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2025

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Best Local Car Insurance Agencies in Maryland

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3451Reviewed

2077Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Silver Spring

Expertise.com Rating

Review Sources

Google
5.0 (105)
Facebook
5.0 (23)

Why choose this provider?

Universal Insurance Group furnishes protection plans for cars in Maryland. Its agents provide quotations and help customers choose car insurance from different carriers that include liability, collision, and comprehensive coverages. They also assist people who wish to increase their security with policies that cover medical payments and car rental reimbursements. Founder and principal agent Daniel Alvarez has been in the industry for 10 years. He has handled various roles within an insurance company, including in the areas of customer service and administration.

Silver Spring

Expertise.com Rating

Why choose this provider?

American Preferred Insurance LLC - Silver Spring is a local and independent agency in Maryland providing the best and cheapest services to individuals, families, and businesses. It specializes in auto insurance, helping drivers put liability coverage in place in the event of accidents. The company also offers beneficial car insurance add-ons, from uninsured driver protection to comprehensive coverage. Supplementary services include vehicle registration assistance. Jorge Guzman, its principal, has been in the insurance industry since 2004. Guzman is bilingual in English and Spanish.

Laurel

Expertise.com Rating

Review Sources

Google
4.8 (126)

Why choose this provider?

Simmerer Insurance - Laurel serves clients in Maryland. It assists customers in acquiring the best car insurance, covering liability, collision, and comprehensive coverages. Its team also guides people when selecting add-ons for their car insurance, whether emergency road service or uninsured motorist protection. In addition to insuring commuter cars, Simmerer Insurance customizes protection plans for classic cars, collector cars, and commercial automobiles. The agency's owner, Philip Simmerer, started in the industry in 1999 and opened this company in 2003.

Columbia

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Swann Insurance Agency helps car owners in Maryland obtain protection plans. These include liability, collision, and comprehensive coverages, as well as emergency road service and uninsured motorist protection add-ons. In addition, the company offers insurance options for classic cars and automobiles used for business operations. With two staff members carrying the Commercial Lines Coverage Specialist designation, Swann Insurance Agency is able to serve the needs of diverse enterprises, including auto dealerships, contractors, farms, ranches, and restaurants.

Baltimore

Expertise.com Rating

Review Sources

Google
4.9 (254)
Yelp
5.0 (1)

Why choose this provider?

Founded in 2011, Baltimore Insurance Network LLC helps residents in Maryland with risk management strategies. It provides the cheapest car insurance quotes from a wide array of carriers, helping policyholders save but with maximum coverages. The local agency considered the best in the state also handles business, life, and homeowners' insurance products. Serving over 2,400 individuals and commercial customers in the area, Baltimore Insurance Network represents Erie as its main carrier. Insurance plans from other companies, such as Progressive, Allstate, and Safeco, are also available.

Silver Spring

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Brown Insurance Group Inc. serves individuals and business owners in Maryland looking for car protection plans. With over 20 property and casualty insurance partners, the company helps clients select the best car insurance plans for their unique circumstances. Its agents also offer coverage options for homeowners, renters, individual life, and commercial entities. Brown Insurance Group has been in operation since 1995. The agency has Spanish-speaking staff, allowing it to accommodate customers from the Hispanic community.

Silver Spring

Expertise.com Rating

Why choose this provider?

One Stop Insurance Agency LLC is a family-owned business serving clients around Maryland. Its team consists of the best insurance agents who assist with quote comparisons, policy acquisitions, and claims related to car insurance. Ancillary services, such as updating car registrations and plates, are available. Company owner Silva specializes in home, life, and commercial insurance. She started in the industry over 15 years ago and has added a team of two producers, continuously expanding to achieve her goal of educating the community about asset protection.

Silver Spring

Expertise.com Rating

Why choose this provider?

Mary Snider, who has been in the insurance industry for two decades, provides the best car insurance to Maryland locals. A local State Farm agent, Snider offers policies covering commuter cars, classic cars, and automobiles operated by teenagers. She helps customers acquire insurance that pays for injury and property damage liabilities in the event of an accident. Her clients may also choose from other beneficial options, such as collision and comprehensive coverages. Mary Snider is a Chartered Life Underwriter and a Chartered Property Casualty Underwriter.

Silver Spring

Expertise.com Rating

Why choose this provider?

Gomez Insurance Co. helps clients in Maryland plan for and anticipate the unexpected. For over 15 years, it has been providing car insurance products with provisions for liability if the policyholder causes bodily injuries or property damages to others. Its team also designs collision and comprehensive car insurance, which pays for the repair and replacement costs after a crash, theft, or fire damage. Being an independent insurance agency, Gomez Insurance represents multiple carriers, such as Progressive, State Auto, and Erie.

Silver Spring

Expertise.com Rating

Why choose this provider?

Bethesda General Insurance has been providing personal and commercial coverages in Maryland for over 50 years. Its agents furnish the best and cheapest auto policies which entail bodily injury and property damage liability, personal injury protection, collision, comprehensive, and uninsured and underinsured motorist protection. They also assist families in selecting the best homeowners' and renters' insurance for their needs. Michael A. Helton, the current president, started as an agent at Bethesda in 1977. Helton progressed into a partner and eventually became the company owner.

Columbia

Expertise.com Rating

Review Sources

Google
4.7 (36)
Facebook
5.0 (16)
Yelp
5.0 (2)

Why choose this provider?

McCabe Insurance Associates Inc. has been assisting residents in Maryland in acquiring auto insurance policies since 1985. It offers car insurance products covering liabilities like bodily injury and property damages. Additionally, its team arranges collision and comprehensive insurance coverage, protecting policyholders from financial losses if their cars get stolen or damaged. McCabe Insurance Associates represents Erie, its flagship company. With over 5,000 clients, the agency also partners with insurance carriers like AARP, Liberty Mutual, Progressive, MetLife, and Safeco.

