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Best Local Car Insurance Agencies in Maine

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Maine Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



11Top Picks

Learn about our selection process.


featured provider = Featured Provider

Biddeford Rating

Why choose this provider?

Paquin & Carroll Insurance is an independent and full-service agency that caters to clients in Maine. It provides a wide range of insurance products in both personal and commercial lines. These include auto insurance coverage for bodily injury and damage caused to another person's vehicle. Car insurance plans that provide coverage for underinsured or uninsured motorists are also available. In addition, clients may purchase extra coverage for roadside assistance, towing and labor, and rental car reimbursement. Paquin & Carroll Insurance was founded in 1885 and incorporated in 1928.

South Paris Rating

Why choose this provider?

Wheelers Insurance is the best agency serving residents in Maine. The company helps individuals and businesses in evaluating their assets and needs when crafting an auto insurance policy. Its coverage options include collision, liability, bodily injury, property damage, and personal injury protection. Commercial auto insurance is applicable for trucks, limos, taxis, and rideshares. It has been in operation since 1864 and has since built up a reputation for itself as a trusted insurance provider.

Brunswick Rating

Review Sources

4.6 (33)
5.0 (22)
3.0 (2)

Why choose this provider?

Riley Insurance Agency is a locally operated company that has been serving individuals, families, and business owners in Maine since 1853. This independent insurance agency partners with different carriers to ensure clients get the best policies tailored to address their insurance needs. It assists vehicle owners in shopping for the auto insurance that covers them and their belongings when accidents occur. It also offers life, health, home, and business insurance options. Its partner providers include Dairyland, Safeco, and Acadia Insurance.

Boothbay Harbor Rating

Review Sources

4.6 (38)
4.9 (7)

Why choose this provider?

J. Edward Knight & Co. - Boothbay Harbor is an insurance agency that has been serving clients in Maine since 1898. It guides individuals and families in making informed decisions by educating them on how policies cover their individual needs. Its agents offer vehicle owners the best auto insurance that protects them and their properties in times of an accident. They also provide insurance products that cover RVs, campers, and motorcycles. In addition, the agency guides clients in securing life, health, home, and business insurance.

Portland Rating

Why choose this provider?

Lotfey Dennett Insurance Brokers serves Maine residents in need of auto insurance. This independent insurance agency assists car owners who wish to protect their vehicles and secure their finances through auto insurance policies. These cover property and physical damages, medical payments, uninsured and underinsured motorists coverages, and bodily injury liability expenses. One of the agency�s partners, Nick Lotfey, holds the Certified Insurance Counselor designation. He has been working in the insurance industry since 2009.

Freeport Rating

Why choose this provider?

Catrina Milliman has been selling insurance products to Maine residents for over ten years. She collaborates with State Farm to provide car insurance to motorists. Milliman informs policyholders about many types of coverage, like as liability, collision, medical payment, and emergency roadside service. She has provided insurance choices for owners of sports and antique cars in the past. Home, life, pet, and health insurance are among her other insurance products. Milliman is a chamber of commerce member in the Greater Freeport area.

Portland Rating

Why choose this provider?

Marsh Agency Insurance is a family-owned business that has been serving Maine for more than 35 years. It offers personal auto insurance plans that protect the policyholders, their passengers, the vehicle, pedestrians, and other drivers. Commercial auto insurance is also available for businesses that want to protect their investments from losses due to theft, vandalism, or traffic accidents. Insurance professionals from from Marsh Agency educates clients about their options from multiple carriers, such as Bristol West, Condon & Skelly, and The Concord Group.

South Portland Rating

Why choose this provider?

Noyes Hall & Allen Insurance offers products and services to the people of Maine. Since opening its doors in 1933, the locally owned independent agency has been helping clients safeguard their assets with an array of policies. These insurance packages include car insurance that protects the policyholders in case of unexpected circumstances. Its agentsalso assist clients in finding the auto insurance company that best fits their needs and budget. Noyes Hall & Allen Insurance was formed after the merger of three Portland agencies.

Falmouth Rating

Why choose this provider?

Smithwick & Mariners Insurance - Falmouth serves the protection policy needs of customers in Maine. The agency provides life, home, and auto insurance plans. Marine insurance policies for owners of sailboats, powerboats, and yachts, as well as for boat dealers and marine contractors, are also available. In addition, the agency assists business owners in getting insurance for general commercial and construction risks. The company was started in 1987 with the intention of serving the marine industry before expanding to suit the needs of individuals and businesses.

Sanford Rating

Why choose this provider?

Garnsey Brothers Insurance has been serving individuals throughout Maine since 1947. It offers the best personal insurance products, such as auto insurance. It helps clients obtain coverage for various types of vehicles, including classic cars, vans, SUVs, motorcycles, and boats. Its team also offers policies for motorsport vehicles, ATVs, RVs, and motorhomes. The firm works with multiple insurance carriers in the market, comparing different policies to find the best fit for its clients. Agency president Jack E. Garnsey has been in the industry for three decades.

Bridgton Rating

Review Sources

4.9 (105)
4.9 (64)
1.0 (1)

Why choose this provider?

Chalmers Insurance - Bridgton is a family-owned local business that has been serving Maine for more than 160 years. It provides personal and commercial auto insurance plans by partnering with multiple companies, including Redwoods, Safeco, and Concord Group Insurance. Its team helps clients in evaluating the coverage type that they need and choosing the most compatible insurance program. The agency supports community organizations based on three pillars namely relief and support to people in crisis; human and social services; and youth sports and recreation.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Paquin & Carroll Insurance
260 Main Street, Biddeford, ME 4005
Wheelers Insurance
15 Market Street, South Paris, ME 4281
Riley Insurance Agency
139 Maine Street, Brunswick, ME 4011
J. Edward Knight & Co. - Boothbay Harbor
157 Townsend Avenue, Boothbay Harbor, ME 4538
Lotfey Dennett Insurance Brokers
500 Washington Avenue, Portland, ME 4103
Catrina Milliman
20 Independence Drive, Freeport, ME 04032-1134
Marsh Agency Insurance
560 Brighton Avenue, Portland, ME 4102
Noyes Hall & Allen Insurance
170 Ocean Street, South Portland, ME 4106
Smithwick & Mariners Insurance - Falmouth
366 U.S. 1, Falmouth, ME 4105
Garnsey Brothers Insurance
909 Main Street, Sanford, ME 4073
Chalmers Insurance Group - Bridgton
100 Main Street, Bridgton, ME 4009


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.