Expertise.com Homepage

2025

Last updated:

Best Local Car Insurance Agencies in Maine

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Maine local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

777Reviewed

470Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Maine
South Paris

Expertise.com Rating

Why choose this provider?

Wheelers Insurance is the best agency serving residents in Maine. The company helps individuals and businesses in evaluating their assets and needs when crafting an auto insurance policy. Its coverage options include collision, liability, bodily injury, property damage, and personal injury protection. Commercial auto insurance is applicable for trucks, limos, taxis, and rideshares. It has been in operation since 1864 and has since built up a reputation for itself as a trusted insurance provider.

Best Local Car Insurance Agencies Serving Maine
Bridgton

Expertise.com Rating

Review Sources

Facebook
4.9 (105)
Google
4.9 (64)
Yelp
1.0 (1)

Why choose this provider?

Chalmers Insurance - Bridgton is a family-owned local business that has been serving Maine for more than 160 years. It provides personal and commercial auto insurance plans by partnering with multiple companies, including Redwoods, Safeco, and Concord Group Insurance. Its team helps clients in evaluating the coverage type that they need and choosing the most compatible insurance program. The agency supports community organizations based on three pillars namely relief and support to people in crisis; human and social services; and youth sports and recreation.

Best Local Car Insurance Agencies Serving Maine
Brunswick

Expertise.com Rating

Review Sources

Google
4.6 (33)
Facebook
5.0 (22)
Yelp
3.0 (2)

Why choose this provider?

Riley Insurance Agency is a locally operated company that has been serving individuals, families, and business owners in Maine since 1853. This independent insurance agency partners with different carriers to ensure clients get the best policies tailored to address their insurance needs. It assists vehicle owners in shopping for the auto insurance that covers them and their belongings when accidents occur. It also offers life, health, home, and business insurance options. Its partner providers include Dairyland, Safeco, and Acadia Insurance.

Best Local Car Insurance Agencies Serving Maine
Freeport

Expertise.com Rating

Why choose this provider?

Catrina Milliman has been selling insurance products to Maine residents for over ten years. She collaborates with State Farm to provide car insurance to motorists. Milliman informs policyholders about many types of coverage, like as liability, collision, medical payment, and emergency roadside service. She has provided insurance choices for owners of sports and antique cars in the past. Home, life, pet, and health insurance are among her other insurance products. Milliman is a chamber of commerce member in the Greater Freeport area.

Best Local Car Insurance Agencies Serving Maine
Falmouth

Expertise.com Rating

Why choose this provider?

Smithwick & Mariners Insurance - Falmouth serves the protection policy needs of customers in Maine. The agency provides life, home, and auto insurance plans. Marine insurance policies for owners of sailboats, powerboats, and yachts, as well as for boat dealers and marine contractors, are also available. In addition, the agency assists business owners in getting insurance for general commercial and construction risks. The company was started in 1987 with the intention of serving the marine industry before expanding to suit the needs of individuals and businesses.

Best Local Car Insurance Agencies Serving Maine
Portland

Expertise.com Rating

Why choose this provider?

Marsh Agency Insurance is a family-owned business that has been serving Maine for more than 35 years. It offers personal auto insurance plans that protect the policyholders, their passengers, the vehicle, pedestrians, and other drivers. Commercial auto insurance is also available for businesses that want to protect their investments from losses due to theft, vandalism, or traffic accidents. Insurance professionals from from Marsh Agency educates clients about their options from multiple carriers, such as Bristol West, Condon & Skelly, and The Concord Group.

Best Local Car Insurance Agencies Serving Maine
Portland

Expertise.com Rating

Why choose this provider?

Lotfey Dennett Insurance Brokers serves Maine residents in need of auto insurance. This independent insurance agency assists car owners who wish to protect their vehicles and secure their finances through auto insurance policies. These cover property and physical damages, medical payments, uninsured and underinsured motorists coverages, and bodily injury liability expenses. One of the agency�s partners, Nick Lotfey, holds the Certified Insurance Counselor designation. He has been working in the insurance industry since 2009.

Best Local Car Insurance Agencies Serving Maine
Sanford

Expertise.com Rating

Why choose this provider?

Garnsey Brothers Insurance has been serving individuals throughout Maine since 1947. It offers the best personal insurance products, such as auto insurance. It helps clients obtain coverage for various types of vehicles, including classic cars, vans, SUVs, motorcycles, and boats. Its team also offers policies for motorsport vehicles, ATVs, RVs, and motorhomes. The firm works with multiple insurance carriers in the market, comparing different policies to find the best fit for its clients. Agency president Jack E. Garnsey has been in the industry for three decades.

Best Local Car Insurance Agencies Serving Maine
Boothbay Harbor

Expertise.com Rating

Review Sources

Facebook
4.6 (38)
Google
4.9 (7)

Why choose this provider?

