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Best Local Car Insurance Agencies in Kansas

Our Recommended Top 16

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Kansas local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Kansas
Lawrence

Expertise.com Rating

Review Sources

Google
4.7 (18)

Why choose this provider?

A locally owned agency based in Lawrence, Stephens Chapin Insurance has been providing insurance solutions to clients in Kansas since 1978. It links individuals, families, and car owners to insurance providers that offer the best products covering their needs. The agency's car insurance policies cover losses and damages caused by fire, theft, an accident that doesn't involve another vehicle, and an uninsured driver. Apart from car insurance, the company also offers insurance solutions that cover homes, condos, and businesses.

Best Local Car Insurance Agencies Serving Kansas
Kansas City

Expertise.com Rating

Why choose this provider?

Established in 2006, Romo Seguros B & R, Inc., is a family-owned business that offers insurance products in Kansas. Its independent agents, who have more than 20 years of collective experience, guide individuals, families, and car owners in securing the best insurance options from multiple insurance carriers. Its car insurance policies include liability and comprehensive coverages, covering the policyholders' financial responsibility for injuring others and the losses from theft, fire, and other unwanted incidents. The company also offers life, home, and business insurance policies.

Best Local Car Insurance Agencies Serving Kansas
Gladstone

Expertise.com Rating

Why choose this provider?

Jeff David Insurance Agency offers insurance policies to car owners, local individuals, and small business owners in Kansas. For over 25 years, it has been guiding them in choosing the best policies that protect them and their properties and belongings. The agency�s auto insurance includes liability and comprehensive coverages that cover injuries and damages incurred due to unwanted incidents. The company also offers Medicare assistance and life, health, and home insurance. In addition, the agency is Chartered Property Casualty Underwriter-certified.

Best Local Car Insurance Agencies Serving Kansas
Olathe

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.7 (7)

Why choose this provider?

Agency West Insurance is an independent agency serving clients in Kansas. With more than three decades of collective experience, its agents offer full-coverage auto, home, and business insurance. They work closely with vehicle owner clients in crafting the best policies, which include liability, collision, comprehensive, medical payment, and uninsured or underinsured motorist coverages. Agency West Insurance also prepares policies for life, health, and home insurance. Focused on the best interest of clients, its staff is available 24/7 to respond to their queries.

Best Local Car Insurance Agencies Serving Kansas
Lawrence

Expertise.com Rating

Review Sources

Facebook
4.5 (18)
Google
4.9 (12)

Why choose this provider?

Kansas Insurance - Lawrence Office is a locally owned and operated agency that provides insurance products to individuals, families, and businesses across the state. It offers car insurance options tailored to every client's needs. Its agents, who are always available 24/7, directly work with them in planning and preparing the best car insurance solutions that include liability, collision, comprehensive, and uninsured and underinsured motorist coverage. In addition, the company has life, home, and business insurance policies.

Best Local Car Insurance Agencies Serving Kansas
Baldwin City

Expertise.com Rating

Why choose this provider?

Baldwin Insurance Services is the best locally owned and operated full-service insurance agency that serves clients in Kansas. For more than 75 years, it has been providing policies that protect families, homes, and assets from unwanted situations. Its team of agents offers auto insurance that safeguards car owners against financial loss following an accident. Its products include liability, property, and medical coverage. Baldwin Insurance Services also offers home, life, business, and farm insurance.

Best Local Car Insurance Agencies Serving Kansas
Overland Park

Expertise.com Rating

Review Sources

Google
5.0 (159)
Facebook
4.2 (13)
Yelp
5.0 (3)

Why choose this provider?

Serving Kansas, Flury-Hinderks Insurance Agency guides individuals and families seeking protection plans. It offers the best car insurance plans that pay for the losses the owner caused others or cover medical and related expenses due to auto accidents, regardless of who is at fault. A combination of these coverages is available to be included in one car insurance policy. The company also helps owners of boats, motorcycles, homes, and rental properties get insurance. Since 1950, the insurance agency has represented over 2,500 families across 12 states.

  • Renter's Insurance
  • RV Insurance
  • Travelers Insurance

Best Local Car Insurance Agencies Serving Kansas
Overland Park

Expertise.com Rating

Why choose this provider?

