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Best Local Car Insurance Agencies in Massachusetts

Our Recommended Top 19

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Massachusetts local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3932Reviewed

2366Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Massachusetts
Paxton

Expertise.com Rating

Review Sources

Google
4.9 (22)
Facebook
5.0 (14)

Why choose this provider?

Conte Insurance Agency, Inc., is a family-owned and family-operated business serving Massachusetts. It crafts customized car insurance plans to protect vehicle drivers and owners from financial losses caused by unexpected events like theft and accidents. Its agents help policyholders file claims for medical expenses and property damages. They also offer motorcycle and yacht insurance. In addition, they handle annual policy reviews and notary services. The independent agency has been in the insurance industry for over 50 years.

Best Local Car Insurance Agencies Serving Massachusetts
Vernon

Expertise.com Rating

Review Sources

Google
5.0 (373)
Facebook
4.9 (33)

Why choose this provider?

Brian Booth ranks among the best State Farm insurance agents serving Massachusetts. With over seven years of industry experience, he offers a range of car insurance coverage options for teen drivers and protection for rental and sports cars. The policies provide collision, comprehensive, rideshare, rental reimbursements, and 24/7 roadside assistance coverage. Booth's pet-friendly office also assists clients who are looking to acquire life, health, or property insurance policies. As a business owner himself, he is passionate about helping small businesses in protecting their financial dreams.

Best Local Car Insurance Agencies Serving Massachusetts
Dighton

Expertise.com Rating

Review Sources

Facebook
4.8 (91)
Google
5.0 (6)

Why choose this provider?

Farrell Backlund Insurance - Dighton is a family-run agency providing 24/7 assistance to Massachusetts communities. It provides auto insurance policies with a wide range of options and coverage, including personal injury protection, substitute transportation, medical payments, property damage, and bodily injury caused by uninsured/underinsured automobiles. Its team of agents evaluates individual circumstances, compares offers from different carriers, and educates clients about their policies. The agency has supported various community organizations and projects, such as Our Daily Bread, Soule Homestead, and NAACP Empowerment Programs.

Best Local Car Insurance Agencies Serving Massachusetts
Fall River

Expertise.com Rating

Why choose this provider?

The Lapointe Insurance Agency is a company that has been providing the best services to Massachusetts for more than 50 years. It assists individuals who are looking to acquire an auto insurance policy, including teenagers who just got their driver's license or those who do not have a perfect driving record. Special coverage options are available for classic, collectible, or custom vehicles. The agency's president, William Lapointe, is a Chartered Property Casualty Underwriter who specializes in interpreting insurance contracts.

Best Local Car Insurance Agencies Serving Massachusetts
Boston

Expertise.com Rating

Review Sources

Google
5.0 (69)
Yelp
4.5 (31)

Why choose this provider?

Bender Hatch Insurance is a fourth-generation agency serving individuals, families, and businesses in Massachusetts. It offers different types of auto insurance coverages such as collision, comprehensive, bodily injury liability, property damage liability, and uninsured and underinsured motorist protection. Personal umbrella insurance plans are also available for clients who want a third layer of protection for their cars or homes. Its team of independent agents represents a wide range of insurance companies including Plymouth Rock Assurance, Quincy Mutual Group, and Advantage Group, LLC.

Best Local Car Insurance Agencies Serving Massachusetts
Worcester

Expertise.com Rating

Why choose this provider?

Mainstream Insurance Agency Inc. provides an array of personal products in Massachusetts. It caters to vehicle owners and drivers, helping them obtain car insurance plans. The business offers property damage, bodily injury liability, collision, and comprehensive coverages to protect clients from monetary losses due to accidents and theft. Its agents also process motorcycle, condominium, umbrella, and health insurance. In addition, the independent company serves business owners who want to acquire BOP and workers' compensation policies.

Best Local Car Insurance Agencies Serving Massachusetts
Mansfield

Expertise.com Rating

Review Sources

Google
4.8 (74)
Facebook
4.8 (69)
Yelp
3.5 (4)

Why choose this provider?

Barrows Insurance Agency is a family-owned and independent company operating in Massachusetts. It assists individuals in choosing for an auto insurance policy from multiple carriers such as National Grange, Bristol West, and Andover Companies. The coverage options can include property damage liability, umbrella policies, and medical or personal injury protection. Insurance plans are also available for motorcycles, trucks, and classic cars. In addition to offering notary services, the agency supports various community organizations such as United Way, Mansfield Food Pantry, and Together We Can.

Best Local Car Insurance Agencies Serving Massachusetts
Fall River

Expertise.com Rating

Review Sources

Google
4.8 (11)

Why choose this provider?

Stafford & Company serves the insurance needs of individuals, families, and business owners in Massachusetts. It provides financial protection through its customized car insurance policies. The independent agency offers collision, comprehensive, and additional travel expense coverages. Roadside assistance, substitute transportation, and new car replacement coverages are also available. Its agents process other protection plans, such as life, homeowners', umbrella, and flood insurance. Founded in 1881, Stafford & Company gives back to the community by supporting various organizations, including YMCA Southcoast and the SHARE Foundation.

