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Best Local Car Insurance Agencies in Michigan

Our Recommended Top 17

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Michigan local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5674Reviewed

3411Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Michigan
Canton

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (4)

Why choose this provider?

Dave Stanbury Insurance Agency provides the citizens of Michigan with various types of protection plans. It offers cheap options for car insurance that include payment for damages done to the vehicle, liability coverage for injuries made to other people and other people's property, and medical expenses for automobile accident injuries. The agency also carries insurance for life, homeowners, and landlords. It also has business insurance for hotels, churches, and retail stores. The independent agency aims to educate clients about their insurance options.

Best Local Car Insurance Agencies Serving Michigan
Grand Rapids

Expertise.com Rating

Why choose this provider?

Steenland Insurance Agency - Grand Rapids is a family-owned insurance company that has been serving Michigan for more than eight decades. As an independent agency, it represents an extensive network of insurance provider'slike Progressive, Auto-Owners, and Foremost�that offer auto insurance policies for drivers and motorists across the state. Policies protect clients from significant financial loss caused by accidents, liabilities, and uninsured drivers. Insurance policies are also available for owners of motorcycles, travel trailers, boats, and ATVs. Steenland Insurance Agency's longevity in the industry speaks to its ability to render the best financial solutions to clients' distinct concerns.

Best Local Car Insurance Agencies Serving Michigan
Grand Rapids

Expertise.com Rating

Review Sources

Google
5.0 (153)
Facebook
4.5 (47)

Why choose this provider?

West Michigan Insurance provides the best policies tailored to the specific goals of car owners. These cover property damage, uninsured and underinsured motorists, and bodily injury. Some factors that affect eligibility include age, credit, car type, and driving history. The company also offers insurance policies to businesses, including workers' compensation, general liability, and builders' risk coverage. West Michigan Insurance is an independent agency that works with multiple providers to help clients find the best option for their needs by giving them a more extensive range of products.

Best Local Car Insurance Agencies Serving Michigan
Oxford

Expertise.com Rating

Why choose this provider?

Curtis Insurance Agency caters to clients throughout Michigan. It deals with automobile insurance and offers car owners a wide range of coverage options, like road service, personal injury, and liability coverage. The company also provides insurance solutions for antique or classic car owners. Greg Clay, a notable member of the company's staff, has over a decade of industry experience. He holds a Certified Insurance Counselor designation and serves the Oxford Chamber of Commerce as an ambassador.

Best Local Car Insurance Agencies Serving Michigan
Mount Clemens

Expertise.com Rating

Review Sources

Google
4.7 (12)

Why choose this provider?

The Macomb-Gerlach Agency, Inc., offers insurance products and services throughout Michigan and its surrounding areas. For more than 150 years, the firm has been helping businesses and families with their insurance needs, such as protection plans for cars. These include coverage for car theft or damage, liability, road trouble service, additional expenses, and a lease or loan gap. The Macomb-Gerlach Agency is committed to offering the best options by representing various insurance carriers, such as Auto-Owners, Fremont, The Harford, Grange Mutual, and Safeco.

Best Local Car Insurance Agencies Serving Michigan
Clinton Township

Expertise.com Rating

Review Sources

Google
4.9 (77)
Yelp
4.5 (7)

Why choose this provider?

Brian Lane Agency, a Farm Bureau Insurance subsidiary, supports individuals and businesses in Michigan with risk management needs. It sells a variety of insurance policies, including auto, house, and business insurance. The company also offers farm owners protection plans, as well as long-term care, life, and health insurance coverage. Brian Lane Agency assists clients in understanding their present goals and provides guidance tailored to their specific requirements. It also provides assistance in the process of filing claims.

Best Local Car Insurance Agencies Serving Michigan
Lambertville

Expertise.com Rating

Review Sources

Facebook
4.7 (28)
Google
4.7 (24)

Why choose this provider?

IOTT Insurance Agency Inc., Lambertville office, caters to clients throughout Michigan. It writes policies to protect client's valuable assets, such as cars. Its auto insurance products include coverage for collision incidents, road trouble service, additional expenses, and lease or loan gaps. Professionals at the firm guide clients in selecting the type and amount of auto coverage that best suits their needs. Clients can also combine auto insurance with home, umbrella, and life policies. IOTT Insurance Agency also has offices in Blissfield and Petersburg.

Best Local Car Insurance Agencies Serving Michigan
Warren

Expertise.com Rating

Review Sources

Google
4.9 (163)
Facebook
5.0 (45)
Yelp
3.7 (3)

Why choose this provider?