Capstone Insurance Agency helps individuals and businesses in Kansas get the best protection plans. It has car insurance policies that cover payments in case the vehicle is damaged or destroyed by fire, theft, or accident. It also has insurance coverage that protects auto owners against medical and legal expenses due to accident, injury, or loss of life that involves the vehicle. The agency represents multiple insurance brands allowing clients to compare coverages of life, home, renters, commercial property, and general business policies.

Best Local Car Insurance Agencies Serving Kansas
Kansas City

Expertise.com Rating

Review Sources

Google
4.8 (48)
Facebook
5.0 (24)
Yelp
5.0 (1)

Why choose this provider?

Jenkins & James Insurance Agency has been offering insurance solutions to clients in Kansas since 1992. It provides them with auto, life, home, and business policies that cover their specific needs. As an independent agency, its agents guide car owners in planning and choosing the best car insurance products that protect them against any legal liabilities and secure their financial future. Clients can opt to include collision, comprehensive, towing, and medical payment coverage. The firm also carries special coverage plans for safe drivers and good students.

Best Local Car Insurance Agencies Serving Kansas
Gardner

Expertise.com Rating

Why choose this provider?

MJH Insurance is a family-owned independent agency that has been serving clients in Kansas since 1963. It matches car owners, individuals, and families to insurance products that provide the best coverage. The company's car insurance options cover losses and damages due to theft, fire, or car accidents that do not involve another vehicle. It also has policies that protect vehicles from damages caused by uninsured drivers. In addition, the agency offers other insurance solutions, such as home, life, and business policies.

Best Local Car Insurance Agencies Serving Kansas
Topeka

Expertise.com Rating

Why choose this provider?

Roquet Insurance Agency provides auto, motorcycle, life, home, and business insurance solutions to all of Kansas. As an independent insurance agency, it links clients to insurance carriers that provide policies focused on protecting their assets and interests. Its car insurance policies include liability and comprehensive coverages, covering the owner's financial responsibility for injuring others and the losses from theft, fire, and other unwanted incidents. Its agents also guide clients in understanding ancillary medical and car rental coverages.

Best Local Car Insurance Agencies Serving Kansas
Leavenworth

Expertise.com Rating

Why choose this provider?

The Chapman Insurance Agency an independent insurance agency that serves individuals in Kansas. It guides vehicle owners to insurance carriers that provide the best car insurance options. Focused on helping clients, the firm assists them in choosing the cheapest products that suit their financial capability and still provide the coverage they need. Among the coverages being offered include collision, comprehensive, and liability, as well as medical payment insurance. In addition to car insurance policies, The Chapman Insurance Agency also offers home insurance.

Best Local Car Insurance Agencies Serving Kansas
Kansas City

Expertise.com Rating

Review Sources

Google
4.9 (85)
Facebook
4.6 (11)
Yelp
5.0 (1)

Why choose this provider?

Northland Independent Insurance Group has been serving clients in Kansas since 2009, providing them with insurance policies that protect their families, belongings, and automobiles. As an independent agency, it is partnered with insurance carriers that provide customer-centered solutions. Its agents, who have more than 30 years of collective experience, match vehicle owners to the best insurance products that include liability coverage. They also offer life, pet, home, condo, and motorcycle policies. The firm holds a membership to the Missouri Association of Insurance Agents

Best Local Car Insurance Agencies Serving Kansas
Topeka

Expertise.com Rating

Review Sources

Google
4.9 (35)
Facebook
5.0 (14)

Why choose this provider?

Ryan Mohwinkle is a State Farm insurance agent who serves clients in Kansas. It offers the cheapest car owners auto insurance policies that protect them and cover their needs. Mohwinkle also provides other insurance solutions, such as life, health, home, and business insurance. He guides clients in understanding every product focused on allowing them to make informed decisions. Mohwinkle also remains involved with volunteer work and has received industry awards from State Farm, including Legion of Honor, Bronze Tablet, and Ambassador Travel.

Best Local Car Insurance Agencies Serving Kansas
Topeka

Expertise.com Rating

Why choose this provider?

Jamie Hornbaker is an insurance agent that serves the people of Kansas. She offers her assistance to car owners seeking insurance plans. Hornbaker also provides clients with home, life, health, property, and business insurance products. She extends her services to individuals who need guidance in banking, annuities, and mutual funds. She also offers services in Spanish. Hornbaker supports numerous Shawnee County non-profit organizations and is a board member of the Downtown Topeka Foundation.