Best Local Car Insurance Agencies Serving Massachusetts
Spencer

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

David F. Kelley Insurance Agency, Inc., is a family-owned and family-operated company that serves individuals, families, and businesses in Massachusetts. Since 1974, it has been offering personal and commercial auto insurance plans that protect clients and their vehicles from losses due to unforeseen circumstances. These policies may include property damage, medical payment, bodily injury liability, and uninsured/underinsured motorist coverage. The agency also handles services like policy changes, payment processing, and auto ID card requests through its website.

Best Local Car Insurance Agencies Serving Massachusetts
Danvers

Expertise.com Rating

Review Sources

Google
4.9 (73)
Facebook
5.0 (21)
Yelp
5.0 (3)

Why choose this provider?

Goodnow Insurance is an agency that has been serving Massachusetts since 1953. It provides comprehensive, collision, medical, and liability coverage options under an auto insurance policy for different types of vehicles. These include classic cars, motorcycles, trucks, and motorhomes. The Goodnow Insurance team also crafts commercial auto insurance plans. In addition, they assist clients in making well-informed decisions when choosing from coverages from multiple insurance carriers. They also offer life, home, and business insurance policies.

Best Local Car Insurance Agencies Serving Massachusetts
Quincy

Expertise.com Rating

Review Sources

Google
4.7 (40)
Facebook
4.7 (23)
Yelp
4.0 (5)

Why choose this provider?

Marchionne Insurance is a family-owned and family-operated business serving Massachusetts. It carries various of personal products, including car insurance plans. The full-service agency crafts personalized coverages to protect vehicle owners and drivers from monetary losses due to unforeseen events like accidents and theft. Its agents assist policyholders in filing claims for medical expenses and damaged properties. They also offer home and condominium insurance. Marchionne Insurance is an independent company that has been in the industry since 1949.

Best Local Car Insurance Agencies Serving Massachusetts
Lynn

Expertise.com Rating

Why choose this provider?

Duffy Insurance is an independent agency that serves individuals, families, and business owners in Massachusetts. It carries a wide range of personal products, including the best car insurance plans. The company crafts personalized coverages to provide financial protection in case of theft and vehicle collisions. Its agents also process life, homeowners', and master condo insurance. They work with multiple carriers, such as Foremost, Pilgrim, Progressive, CNA Surety, and Travelers. Duffy Insurance has been operating for 25 years.

Best Local Car Insurance Agencies Serving Massachusetts
Lowell

Expertise.com Rating

Why choose this provider?

Angela Westen Insurance Agency provides the best products and services to families, individuals, and business owners in Massachusetts. It offers car insurance plans to protect vehicle owners and drivers from financial losses caused by accidents. The company also processes home and apartment, workers' compensation, and general liability insurance. In addition, it handles notarization and individual tax preparation. The independent agency has been in the insurance industry for 18 years. It works with various carriers, including Travelers, Quincy Mutual, and Encompass.

Best Local Car Insurance Agencies Serving Massachusetts
Lynnfield

Expertise.com Rating

Why choose this provider?

Philbin Insurance Group is an independent agency serving families and individuals in Massachusetts. It offers car insurance plans, which include collision, comprehensive, bodily injury, and property damage liability coverages. Rental reimbursement, gap, and towing and labor coverages are also available. The company creates customized policies to protect vehicle owners and drivers from financial losses caused by accidents, fire, theft, and vandalism. Its agents also process life, flood, and umbrella insurance. The family-owned and family-operated business was established in 1989.

Best Local Car Insurance Agencies Serving Massachusetts
Malden

Expertise.com Rating

Review Sources

Google
4.9 (163)
Facebook
4.9 (52)
Yelp
4.0 (9)

Why choose this provider?

Paul T. Murphy Insurance Agency provides risk management solutions to individuals and families in Massachusetts. Its personal lines of insurance products include car policies. The full-service company offers customized policies for clients that may include coverage for bodily injury, personal injury protection, and property damage. Collision, comprehensive, towing and labor, and substitute transportation coverage options are also available. Additionally, its agents process life, home, and flood insurance. They work with multiple carriers, such as Foremost, Progressive, and Travelers. The independent agency has been operating for more than three decades.

Best Local Car Insurance Agencies Serving Massachusetts
Fall River

Expertise.com Rating

Review Sources

Google
4.7 (144)
Facebook
4.9 (40)
Yelp
3.0 (2)

Why choose this provider?

Donald J. Medeiros Insurance Agency is an independently owned and operated business serving Massachusetts. It offers auto insurance policies that can include liability coverage for an individual's financial responsibility for injuring others and comprehensive coverage for the reimbursement of losses and damages. Its team of independent agents compares policies from multiple insurance carriers, including Hagerty, Plymouth Rock Assurance, and Union Mutual. The agency also provides insurance coverage options for motorhomes, collector cars, and personal watercrafts.

Best Local Car Insurance Agencies Serving Massachusetts
New Bedford

Expertise.com Rating

Why choose this provider?