Natalie Gajewski provides insurance products for car owners in Michigan. She also offers policies for homeowners and renters, as well as commercial insurance plans for business owners. In addition, she assists clients in navigating their finances and investments, including annuities and mutual funds. Gajewski, who has been working for State Farm since 2015, is part of the company's pool of 19,000 agents nationwide. Her team has received various recognitions, such as the State Farm Ambassador Travel and State Farm Honor Club awards.

Best Local Car Insurance Agencies Serving Michigan
Lansing

Expertise.com Rating

Review Sources

Facebook
4.8 (59)
Google
4.7 (42)
Yelp
5.0 (2)

Why choose this provider?

Since 1956, Rathbun Agency has been serving the personal and commercial insurance needs of clients in Michigan. It offers cheap auto insurance policies that cover GAP, medical payments, towing and roadside assistance, and rental reimbursements. Its other products include renters', homeowners', condo, umbrella, boat, and wedding insurance. Rathbun Agency was recognized by the Insurance Journal as one of the top six companies to work for in the United States. It has access to various providers, such as Progressive, Hagerty, Acuity Insurance, and Foremost Insurance Group.

Best Local Car Insurance Agencies Serving Michigan
Toledo

Expertise.com Rating

Why choose this provider?

Matt Vierk is a local State Farm agent who serves various clients, including car owners looking for cheap coverage in Michigan. He helps them obtain protection from financial losses due to bodily injury liabilities and property damages caused by accidents. He also assists drivers in choosing beneficial add-ons for their car insurance, including uninsured and underinsured motorist protection, emergency road service, car rental, and travel expenses. Before launching his State Farm office in 2007, Vierk worked as an agency field specialist for State Farm.

Best Local Car Insurance Agencies Serving Michigan
Troy

Expertise.com Rating

Review Sources

Google
4.9 (865)
Facebook
4.7 (62)
Yelp
4.5 (8)

Why choose this provider?

Signature Insurance is an independent agency that has been serving Michigan since 2006. It partners with the best carriers to provide auto insurance policies that meet a driver's needs and preferences, including Liberty Mutual, Encompass, and Berkshire Hathaway. Its team of professionals helps clients in choosing insurance coverage options by considering different factors such as their age, driving record, and the type of vehicle. The agency's founder, Zaid Zayto, started providing insurance to households by going door-to-door and establishing relationships with them.

Best Local Car Insurance Agencies Serving Michigan
Clio

Expertise.com Rating

Review Sources

Google
4.7 (81)
Facebook
4.9 (72)

Why choose this provider?

Since 1970, family-owned and family-operated Eaton Insurance Service has been serving clients in Michigan. It offers car insurance policies that provide collision, comprehensive, property damage, and uninsured or underinsured motorist coverage options. Its insurance agents help clients in determining policies tailored to their unique needs and goals. It is an independent agency that works with multiple insurance companies such as Frankenmuth, Safeco Insurance, and Pioneer State Mutual. The agency takes a proactive approach to crafting customized insurance plans by anticipating challenges clients may face.

Best Local Car Insurance Agencies Serving Michigan
Plymouth

Expertise.com Rating

Review Sources

Google
4.9 (390)
Facebook
4.9 (57)
Yelp
5.0 (1)

Why choose this provider?

Finlan Insurance is an agency that has been serving residents in Michigan for more than a century. It helps individuals in exploring the best car insurance coverage options available for them. These insurance policies cover different types of cars including high-value ones, classics or collectibles, and recreational vehicles. Commercial auto insurance is also available which encompasses physical liabilities involving trucks and hired or non-owned vehicles. The agency's president, Kirkland Kohn, is a Certified Insurance Counselor.

Best Local Car Insurance Agencies Serving Michigan
Waterford Township

Expertise.com Rating

Why choose this provider?

Joe Fagan owns and operates a State Farm insurance firm in Michigan. He offers collision, comprehensive, and personal liability coverage in his auto insurance policy. His company sells insurance for pets, businesses, autos, real estate, and residences. Joe worked as a team member with another agent before starting his own agency in 2017. Since 2014, he has worked in the insurance industry. Joe and his wife Angie are supporters of the Waterford Youth Assistance program and Real Men Wear Pink.

Best Local Car Insurance Agencies Serving Michigan
Canton

Expertise.com Rating

Review Sources

Google
4.9 (255)
Yelp
5.0 (1)

Why choose this provider?

Established in 1992, Loyalty Insurance - Canton is an independent insurance agency serving clients in Michigan. The company offers auto insurance policies to help people secure their finances, automobiles, and loved ones in the event of a car accident or collision. The auto policy also includes liability coverage, which allows clients to be held accountable for any injuries they cause to other passengers or drivers on the road. Loyalty Insurance - Canton carries Dairyland, CNA Surety, and Bristol West insurance products.

