 18407041

Expertise.com Rating

Review Sources

Facebook
4.6 (10)
Yelp
1.0 (1)

Why choose this provider?

Stop 1 Insurance is an insurance agency that maintains multiple locations in Michigan, including one in Lansing South. This independent and full-service insurance agency provides car owners a full line of vehicle insurance products, including car, recreational vehicle, motorcycle, ATV, and boat insurance. It offers all types of auto coverage, such as SR-22, PLPD, collision, comprehensive, and full coverage. These policies protect clients against financial loss in the event of an accident, property damage, theft, and bodily injury. Stop 1 Insurance maintains relationships with multiple insurance carriers.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

5700 West Mount Hope Highway, Lansing, MI 48917-8590
WebsiteLicense: 0006636

Expertise.com Rating

Review Sources

Google
4.4 (34)
Facebook
3.8 (10)

Why choose this provider?

David Chapman Agency is an independent insurance firm in Lansing that provides insurance solutions to individuals, families, and businesses. It maintains relationships with 16 personal insurance carriers to make sure drivers and vehicle owners find the right auto insurance policies. It also provides insurance coverage for recreational vehicles and boats, homeowners, businesses, construction bonds, farms and agribusinesses, and financial institutions. The agency was established in 1976 by David Chapman, who holds a degree in accounting and has years of experience working at the Mourer Insurance Agency.

  • Multiple Carriers

801 South Cedar Street, Mason, MI 48854
WebsiteLicense: 0006721

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Mason Insurance Agency, Inc., offers auto insurance options in the Lansing area. Established in 1946, the company provides comparative insurance quotes from different carriers to help car owners obtain suitable coverage packages. Car insurance policies can cover losses due to accidents, injuries, and legal liability. Mason Insurance Agency carries insurance solutions for boats, personal watercraft, motorcycles, farms, and homes. It also maintains an online quote request tool. The company has sponsored various community events, including master gardener classes.

  • Multiple Carriers

219 East Lawrence Avenue, Charlotte, MI 48813
WebsiteLicense: 962499

Expertise.com Rating

Review Sources

Facebook
5.0 (28)

Why choose this provider?

Russell & Schrader Insurance Agency is an independent insurance agency that provides auto insurance solutions to Lansing. The agency's team of auto insurance experts puts together a customized package that meets the needs of its clients. They also help their clients understand more about their existing policies and they identify possible gaps in their coverages. Russell & Schrader Insurance Agency also offers business, home, and life insurance policies. It is a member of the Independent Insurance Agents & Brokers of America.

  • Multiple Carriers

431 North Clippert Street, Lansing, MI 48912
WebsiteLicense: 2851483

Expertise.com Rating

Review Sources

Google
4.6 (15)
Yelp
3.5 (3)

Why choose this provider?

Established in 1973, The Stark Agency provides financial and insurance solutions through its office in Lansing. The independent insurance agency creates custom-designed policies based on the situation of its clients. Its auto insurance offers a range of coverage options, including collision and comprehensive coverage, uninsured motorist coverage, and liability coverage. The insurance carriers the agency works with include Travelers, Allied Insurance, and Hagerty Insurance. The Stark Agency has a strong focus on building solid relationships with its clients.

  • Multiple Carriers

2491 Cedar Park Drive, Holt, MI 48842
WebsiteLicense: 0007121

Expertise.com Rating

Why choose this provider?

Holt & Dimondale Insurance Agency is an independent insurance solutions provider based in Holt that services the area and the nearby Lansing metro. The company specializes in personal and business insurance lines and writes auto insurance policies that protect from collisions, liabilities, and physical damages. The business has been operating for more than 60 years. It is currently headed by its president, Pat Brown, together with the company's walking spirit, Frank Brown.

  • Multiple Carriers

104 Washington Street, Olivet, MI 49076
WebsiteLicense: 959348

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

King Agency is an independent insurance agency that offers car insurance policies to clients in Lansing. Representing Auto-Owners Insurance, the agency offers policies that can include cover for bodily injury liability, property damage liability, rental cars, non-owned automobiles, medical payments, and road trouble service. It also offers personal insurance for all-terrain vehicles, antique and classic vehicles, motor homes, utility trailers, and campers. King Agency also offers business, life, and home insurance.

  • Multiple Carriers

403 South Clinton Street, Grand Ledge, MI 48837
WebsiteLicense: 0483712

Expertise.com Rating

Review Sources

Google
4.3 (35)
Facebook
4.3 (15)

Why choose this provider?

The Haddad Agency is an insurance company that works with Farm Bureau Insurance. It provides auto insurance plans for those living in and around Lansing. The company informs and educates clients about the policy and how to claim its benefits. It can cover for collision with animals, other cars, and roadside hazards. The Haddad Agency caters to different drivers: from teens and students to senior citizens. It also provides add-on coverage for car repairs and replacement from theft or vandalism.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Rathbun Agency
529 West Saginaw Street, Lansing, MI 48933
Cedar River Insurance
2143 Commons Parkway, Okemos, MI 48864
Mourer Foster, Inc.
615 North Capitol Avenue, Lansing, MI 48933
Ackley-Peters-Haubert
125 South Main Street, Eaton Rapids, MI 48827
Stop 1 Insurance - Lansing South
6100 South Cedar Street, Lansing, MI 48911
David Chapman Agency
5700 West Mount Hope Highway, Lansing, MI 48917-8590
Mason Insurance Agency, Inc
801 South Cedar Street, Mason, MI 48854
russellschrader.com
219 East Lawrence Avenue, Charlotte, MI 48813
The Stark Agency
431 North Clippert Street, Lansing, MI 48912
Holt & Dimondale Agency
2491 Cedar Park Drive, Holt, MI 48842
King Agency
104 Washington Street, Olivet, MI 49076
The Haddads Agency
403 South Clinton Street, Grand Ledge, MI 48837

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you drive without car insurance in Lansing?

    Driving a vehicle in Lansing without insurance, or allowing someone else to do so in your vehicle, is considered a misdemeanor offense in accordance with state laws. This offense may result in a maximum punishment of $500 in fines and up to one year of imprisonment. If you operate a vehicle knowing that the owner or registrant lacks insurance, you can also be charged with the same misdemeanor.

  • Can you use your out-of-state car insurance in Lansing?

    Non-Michigan residents who regularly use their private vehicles in Lansing cannot solely rely on their out-of-state auto insurance to comply with Michigan's legal requirements. Non-residents must have a valid no-fault auto insurance policy on their vehicle if they drive in the state for more than 30 days annually. Otherwise, they will be classified as uninsured drivers in the state.

  • What happens if you are involved in an accident with an uninsured driver in Lansing?

    If you are involved in an accident with an uninsured driver in Lansing, you may still be able to receive compensation for your injuries and damages. This is possible if you have uninsured motorist coverage, where your insurance company effectively assumes the responsibility of compensating you for your losses and expenses, including medical bills and property damage, depending on the terms of your policy.

  • What is the minimum required car insurance coverage in Lansing?

    In Lansing, drivers must meet specific minimum auto insurance requirements, including $50,000 per person and $100,000 per accident for bodily injury liability, $10,000 for property damage liability, a minimum of $250,000 for personal injury protection with possible lower limits if documented, and a mandated $1 million for property protection insurance.

  • Is uninsured/underinsured motorist coverage mandatory in Lansing?

    Uninsured and underinsured motorist coverage is not mandatory in Lansing. It is offered as an option that drivers can choose to include in their auto insurance policies. While it is not required, it is strongly advised to consider this coverage to protect yourself in the event of accidents involving uninsured or underinsured drivers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.