Tetrault Insurance Agency, Inc., has been providing customized policies in Massachusetts since 1980. It carries a wide range of personal line products, including car insurance plans. The independent company furnishes comprehensive, collision, bodily injury, and personal injury protection coverages to secure reimbursements for property damages and medical expenses caused by accidents. Substitute transportation and towing and labor coverages are also available. Tetrault Insurance Agency also offers life and homeowners' insurance. Company president Paul Tetrault has been an insurance broker for over four decades.

Best Local Car Insurance Agencies Serving Massachusetts
Portsmouth

Expertise.com Rating

Review Sources

Google
5.0 (296)
Facebook
4.8 (70)
Yelp
5.0 (3)

Why choose this provider?

Portsmouth Atlantic Insurance is an independent agency that provides risk management solutions in Massachusetts. It caters to vehicle owners and drivers, helping them obtain the best car insurance plans. The company furnishes customized coverages to protect policyholders from financial losses caused by events like collisions, fire, and theft. Its agents also offer other products, including home, condominium, renters', flood, and earthquake insurance. Portsmouth Atlantic Insurance has been in business since 2005. It represents various carriers, including Chubb, Hagerty, and Foremost.

Best Local Car Insurance Agencies Serving Massachusetts
West Springfield

Expertise.com Rating

Why choose this provider?

Petell Teece - Save001 Insurance Agencies Inc. is a locally owned company serving Massachusetts. It provides risk management solutions to individuals and families, helping them acquire car insurance plans. Its agents create personalized coverage plans to protect vehicle owners and drivers from monetary losses due to accidents. They assist policyholders in filing claims for medical expenses and damaged properties. In addition, they process homeowners' insurance. The independent agency has been in the business for more than 80 years.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Conte Insurance Agency, Inc.
579 Pleasant Street, Paxton, MA 1612
Brian Booth
520 Hartford Turnpike, Vernon, MA 6066
Farrell Backlund Insurance - Dighton
1209 Somerset Avenue, Dighton, MA 2764
The Lapointe Insurance Agency
10 North Main Street, Fall River, MA 2720
Bender Hatch Insurance
31 Milk Street, Boston, MA 2109
Mainstream Insurance Agency, Inc.
704 Southbridge Street, Worcester, MA 1610
Barrows Insurance Agency
215 North Main Street, Mansfield, MA 2048
Stafford & Company
1000 North Main Street, Fall River, MA 2720
David F. Kelley Insurance Agency Inc.
154 Main Street, Spencer, MA 1562
Goodnow Insurance
16 Park Street, Danvers, MA 1923
Marchionne Insurance
11 Independence Avenue, Quincy, MA 2169
Duffy Insurance Lynn
317 Broadway, Lynn, MA 1904
Angela Westen Insurance Agency
635 Rogers Street, Lowell, MA 1852
Philbin Insurance Group
220 Broadway, Lynnfield, MA 1940
Paul T. Murphy Insurance Agency
628 Broadway, Malden, MA 2148
Donald J. Medeiros Insurance Agency
154 Rhode Island Avenue, Fall River, MA 2724
Tetrault Insurance
4317 Acushnet Avenue, New Bedford, MA 2745
Portsmouth Atlantic Insurance
601 Islington Street, Portsmouth, MA 3801
Petell Teece - Save001 Insurance Agencies Inc.
237 Main Street, West Springfield, MA 1089

Massachusetts Car Insurance Agency FAQs

  • Is Massachusetts a no-fault car insurance state?

    Massachusetts is a “no-fault” state for auto insurance. This means drivers in the state should carry a personal policy for financial protection in the event of an accident. With personal injury protection coverage, the driver’s injuries from a collision will be covered by their insurance provider, regardless of who caused the accident.

  • Does your driving record affect the rate of your auto insurance policy in Massachusetts?

    To determine the rate of your auto insurance policy, Massachusetts insurance providers will always look into your driving record. Many insurance companies either lower or raise premiums based on the number of years you’ve driven incident-free, the traffic violations you committed, or the accidents you caused.

  • What should you do if you get a traffic ticket in Massachusetts that could raise your auto insurance premium?

    You can challenge your civil traffic citation in court. Check your ticket’s backside and read the rules for contesting your citation in Massachusetts. If you wish to pursue an appeal, you will most likely have a hearing before a clerk magistrate or judge. Your premium won’t increase if the court finds in your favor.

  • How much are auto insurance deductibles in Massachusetts?

    By default, deductibles are set at $500 in Massachusetts. That being said, the vehicle owner can choose a different amount. If they raise their deductible, their premium may be lowered. To determine the appropriate deductible, consider the amount you can pay yourself if you meet an accident or loss for which you are responsible or can’t identify the other driver.

  • Is carrying the minimum auto insurance requirement enough in Massachusetts?

    There is no definitive answer to this question, as every vehicle owner in Massachusetts has their own circumstances. But generally speaking, the higher one’s auto insurance limits are, the more their insurer will cover and the less the driver will pay if they ever figure in an accident. Opting to carry higher limits will be more expensive, though. An experienced insurance agent will be able to help you balance your needs and risks.