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Best Local Car Insurance Agencies in Louisiana

Our Recommended Top 18

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Our goal is to connect people with the best local professionals. We scored Louisiana local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2637Reviewed

1589Curated

18Top Picks

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Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Louisiana
Lafayette

Expertise.com Rating

Review Sources

Facebook
4.6 (13)
Google
5.0 (5)

Why choose this provider?

Haik Insurance Holdings is an independent agency that has been serving Louisiana since 2014. It offers a wide range of auto insurance coverage and protection options, including liability, collision, towing, rental reimbursements, and roadside assistance. Its team of professionals guides clients in crafting personalized insurance policies while considering their financial concerns and safety considerations. The agency's president, Chris Haik, is a Certified Insurance Counselor and serves as a member of the National Alliance for Insurance Education & Research.

Best Local Car Insurance Agencies Serving Louisiana
Boutte

Expertise.com Rating

Why choose this provider?

Dave Millet Insurance Agency - Boutte #502 is an independent company that has been providing 24/7 assistance to Louisiana communities since 1958. It provides car insurance that includes comprehensive, collision, liability, personal injury, and uninsured/underinsured motorist coverage options. It also crafts commercial auto insurance policies for vehicles that are owned by businesses. In addition, the agency offers contractor, windstorm, and workers' compensation protection plans. It partners with different carriers and has seven locations throughout the state.

Best Local Car Insurance Agencies Serving Louisiana
Lake Charles

Expertise.com Rating

Review Sources

Google
4.7 (40)

Why choose this provider?

Insurance Unlimited - Lake Charles is an independent, multi-line agency that serves California. Its agents assist clients in several areas, including car insurance. They customize policies that reimburse losses in the event of collision and may include uninsured motorist protection and emergency road service coverage. They have access to plans from multiple carriers such as Hagerty and Kemper, allowing them to provide coverages that best suit clients' situations. They develop, execute, and monitor risk management strategies tailored to their unique needs.

Best Local Car Insurance Agencies Serving Louisiana
Lake Charles

Expertise.com Rating

Review Sources

Google
4.4 (14)

Why choose this provider?

McFatter Insurance Agency, Inc., is a company serving Louisiana communities. It helps individuals in protecting their vehicles, such as SUVs or trucks, from unforeseen circumstances by providing a wide range of the cheapest auto insurance coverage options. These include comprehensive coverage, medical payments, collision insurance, liability coverage, and uninsured/underinsured motorist. Commercial vehicle insurance policies are available for businesses that operate delivery trucks, 18-wheelers, or fleets. The agency also presents various insurance coverage options under personal and commercial lines.

Best Local Car Insurance Agencies Serving Louisiana
Mandeville

Expertise.com Rating

Why choose this provider?

Lozes Insurance Agency is a locally owned company that provides personal and commercial lines of protection for businesses and individuals in Louisiana. It offers auto insurance policies, which may include medical payments, roadside assistance, and rental reimbursement coverage. Its team also creates protection plans that reimburse losses in case of collision. Lozes Insurance Agency was established in 2014 by Chris Lozes, who has been working in the risk management industry since 2007. He is a former attorney.

Best Local Car Insurance Agencies Serving Louisiana
Metairie

Expertise.com Rating

Review Sources

Google
4.8 (5)

Why choose this provider?

Ann Sagona Insurance Agency, Inc., offers the cheapest risk management solutions for individuals, families, and businesses in Los Angeles. Its team provides auto insurance plans which cover the medical expenses of injured drivers and help pay for the repair and replacement costs of damaged and stolen vehicles. They review and compare policies from a number of providers such as National General and Progressive, allowing them to provide drivers with various coverage options. The agency has been protecting clients for over three decades.

Best Local Car Insurance Agencies Serving Louisiana
Lafayette

Expertise.com Rating

Why choose this provider?

Bradley Beck is a State Farm insurance agent in Los Angeles who offers a number of risk management solutions, including auto insurance. Together with his team, he customizes car protection plans, which can cover emergency road service, car rental expenses, and vehicle damage resulting from collisions. He also writes policies for drivers of Lyft and Uber. In addition, he provides renters', homeowners', flood, life and business insurance. His State Farm agency has been in service since 2012.

Best Local Car Insurance Agencies Serving Louisiana
Kenner

Expertise.com Rating

Why choose this provider?

Established in 2004, Gama Insurance Agencies - Kenner provides risk management solutions to individuals and businesses in Los Angeles. Included in its products is auto insurance, which can be customized to include towing and personal property coverage. Its team furnishes car protection plans that repay other parties for damages the insured drivers cause. Gama Insurance Agencies, which also has an office in Baton Rouge, was founded by Antonio Ortiz. Ortiz started his insurance career in 1989 by offering life protection plans door-to-door.

