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2024

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Best Local Car Insurance Agencies in Lafayette, LA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lafayette Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72Reviewed

46Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3909 Ambassador Caffery Parkway, Lafayette, LA 70503
WebsiteLicense: 174072

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (8)

Why choose this provider?

Liggio Insurance Agency, Inc. is a Lafayette insurance company creating personalized auto insurance coverages for drivers and car owners. Founded in 1984, the family business has access to multiple insurance carriers such as Progressive, Zurich, Anchor Insurance, and Centauri Insurance. Its 8-person team gathers auto coverage options depending on the clients' needs. They conduct risk assessments and connect clients to insurance companies. The company's president, Matt Fontenot, has been personally addressing the insurance concerns of customers since 2016.

  • Multiple Carriers

1215 NW Evangeline Trwy Suite E, Lafayette, LA 70501
WebsiteLicense: 492138

Expertise.com Rating

Review Sources

Google
4.2 (77)
Yelp
1.5 (3)

Why choose this provider?

GoAuto Insurance, which is located in NW Evangeline Trwy, Lafayette, specializes in providing protection plans for car owners. The company's mobile app, which can be downloaded from Google Play and Apple Store, enables clients to access documents, report insurance claims, and purchase, renew, and manage policies online. Policyholders are provided with custom payment plans, and they are also allowed to choose their monthly payment date. GoAuto Insurance is also licensed to operate in Ohio and Nevada.

  • Motorcyle & ATV

5750 Johnston Street, Lafayette, LA 70503
WebsiteLicense: 286615

Expertise.com Rating

Review Sources

Google
4.6 (79)
Yelp
5.0 (1)

Why choose this provider?

McGriff is a local car insurance agency serving clients in Lafayette. It has been in business for over 100 years and has more than 120 office locations. The company provides customized insurance coverage, employee benefits, and risk management solutions. Its products include auto, home, and flood insurance, in addition to business coverage. Its car insurance policy includes roadside assistance and collision, comprehensive, medical, and liability coverage. McGriff is affiliated with Truist Insurance Holdings and BridgeTrust Title Group.

  • Multiple Carriers

419 Rena Drive, Lafayette, LA 70503
WebsiteLicense: 332553

Expertise.com Rating

Review Sources

Google
4.5 (45)
Facebook
4.6 (9)

Why choose this provider?

Roane Insurance Agency Inc. is an auto insurance provider serving Lafayette and other locations. It offers a standard collision and comprehensive insurance, which pays for financial and physical damages such as theft, vandalism, fire, and flood. It also has liability coverage to pay for injuries or damages to another person's property, and the policyholder is at fault. The company also offers SR-22 insurance to ensure the inclusivity of those with a history of repeated traffic infractions.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

201 Energy Parkway, Lafayette, LA 70508
WebsiteLicense: 627313

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (4)

Why choose this provider?

Haik Insurance Holdings is an independent insurance firm addressing the coverage needs of individuals, families, and businesses in Lafayette. Its experienced agents and brokers represent carriers worldwide, allowing them to provide drivers of different backgrounds with a variety of plans tailored based on their personal requirements and preferences. Chris Haik, the president of Haik Insurance Holdings, founded the agency in 2014. He counts more than 17 years of experience working within the governmental and private insurance sectors.

  • Home & Auto Insurance

107 Energy Parkway, Lafayette, LA 70508
WebsiteLicense: 887172

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

The Erny Insurance Agency is a locally operated independent firm that serves Lafayette and the surrounding metro areas. It offers auto insurance policies, providing no-fault and liability coverage, collision insurance, and comprehensive coverage. The company also provides home and condo, life, and health insurance solutions. Additionally, business clients can opt for commercial liability and workers' compensation policies. Those who are looking for additional coverage beyond what traditional policies provide can also take advantage of umbrella insurance coverages.

  • Motorcyle & ATV

1105 Ambassador Caffery Parkway, Lafayette, LA 70506
WebsiteLicense: 539996

Expertise.com Rating

Review Sources

Facebook
5.0 (47)
Google
4.0 (31)
Yelp
3.0 (2)

Why choose this provider?