Best Local Car Insurance Agencies Serving Michigan
Three Rivers

Expertise.com Rating

Why choose this provider?

The Charvat Agency, LLC, is a full-service independent insurance agency that provides financial risk protection solutions, serving individuals, families, and business owners in Michigan. It offers auto insurance to car owners focused on protecting themselves and their belongings. It also matches clients to its partner insurance carriers that provide the best possible life, health, home, and business interruption policies that cover their individual needs. Some of its partner providers include Auto-Owners Insurance and State Auto Insurance Companies.

Best Local Car Insurance Agencies Serving Michigan
Jackson

Expertise.com Rating

Review Sources

Google
4.9 (33)

Why choose this provider?

The Craft Agency, Inc., offers an array of personal insurance products in Michigan. It provides financial protection through its customized car insurance plans. The independent company helps clients secure reimbursements for damaged properties and medical bills due to unexpected events like collisions and theft. Its agents also process life, health, and home insurance. They work with various carriers, such as Progressive, State Auto, and Central Insurance Companies. Robert Craft, the president, has been a part of the family business since 1988.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Dave Stanbury Insurance Agency
7282 N Sheldon Road, Canton, MI 48187
Steenland Insurance Agency - Grand Rapids
975 3 Mile Road Northwest, Grand Rapids, MI 49544
West Michigan Insurance
1345 Monroe Ave NW Suite 132, Grand Rapids, MI 49505
Curtis Insurance Agency
25 North Washington Street, Oxford, MI 48371
Macomb-Gerlach Agency, Inc.
273 Cass Avenue, Mount Clemens, MI 48043
Brian Lane Agency
21250 Hall Road, Clinton Township, MI 48038
IOTT Insurance Agency Inc. - Lambertville
3558 West Sterns Road, Lambertville, MI 48144
Natalie Gajewski
15192 East Thirteen Mile Road, Warren, MI 48088
Rathbun Agency
529 West Saginaw Street, Lansing, MI 48933
Matt Vierk
5650 Central Avenue, Toledo, MI 43615
Signature Insurance
3250 W Big Beaver Ste 308, Troy, MI 48084
Eaton Insurance Service
11436 North Linden Road, Clio, MI 48420
finlan.com
47784 Halyard Drive, Plymouth, MI 48170
Joe Fagan
6909 Highland Road, Waterford Township, MI 48327
Loyalty Insurance - Canton
41575 Joy Road, Canton, MI 48187
Charvat Agency, LLC
180 East Michigan Avenue, Three Rivers, MI 49093
The Craft Agency, Inc.
2533 Spring Arbor Road, Jackson, MI 49203

Michigan Car Insurance Agency FAQs

  • Are you required to get no-fault auto insurance in Michigan?

    Yes, obtaining a no-fault auto insurance policy is required by Michigan law. Personal injury protection (PIP), one of this policy's components, will cover all reasonably necessary medical expenses with no maximum limit if you are involved in an accident. Depending on your policy, it may also cover your lost wages up to a certain amount.

  • What are the factors that insurance companies consider when determining your auto insurance rate?

    When determining the rate of your Michigan auto insurance policy, Michigan auto insurance companies consider a number of factors. These include your vehicle, where you live in the state, as well as your age, gender, marital status, and, in some cases, your credit score. However, one of the most important factors they consider is your driving record. Insurance companies want to know if you have filed multiple claims, been in accidents, or received traffic citations in the past.

  • How can you get auto insurance policy in Michigan if insurance companies keep rejecting you?

    Insurance companies in Michigan have their own criteria for selecting clients. Drivers with a poor driving record are frequently turned down by multiple insurance companies. If you find yourself in the same situation, speak with an insurance agent about the Michigan Automobile Insurance Placement Facility (MAIPF), which was established to assist vehicle owners who are having difficulty obtaining insurance through traditional channels.

  • Are teen drivers supposed to carry auto insurance in Michigan?

    Yes, despite the fact that Michigan does not mandate a specific type of insurance for teen drivers, any teen driving their own car or truck, regardless of whether they have a learner's permit or a full license, must maintain no-fault auto insurance at all times. Teenagers are not exempt from Michigan's auto insurance requirements.

  • Can you get a discount when buying auto insurance in Michigan?

    It depends. Many insurance companies in Michigan offer discounts to vehicle owners for a variety of reasons. Vehicle owners who install safety features such as anti-lock brakes, anti-theft devices, and daytime running lights in their vehicles may be eligible for discounts. If you already have a policy with the insurer, you may qualify for a discount. So, when applying for auto insurance, make sure to ask if you are eligible for a discount.