Best Local Car Insurance Agencies Serving Louisiana
Lafayette

Expertise.com Rating

Why choose this provider?

Roane Insurance Agency, Inc., is a company serving individuals, families, and businesses in Louisiana. It offers collision, comprehensive, liability, medical payments, and uninsured/underinsured motorist coverage options under personal and commercial auto insurance policies. Customizable insurance plans are available even for mature/elderly drivers and cover different types of vehicles that are operated by businesses, such as trucks and trailers. The agency shops from multiple providers to help clients choose policies based on their needs and preferences.

Best Local Car Insurance Agencies Serving Louisiana
Lafayette

Expertise.com Rating

Why choose this provider?

Stiel Insurance Group - Lafayette is a family-owned business that has been serving Louisiana communities since 1956. It helps individuals protect themselves and their vehicles in the event of accidents and unforeseen circumstances through different auto insurance coverage options. Its team of professionals educates clients about the benefits of property coverage, liability protection, and medical coverage. Insurance policies are also available for ATVs, motorcycles, RVs, and watercraft. The agency's senior vice president, Russell J. Bailey, is a Chartered Property Casualty Underwriter.

Best Local Car Insurance Agencies Serving Louisiana
Shreveport

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Established in 1980, Bernard Insurance Agency offers the best personal and commercial lines of protection from its Los Angeles location. Its agents offer plans that protect drivers and their vehicles. They also write policies for owners of motorcycles, recreational vehicles, and ATVs. Specializing in commercial insurance products, the risk management professionals also provide plans designed for farm owners, and they also offer policies customized for religious and nonprofit organizations, contractors, house movers, and oil and gas businesses.

Best Local Car Insurance Agencies Serving Louisiana
Slidell

Expertise.com Rating

Review Sources

Google
4.9 (132)
Facebook
5.0 (46)
Yelp
5.0 (5)

Why choose this provider?

Ace Insurance Agency is a risk management specialist that serves Los Angeles. It offers cheap personal and commercial lines of protection, which include car insurance. Its team writes policies that compensate other parties for damages insured drivers cause and reimburse losses in cases of theft and fire. With over 25 years of experience in the industry, the company also provides motorcycle and boat insurance. Each year, its agents complete continuing education units beyond the minimum requirement, in addition to attending industry-specific conferences and seminars.

Best Local Car Insurance Agencies Serving Louisiana
Lutcher

Expertise.com Rating

Why choose this provider?

Lanoix Insurance Agency - Lutcher customizes protection plans for individuals and businesses in Louisiana. Its team of independent risk management advisors furnishes auto insurance policies, covering drivers of cars, recreational vehicles, pick-up trucks, and motorcycles. They also create tailored plans for teen drivers and offer home and car insurance policies in one bundle. Allstate, Kemper, National General, and Zurich are some of their partner providers. Lanoix Insurance Agency was founded by Randy Lanoix, a Certified Insurance Counselor with over three decades of experience.

Best Local Car Insurance Agencies Serving Louisiana
Greenwell Springs

Expertise.com Rating

Why choose this provider?

Patin Insurance Agency is a team of risk management advisors that serves California. They protect drivers through customizable car insurance plans, which help them recover losses from collisions and accidents caused by uninsured and underinsured motorists. The independent agents also furnish auto insurance policies that include bodily injury and property damage liability coverage. With access to numerous plans from different providers, they also write insurance policies for boats, all-terrain vehicles, motorcycles, and recreational vehicles.

Best Local Car Insurance Agencies Serving Louisiana
Shreveport

Expertise.com Rating

Why choose this provider?

Bromell Agency, Inc., - Shreveport is a family-owned company serving Louisiana. It helps individuals and families create customized auto insurance policies and understand their benefits if unforeseen circumstances occur. Its team of independent agents works with multiple insurance providers, including American Modern and Capitol Preferred, to offer different kinds of insurance coverage options. Insurance policies are also available for toy vehicles, motorcycles, and recreational vehicles. The agency supports numerous charities and organizations, such as 4-H and the State Board of Tourism.

Best Local Car Insurance Agencies Serving Louisiana
Metairie

Expertise.com Rating

Why choose this provider?

TWFG Landeche Insurance is an agency that has been providing 24/7 assistance to Louisiana individuals, families, and businesses since 2005. It assists individuals in crafting an auto insurance policy that covers liability, collisions, medical expenses, and non-accident damages like hail or flood damages. Companies can also acquire insurance coverages to protect Uber, Lyft, and delivery service riders. The agency helps clients in reviewing their existing policies for errors or missed points. It also offers insurance coverage options for travels, pets, and business owners.

Best Local Car Insurance Agencies Serving Louisiana
Sulphur

Expertise.com Rating

Why choose this provider?