J. Edward Knight & Co. - Boothbay Harbor is an insurance agency that has been serving clients in Maine since 1898. It guides individuals and families in making informed decisions by educating them on how policies cover their individual needs. Its agents offer vehicle owners the best auto insurance that protects them and their properties in times of an accident. They also provide insurance products that cover RVs, campers, and motorcycles. In addition, the agency guides clients in securing life, health, home, and business insurance.

Best Local Car Insurance Agencies Serving Maine
South Portland

Expertise.com Rating

Why choose this provider?

Noyes Hall & Allen Insurance offers products and services to the people of Maine. Since opening its doors in 1933, the locally owned independent agency has been helping clients safeguard their assets with an array of policies. These insurance packages include car insurance that protects the policyholders in case of unexpected circumstances. Its agentsalso assist clients in finding the auto insurance company that best fits their needs and budget. Noyes Hall & Allen Insurance was formed after the merger of three Portland agencies.

Best Local Car Insurance Agencies Serving Maine
Biddeford

Expertise.com Rating

Why choose this provider?

Paquin & Carroll Insurance is an independent and full-service agency that caters to clients in Maine. It provides a wide range of insurance products in both personal and commercial lines. These include auto insurance coverage for bodily injury and damage caused to another person's vehicle. Car insurance plans that provide coverage for underinsured or uninsured motorists are also available. In addition, clients may purchase extra coverage for roadside assistance, towing and labor, and rental car reimbursement. Paquin & Carroll Insurance was founded in 1885 and incorporated in 1928.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wheelers Insurance
15 Market Street, South Paris, ME 4281
Chalmers Insurance Group - Bridgton
100 Main Street, Bridgton, ME 4009
Riley Insurance Agency
139 Maine Street, Brunswick, ME 4011
Catrina Milliman
20 Independence Drive, Freeport, ME 04032-1134
Smithwick & Mariners Insurance - Falmouth
366 U.S. 1, Falmouth, ME 4105
Marsh Agency Insurance
560 Brighton Avenue, Portland, ME 4102
Lotfey Dennett Insurance Brokers
500 Washington Avenue, Portland, ME 4103
Garnsey Brothers Insurance
909 Main Street, Sanford, ME 4073
J. Edward Knight & Co. - Boothbay Harbor
157 Townsend Avenue, Boothbay Harbor, ME 4538
Noyes Hall & Allen Insurance
170 Ocean Street, South Portland, ME 4106
Paquin & Carroll Insurance
260 Main Street, Biddeford, ME 4005

Disclaimer:  Expertise.com is not a licensed insurance agency. All insurance offerings are provided by CompareCoverage, NPN 20753534 and CA License # 6011227. © 2025 CompareCoverage. All Rights Reserved.

Maine Car Insurance Agency FAQs

  • Can car insurance companies in Maine cancel or decide not to renew an insurance policy?

    Within the initial 60 days of an initial policy, a car insurance provider in Maine retains the discretion to terminate a policy for reasons not prohibited by state law. Maine law prohibits insurers from terminating an insurance policy solely because the applicant is aged 65 or older, possesses certain credit information, or serves as a volunteer driver. However, the law permits mid-term cancellations in cases of nonpayment of premiums, driver's license suspension, or violations of policy terms and conditions.

  • Is it the leasing company or the state of Maine that determines the minimum insurance coverage requirement for leased cars?

    The minimum car insurance coverage requirements for leased cars in Maine are set by leasing companies, not the state of Maine. In most cases, these companies require drivers to maintain a comprehensive car insurance policy. Motorists must carry $100,000 in bodily injury liability per individual, $300,000 in bodily injury liability per accident, and $50,000 in property damage liability.

  • Do car insurance companies in Maine have the right to compel car owners whose vehicles have been declared totaled to turn the title over to them and then receive a salvage title?

    Yes, according to the state's Motor Vehicle Law 29-A M.R.S.A. Section 667, when a vehicle is declared a total loss, the insurer is required to begin the process of obtaining a salvage title. The salvage title will then be returned to the owner by the insurer. After the vehicle has been successfully repaired, the owner must apply to the Bureau of Motor Vehicles for a new title. The new title will be labeled as repaired, rebuilt, or rebuilt salvage.

  • Are Maine drivers required to carry proof of insurance while on the road?

    Maine state law requires drivers to carry proof of insurance, also known as forms of financial responsibility, at all times while driving. Proof of insurance can include a variety of documents, such as an insurance card, a copy of the insurance policy, or a valid insurance binder. These documents protect drivers from illegal fines imposed during traffic stops or after accidents.

  • What are the penalties for driving without car insurance in Maine?

    In Maine, driving without insurance coverage can result in fines, vehicle seizure, and driver's license suspension. In the event of an accident involving uninsured motorists, they may be required to pay for damages out of their own pockets and may be subject to legal action for bodily injury or property damage.