Germantown

Expertise.com Rating

Why choose this provider?

Congressional Insurance Associates - Germantown is the best independent agency in Maryland representing Erie and other trusted carriers like Progressive, Travelers, and Hagerty. It writes auto insurance policies for commuter cars, classic cars, and commercial vehicles. Its agents give their customers the option to have their leisure vehicles quoted and insured, including yachts, motorhomes, and ATVs. Managing partners Ian Higgins and Michael Herson hold the Life Underwriter Training Council Fellow designation. Congressional Insurance Associates has been serving the community since 2014.

Germantown

Expertise.com Rating

Review Sources

Google
5.0 (150)

Why choose this provider?

State Farm agent Jay Jarvis provides various insurance policies to clients in Maryland. As one of the company's 19,000 local insurance agents, Jarvis caters to people seeking auto insurance plans, whether for commuter cars, rental cars, or sports cars. A range of car coverage options is available, including liability, collision, comprehensive, emergency road service, and uninsured and underinsured motorist protection. Jarvis and his team also offer insurance products that protect homeowners, properties, businesses, life, and health. Spanish services are available.

Columbia

Expertise.com Rating

Review Sources

Google
4.9 (284)
Facebook
4.8 (50)
Yelp
4.0 (4)

Why choose this provider?

Alexander Brown offers a range of insurance solutions to clients. He is one of State Farm's 19,000 local insurance agents across the country, and his customer base includes car owners in Maryland. Brown helps people obtain the best auto insurance plans for commuter cars, rental cars, and sports cars. He furnishes coverage options consisting of liability, collision, comprehensive, emergency road service, and uninsured and underinsured motorist protection. Brown has been a State Farm insurance agent since 2016.

Columbia

Expertise.com Rating

Review Sources

Google
4.8 (33)
Facebook
5.0 (29)
Yelp
5.0 (1)

Why choose this provider?

VW Brown Insurance Service helps Maryland residents protect their families, businesses, and possessions. Its personal lines division offers a wide assortment of insurance products, including policies that secure car owners from injury, property damage liabilities, and losses brought by collision, fire, storm theft, and vandalism. VW Brown's commercial lines segment provides risk management solutions for entities involved in the brewery, contracting, manufacturing, trucking, and restaurant industries. Company president Angela Ripley is both a Certified Insurance Counselor and a Certified Risk Manager.

Germantown

Expertise.com Rating

Why choose this provider?

Having been in the industry for over 20 years, C Insurance assists citizens in Maryland in obtaining protection plans for their properties. Its services include comparing car insurance quotes from multiple carriers, helping drivers select the cheapest with the best coverage for their needs. Along with car insurance, the team writes policies for homeowners and renters. Coverage options for motorcycle enthusiasts and owners of leisure boats are also available. Additionally, C Insurance serves individuals seeking advice on life, health, and long-term care plans.

Germantown

Expertise.com Rating

Review Sources

Facebook
4.9 (22)
Google
4.2 (5)

Why choose this provider?

Moody Insurance Worldwide is a Maryland-based company that was established in 1914. It handles the insurance needs of clients such as businesses, professionals, and individuals. Its agents furnish car insurance plans, which include liability, medical payment, personal injury, collision, and comprehensive coverages. They also customize additional policies compensating for car rental, labor, and towing expenses should the policyholders' car become disabled. In addition, they craft protection plans for companies in various industries, like nonprofits, contractors, and multinational organizations.

Germantown

Expertise.com Rating

Why choose this provider?

Preferred Insurance Solutions helps clients find the best car protection plans in Maryland, serving those who are obtaining a policy for the first time or those that had just moved in the area. Founded in 2000, this independent agency offers the required liability coverage for automobiles, including bodily injury and property damage. It also writes collision and comprehensive car insurance, keeping its policyholders protected from financial losses if their cars crash into another or get damaged by storms, falling objects, vandalism, and animal contact.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Universal Insurance Group
11161 New Hampshire Avenue, Silver Spring, MD 20904
American Preferred Insurance LLC - Silver Spring
1021 University Boulevard East, Silver Spring, MD 20903
Simmerer Insurance - Laurel
601 7th Street, Laurel, MD 20707
Swann Insurance Agency
5570 Sterrett Place, Columbia, MD 21044
Baltimore Insurance Network LLC
11 E Lexington St # 3, Baltimore, MD 21202
Brown Insurance Group, Inc
12118 Heritage Park Circle, Silver Spring, MD 20906
One Stop Insurance Agency, LLC
10800 Lockwood Drive, Silver Spring, MD 20901
Mary Snider
804 Pershing Drive, Silver Spring, MD 20910
Gomez Insurance Co
1700 Elton Road, Silver Spring, MD 20903
Bethesda General Insurance
13975 Connecticut Avenue, Silver Spring, MD 20906
McCabe Insurance Associates, Inc.
5501 Twin Knolls Road, Columbia, MD 21045
Congressional Insurance Associates - Germantown
20440 Century Boulevard, Germantown, MD 20874
Jay Jarvis
20030 Century Boulevard, Germantown, MD 20874
Alexander Brown
6851 Oak Hall Lane, Columbia, MD 21045
VW Brown Insurance Service
10380 Old Columbia Road, Columbia, MD 21046
C Insurance
12410 Milestone Center Drive, Germantown, MD 20876
Moody Insurance Worldwide
20251 Century Boulevard, Germantown, MD 20874
Preferred Insurance Solutions
20030 Century Boulevard #201, Germantown, MD 20874