Best Local Car Insurance Agencies Serving Kansas
Leavenworth

Expertise.com Rating

Review Sources

Facebook
4.9 (671)
Google
4.0 (27)
Yelp
1.5 (23)

Why choose this provider?

Armed Forces Insurance has been protecting military members in Kansas since 1887. Included in its product line is auto insurance rated at cheap prices. Its team writes policies that cover collision damage and reimburse losses in cases of natural disasters. With access to policies from national providers, the agents are able to customize plans and add optional coverage for emergency road service. Armed Forces Insurance's AFI Foundation is a nonprofit organization that holds seminars and workshops to educate members of the military on financial planning.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Stephens Chapin Insurance
2711 West 6th Street, Lawrence, KS 66049
carinsurancekansascity.com
209 1/2 North 18th Street, Kansas City, KS 66102
Jeff David Insurance Agency
6520 North Oak Trafficway, Gladstone, KS 64118
Agency West Insurance
706 North Lindenwood Drive, Olathe, KS 66062
Kansas Insurance - Lawrence Office
3801 West 6th Street, Lawrence, KS 66049
Baldwin Insurance Services
604 High Street, Baldwin City, KS 66006
Flury-Hinderks Insurance Agency
12022 Blue Valley Parkway, Overland Park, KS 66213
Capstone Insurance Agency
12721 Metcalf Avenue, Overland Park, KS 66213
Jenkins & James Insurance Agency
6651 N Oak Trafficway, Suite 20, Kansas City, KS 64118
Mjh Insurance
345 North Moonlight Road, Gardner, KS 66030
Roquet Insurance Agency
2900 Southwest Atwood Avenue, Topeka, KS 66614
The Chapman Insurance Agency
430 Walnut Street, Leavenworth, KS 66048
Northland Independent Insurance Group
5575 Northwest Barry Road, Kansas City, KS 64154
Ryan Mohwinkle
5855 Southwest 29th Street, Topeka, KS 66614
Jamie Hornbaker
1615 Southwest 37th Street, Topeka, KS 66611
Armed Forces Insurance
550 Eisenhower Road, Leavenworth, KS 66048

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Kansas Car Insurance Agency FAQs

  • What level of insurance protection is required for vehicles in Kansas?

    The minimum amount of auto insurance coverage required in Kansas is the following:

    • $25,000 for bodily injury per person.
    • Maximum of $50,000 per incident.
    • Up to $10,000 for damage to another person’s property. For Personal Injury Protection, the specific minimum coverage amount is the following:
    • $4,500 per person for medical expenses.
    • $4,500 for rehabilitation expenses.
    • $2,000 for funeral, burial, or cremation expenses.
    • $900 per month for up to one year for disability or loss of income.
    • $25 per day for in-home services.
  • What are the repercussions of operating a vehicle without auto insurance in Kansas?

    If a driver gets caught in Kansas operating a car without insurance, they may be subject to fines, license suspension, and vehicle impoundment. Aside from paying out-of-pocket for damages, uninsured drivers may be responsible for covering medical expenses and car repair costs after an accident. Additionally, anyone caught driving without a valid license may see an increase in the cost of their auto insurance.

  • What happens to the injured driver if the person who caused the car collision in Kansas has no insurance?

    The injured driver in Kansas may file a claim under their uninsured motorist or UM policy if they were struck by a driver who had no insurance. In the state, every driver is required to carry UM coverage of at least $25,000 per person and $50,000 per accident. The injured party may potentially bring legal action to recover damages from the careless individual who caused the accident.

  • Do traffic infractions affect car insurance rates in Kansas?

    If a driver in Kansas has a history of moving offenses like DUIs and speeding fines, the insurance may raise the rate. This is due to the fact that insurers view drivers with a history of moving violations as high-risk drivers who are prone to cause accidents and make insurance claims.

  • What can Kansas motorists do to reduce their auto insurance costs?

    Kansas drivers can take a variety of actions to qualify for discounts on their insurance costs, including the following:

    • Preserving a clean driving record.
    • Maintaining a driving history free of collisions.
    • Enrolling in driver-training programs.
    • Equipping vehicles with safety features and anti-theft technology.
    • Combining house and auto insurance coverage.
    • Adding two or more vehicles to a single insurance policy.