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Best Local Car Insurance Agencies in Columbia, MD

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbia Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

39Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9030 Red Branch Road, Columbia, MD 21045
WebsiteLicense: 2139168

Expertise.com Rating

Review Sources

Google
5.0 (271)

Why choose this provider?

U.S. Home and Auto Insurance Agency serves the residents of Columbia with its insurance services. The independent agency provides a full range of insurance solutions for clients' homes, automobiles, and personal possessions. Vehicle owners can avail of protection under auto insurance covering cars, ATVs, collector autos, and motorcycles. U.S. Home and Auto Insurance Agency also offers coverage for boats and yachts. U.S. Home and Auto Insurance Agency handles insurance for clients' Important collectibles.

  • Multiple Carriers

5501 Twin Knolls Road, Columbia, MD 21045
WebsiteLicense: 1599

Expertise.com Rating

Review Sources

Google
4.6 (25)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

McCabe Insurance Associates, Inc., is a company in Columbia that addresses the insurance needs of car owners in the area. This independent agency works with different insurance providers, including AIG and Erie Insurance, to meet the insurance requirements of its clients. Its insurance specialists carry auto insurance options and inform clients of available coverage types. Policyholders receive financial protection for losses arising from injury liability, theft, fire, and accident-related vehicle repairs. McCabe Insurance Associates, Inc., also offers motorcycle insurance.

  • Multiple Carriers

8325 Guilford Road, Columbia, MD 21046
WebsiteLicense: 144

Expertise.com Rating

Why choose this provider?

McFarlin Insurance Agency is a Columbia-based team of agents that specializes in risk management services. Included in the company's product range is auto insurance, which may cover vehicle damage resulting from incidents that do not involve other automobiles. The insurance professionals also furnish plans that may include medical and liability coverage. They have access to policies from multiple providers, including Liberty Mutual Insurance, The Hartford, and Travelers. McFarlin Insurance Agency has been in operation since 1939.

  • Multiple Carriers

5570 Sterrett Place, Columbia, MD 21044

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Swann Insurance Agency serves the car insurance needs of drivers in Columbia. Its agents have decades’ worth of experience sourcing quotes from multiple financially sound carriers to find suitable insurance plans to meet the clients’ needs, requirements, and priorities. Auto insurance in Maryland essentially consists of liability, collision, and comprehensive coverage. Additional coverage options are available to motorists looking to avail themselves of additional security. Swann Insurance Agency also insures other vehicles, such as boats, motorcycles, and RVs.

  • RV & Motorhome
  • Boats

6851 Oak Hall Lane, Columbia, MD 21045
WebsiteLicense: 100007936

Expertise.com Rating

Review Sources

Google
5.0 (161)
Facebook
4.9 (28)
Yelp
4.0 (4)

Why choose this provider?

Alexander Brown is an independent State Farm car insurance agent that serves clients in Columbia, Baltimore, Ellicott City, Glen Burnie, and the surrounding areas. He provides automobile insurance that has collision, comprehensive, rideshare, and rental coverages. Additionally, he offers other products, such as property and business insurance, as well as financial services focusing on residential relocations. Brown, who has been a State Farm agent for five years, has received the agency's Chairman’s Circle award.

  • Bundling Option

10380 Old Columbia Road, Columbia, MD 21046
WebsiteLicense: 144504

Expertise.com Rating

Review Sources

Google
4.6 (20)
Facebook
5.0 (3)
Yelp
1.0 (1)

Why choose this provider?

VW Brown Insurance Service offers a wide range of products, including auto insurance. Serving the Columbia area, the team of insurance providers furnishes policies that cover vehicle damages caused by collisions or accidents that do not involve other automobiles like theft or fire. VW Brown Insurance Service is a partner of the National Association of Insurance and Financial Advisors. Angela L. Ripley, the company's president, has over 20 years of insurance experience. She manages the firm's relationships with carriers.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
U.S. Home and Auto Insurance Group
9030 Red Branch Road, Columbia, MD 21045
McCabe Insurance Associates, Inc.
5501 Twin Knolls Road, Columbia, MD 21045
McFarlin Insurance Agency
8325 Guilford Road, Columbia, MD 21046
Swann Insurance Agency
5570 Sterrett Place, Columbia, MD 21044
Alexander Brown
6851 Oak Hall Lane, Columbia, MD 21045
VW Brown Insurance Service
10380 Old Columbia Road, Columbia, MD 21046

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the minimum required auto insurance coverages in Columbia?

    All Columbia vehicle owners are required by Maryland law to obtain minimum liability thresholds of $30,000 in bodily injury per person, $60,000 in bodily injury for two or more people per accident, and $15,000 in property damage. Liability insurance, in general, covers claims resulting from an accident that was primarily your fault.

  • Do you need to have auto insurance before registering your car in Columbia?

    Yes, you must have auto insurance before registering your vehicle in Columbia. You must have adequate liability insurance in order to successfully register your vehicle in the city, or anywhere in Maryland for that matter. Furthermore, all vehicles in the state, whether parked or operated, must be insured at all times by a Maryland-licensed auto insurance company.

  • How do you keep your vehicle insured if you are relocating to Columbia from another state?

    If you are relocating to Columbia from another state and want to keep your vehicle insurance coverage from your previous state, you must ensure that your insurance provider is licensed to operate in Maryland. If they are, contact them and inform them that you need to convert your policy to a Maryland policy.

  • What can you do if you are a young driver in Columbia who has been turned down by insurance companies?

    Talk to an insurance agent about the Maryland Automobile Insurance Fund (MAIF) if you are a teen driver in Columbia who wants insurance but keeps getting turned down by insurance companies. Lawmakers made this program so that people who cannot get auto insurance from regular insurers can get it through this program.

  • How can you reduce your auto insurance premiums in Columbia?

    There are numerous ways to keep your Columbia auto insurance premiums low. Maintaining a clean driving record to be considered low-risk by insurers is one of the best ways to secure low insurance rates. Driving a vehicle with safety features such as anti-lock brakes, airbags, automatic seatbelts, and anti-theft systems is another way to keep your insurance premiums low.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.