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2024

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Best Local Car Insurance Agencies in Portland, ME

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Portland local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

34Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

20 Independence Drive, Freeport, ME 04032-1134

Expertise.com Rating

Why choose this provider?

Catrina Milliman offers car insurance policies to clients in Portland and the surrounding communities. Milliman works for State Farm, an insurance company with many coverage options for different types of clients. Whether it is insurance for a teen driver, sports car, or rental car, Milliman and State Farm can provide a car insurance quote and explain other available policies to help clients find the right one. Milliman makes it her business to keep clients well-informed, allowing them to have a seamless experience.

  • Motorcyle & ATV

150 East Avenue, Lewiston, ME 04240

Expertise.com Rating

Review Sources

Google
4.4 (56)
Facebook
4.4 (41)
Yelp
2.5 (3)

Why choose this provider?

Champoux Insurance Agency is an independent insurance agency serving the Portland metro. The business was conceived in 1954 in Lewiston, Maine and has now grown to a company with over 32 insurance agents and professionals. It offers state-required insurance policies for clients with add-ons for protecting against liabilities and damages. Committed to reaching out to businesses and families in greater New England, the company has absorbed several insurance agencies in the region such as Pinkham Insurance and Rogers Insurance.

  • Multiple Carriers

170 Ocean Street, South Portland, ME 04106

Expertise.com Rating

Review Sources

Google
4.9 (116)
Facebook
3.8 (5)
Yelp
5.0 (3)

Why choose this provider?

Noyes Hall & Allen Insurance is a long-standing insurance agency that offers car insurance to clients in Portland and nearby areas. Operating since 1933, the locally owned company partners with other independent insurance agencies to further its service and commitment to the community. Many factors are involved in choosing a suitable car insurance policy, so Noyes Hall & Allen Insurance helps clients understand their options to find the coverage that fits their needs and budget.

  • Boats
  • Motorcyle & ATV

100 Main Street, Bridgton, ME 04009

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.9 (20)

Why choose this provider?

Chalmers Insurance Group - Bridgton is a fourth-generation, family-owned company that has more than 160 years of experience in the industry. The business serves Portland and the surrounding communities. Its insurance professionals provide personal insurance policies for motorcycles, cars, boats, RVs, and other vehicles. This independent insurance agency works with some of the notable national carriers, such as Allstate, Travelers, and Progressive. Chalmers Insurance Group - Bridgton also offers business auto insurance solutions.

  • Boats
  • Motorcyle & ATV

560 Brighton Avenue, Portland, ME 04102

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (1)

Why choose this provider?

Marsh Agency Insurance is in the business for over 35 years providing quality service in Portland. This family-owned business offers auto insurance to help cover car-related damages, loss, or injuries. It aims to protect the owner from lawsuits connected with any car incident. Owners who have antique cars may avail of the service as well. Its other packages include home insurance, personal, and business. Stephen D. Marsh Jr. has founded the company, leading his team with his expertise and experience.

  • Home & Auto Insurance
  • Home Insurance

909 Main Street, Sanford, ME 04073

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Established in 1947, Garnsey Brothers Insurance offers all types of insurance assistance to the residents of Portland and the rest of Sanford. Its independent agents offer assistance to vehicle owners with its auto, motorcycle, watercraft, and motorsports insurance. Recreational vehicles such as ATVs are also handled by the company. Additionally, clients who own antique and collector cars can avail of the company's classic car insurance. Garnsey Brothers also includes insurance for properties and businesses.

  • Multiple Carriers

2331 Congress Street, Portland, ME 04102

Expertise.com Rating

Review Sources

Google
3.0 (14)
Facebook
5.0 (1)

Why choose this provider?

Cross Insurance is a family-owned car insurance agency that serves clients in Portland. Its car insurance services cover cars, motorcycles, and snowmobiles. It also covers antique autos, boats, and ATVs. The company represents a range of carriers such as Allianz, Anthem Blue Cross and Blue Shield, and Beacon Mutual Insurance. Cross Insurance was established in 1954 and has since then acquired a total of 150 operations. It also provides cyber liability, flood and earthquake, and commercial property insurance services.

  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance

139 Maine Street, Brunswick, ME 04011

Expertise.com Rating

Review Sources

Facebook
4.6 (5)

Why choose this provider?

Riley Insurance Agency is an independent insurance firm catering to the residents of Portland and the Brunswick area. Its insurance agents provide personalized car insurance plans built according to the clients' needs and driving histories. Their auto policies have coverage options for property damage and theft, collision and non-collision accidents, new vehicle replacement, roadside assistance, medical payments, and liability to others. Riley Insurance Agency represents various carriers, such as Dairyland, MMG Insurance, Peerless Insurance, and the Patriot Insurance Company.

  • Bundling Option

500 Washington Avenue, Portland, ME 04103

Expertise.com Rating

Review Sources

Google
5.0 (63)
Facebook
4.7 (24)
Yelp
5.0 (2)

Why choose this provider?

Lotfey Dennett Insurance Brokers is an independent insurance agency serving clients in Portland and the nearby areas. The agency represents various insurance carriers in providing people with car insurance plans. Its agents understand that vehicles are some of the biggest assets a person could have, which is why they help their clients secure protection from financial losses. Their insurance policies cover damages caused by events such as accidents, theft, and fire.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

260 Main Street, Biddeford, ME 04005

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Paquin & Carroll Insurance is a locally owned insurance agency servicing the Portland community. Its team of independent agents collaborates with different insurance carriers to provide for the needs of individuals, families, and businesses. It provides auto and motorcycle insurance plans that can also cover a friend or an associate who loaned a client's car. Different types of vehicles are also covered under business auto insurance. The firm's team of agents often reviews clients' policies to ensure that they still have the best coverage for their needs.