Bradley Beck is a local car insurance agent serving clients in Lafayette and the surrounding areas. He helps clients prepare for accidents and unexpected events by offering auto insurance services. These services protect teen drivers, rideshare, and rental vehicles from the financial burden of road accidents and injuries. He also carries other insurance products, including flood, business, life, renters, and homeowners. Beck holds a bachelor's degree in business administration and has been working at State Farm since 2012.

  • Home & Auto Insurance

2205 West Pinhook Road, Lafayette, LA 70508
WebsiteLicense: 241962

Expertise.com Rating

Review Sources

Google
4.3 (12)
Facebook
5.0 (8)

Why choose this provider?

Stiel Insurance Group, which is located in Lafayette, offers a wide range of car insurance plans for individuals and businesses. The company provides policies that may include liability, medical payment, and property damage coverage. Its team of agents also crafts insurance plans for the owners of ATVs, RVs, and watercraft. Stiel Insurance Group is a third-generation family business that was established in 1956. It also has offices in Baldwin and Houma.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Liggio Insurance Agency, Inc.
3909 Ambassador Caffery Parkway, Lafayette, LA 70503
GoAuto Insurance - Lafayette - NW Evangeline Trwy
1215 NW Evangeline Trwy Suite E, Lafayette, LA 70501
McGriff
5750 Johnston Street, Lafayette, LA 70503
Roane Insurance Agency Inc.
419 Rena Drive, Lafayette, LA 70503
Haik Insurance Holdings
201 Energy Parkway, Lafayette, LA 70508
The Erny Insurance Agency
107 Energy Parkway, Lafayette, LA 70508
Bradley Beck
1105 Ambassador Caffery Parkway, Lafayette, LA 70506
Stiel Insurance Group - Lafayette
2205 West Pinhook Road, Lafayette, LA 70508

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why do Louisiana auto litigation laws affect car insurance rates in Lafayette?

    Louisiana's auto litigation laws put more risks on insurance companies, ultimately influencing the car insurance landscape in Lafayette and resulting in increased insurance rates. The annual average car insurance cost in Lafayette is $2,691, exceeding the Louisiana state average of $2,531. Unfortunately, Louisiana motorists face some of the highest insurance costs in the country, paying nearly $900 more per year compared to the national average of $1,638.

  • Which Lafayette neighborhood has the cheapest car insurance rate?

    The most affordable ZIP code in Lafayette for car insurance is 70507. This location’s average car insurance cost is $442 per month. The motorist's location can impact car insurance rates because areas with higher population densities tend to have more traffic, which increases the risk of accidents. Additionally, insurance companies may charge higher rates for drivers who live in areas prone to traffic congestion.

  • What consequences can Lafayette drivers face if they are caught driving without insurance?

    Lafayette motorists may pay fines up to $1,000 for not presenting proof of insurance within three days, aside from reinstatement costs ranging from $60 to $560. There may also be additional charges based on the number of days their car insurance has lapsed, including a $125 fee for lapses lasting 11 to 30 days, a $275 fee for lapses spanning 31 to 90 days, and a substantial $850 fee for lapses exceeding 90 days.

  • How much deductible is included in the collision and comprehensive (other than collision) coverage for drivers in Lafayette?

    The collision and comprehensive (other than collision) coverage comes with a deductible, which varies from $100 to $1,000. Consequently, if an insured vehicle's driver sustains damages in Lafayette, the insurer will cover costs exceeding the deductible amount the policyholder has chosen. Opting for a higher deductible will result in a reduced insurance premium.

  • How can owners of high-value cars in Lafayette lower their insurance costs?

    Lafayette residents who own high-value vehicles can reduce insurance costs by opting for a higher deductible. A deductible refers to the amount a policyholder must cover personally before the insurance coverage activates. Additionally, installing the most up-to-date safety devices in their vehicles can qualify drivers for discounts because overall safety rankings affect insurance rates.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.