Jennifer Mabou is a State Farm agent who provides risk management assistance from her office in Louisiana. She offers a number of products, including auto insurance, which can be customized to include car rental expenses, liability, medical payments, and emergency road service coverage. In addition, she offers protection plans for renters and owners of homes and small businesses. She and her team of insurance advisors have more than 65 years of combined industry experience.

Best Local Car Insurance Agencies Serving Louisiana
Metairie

Expertise.com Rating

Review Sources

Google
4.8 (40)
Facebook
5.0 (19)
Yelp
5.0 (1)

Why choose this provider?

Scott Nowicki is a State Farm agent that has taken up various roles in the agency, such as field consultant and territory sales leader. Serving Louisiana, he offers the cheapest car insurance options for teen drivers and protection for rental and sports cars. In addition to having 24/7 roadside assistance coverage, the policies provide collision, comprehensive, rideshare, and rental reimbursements. Nowicki previously served in the U.S. Army and as a medevac pilot. His team also assists clients in matters like banking, annuities, and mutual funds.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Haik Insurance Holdings
201 Energy Parkway, Lafayette, LA 70508
Dave Millet Insurance Agency - Boutte #502
13491 U.S. 90, Suite 1A, Boutte, LA 70039
Insurance Unlimited-Lake Charles
3111 Ryan Street, Lake Charles, LA 70601
McFatter Insurance Agency, Inc.
324 Alamo Street, Lake Charles, LA 70601
Lozes Insurance Agency
1321 North Causeway Boulevard, Mandeville, LA 70471
Ann Sagona Insurance Agency, Inc.
2920 David Drive, Metairie, LA 70003
Bradley Beck
1105 Ambassador Caffery Parkway, Lafayette, LA 70506
Gama Insurance Agencies - Kenner
2109 31st Court, Kenner, LA 70065
Roane Insurance Agency Inc.
419 Rena Drive, Lafayette, LA 70503
Stiel Insurance Group - Lafayette
2205 West Pinhook Road, Lafayette, LA 70508
Bernard Insurance Agency
766 Professional Drive North, Shreveport, LA 71105
Ace Insurance Agency
3412 Pontchartrain Drive, Slidell, LA 70458
Lanoix Insurance Agency - Lutcher
2301 Texas Street, Lutcher, LA 70071
Patin Insurance Agency
14127 Greenwell Springs Road, Greenwell Springs, LA 70739
Bromell Agency, Inc.- Shreveport
880 West Bert Kouns Industrial Loop, Shreveport, LA 71118
TWFG Landeche Insurance
3500 North Causeway Boulevard, Metairie, LA 70002
Jennifer Mabou
1633 Beglis Parkway, Sulphur, LA 70663
Scott Nowicki
4425 Clearview Parkway, Metairie, LA 70006

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Louisiana Car Insurance Agency FAQs

  • Is opting for a more affordable option advantageous for car insurance in Louisiana?

    Obtaining a low-cost auto insurance policy in Louisiana is pointless if the insurance company cannot honor your claim in the event of an accident, regardless of cost. Whatever your insurance needs are, it is critical to choose a financially secure company with a track record of providing excellent service at a reasonable price.

  • What expenses are covered by medical payments in your Louisiana car insurance policy?

    Medical payments coverage in Louisiana provides financial assistance for medical expenses incurred as a result of an accident, regardless of fault. This coverage applies to you if you are a pedestrian hit by a car or a passenger in another person's personal vehicle. Furthermore, as long as the medical payments policy limit has not been reached, it can cover funeral costs in the event of a fatality resulting from a car accident.

  • Does your car insurance policy in Louisiana provide coverage for your RV, boat, or utility trailer?

    Personal-use boats, RVs, and utility trailers are only covered for liability in Louisiana when towed by your car. The coverage is in effect while the trailer is securely fastened and moving. If the trailer detaches and causes damage to another vehicle, the liability coverage in the car insurance policy will compensate you. However, this does not cover damage to the in-tow trailers or their cargo. You must purchase a separate policy to cover physical damage to boats, RVs, and trailers.

  • When is it advisable to opt for liability-only car insurance in Louisiana?

    If your vehicle in Louisiana is more than eight years old or is worth less than $5,000, choosing liability-only coverage is often the best option. When compared to potential claim payouts, collision and comprehensive insurance can be more expensive for older vehicles. For example, if your car is totaled in an accident, your insurance company will only pay up to the vehicle's actual cash value (ACV).

  • Is it acceptable to show digital proof of car insurance in Louisiana?

    Yes, you can present a physical insurance card containing your auto insurance policy details or a digital copy of the insurance card, policy declaration page, or similar documents on your phone or another device in Louisiana. This enables you to easily show evidence of auto insurance to a law enforcement officer, whether after an accident or during a DUI traffic stop.