  • Bundling Option
  • Motorcyle & ATV
  • Boats

366 U.S. 1, Falmouth, ME 04105

Expertise.com Rating

Why choose this provider?

Smithwick & Mariners Insurance has been servicing clients in Portland and throughout the United States since 1987. Founded by Stephen Smithwick and Howard Clarke, it is a full-service insurance agency that works with multiple carriers to help customers find the best insurance policy for their coverage needs. It was originally established to support the marine industry but later expanded its ability to deal with other insurance needs, such as business, home, and life insurance.

  • Multiple Carriers

157 Townsend Avenue, Boothbay Harbor, ME 04538

Expertise.com Rating

Why choose this provider?

J. Edward Knight & Co., which is located in Boothbay Harbor, is an insurance agency that serves the Portland area. Its insurance advisors assist clients in different areas including auto insurance. They furnish standard auto insurance policies as well as insurance plans that protect antique cars, trailers, motor homes, and RVs such as golf carts and jet skis. J. Edward Knight & Co., was founded in 1898. It is also licensed in New York, Illinois, Colorado, and Rhode Island.

  • Bundling Option

15 Market Street, South Paris, ME 04281

Expertise.com Rating

Why choose this provider?

Wheelers Insurance is an insurance agency serving clients in Oxford Hills, Oxford County, and Western Maine since 1864, with locations in Portland, South Paris, and Bethel. A fifth-generation family business, the agency offers auto insurance that covers liability from bodily injury and property damage, as well as medical and personal injury protection. With 150 years of experience, it specializes in identifying clients' insurance needs, reviewing current insurance programs, and offering a variety of personal, business, life, and health insurance solutions.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Catrina Milliman
20 Independence Drive, Freeport, ME 04032-1134
maineinsuranceonline.com
150 East Avenue, Lewiston, ME 04240
Noyes Hall & Allen Insurance
170 Ocean Street, South Portland, ME 04106
Chalmers Insurance Group - Bridgton
100 Main Street, Bridgton, ME 04009
Marsh Agency Insurance
560 Brighton Avenue, Portland, ME 04102
Garnsey Brothers Insurance
909 Main Street, Sanford, ME 04073
Cross Insurance - Portland, Maine
2331 Congress Street, Portland, ME 04102
Riley Insurance Agency
139 Maine Street, Brunswick, ME 04011
Lotfey Dennett Insurance Brokers
500 Washington Avenue, Portland, ME 04103
Paquin & Carroll Insurance
260 Main Street, Biddeford, ME 04005
Smithwick & Mariners Insurance - Falmouth
366 U.S. 1, Falmouth, ME 04105
J. Edward Knight & Co. - Boothbay Harbor
157 Townsend Avenue, Boothbay Harbor, ME 04538
Wheelers Insurance
15 Market Street, South Paris, ME 04281

Portland, ME Car Insurance Agency FAQs

  • What alternative do Portland residents have if they're denied regular auto insurance due to a bad driving history?

    For those in Portland with challenging driving records, the Maine Automobile Insurance Plan might be a lifeline. The plan, managed by the nonprofit Automobile Insurance Plan Service Office, offers both mandatory and optional vehicle damage coverage. To access this coverage, applicants should collaborate with a certified producer. Comprehensive details and a certified producer locator tool are accessible on AIPSO's website.

  • Why is uninsured motorist coverage required for Portland drivers?

    In Portland, having uninsured motorists coverage is legally mandated due to issues stemming from insured drivers colliding with those lacking liability insurance. Despite compulsory automobile liability insurance today, the Bureau of Motor Vehicles indicates around 7% of drivers remain uninsured. This particular coverage safeguards against injuries caused by uninsured or underinsured drivers and constitutes only a minor portion of insurance expenses.

  • How does Portland's modified comparative negligence impact car insurance claims in Maine?

    In Portland, Maine's modified comparative negligence system stipulates that individuals can only claim damages from another party's car insurance if they're deemed 49% at fault or less. When filing a claim, the compensation awarded corresponds to the percentage of blame allocated to the opposing driver. It's pivotal for drivers in Portland to understand this when seeking reimbursement after accidents.

  • Is a Portland resident fully protected in case of a car accident under the state's minimum auto insurance?

    Portland residents with Maine's minimum car insurance may find the coverage lacking in serious accidents. With a $50,000 limit for individual injuries and $25,000 for property damage, the coverage may fall short in significant incidents. If another driver only has this basic coverage and causes an accident, the compensation might not cover all your medical expenses and lost wages. Hence, it's vital for Portland residents to consider more comprehensive insurance.

  • Is it possible for someone in Portland to obtain car insurance for a period shorter than six months?

    In Portland, the briefest duration for auto coverage is six months, but a workaround exists. While Maine insurers don't provide policies shorter than this period, individuals can purchase a six-month policy and end it earlier if necessary. Terminating the policy early entitles the policyholder to a refund for the unused portion of the coverage term. This method essentially crafts a personalized short-term insurance solution.